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How To Get Your Student Loans Forgiven: Three PathsThere are three ways to have student loans forgiven and none of them are easily attainable. The first is based on the type of career you choose. The second is based on you how many years you make on-time payments while enrolled in a qualifying repayment plan. The last one requires a set of extraordinary circumstances that rarely come into play, but nonetheless could result in loan forgiveness. The first two are available for federal student loans only and the last one is achievable for federal or private student loans.Be aware that there is an important difference between having a loan “discharged” and having one “forgiven.” Loan forgiveness typically is given to someone who performs works at a qualified job, such as teaching in a high-need area, for a specific length of time and has the amount left on their student loan forgiven. Loan discharge is rare, but can be granted to borrowers who can’t repay the loan for a variety of reasons such as death, disability, fraud, identity theft and in very scarce circumstances, bankruptcy.Public Service Loan Forgiveness Program (PSLF)Public Service Loan Forgiveness was created by the College Cost Reduction and Access Act of 2007 to lessen the burden of student loans for highly-qualified graduates and encourage them to pursue careers in the public service sector.This forgiveness option is available for Direct Federal Student Loans; Direct Plus loans and Direct Consolidation loans. Private student loans are not eligible for Public Service Loan Forgiveness. To receive loan forgiveness under this program, you must be a full-time employee (at least 30 hours per week) in public service job and make 10 years of on-time monthly payments (120) after consolidating your federal loans in a qualified repayment program.This forgiveness option applies solely to Direct Federal Student Loans. Private student loans are not eligible for Public Service Loan Forgiveness. To receive loan forgiveness under this program, you must be a full-time employee (at least 30 hours per week) in public service job and make 10 years of on-time monthly payments (120) after consolidating your federal loans in a qualified repayment program.Public Service Jobs Qualifying for Public Service Loan Forgiveness:Any job in a government organization at the federal, state, local or tribal levelNot-for-profit organizations that are designated tax-exempt under Section 501(c)(3)Other not-for-profit organizations that are not tax-exempt but provide a qualifying public serviceFull-time AmeriCorps and Peace Corps volunteersThe most common public service careers are in education, law enforcement, health, public law, and veterinary medicine.Repayment Plans Qualifying for Public Service Loan ForgivenessIncome-Based Repayment Plan (IBR)Income-Contingent Repayment Plan (ICR)Pay As You Earn Repayment Plan (PAYE)Revised Pay As You Earn Repayment Plan (REPAYE)Note that the 10-year Standard Repayment Plan also is considered a qualifying plan, but because it is a 10-year plan, there won’t be any funds left to forgive. If you plan to enroll in a PSLF program, you need to enroll in a repayment plan that extends your loan term beyond 10 years.To apply for PSLF, you must fill out a Employment Certification Form every year and make pay stubs, W-2 forms or other documentation available as requested.The first wave of student loan borrowers eligible for loan forgiveness met their final required payment in October of 2017. News stories say that many of the people who thought they had qualified, were denied loan forgiveness because they didn’t meet the prescribed requirements.According to a 2017 report from the Consumer Financial Protection Bureau, more than 550,000 borrowers are expecting to have their loans forgiven. If you are enrolled in the program, you should track your progress at least once-a-year to be certain you are meeting all requirements.However, President Donald Trump has proposed eliminating the program to anyone who hasn’t enrolled by July 1, 2018. Congress hasn’t voted on that proposal as of the Spring of 2018. For more information on this path to loan forgiveness, visit Public Service Loan Forgiveness.Teacher Loan Forgiveness ProgramThe Teacher Loan Forgiveness program was created in 1998 to encourage teachers to take jobs at elementary schools, secondary schools and educational service agencies that serve low-income families. The U.S. Department of Education publishes the list of low-income elementary schools and secondary schools each year.You need to teach fulltime at a qualifying school for five full and consecutive years. Then you are eligible to have from $5,000 to up to $17,500 in loans forgiven.Only Direct subsidized and unsubsidized loans qualify. PLUS loans do not qualify. There are 13 states that offer some form of loan forgiveness for teachers, with varying requirements.Apply to the program by completing the Teacher Loan Forgiveness Application and submitting it to your loan servicer.Loan Forgiveness for NursesRegistered nurses, nurse practitioners and members of nursing faculty, who work in high-need population areas or areas where there is a critical shortage could qualify to have up to 85% of their loans forgiven under the NURSE Corps Loan Repayment Program.Qualified candidates can have 60% of their student loans forgiven for working two years in an underserved area. Another 25% could be forgiven for working three years. Some states also offer loan repayment assistance. Go to the Loan Forgiveness for Nurses website to see if yours is one of the 33 states that has one and what the eligibility requirements are.Loan Forgiveness for DoctorsThe healthcare professions, especially physicians, dentists, pharmacists and mental healthcare workers, have several options, both national and local, to receive loan forgiveness.The requirements and the amount forgiven vary dramatically, depending upon which program you enter. For example, the Navy Financial Assistance Program offers up to $275,000 in loan forgiveness in return for an eight-year commitment for active and reserve duty. The National Health Service Corps offers up to $50,000 in loan repayment for two years of work at an approved site.Check out the links to see the amount of loan forgiveness available and requirements for Army doctors; Indian Health Services, National Institute of Health, as well as state-by-state programs.Loan Forgiveness for LawyersLike most professions, there is a financial incentive for lawyers to spend a few years practicing in public service or government offices in order to have some portion of their law school loan forgiven. For example, the Department of Justice provides up to $60,000 in loan forgiveness for lawyers who work there for at least three years. The Air Force Judge Advocate program offers up to $65,000 in loan forgiveness.The best place to start looking might be your own law school, since several colleges forgive some or all of the student loans for students who make less than $60,000 a year. That amount varies, so check with your school to get actual requirements and amount forgiven. If you can't qualify for a forgiveness program, look into refinancing your law school debt.Loan Forgiveness for MilitaryEach branch of the military has programs that help qualified members pay off their student loans, but the loan amounts forgiven and the requirements that must be met vary dramatically.The best to find out all that is involved in military loan forgiveness is to visit the Complete Guide to Military Student Loan Forgiveness and Repayment and find the program that best suits your situation and branch of the military.Federal Perkins Loan CancellationFederal Perkins Loans have a separate forgiveness program because your school is the lender, not the federal government. To apply, contact the financial aid office at the school that administered your Perkins Loan and request the application forms. You need to be a full-time employee in a qualified career.Is your credit score is holding you back fro being approved a loan, If you want to raise your credit score and delete negatives or collections. Just let him know I referred you and he would be on hand to respond swiftly 4FICOREPAIR @ gmail com

