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PDF Editor FAQ
What did someone do or say at the bank that made you say, “You gotta be kidding me!”?
My wife had withdrawn US$3,000 from her checking account to make a cash purchase, but then changed her mind. Since I had already planned to be driving near her bank’s branch office, she gave me one of her pre-printed bank deposit slips and the cash and asked me to make the deposit for her.Much to my surprise, Bank of America REFUSED to accept my wife’s cash deposit because my name was not on the account. My wife and I have the same last name and I had gold-star government issued photo identification. To this day I believe that it was incredibly STUPID for her bank to refuse the deposit. If anyone wishes to deposit honestly-acquired CASH in my checking account I will be delighted to receive it.
I'm 18 but my mom thinks she's entitled to my checks. What do I do?
Have a checking account in your name only. Arrange direct deposit if you can do so.At eighteen, she’s not entitled to your checks. She is, however, entitled to ask some compensation for feeding you, rent, etc.So tell her what you plan on doing with your checks, and work with her to come up with a plan for compensation that works for you.
Has a bank teller ever made a mistake with your deposit, and are there any security measures banks take to ensure accuracy with such transactions?
I was about 20. I noticed that I had $175,000 in my bank account. Went to a teller:Me: I think someone made a mistake in a bank deposit.Teller: We are a Bank, we never make mistakes of that sort!Me: I am pretty sure there is an error.Teller: It is so improbable as to be a virtual impossibility.Me: As I said, I’m pretty sure there is an error; this is my checking account, and I would never deposit $175,000 in my checking account.Teller (red faced): Let me check on that sir.Edit:In my mind, honesty was not my only motivation. I believed, and still do, that at some point in time, the error would have been realized, and I would have had to pay the money, with interest, back. Also, I had recently received my Canadian landed immigrant status, and was hyper-vigilant (paranoid) about not getting involved with the police, to the point that I did not dispose of my cigarette butts on the streets. As I write this, I realize that saving cigarette butts is way more suspicious than tossing them away. Almost 50 years later I have to smile.
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