X X Equipment Lease Agreement X: Fill & Download for Free

Just because you have a 4 G tower on your property, does not mean you can wire to it (which it is wireless) or even use it, until you have an account, with a server, that allows you access to internet. Many people, lease out a small portion of their land, to be used by many companies, for various communication projects, including, but not limited to, 4 G. The very small building on this property, lease out 10 ft X 10 ft X 4 ft areas in these buildings, for various companies to install their electronics and associated equipment, without giving them as much as one inch over their area or lease agreement. I can assure you, there is nowhere in that lease, that allows you to connect to the internet, and you will have to contact your local service provider, just like everyone else, to be able to access internet in your home. Do they have internet access in that building for the technical people working in them, you bet they do. Would they share their connection or password for you to be able to connect the same way they do. Not a chance in the world, they would not jeopardize their employment over such a minor request. Those guys are in the 6 figure range and they plan on staying in that range. Have a nice day

I don't know any magic way to pull this off of a balance sheet, especially for and older company or industry, where the assets many have been acquired for pennies or before the company went public, and have since become valuable.Some of these things, like airport slots, are known. Some are like the stocking fees that big food suppliers pay to grocers for shelf space in a supermarket - that's not an asset, they need to keep paying, and some people think it might violate anti-trust laws. Some will show up on a balance sheet, many, like brand reputation, will not.However...1. Almost every industry has a business trade press, and the some members of the trade press while have an idea about these.2. Merger document and initial public offering documents will often have a wealth of information about the workings of an industry, and where the value is, etc.3. Industry analysts vary widely in how well they understand an industry.But frequently, there will be one to three people who really understand almost every moving part. Sometimes this information gets published by brokerage houses as research.4. Similar information will sometimes show up in the Wall Street Transcript, on Seeking Alpha and some other web sites.5. Sometimes there is a useful book that details the economics of a particular industry. Edward Jay Epstein wrote two books about the economics of Hollywood movies,The Big Picture: Money and Power in Hollywood (2000)The Hollywood Economist: The Hidden Financial Reality Behind the Movies (2010)These were based on court documents from some lawsuits.6. Sometimes governments will examine an industry. Don't just look for US Government stuff, but also Canadian, and European, and EU documents. Thess can come from legislative groups, anti-trust and trade regulation, economic development groups etc. Sometimes even NGOs will have useful information.7. Talk to people in the industry at a trade show, especially when their boss and co-workers are not around. Many trade shows have nomimal admission for the floor exhibits, and charge more for the seminars. This requires a plausible reason and some people skills.8. Talk to retirees from an industry. Often they know where all the bodies are burried and don't care about non-disclosure agreements anymore.9. Look for industry specific accouting and finance books, like "Oil and Gas Tax Accounting" or "Equipment Leasing Finance". As an example, there is a lot of equipment that has some residual value after it has been depreciated to zero.****Here's a cute one. A small company called Wiltron made advanced microwave test equipment, so advanced that even traded some patents and software with Hewlett Packard. There was a Japanese company that also made microwave test equipment that competed with Hewlett-Packard. Somebody found out that if you press a certain series of button on the new Japanese product, the Hewlett-Packard logo appeared on the screen, along with Copyright 19XX H-P. The Japanese company had copied huge amounts of H-Ps software, so much, they did not even take out the logo and copyright screens....So what did the Japanese company do , to stay in business ? They bought Wiltron, which had a broad liscence to use that type of H-P software. If I remember, they paid about 28 times earnings, while the stock price of equivalent companies was going for about 14 times earnings. The owners and executives of Wiltron retired...What is interesting here is that the value was in anything Wiltron or even H-P did, the extra value was created by a third company that need to solve their (ah-hem) problem.Sometimes, what is not considered an important assets now becomes important later. The Bell System telephone monopoly was broken up by court order about the same time as the cellular phone business started in the US. All the Regional operation companies had a cellular liscence, which at the time of the break up was assigned a value of zero.Some times the assets flow through...Here's a fairly gruesome example. Dead bodies are creamated all the time, and for older people in most developed economies, they have gold or silver filling in their teeth. Where does this go ? The funeral home running the cremation collects it, and gives you the ashes. So now you have something that is fungible, cannot be traced, and is work good money at $1200 and ounce for gold and $25 for silver. Even a tenth of an ounce of gold is $120.****Since you have asked a great question, I am going to run with it and mention something that is the opposite of invisible assets:Liabilities which have disappeared.Now, the best know example of liabilities that disappear are mail in discount coupons. You buy X for $200, and get a coupon worth $20 when you mail it in. Well, a lot of people get busy, and never mail it in.However, once the coupon has been sent out, it is a liability - and can sit on your balance sheet forever. But after about 2 years, 98% of the coupons that will ever be turned in will have been redemed, and the one not turned in can be free money.