There are so many but here's a good one that no one heard a peep about in the lamestream media.In March, President Trump Signed The $1.3 Trillion Federal Omnibus Budget That Would Add Money For Infrastructure And Financial Aid For The Historically Black Colleges. "The $1.3 trillion federal omnibus budget that keeps the government open for six months includes new spending for historically black colleges. The law, signed Friday by President Donald Trump, adds money for infrastructure and financial aid, long-held priorities for HBCU advocates." (Herbert L. White, "Omnibus Adds Spending For Historically Black Colleges Budget Includes Infrastructure And Financial Aid," The Charlotte Post , 3/23/18)Under The Omnibus Bill, The Title III HBCU Program Gained $34.9 Million More In Federal Funding, Which Brought The Discretionary Total To $279 Million. "The Title III, Strengthening HBCUs program at the Department of Education was increased by $34.9 million, bringing the discretionary total for Historically Black Colleges and Universities (HBCUs) to $279 million." ("Programmatic Increases And Investments In The FY2018 Omnibus Appropriations Bill," UNCF , Accessed 8/7/18)Under The Omnibus Bill, The HBCU Capital Finance Program Fund Will Be Increased By $10 Million In Order To Provide Financial Resources At A Lower Interest Rate For HBCUs To Build New Buildings On Their Campuses. "The HBCU Capital Finance Program was increased by $10 million, bringing the total to $30 million. The program provides financial resources at a lower interest rate for HBCUs to build new buildings on their campuses. The additional $10 million was added with authority for the Education Secretary to grant deferment for qualifying private HBCUs participating in the program." ("Programmatic Increases And Investments In The FY2018 Omnibus Appropriations Bill," UNCF , Accessed 8/7/18)Under The Omnibus Bill, The Federal TRIO Programs Would Receive An Additional $60 Million To Help Minority And Low-Income Students Achieve Higher Education. "The Federal TRIO Programs were collectively increased by $60 million, bringing the total to $1.1 billion. Often housed on HBCU campuses, these pipeline programs help minority and low-income students achieve higher education." ("Programmatic Increases And Investments In The FY2018 Omnibus Appropriations Bill," UNCF , Accessed 8/7/18)Shall I continue?The below is a brief summary of the top accomplishments achieved under President Trump’s administration.EconomyPresident Trump’s policies have put the American economy into high gear.Since President Trump was elected 7.3 million jobs have been created.In 2019, 2.1 new jobs were Under Construction 2019, 1.5 million jobs were added for women. This accounts for more than 50% of total job gains for the first time ever.Over 500,000 manufacturing jobs have been created since the President was elected.The current unemployment rate is 3.5%, a 50-year low.Highlights of December’s jobs report:174,000 jobs were created in December.December marked the 22nd consecutive month that the unemployment rate has been at or below 4%.For 22 consecutive months, wage growth has been near or above 3%.Throughout the Trump Administration we have seen record low unemployment for women, African Americans, Latino Americans, and Asian Americans. In December:African American unemployment rate was at 5.9%.The Hispanic American unemployment rate remained at a near record low of 4.2%.The Asian American unemployment rate was 2.5%, near a historic low.The adult women’s unemployment rate hit 3.2%, the lowest since 1953.The Dow Jones Industrial Average hit record highs over 100 times under President Trump.Under President Trump, 7 million people have come off food stamps.Under President Trump’s leadership, Congress passed historic tax cuts and relief for hard-working Americans. The Tax Cuts and Jobs Act is the first major tax reform signed in 30 http://years.As a result of the historic tax cuts, nearly 9,000 Opportunity Zones were created in all 50 states, DC, and 5 territories. Opportunity Zones will spur $100 billion in private capital investment and impact nearly 35 million Americans.The Tax Cuts and Jobs Act increased the Child Tax Credit by 100% keeping more money in the pockets of hardworking mothers.Economic confidence rebounded to record highs under President Trump because his pro-growth policies have and continue to put American workers and businesses first.President Trump has rolled back unnecessary job-killing regulations at a historic pace.The Administration has cut 8 and a half regulations for every new rule.This far exceeds the promise made to cut 2 regulations for every 1 regulation added.Regulatory costs have been slashed by nearly $50 billion and have saved taxpayers $220 billion once actions are implemented.The deregulation efforts will save American households an estimated $3,100 per year.The Administration formed the Governors’ Initiative on Regulatory Innovation which aims to better align state and Federal efforts to cut additional unnecessary regulations and costs.ImmigrationPresident Trump is working to secure our border.President Trump is fulfilling his promise to build a border wall, with sizable portions already finished or under http://construction.It’s expected that 450 miles will be finished by the end of 2020.The Trump Administration has constructed 100 miles of new border wall system.Currently, 167 miles of wall is under construction in high entry sectors such as San Diego, El Centro, El Paso, and Yuma.The new wall has contributed to a 56% overall decrease in the number of illegal migrant arrivals at the border.Under President Trump, the U.S. Border Patrol has arrested hundreds of members of dangerous gangs.The President has strongly enforced our nation’s immigration laws by cracking down on illegal immigration and taken aim at “sanctuary cities.”President Trump has called on Congress to close dangerous loopholes such as “Catch and Release,” end chain migration, and end the visa lottery program which enables illegal immigration.The Administration is looking to close the Flores Settlement Agreement that requires the government to release families into the country after 20 days. This loophole has been exploited by smugglers who use children as pawns to enter our country.We are closing asylum loopholes – recently, the Administration instituted a new rule requiring migrants who come to our border to have previously applied and been denied to a country they passed through.The Trump Administration announced they are releasing a “Public Charge Rule” that will ensure non-citizens do not abuse our nation’s public benefits. This rule will go into effect on 10/15/19.President Trump was successful in his efforts to get Mexico and the Northern Triangle countries to step up and help stop the crisis at the border.President Trump’s successful negotiations have led to 28% drop in migrants taken into custody in June.In May, President Trump announced a new immigration proposal that would modernize our system and secure the border.The Administration has made it a priority to end human trafficking and is using many resources to do so.The Administration provided funding to support the National Human Trafficking Hotline.The Anti-Trafficking Coordination Team (ACTeam) initiative more than doubled convictions of human traffickers and