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What should we do in NSIT in order to get into a top college to do MBA from US?

I would somewhat disagree with the advice given by Anonymous below , unless ofcourse there was some sarcastic element behind it. And let me give my reasons below in first WHAT YOU SHOULD NOT DOWhat you should NOT doToe the line - He advises to start a new venture. Well, as novel a thought that is, having worked in a startup i can tell you it is not too easy and jumping into entrepreneurship for the sake of it will leave you in the middle of the sea. Neither with a good job, nor with passion enough for whatever you set out to do with your new venture. Not everyone has to be an entrepreneur and not everyone has to work in a big company . It is a very personal choice that should be made after introspecting and experimenting from the shortlisted options. So DO NOT TOE THE LINE into entrepreneurship nor into consulting. I got into a top 12 school and i never worked in Consulting.Think that you HAVE to do the MBA - let me ask you why. If you are asking this just because it is the RAGE. drop it for a moment . Seriously. Think about the why. and come back when you have that answer. It is a HUGE investment of time, money and effort . You will end up in a job unaligned to your interests and strengths if you take a blind call.What you should DoResearch: Start with this, read up online about the different directions your career can take from where you are now. Read up about Entrepreneurship , consulting, Product Marketing, Investment Banking , even non profit and sociology if you think you MIGHT like that. There are a lot of resources available only. Wetfeet and Vault are two websites that can help you with this. They will give you a good idea of what to expect, skills needed, culture, progression etc in these careersTalk to a lot of people from these careers: Do informational interviews. Connect with them on linkedin. These professionals might be busy. So send them crisp notes and emails asking for their opinion. If possible, meet them. Visit their offices if you can.This will give you a deeper idea of what entails in these careersExperiment: Once you have a couple of shortlisted directions , experiment with these directions. Pick up some project in these domains and do it for free alongside studies. Associate with a nonprofit and do work in these domains. For example: If you want to get into product marketing, help a non profit design their social campaign and raise funds. You will have a couple of idle summers and a few light semesters where you can do this simultaneously. This will also give you the much NEEDED(not for admissions but for self realisation) leadership experienceGive your GMAT: Do this only after you are SURE that you need an MBA and thats the direction you want to take. Do it right after college if you can.Take up a job in your decided sector: Do not think about money at this stage. Think about where you will get the desired work and more responsibility and opportunity to make an impact. Invest time in off campus networking also. Talk to startup founders online and see if they would hire you. Make sure you end up in good intellectual company if you are decide to work in a startup . Whereever you work, try and own work. Impact the company inResearch your schools: What do you mean by a top school. Leave Harvard and Stanford, every other school has some pros and cons. For example: Tuck is a great school but it is in a very small place. Texas Austin is an awesome school if you want to get into oil companies and not for lets say consulting as much. Stern and Columbia offer you great opportunities to network and do projects with financial companies but you wont have many peers who would want to work with a tech company. So research the schools and select a few that you think offer what you want to get out of your MBA experience.Apply : If you do all of the above, and do not do this properly, you might still not make it to the schools you want to get into. But if you have done all of the above properly, you would be in a pretty good shape to write your applications with enough clarity and crispness to get you that admit.Hope this helps !

What services are from Google?