Wonderful question. I recently published an article on our blog about this very topic:Disruption in The Automobile Industry Accelerates Trends in Car OwnershipWith recent innovations and changing expectations, the history of car ownership is due for change. Stories about the wonders of self-driving cars being designed by major automobile companies such as General Motors, BMW, and Mercedes flood news and social media. In fact, all automobile manufacturers are striving to create vehicles by partnering with technology companies including Google and Apple.Wall Street darlings Lyft and Uber both have research departments at the same time they have cross connections and trials with multiple car companies. Nobody wants to miss out on a utopian future that features driverless cars available on demand with no need for anyone to own their own vehicle.This brave new world is probably at least another 20 years away from being a reality. If it ever is. Today’s fact is that most people still own their own cars with those people who do not have a vehicle wish they did.Buying A CarTraditional car purchasing where you make a down payment, take out a car loan, and own the car at payoff is still the most common way to have a car. Traditional purchasing still accounts for 69% of all new car purchases and almost all used car transactions. However, in 2009 84% of new car sales were standard purchase agreements.Why the fall off in traditional car purchasing? An increasing number of people are discovering the benefits of leasing a new car as opposed to owning one.Car LeasingLeasing differs from purchasing in that you do not end up with ownership of the car at the end of the payment period. You pay for the use of the vehicle for the period of the lease. When the contract ends, you hand the keys back to the dealership and sign a new lease for a brand-new car.The advantage of leasing comes in the form of a lower monthly payment. The leasing payment can be 25% or less than a straight purchase car payment. The average purchase loan term is 70 months while the average lease length is 36 months. You can drive two different cars in the time it takes to buy one.Some Examples of the Differential Between Lease and Purchase Payments:2018 Toyota Camry LEMSRP $25,343Lease for $279 x 36 monthsPurchase 60-month term 3.9% APR $466 x 602018 Lexus GX460 4x4 Premium$59,571 MSRPLease for $760 x 36 monthsPurchase 60-month term 3.9% APR $1094 x 602018 Chevrolet Tahoe LT$63,315 MSRPLease for $880 x 36 monthsPurchase 60-month term 3.9% APR $1162 x 602018 Subaru WRX Sedan$28,660 MSRPLease $375 x 36 monthsPurchase $527 60-month term 3.9% APR x 602018 Mercedes S450 4matic Sedan$102,124 MSRPLease $1389 x 36 monthsPurchase $1,876 60-month term 3.9% APR x 602018 BMW 320xi41,430 MSRPLease $529 x monthsPurchase $761 60-month term 3.9% APR x 60Leasing is not a disruptive force as much as it is a continuing growth trend in automobile financing. In 2009, 16% of new car transactions where leases. Lease penetration almost doubled to 31% of the new car market for 2016. The increase in lease growth was greatest amongst millennial drivers. Millennials wanting new luxury or sports cars lease at a better than 60% rate compared to closer to 20% of people in all other age groups.Millennials Prefer Monthly PlansOne explanation for leasing’s popularity with millennials is their personal finance education and training. Most of the services they consume are paid for monthly. Netflix, internet service, smartphones, gym memberships, prepared meals, shaver blades, and almost anything else is available by monthly subscription.The subscription model shifts the emphasis from the overall cost of a new vehicle to the monthly payment. Leasing becomes a subscription program for a new car. The lower fee to lease a new car becomes just another budgetary item that creates free cash flow for spending on other experiences.Subscription programs are the norm for technological services and today's automobiles are becoming increasingly geared toward providing a more comprehensive selection of options with cell phone integration. High-end entertainment and communication packages turn cars into smartphones on wheels while adding several thousand dollars to the purchase price. The lease payment only increases by a few dollars and drivers receive the advantages of upgraded technology every three years.Concierge LeasingAnother service millennials love is concierge leasing. Concierge leasing services allow you to never set foot on a dealers lot. You tell them what model of car you want to buy and they do all the shopping for you.Once they find the best deal, the concierge service finds the top financing options for you. You never need to sit in the dealership’s finance office listening to a series of upsells pushing you to buy something that is not suitable for your situation. Upon finalization, they bring the paperwork and the car to you.Self-Driving Cars[caption id="" align="alignnone" width="1180"]A self-driving car from Google. Image c/o Slate Magazine - Politics, Business, Technology, and the Arts[/caption]Every millennial wants current technology, and one of the upcoming disruptive technologies is the self-driving car. Market analysts and futurist paint a utopian picture of everyone riding around in self-driving cars that are available on demand. Having your own vehicle will be a thing of the past. Every automaker, ride-sharing company, and technology company wants a piece of the action. However, will it honestly be a disruptive force to car purchasing or just a catalyst to the acceleration of current trends?The futuristic vision sounds great but when will it become a reality? Maybe a generation or two from now?The first self-driving cars are not predicted to be commercially available for a few years. It will probably take another decade for the rapid technology growth to stabilize and all systems to become cross-compatible. When the first self-driving cars become available who will want to commit to purchasing a vehicle that will be obsolete when the payments end in 5 to 6 years?Nobody is going to want a self-driving car with old technology. Much like the first electric cars, carmakers will only make new self-driving automobiles