increased the number of defendants charged in ACTeam districts.Foreign PolicyPresident Trump has restored our nation’s standing in the world and is standing up to bad actors.The United States has successfully decimated ISIS.Under President Trump, the number one terrorist leader Abu Bakr al-Baghdadi was taken out.President Trump ordered the killing of Qassem Soleimani, the head of Iran’s elite Quds Force and an evil, ruthless, and deadly terrorist.President Trump fulfilled his promise to name Jerusalem Israel’s capital city and moved the U.S. EmbassyPresident Trump held two historic summits with North Korean leader Kim Jong Un, further demonstrating the Administration’s commitment to a denuclearized Korean peninsula.President Trump withdrew the U.S. from the Iran Nuclear Agreement and instituted the toughest sanctions in history to drive the regime’s oil exports to zero.in June 2019, President Trump signed an executive order that authorizes expanded sanctions against Iran.The Administration has vigorously and quickly enforced red lines against regimes and individuals that use chemical weapons.The Trump Administration has imposed sanctions on Russian entities and individuals previously indicted for their roles in Russian interference in our election.The Trump Administration imposed hard-hitting sanctions against Iran’s national bank.TradePresident Trump is delivering on his promise to correct trade imbalances.The Trump Administration had taken unprecedented steps to modernize and improve trading practices and negotiate freer, fairer, and reciprocal trade agreements with our global allies.President Trump has kept his promise to deliver a modern and rebalanced trade deal to replace NAFTA. The United States – Mexico – Canada Agreement (USMCA)The USCMA will spur economic growth, create 176,000 jobs, add $68.2 billion to the U.S. economy, and raise wages.President Trump negotiated a new United States-Japan trade deal with Prime Minister Shinzo Abe. Japan is one of our strongest economic partners and this trade deal builds on that partnership. It is a big win for American farmers, ranchers, workers, and businesses.The Administration revised the United States -Korea Free Trade Agreement (KORUS) to make it more beneficial to American workersThe President and European Union President Juncker agreed to a new trade deal that strengthens and reforms our trade relationship. The agreement:Works toward zero tariffs, zero non-tariff barriers, zero subsidies on non-automotive industrial goods.Makes it easier for the EU to purchase liquefied gas.Reduces trade and bureaucratic obstacles between the U.S. and the EU.Addresses unfair trade practices.President Trump agreed to a phase one trade deal with China that includes a strong enforcement mechanism.President Trump withdrew the United States from the flawed Trans-Pacific Partnership.President Trump has forced our allies to recommit to NATO.The Trump Administration has protected farmers from unfair trade practices by authorizing $12 billion in aid to the American agricultural heartland under The Commodity Credit Corporation Charter Act.JudicialPresident Trump continues to reshape the Federal judiciary at a record pace and is following through on his promise to appoint judges who will uphold the Constitution and rule of law.President Trump continues to reshape the Federal judiciary at a record pace.President Trump has installed more federal court judges than any president in the past four decades.The President is following through on his promise to appoint judges who will uphold the Constitution and rule of law for generations to come.President Trump has nominated, and the Senate has confirmed a grand total of 187 Article III judges.2 Supreme Court Justices – Justice Gorsuch and Justice Kavanaugh.50 Circuit Court judges.133 District Court judges.2 Court of International Trade JudgesPresident Trump’s judicial confirmations have “flipped” 3 – 2nd, 3rd, 11th Circuits – federal appeals courts to Republican.In 2018, President Trump broke the record for the most circuit court of appeals judges (29) confirmed in the first 2 years of a presidency.Health CarePresident Trump has reduced the cost of health care and taken significant steps to fight the opioid epidemic.President Trump has prioritized fixing our broken health care system and worked with Congress to implement a system that works for all Americans.The President has made it clear patients with preexisting conditions will be protected.The individual mandate penalty has been eliminated.Association Health Plans have been expanded.Short-term, limited duration insurance plans have been extended.President Trump is working to implement his plan to lower prescription drugs.Under the Trump Administration, we have seen the first ever decline of average benchmark premiums on the federal health care exchange.The President signed an Executive Order to improve seniors’ health care and improve the fiscal sustainability of Medicare.Reforms to expand Medicare Advantage options and Health Reimbursement Accounts have been expanded.President Trump mobilized his entire Administration to address the drug addiction and opioid abuse by declaring a Nationwide Public Health Emergency.President Trump signed the SUPPORT for Patients and Communities Act to fight the opioid epidemic.The Administration launched http://FindTreatment.gov a public resource to help combat substance abuse.President Trump signed an Executive Order that increases price and quality transparency.The Administration has committed to ending surprise billing.HHS is finalizing a rule that will require hospitals to make prices publicly available online and in a more consumer-friendly format.The Administration has proposed a rule to require insurance companies and group health plans to provide enrollees with cost estimates.The Trump Administration has promoted innovation and solutions to expand treatment options for Americans living with disease including HIV/AIDS, kidney disease, pediatric cancer, Alzheimer’s, and more.The Administration launched a program to provide the HIV prevention drug PrEP to uninsured patients for free.Signed the bipartisan Tobacco-Free Youth Act to raise the nationwide age for purchasing tobacco and vaping products to 21 years old.Costly Obamacare taxes were repealed including the “Cadillac tax” and the Medical Device Tax.EnvironmentPresident Trump is promoting a clean and healthy environment for all Americans.The President and the Administration are continuing to pursue policies that encourage environmental protection while promoting economic growth.Since 2005, our energy related carbon emissions have declined more than any other country. This is expected to decrease in 2019 and 2020.Our nation’s environmental record is one of the strongest in the world.According to the White House, from 1970 to 2018, the combined emissions of the most common air pollutants fell 74% while the economy grew over 275%.We have the cleanest air on record and remain a global leader for access to clean drinking water. The President has taken important steps to restore, preserve, and protect our land, air, and waters.The Save our Seas Act was signed into law in 2018. This law reauthorized the NOAA Marine Debris Program, promoting international action to reduce marine debris and authorizing cleanup and response actions that may be needed.The EPA has taken significant steps to clean up our contaminated sites and hazardous http://sites.In FY2018, the EPA completed cleanup work on 22 Superfund sites from the National Priorities list. This is the largest number in one year since 2005.The EPA is more efficiently implementing air quality standards that will better protect the environment and human health.The President’s management of our nation’s lands promotes conservation while encouraging good stewardship and expanding recreational opportunities.Just this year, President Trump signed legislation designating 1.3 million new acres of wilderness – the largest public lands legislation in a decade.The Department of the Interior proposed to open more than 1 million acres of land for expanded hunting and fishing access. The President took important action to improve management of forests to help prevent devastating forest fires.President Trump issued changes to the National Environmental Policy Act (NEPA) to reduce regulation and allow for infrastructure and transportation projects to move forward.EnergyPresident Trump’s policies have begun to unleash our nation’s energy potential.