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PDF Editor FAQ

What is an affidavit and when is it required?

Affidavit is a sworn statement.When you sign an affidavit under your name, you are declaring that it's contents are true and correct to the best of your knowledge and belief.In future you cannot deviate from the statements made by you in the affidavit. Any statement made by you in the affidavit may be used as a statement made by you yourself in the court of law, banks, public authorities, etc.However, an affidavit may be forged under your name. This is where a notarized affidavit gains significance, and this is why all the honourable courts of law asks for a notarized affidavit.An affidavit when sealed by the notary public as notarized becomes a notarized affidavit.Not just an affidavit, but any document may be notarized. For example, a copy of passport may be notarized before submitting to show that the copy of the passport is as original, and it is a true copy.When something is notarized the contents of it is verified and then sealed.Any corrections made by you, I.e, for example when you over write anything, is also marked and verified, and mentioned that these may corrections are made and verified.The signature is also made in front of the notary public and the identity and signature is further verified.A notatarized affidavit is verified to be true and not forged.Significance,Affidavit - the contents are sworn to be true.Notarized affidavit - the contents are sworn to be true and the affidavit in itself is verified and declared to be legal, true, and not forged.

Can a refund be made in cash if the account that was used to issue a demand draft was closed and the DD has expired?

A2A.You can get refund in cash provided your account is closed with that bank and you do not have bank account with any other bank. However, this process is very lengthy.First of all, hardly one person in branch, in charge of branch operation, would know about this procedure.Second, this process involves in giving notarized affidavit on Rs. 100 stamp paper with declaration written as per bank’s format.Third, after receipt of this notarized affidavit, bank would take few days to process the same to give you cash.Above is process followed by private sector banks.

What is a notarized affidavit?

An affidavit is a very valuable document wherein the person who executes the same (called the deponent hereafter) swears and verified on oath and affirms an declares that the contents mentioned in the said document are true and correct and nothing has been concealed or misstated therein and that he verifies the same at …….. On this ……. Day of ……The said affidavit is signed by the deponent in the presence of the notary who after satisfying himself as to the correctness of the identity of the deponent that he is is the same deponent affixes his seal and signs the same thereby authenticating the sanctity of the same.If the deponent states and declares wrong facts then the said deponent is liable to be prosecuted and punished under the penal provisions of law as applicable as per the law in force in respect of the extent and nature of the wrong disclosure of facts and if he had succeeded in his motive then what punishment he would suffer as per the offence he would have committed if his illegal designs had not been in earthed.

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