available on a lease basis.At the end of the lease period, the automakers will take the cars back for retrofitting with system updates. The refurbished cars will be made available for release to second-tier buyers. Time will tell if the vehicles are leasable to a third buyer.Ride-Sharing[caption id="attachment_737" align="alignnone" width="1024"]Image c/o SlideShare.net[/caption]The primary market for self-driving cars appears to be ride-sharing services that want to get rid of human drivers and any connected liability. Both Uber and Lyft have investments in self-driving technology and developmental partnerships with major car manufacturers.Ride-sharing was predicted to be the beginning of the end for car ownership. Ride-sharing was supposed to negate the need to own a car, but the rise of Uber and Lyft has occurred at a time of car sales rising to near record levels. If anything, the growth of ridesharing has stimulated car leasing due to a rider preference for newer vehicles in better condition. Leasing a car is a more accessible path to take for tax write-off purposes.Uber and Lyft have mainly taken business from taxi drivers, airport shuttle companies, car services, and the limousine industry. They have provided a convenient service for people who already do not have a car of their own. The primary use by traditional car owners is as an alternative to driving when parking, traffic, or alcohol consumption might be a problem. Ridesharing is not a viable solution for the vast number of people who live outside urban areas.Car Sharing[caption id="attachment_585" align="alignnone" width="1024"]Image c/o Good Rebels[/caption]Car sharing is another drag on new car sales that has failed to materialize and serves as more competition to the car rental industry than to car sales. Participants can rent a car by the hour at rates as low as $8 per hour or $69 per day. When you are done with the car, you just drop the car off at the same location you picked it up and walk away.The target market for car sharing seems to be the same urban customer being targeted by ride-sharing companies. The difference is the customer's usage and expense. Ride-sharing works for occasional usage and one-way one-stop trips. Car sharing is ideal for someone needing to stop at multiple locations or visit a more distant destination.Ride-sharing has the benefit of being near on demand with drop off at the beginning of a trip of whatever length of time and pick up at the end. The customer’s expense is for this convenience is based on distance, the company’s cut of the fare, and the driver’s time.Car sharing expenses are based solely on time. Distance charges do not apply to most trips, and there is no driver charge as the customer drives. Car needs of longer duration are best handled by standard car rentals. Interestingly, one of the growing participants in the car-sharing business is Enterprise Rental Cars.How are Businesses Responding to These New Trends?[caption id="" align="alignnone" width="1280"]Image c/o of GM Corporate Newsroom - United States - Home[/caption]General Motors as a hedge against the possible long-term adverse effects of ride sharing and car sharing has started its own car sharing service called Maven. Maven rents GM cars by the hour or day just like other car-sharing services. They also have several services such as:Maven Reserve, which leases new automobiles on a rental car style basis with terms up to 28 days.Maven Gig, which is designed to meet the needs of people who want to earn money in the gig economy by driving for delivery or ridesharing services but either do not have a new enough car or want to experience gig work before committing to buy or lease a new car.Drivers pay a weekly fee that includes unlimited miles, maintenance, insurance (not including a $1,000 deductible), and OnStar roadside assistance. GM also gets the chance to gather information on potential customers and give those potential customers an opportunity to enjoy an extended test drive of GM vehicles.Maven Gig is partnering with GrubHub, Instacart, Roadie, and HopSkipJump. Maven Gig is also the provider of vehicles for Lyft’s Express Drive Program that reduces drivers lease payments based on the number of rides they provide. GM, which owns 9% of Lyft, now includes Uber as a program participant.General Motors is partnering with all the different gig companies as an early hedge against the possibility of a future decline in individual car ownership. The partnerships allow GM to gather information on the habits of both drivers and partnering companies’ clients.Maven provides insurance, but each service has an insurance program covering drivers using their app. Meshing all the insurance data together requires Maven to be informed when a driver is working for a specific partner. All the cars come equipped with OnStar allowing GM to marry geolocation information with the app data gathered. GM accumulates a treasure trove of information to use should it desire to combine or compete with one of the current partners.The Reality of Buying a Car TodayAll the future disruptive changes are exciting to contemplate, but new car buyers live in the reality of today. The current truth is that more than 70% of potential car buyers would prefer personally owning a car to some form of sharing or joint ownership.This speaks to a continuing increase of market penetration for car leasing. Lease financing already dominates the high-end car market. Luxury car makers Infiniti, BMW, Lexus, Audi, and Mercedes-Benz, sell more than 50% of new cars to leasing customers.The sector of the market with the potential for most significant growth is the Big Three American automobile manufacturers. Leases account for less than 25% of sales at Ford, General Motors, and Chrysler. All three are creating leasing plans priced between $159 and $199 per month!Technology and industry changes are going to reduce the number of people wishing to be committed to owning a car for ten years. They can upgrade to the latest and greatest three times in the same decade. The acceleration of automotive transformation will expand leasing’s market penetration over the 10-30 years it takes for future technology to become widespread.