• President Trump signed an Executive Order to expand offshore oil and gas drilling and open more leases to develop offshore drilling.• The Administration acted aggressively to increase exports of energy resources to the global market and allowed financing for coal and fossil energy projects.• President Trump has approved the infrastructure and provided the resources needed to unleash Oil and gas production in the U.S.o The Keystone XL and Dakota Access pipelines were approved, supporting an estimated total of 42,000 jobs and $2 billion in wages.o The New Burgos Pipeline, a cross-border project that will export U.S. gasoline to Mexico, was approved.o The Trump Administration reversed President Obama’s moratorium on new leases for oil and gas development on Federal lands.• The President rescinded President Obama’s costly Clean Power Plan.• The President proposed the Affordable Clean Energy Rule to reduce greenhouse gasses, empower states, promote energy independence, and facilitate economic growth and job creation.• The Administration has rescinded many costly Obama-Era regulations including the methane emissions rule that would cost American energy developers an estimated $530 million annually.• The President announced his intent to withdrawal the U.S. from the unfair Paris Climate Accord.AgriculturePresident Trump and his Administration continue to help our farmers.In 2018, President Trump signed a sweeping new Farm Bill into law.The Farm Bill provides support and stability to our farmers, expands crop insurance, doubles how much farmers can borrow and helps open new markets for our farmers.The President authorized the year-round sale of E15 gasoline which provided a boost to America’s corn growing communities.Red tape that has harmed American farmers have been rolled back.This includes eliminating the burdensome Obama-era Waters of the United States rule.The historic Tax Cuts and Jobs Act protected family farmers from the estate tax.Thanks to the President’s historic tax cuts legislation, the effective tax rate for farmers is expected to fall from 17.2% to 13.9%.President Trump is standing up for America’s farmers by negotiating fairer, freer, and more reciprocal trade deals that remove barriers and open markets for American farmers.President Trump negotiated the United States-Mexico-Canada Agreement (USMCA), getting a better deal for American farmers and ranchers.The USMCA will increase America’s Agricultural exports by $2.2 billion.The USMCA will eliminates Canada’s discriminatory programs that allow low-priced dairy products to undersell our nation’s dairy producers.USMCA includes expanded market access for dairy products, eggs, and http://poultry.In a deal with the European Union, American soybean exports will be increased.o President Trump reached a new trade agreement with Japan. As a result, Japan will eliminate or reduce tariffs on approximately $7.2 billion in U.S. agricultural exports.President Trump continues to stand up to China and their unfair trade practices which target our farmers.The Administration provided $16 billion in funds to support our farmers against unfair trade retaliation.The Trump Administration continue to support and expand markets for America’s farmers.Japan’s market has been opened to all American beef.Restrictions have been eliminated on:American pork exports to Argentina.American beef to Brazil.Idaho chipping potatoes to Japan.American poultry to South Korea.President Trump signed an Executive Order directing Federal agencies to streamline the agricultural biotechnology regulatory process.The Trump Administration is working to promote connectivity in rural American by investing in rural broadband. President Trump is working to protect our Nation’s Forests & Wildlife | Forests.in 2018, the President signed an Executive Order aimed at increasing responsible forest management and coordinating Federal, State, tribal, and local assets to prevent and combat http://wildfires.In order to preserve the health of our forests, the Agriculture Improvement Act of 2018 was signed into law.President Trump and his administration continue to provide necessary disaster relief to impacted areas.EducationPresident Trump and his administration are putting students and families first.The President understands the importance of education and continues to declare the last week in January National School Choice Week.The President signed a historic Executive Order that promotes and protects free speech on college campuses.President Trump and his Administration support the Education Freedom Scholarships and Opportunity Act.In 2019, President Trump signed a memorandum that eliminates 100% of student loan debt for permanently disabled veterans.The President continues to work with the Department of Education to expand transparency and give students expanded access to vital information about the career outcomes of the programs they enroll in.• President Trump has made Historically Black Colleges and Universities a priority, including appropriating more money to HBCUs in one year than any other president and establishing a Presidential Board of Advisors on HBCUs.President Trump signed the FUTURE Act into law. The law permanently funds HBCUs and simplifies the FAFSA applicationThe President is committed to expanding and strengthening education in science, technology, engineering, and mathematic (STEM).President Trump issued a presidential memorandum encouraging the Department of Education to promote STEM, especially Computer Science.President Trump directed more than $200 million per year to technology education grants for women and programs that encourage participation in STEM careers.The President signed the bipartisan reauthorization of the Carl D. Perkins Career and Technical Education Act. This law provides the necessary training for students and workers to succeed in the 21st century economy.The President donated his 2017 second quarter salary to the Department of Education. The funds were used to host a STEM focused camp for students.President Trump signed the INSPIRE Act which encourages NASA to have more women and girls participate in STEM and pursue careers in aerospace.The President signed an Executive Order to expand apprenticeships in America.President Trump has encouraged state and federal lawmakers to expand school choice.The administration lowered regulatory hurdles and restored flexibility to schools with respect to menus in their cafeterias.President Trump is committed to making our schools safer.President Trump encouraged passage of the STOP School Violence Act to provide funding grants to schools to improve security measures.The Administration established a Commission on School Safety to examine ways to make schools safer for all students and teachers.Additionally, the Administration proposed a new $5 billion annual tax credit to promote school choice. This move is supported by 2/3rds of black Americans.Military and VeteransPresident Trump is protecting America and our allies by rebuilding our military and ensuring our veterans receive the care they deserve.President Trump has restored American military strength.Under President Trump’s leadership, Congress passed three historic National Defense Authorization Acts (NDAA).The FY2020 NDAA includes a much needed 3.1% pay raise for our troops.The FY2020 NDAA establishes the United States Space Force to ensure American dominance in space.President Trump signed the Veterans Accountability and Whistleblower Protection Act to allow senior officials in the Department of Veterans Affairs (V.A.) to fire failing employees and establish safeguards to protect whistleblowers.The President signed the V.A. Choice and Quality Employment Act of 2017 to authorize $2.1 billion in additional funds for the Veterans Choice Program (VCP).The Trump Administration created a new White House V.A. Hotline, staffed by veterans and family members.The Administration has secured a record $8.6 billion in funding for mental health services with the goal of ending the tragedy of veteran suicide.The Trump Administration has created the PREVENTS initiative, a task force aimed at unifying the efforts of government, businesses, and nonprofit groups to help our veterans.The President has secured $73.1 billion for the Department of Veterans Affairs – the highest funding for the VA in history.Veterans Affairs increased transparency and accountability by launching an online “Access and Quality Tool.” This provides veterans a way to access wait time and quality of care data.In 2019, President Trump signed a memorandum that eliminates 100% of student loan debt for permanently disabled veterans.The President also called upon all 50 states to ensure that disabled veterans do not pay state tax on their forgiven debts.The unemployment rate among veterans is at a record low of 2.8%.9.1 million veterans are employed.The number of unemployed veterans has been reduced by 40% under President Trump.In November 2019, President Trump became the first president to walk in the New York City Veterans Day Parade.WomenUnder President Trump’s administration, women have been empowered to reach their economic potential.Women have experienced record low unemployment under President Trump.Since he was elected, President Trump has created over 4.3 million new jobs for http://women.In 2019, 1.5 million jobs were added for women. This accounts for more than 50% of total job gains for the first time Index of / December, the adult women’s unemployment rate hit 3.2%, the lowest since 1953.The unemployment rate among women has been under 4% for 18 straight months.During the President’s first year in office, the number of American women in poverty fell by nearly 600,000.Thanks to the Tax Cuts and Jobs Act, the child tax credit was doubled to $2,000 per child.President Trump was the first president to include a paid family leave policy 2 budget proposals.The FY2020 NDAA included paid parental leave for federal workers.The President and his Administration are committed to keeping families and communities safe.The Trump Administration has prioritized empowering women to pursue careers and realize their economic potential.President Trump directed more than $200 million per year to technology education grants for women and programs that encourage participation in STEM careers.President Trump signed an Executive Order establishing the National Council For The American Worker.Over 300 companies and associations of all size and industry have signed the Administration’s Pledge to America’s Workers, promising to create more than 14 million education, training, and skill-building opportunities over the next 5 years.Ivanka Trump created the Women’s Global Development and Prosperity Initiative (W-GDP) to help 50 million women in 22 developing countries realize their economic potential by 2025.Additional Trump Administration efforts to empower women globally include:The Women Entrepreneurs Finance Initiative (We-Fi): Aims to mobilize more than $2.6 billion in capital for women entrepreneurs in 26 developing countries.The WomenConnect Challenge: Seeks to growth women’s access to digital technology and bridge the digital gender divide.The 2X Women’s Initiative: Aimed at mobilizing $1 billion in capital to support women living in the developing world. This initiative has already mobilized more than $140 million from the private sector to support women in Latin America and the Caribbean.Black AmericansBlack Americans have a true champion in President Trump.President Trump has created an astonishing 1.6 million new jobs for black Americans since his election. o In December, the black unemployment rate was at 5.9%.The black American unemployment rate has been at or below 7% for 23 consecutive months.Prior to President Trump’s administration, the black unemployment rate had never dipped below 7%.In 2019, the African American unemployment rate hit a record low and remained below 7% for the entire year.Under President Trump, incomes for black Americans have increased by 2.6%.Under the Trump Economy, wages are continuing to rise which significantly benefits the lowest-paid workers.The poverty rate among black Americans is at its lowest level in history.Under President Trump, 350,000 fewer black Americans are living in poverty.During the President’s first year in office, the black American poverty rate fell to 21.2% down from 22% the year before.As a result of the historic Tax Cuts and Jobs Act, nearly 9,000 Opportunity Zones were created in all 50 states, DC, and 5 territories.o Opportunity Zones which will create jobs and spur investment in disadvantaged communities.o These Opportunity Zones will spur $100 billion in private capital investment and impact 1.4 million minority households.President Trump signed the historic FIRST STEP Act into law.The FIRST STEP ACT has been widely hailed as the most meaningful criminal justice reform in a generation.This landmark legislation included necessary reforms to our justice system, improves our prison system, and prepares inmates for reentry in our http://communities.As a result of the First Step Act, more than 3,000 Americans have been released from prison and 90% of those who have had their sentences reduced are black Americans.The First Step Act shortens mandatory minimum sentences for nonviolent drug crimes and provides judges greater liberty to go around mandatory minimums.The law also allows offenders sentenced under racially motivated mandatory minimums to petition for their cases to be re-evaluated.President Trump was awarded the 2019 Bipartisan Justice award by the nonprofit 20/20 Bipartisan Justice Center. The President received this award for his “ability to work across the aisle to achieve meaningful progress in reforming our criminal justice system.”President Trump has committed his Administration to advancing second chance hiring for former prisoners. This includes launching a “Ready to Work Initiative.”The Trump Administration has fought for a federal tax credit on donations that fund scholarships to private schools, a proposal supported by 64% of African Americans.President Trump has made supporting Historically Black Colleges and Universities (HBCUs) a top priority.In February 2017, President Trump announced the President’s Board of Advisors on HBCUs.The President signed an Executive Order on HBCUs in February 2017, the earliest any President has signed an Order on HBCUs.The EO established an Interagency Working Group to advance and coordinate work regarding HBCUs.The federal HBCU initiative office was moved back into the White House, a move that leaders had requested under President Obama.President Trump has appropriated more money than any other president to HBCUs.The President signed legislation to increase federal funding for HBCUs by 13%, the highest level ever.President Trump signed the FUTURE Act into law. The law permanently funds HBCUs and simplifies the FAFSA application.The President worked with Congress to lift the ban on Pell Grants on summer classes.Through the Capital Financing Program, the Administration has provided more than $500 million in loans to HBCUs.The President directed the entire federal government to develop a strategy to support HBCUs. To date, this has been supported by 32 departments and agencies.The Administration has forgiven more than $300 million in outstanding debt for four schools impacted by natural disasters and the budget provided $10 million to defer loan payments for 6 school facing financial difficulties.The Department of Education worked with HBCUs to protect $80 million in Title III carryover funding.President Trump took a big step to end discriminatory restrictions to prevent faith based HBCUs from accessing federal support.The Administration continues to work with HBCUs to expand apprenticeship opportunities, career choices, and ensure they are receiving adequate support.Latino AmericansUnder President Trump’s leadership the Latino American community has thrived.Under President Trump, Latino Americans have experienced record low unemployment.More than 2.9 million jobs have been created for Latino Americans since the President was http://elected.In December, the Latino American unemployment rate was at a near record low of 4.2%.The Hispanic American unemployment rate hit several record lows in 2019, including falling below 4% for the first time in history.The median Latino American income rose by $1,786 during President Trump’s first year in http://office.In 2017, the median Latino American income hit its highest ever recorded level ($50,486).Since taking office, the Latino American homeownership rose by more than a percentage point (46.3% to 47.4%).In addition to the booming economy, President Trump renegotiated freer and fairer trade deals such as the USMCA.President Trump has stood up to socialism and communism in Venezuela, Cuba, and Nicaragua.Thanks to pressure from President Trump, 50 countries followed President Trump’s leadership in recognizing Juan Guaidó as the legitimate leader of Venezuela.The Trump administration has rolled back President Obama’s disastrous rapprochement with Cuba, which only benefited the country’s dictatorship instead of its firmeninfo.at - Das Firmenverzeichnis für Österreich the direction of President Trump, the Treasury Department has imposed sanctions against senior officials in the Nicaraguan regime for their role in human rights abuses and undermining democracy.The President has made it clear that American interests do not align with failed socialist policies.Asian AmericansUnder President Trump’s leadership Asian American unemployment has reached record lows.In December, the Asian American unemployment rate was 2.5%, near a historic low.The lowest ever record unemployment rate for Asian Americans (2.1%) came in June 2019.

The total package was two trillion dollarsSo technically it was trillions, but not necessarily the TRILLIONS of dollars in all caps that you claim got lost in the swarm, whatever that means.After hearing about money being distributed to the Presidents Billionaire Buddy's, I’m reprinting the New York Times article (public domain)The bill includes a wish list of Democrats’ pet issues including:Increased fuel emission standards for airlines receiving funds and carbon offsets:(1) IN GENERAL. Not later than 90 days after the enactment of this Act, the Administrator of the Federal Aviation Administration shall require each air carrier receiving assistance under section 101, to fully offset the annual carbon emissions of such air carriers for domestic flights beginning in 2025.….(1) IN GENERAL. The Administrator of the Federal Aviation Administration shall require each air carrier receiving assistance under section 101 to:(A) make and achieve a binding commitment to reduce the greenhouse gas emissions attributable to the domestic flights of such air carrier in every calendar year, beginning with 2021, on a path consistent with a 25 percent reduction in the aviation sector’s emissions from 2005 levels by 2035, and a 50 percent reduction in the sector’s emissions from 2005 levels by 2050, applying the standards, recommended practices, and guidance agreed to by the United States pursuant to the European Union Emissions Trading Scheme Prohibition Act of 2011Payment for up to $10,000 in student loans: (1) MINIMUM STUDENT LOAN RELIEF AS A RESULT OF THE COVID–19 NATIONAL EMERGENCY. Not later than 270 days after the last day of the COVID–19 emergency period, the Secretaries concerned shall jointly carry out a program under which a qualified borrower, with respect to the covered loans and private education of loans of such qualified borrower, shall receive in accordance with paragraph (3) an amount equal to the lesser of the following:(A) The total amount of each covered loan and each private education loan of the borrower; or(B) $10,000.Same-day voter registration, early voting, voting by mail, ballot harvesting The bill includes several provisions on voting laws and regulations, as Democrats argue that the crisis should force the government to revisit voting regulations to make it easier to vote, allowing same-day voter registration and voting by mail, and mailing out ballots to absentee voters. Other voting fraud watchdogs raised flags about ballot harvesting and grants for conducting risk-limiting audits of election resultsSame-day registration: ‘‘SEC. 325. SAME DAY REGISTRATION. ‘‘(a) IN GENERAL.—‘‘(1) REGISTRATION.—Each State shall permit any eligible individual on the day of a Federal election and on any day when voting, including early voting, is permitted for a Federal election— ‘‘(A) to register to vote in such election at the polling place using a form that meets the requirements under section 9(b) of the National Voter Registration Act of 1993 (or, if the individual is already registered to vote, to revise any of the individual’s voter registration information); and ‘‘(B) to cast a vote in such election. Online voter registration: (a) REQUIRING AVAILABILITY OF INTERNET FOR VOTER REGISTRATION.— (1) REQUIRING AVAILABILITY OF INTERNET FOR REGISTRATION.—The National Voter Registration Act of 1993 (52 U.S.C. 20501 et seq.) is amended by inserting after section 6 the following new section: Ballot harvesting: (2) PERMITTING VOTERS TO DESIGNATE OTHER PERSON TO RETURN BALLOT.— The State— (A) shall permit a voter to designate any person to return a voted and sealed absentee ballot to the post office, a ballot drop-off location, tribally designated building, or election office so long as the person designated to return the ballot does not receive any form of compensation based on the number of ballots that the person has returned and no individual, group, or organization provides compensation on this basis; and ‘(B) may not put any limit on how many voted and sealed absentee ballots any designated person can return to the post office, a ballot drop off location, tribally designated building, or election office. Automatic mailing of absentee ballots: ‘(A) AUTOMATIC MAILING OF ABSENTEE BALLOTS TO ALL VOTERS.—If the area in which an election is held is in an area in which an emergency or disaster which is described in subparagraph (A) or (B) of section 1135(g)(1) of the Social Security Act (42 U.S.C. 1320b- 5(g)(1)) is declared during the period described in subparagraph. Grants for risk-limiting audits: PART 8—GRANTS FOR CONDUCTING RISK- LIMITING AUDITS OF RESULTS OF ELECTIONS ‘‘SEC. 298. GRANTS FOR CONDUCTING RISK-LIMITING AUDITS OF RESULTS OF ELECTIONS.‘(a) AVAILABILITY OF GRANTS.—The Commission shall make a grant to each eligible State to conduct risk-limiting audits as described in subsection (b) with respect to the regularly scheduled general elections for Federal office held in November 2020 and each succeeding election for Federal office.Preserving collective bargaining powers for unionsSeveral provisions in the bill include carveouts for big labor, including labor protections, collective bargaining, and organizing, as well as overturning President Trump’s executive orders regarding federal employee unions.The expansion of wind and solar tax credits.Senate Majority Leader Mitch McConnell and other lawmakers specifically called out Democrats for trying to negotiate the expansion of wind and solar tax credits in the bill.Requirements for federal and corporate gender and racial diversity data The bill demands that corporate recipients of financial assistance are required to report racial and gender data regarding salaries, number of employees, supplier diversity, and membership on corporate boards. It also requires federal agencies to use businesses and financial institutions owned by minorities or women.Post Office Bailout UNITED STATES POSTAL SERVICE PAYMENT TO POSTAL SERVICE FUND For payment to the ‘‘Postal Service Fund’’, for revenue forgone due to the coronavirus pandemic, $20,000,000,000, to remain available until September 30, 2022: Provided, That such amount is designated by the Congress as being for an emergency requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control Act of 1985.Automatic extension of nonimmigrant visas. Rep. Paul Gosar flagged a provision regarding the automatic extension of nonimmigrant visas.(c) Notwithstanding any other provision of law, with respect to any alien whose nonimmigrant status, status under section 244 of the Immigration and Nationality Act (8 U.S.C. 1254a), or employment authorization has expired within the 30 days preceding the date of the enactment of this act, or will expire not later than one year after such date, the Secretary of Homeland Security shall automatically extend such status or work authorization for the same time period as the alien’s prior status or work authorization.Restricting colleges from providing information about citizenship status (1) INFORMATION.—Only information requested On the official 2020 decennial census of population form may be provided to the Bureau of the Census pursuant to this section. No institution of higher education may provide any information to the Bureau on the immigration or citizenship status of any individual.Money for Planned Parenthood The Hill reported that Democrats want the bill to prop up Planned Parenthood, just another reason why bipartisan efforts have failed to reach a consensusAccording to the New York Times, March 25, 2020WASHINGTON — The $2 trillion economic stabilization package agreed to by Congress and the Trump administration early Wednesday morning is the largest of its kind in modern American history, intended to respond to the coronavirus pandemic and provide direct payments and jobless benefits for individuals, money for states and a huge bailout fund for businesses.The measure, which the Senate approved unanimously just before midnight on Wednesday, amounts to a government aid plan unprecedented in its sheer scope and size, touching on every facet of American life with the goal of salvaging and ultimately reviving a battered economy.Its cost is hundreds of billions of dollars more than Congress provides for the entire United States federal budget for a single year, outside of social safety net programs. Administration officials said they hoped that its effect on a battered economy would be exponentially greater, as much as $4 trillion.The legislation would send direct payments of $1,200 to millions of Americans, including those earning up to $75,000, and an additional $500 per child. It would substantially expand jobless aid, providing an additional 13 weeks and a four-month enhancement of benefits, and would extend the payments for the first time to freelancers and gig workers.The measure would also offer $377 billion in federally guaranteed loans to small businesses and establish a $500 billion government lending program for distressed companies reeling from the impact of the crisis, including allowing the administration the ability to take equity stakes in airlines that received aid to help compensate taxpayers. It would also send $100 billion to hospitals on the front lines of the pandemic.“This is certainly, in terms of dollars, by far and away the biggest ever, ever done,” President Trump said at the White House, where he veered from his usual partisan vitriol and praised Democrats for their work on the agreement. “That is a tremendous thing because a lot of this money goes to jobs, jobs, jobs — and families, families, families.”The deal is the product of a marathon set of negotiations among Senate Republicans, Democrats and Mr. Trump’s team that nearly fell apart as Democrats insisted on stronger worker protections, more funds for hospitals and state governments, and tougher oversight over new loan programs intended to bail out distressed businesses.Anticipation of the vote sent the markets higher for the second consecutive day, with the S&P 500 up a little more than 1 percent. But investors appeared to grow jittery toward the end of trading as a group of Republican senators delayed a final vote over concerns that the jobless aid was so generous that it could lead to layoffs and discourage people from working.The last-minute snag revealed the tenuous nature of the bipartisan compromise that was at the core of the measure, which emerged from an extraordinary five-day stretch of intense negotiations between lawmakers and White House officials over how to deliver critical financial support to businesses forced to shut their doors, American families and hospitals overwhelmed by the spread of the novel coronavirus. It has already killed more than 900 people and infected more than 68,000 in the United States.The perils of the pandemic, which by Wednesday had spread within the marble halls of the Capitol to infect lawmakers themselves, prompted Republicans to put aside their usual antipathy for big government and spearhead an effort to send cash to American families, while agreeing to astonishingly large additions to the social safety net. Democrats, for their part, dropped their routine opposition to showering tax cuts and other benefits on big corporations — all in the interest of getting a deal.The perils of the pandemic, which by Wednesday had spread within the marble halls of the Capitol to infect lawmakers themselves, prompted Republicans to put aside their usual antipathy for big government and spearhead an effort to send cash to American families, while agreeing to astonishingly large additions to the social safety net. Democrats, for their part, dropped their routine opposition to showering tax cuts and other benefits on big corporations — all in the interest of getting a deal.Though the bill is more than double the size of the roughly $800 billion stimulus package that Congress passed in 2009 to ease the Great Recession, analysts and economists warned it may provide only a few months of financial relief given the unknown breadth of the pandemic’s reach. With lawmakers besieged by an array of lobbyists and special-interest groups, not to mention constituents and businesses desperate for relief, the package more than doubled in size since Senator Mitch McConnell, Republican of Kentucky and the majority leader, first introduced legislation last Thursday.“This is not a moment of celebration, but one of necessity,” Senator Chuck Schumer of New York, the Democratic leader, said before the vote. “To all Americans, I say, ‘Help is on the way.’”Still, some states said they needed far more government aid than it planned to provide. Gov. Andrew M. Cuomo of New York, whose state is battling by far the largest outbreak of the virus in the United States, said Wednesday that the package was “terrible” for New York, and that the $3.1 billion earmarked to help the state with its budget gap was not nearly enough.“We need more federal help than this bill gives us,” he said.Speaker Nancy Pelosi of California endorsed the deal, and planned to push it through the House on Friday by voice vote — meaning that no roll call would be taken — given that the chamber is in recess and its members are scattered across the country, some in places that have imposed travel restrictions and quarantines.“Members who want to come to the House floor to debate this bill will be able to do so,” Representative Steny H. Hoyer of Maryland, the No. 2 House Democrat, wrote in a letter to his colleagues. “In addition, we are working to ensure that those who are unable to return to Washington may express their views on this legislation remotely.”The Senate vote unfolded as Covid-19 took its toll on that chamber, as well. Senator Rand Paul, Republican of Kentucky, was absent because he has contracted the coronavirus, while two Utah Republicans, Senators Mitt Romney and Mike Lee, remain in self-isolation out of an abundance of caution after spending time with Mr. Paul. Senator John Thune of South Dakota, the No. 2 Senate Republican, missed the vote because he was not feeling well, a spokesman said, and had returned home out of an abundance of caution.The agreement came together after a furious final round of haggling between administration officials led by Steven Mnuchin, the Treasury secretary, and Mr. Schumer after Democrats twice blocked action on the measure as they insisted on concessions.It would allocate $100 million for additional rural broadband and $150 million for arts and humanities grants to bring cultural programming to Americans stuck at home. It would increase funding for domestic violence shelters and hotlines and set aside $425 million to deal with mental health and substance abuse disorders related to the pandemic. $400 million would become available to protect and expand voting for the 2020 election cycle.Once passed by both houses, the measure would be the third emergency bill approved by Congress this month to address the pandemic. Mr. Trump previously signed into law both $8.3 billion in emergency aid and a sweeping package providing paid leave, free coronavirus testing and additional aid for families affected by the pandemic.In the final measure, most Republicans agreed to Democrats’ demands for a substantial expansion of jobless benefits, including $600 extra per week on top of the usual amount provided by states.On Wednesday afternoon, four Republican senators said they were concerned the new benefits would be larger than some people’s wages, prompting employers to lay off workers and some employees to prefer staying home and collecting unemployment payments.“If this is not a drafting error, then this is the worst idea I have seen in a long time,” said Senator Lindsey Graham, Republican of South Carolina. “We need to create a sustainable system.”Mr. Mnuchin said the extra payments were calculated as a way to ensure that states could get money out quickly, saying that he did not believe it would create any perverse incentives. Most Americans, he said, “want to keep their jobs.”Still, the Republicans’ threat to hold up the bill because of the issue prompted Senator Bernie Sanders, independent of Vermont and a Democratic presidential contender, to issue his own warning that he, too, would seek to block the legislation for being too lenient on corporations. Later, in a speech on the floor, Mr. Sanders said he would support the bill despite his many reservations.Encapsulating the sentiment of many lawmakers in both parties about the hastily negotiated package, Senator Ben Sasse of Nebraska, one of the Republicans who sought to cap the jobless aid, said while he disagreed with Mr. Sanders, “I appreciate his candor in admitting that this is kind of a big crap sandwich.”In the end, though, not a single senator voted “no.”The hardest-fought concessions were related to the $500 billion aid fund for distressed businesses, which would include $425 billion for the Federal Reserve to leverage for loans to help broad groups of distressed companies and $75 billion for industry-specific loans to airlines and other hard-hit sectors.Democrats insisted on stricter oversight, in the form of an inspector general and a five-person panel appointed by Congress. Republicans also agreed to require companies that accepted money through the fund to halt any stock buybacks for as long as they were receiving government assistance, plus an additional year.On Wednesday afternoon, four Republican senators said they were concerned the new benefits would be larger than some people’s wages, prompting employers to lay off workers and some employees to prefer staying home and collecting unemployment payments.“If this is not a drafting error, then this is the worst idea I have seen in a long time,” said Senator Lindsey Graham, Republican of South Carolina. “We need to create a sustainable system.”Mr. Mnuchin said the extra payments were calculated as a way to ensure that states could get money out quickly, saying that he did not believe it would create any perverse incentives. Most Americans, he said, “want to keep their jobs.”Still, the Republicans’ threat to hold up the bill because of the issue prompted Senator Bernie Sanders, independent of Vermont and a Democratic presidential contender, to issue his own warning that he, too, would seek to block the legislation for being too lenient on corporations. Later, in a speech on the floor, Mr. Sanders said he would support the bill despite his many reservations.Encapsulating the sentiment of many lawmakers in both parties about the hastily negotiated package, Senator Ben Sasse of Nebraska, one of the Republicans who sought to cap the jobless aid, said while he disagreed with Mr. Sanders, “I appreciate his candor in admitting that this is kind of a big crap sandwich.”In the end, though, not a single senator voted “no.”The hardest-fought concessions were related to the $500 billion aid fund for distressed businesses, which would include $425 billion for the Federal Reserve to leverage for loans to help broad groups of distressed companies and $75 billion for industry-specific loans to airlines and other hard-hit sectors.Democrats insisted on stricter oversight, in the form of an inspector general and a five-person panel appointed by Congress. Republicans also agreed to require companies that accepted money through the fund to halt any stock buybacks for as long as they were receiving government assistance, plus an additional year.The agreement also includes $350 billion for lending programs for small businesses, but only those that kept their payrolls steady through the crisis. Small businesses that pledged to keep their workers would also receive cash-flow assistance structured as federally guaranteed loans. If the employer continued to pay workers for the duration of the crisis, those loans would be forgiven.Airlines stand to benefit from multiple provisions, according to Senator Patrick J. Toomey, Republican of Pennsylvania. He pointed to an additional $25 billion in grants for them, with the potential for equity to benefit taxpayers. He also said that $17 billion is available for direct loans to companies related to America’s national security.It would allocate $100 million for additional rural broadband and $150 million for arts and humanities grants to bring cultural programming to Americans stuck at home. It would increase funding for domestic violence shelters and hotlines and set aside $425 million to deal with mental health and substance abuse disorders related to the pandemic. $400 million would become available to protect and expand voting for the 2020 election cycle.