Google Search is a web search engine, which is Google's core product. It receives over 3 billion search queries per day. Google also offers regional search by its 189 regional level domains. (see List of Google domains#Localized & regional domains)Hummingbird – Expanded query analysis. For example, if you search for 'best pie place in Seattle' Google will also search for 'best pie restaurant in Seattle'.PageRank – link analysis algorithm.Snapshots – mechanism that indexes PDFs, Word documents, and more.Google Search functionality – Google Search includes Boolean logical operators, wildcards, and more, to help users refine their searches.Multiple languages – Google Search is supported by a large number of different languages.Google Author Rank – The idea that an online author can have topical authority within Google Search Results.Experimental Search options for testing new interfaces while searching with Google, including Timeline views and keyboard shortcuts.Encrypted Search – In May 2010 Google rolled out SSL-encrypted web search.[1] The encrypted search can be accessed at Google [2]Google Alerts – email notification service, which sends alerts based on chosen search terms, whenever there are new results. Alerts include web results, Groups results news, and video. The system is not functioning correctly beginning in 2013.[3]Google Books (formerly Print) – search engine for the full text of printed books. Google scans and stores in its digital database. The content that is displayed depends on the arrangement with the publishers, ranging from short extracts to entire books.Google Custom Search – allows a user to create a customized search experience for his/her own website. Renamed from Google Co-op, which in turn replaced Google Free Search.Google Finance – searchable US business news, opinion, and financial data. Features include company-specific pages, blog search, interactive charts, executives information, discussion groups and a portfolio.Google Groups – web and email discussion service and Usenet archive. Users can join a group, make a group, publish posts, track their favorite topics, write a set of group web pages updatable by members and share group files. In January, 2007, version 3 of Google Groups was released. New features include the ability to create customized pages and share files.Google Hotel Finder – Provides searches similar to other Online Travel Agencies (Travel website) that searchers can search for check-in and check-out dates.[4] Now directly available through searching, for example searching 'hotels in Seattle' will result in an info box under advertisements.[5]Google Flight Search – a service that allows users to search for flights from many airlines to many destinations, offering tools such as price comparisons and travel recommendations.[6]Google Image Search – image search engine, with results based on the file name of the image, the link text pointing to the image and text adjacent to the image. You can also make a search by uploading a picture from your computer. When searching, a thumbnail of each matching image is displayed.Language Tools – Collection of linguistic applications, including one that allows users to translate text or web pages from one language to another, and another that allows searching in web pages located in a specific country or written in a specific language.Life Search (Google China) – Search engine tailored towards everyday needs, such as train times, recipes and housing.Google News – automated news compilation service and search engine for news. There are versions of the aggregator for more than 20 languages. While the selection of news stories is fully automated, the sites included are selected by human editors.Google Patent Search – search engine to search through millions of patents, each result with its own page, including drawings, claims and citations.Google Recipe View – lets you narrow your search results to show only recipes, and helps you choose the right recipe amongst the search results by showing clearly marked ratings, ingredients and pictures. First mentioned on Google's blog in February 2011.[7]Google Scholar – search engine for the full text of scholarly literature across an array of publishing formats and scholarly fields. Today, the index includes virtually all peer-reviewed journals available online.Google Shopping (was Google Product Search and Froogle): price engine that searches online stores, including auctions, for products. Beginning in Fall of 2012, it will become a fully commercial product, only indexing paid listings.[8]Suggest – auto-completion in search results while typing to give popular searches.Google Video – video search engine. Google's main video partnerships include agreements with CBS, NHL and the NBA. It also searches videos posted on YouTube, Metacafe, Daily Motion, and other popular video hosting sites. In the past Google Video itself offered a video hosting service, but this feature was shut down on August 20, 2012.[9]Web History (was Google Search History, Personalized Search) – web page tracking, which records Google searches, web pages, images, videos, music and other data. It also includes bookmarks, search trends and item recommendations. Google released Search History in April 2005, when it began to record browsing history,[10] later expanding and renaming the service to Web History in April 2007.[11]Knowledge Graph – a knowledge base used to enhance search results with semantic information gathered from several sources.Zagat – a source of consumer survey-based information for restaurants and other leisure activities.Advertising services[edit]AdMob is a mobile advertising network that Google acquired in November 2009.[12] It offers advertising solutions for Android, iOS and Windows Phone 8.[13]Google AdSense – Offers a contextual advertising solution to web publishers, and delivers text-based Google AdWords ads that are relevant to site content pages.Google Ad Planner – Ad Planner has been replaced with Google Display Planner.[14]Google AdWords – advertise with Google AdWords ads in the Sponsored Links section next to search results to boost website traffic and sales.Adwords Express – Local online advertising made easyGoogle Certification Program – Google AdWords partner certification program, providing AdWords qualifications to agencies that pass exams and other criteria. Replaced Google Advertising Professionals in April 2010.DoubleClick – ad management and ad serving technology foundation for buyers, creators and sellers of digital media.DoubleClick for Publishers by Google – Set of tools for driving direct sales revenue and maximizing yield on non-guaranteed inventory.Google Ad Grants – in-kind donation program awarding free AdWords advertising to select charitable organizations.Google Think InsightsCommunication and publishing tools[edit]Google Cultural InstituteGoogle Art ProjectFeedBurner – news feed management services, including feed traffic analysis and advertising facilities.Google Keep – note keeping (like Evernote)Google 3D Warehouse – online service that hosts 3D models of existing objects, locations (including buildings) and vehicles created in Google SketchUp by the aforementioned application's users. The models can be downloaded into Google Sketch-up by other users or Google Earth.Google Apps for Work – service for businesses, enterprise, and education providing independently customizable versions of several Google products under a custom domain name. Features included are Gmail, Google Hangouts, Google Calendar, Google Docs, Google Sheets, Google Forms, Google Slides, Google Sites, Google Contacts, and Google Groups.Blogger – weblog publishing tool. Users can create custom, hosted blogs with features such as photo publishing, comments, group blogs, blogger profiles and mobile-based posting with little technical knowledge.Google Bookmarks – free online bookmark storage service, available to Google Account holders[15] launched on October 10, 2005.[16] – personalized shopping experience that let users find and discover fashion goods. was launched in November 2010, and consolidated with Google Product Search on October 14, 2011.[17]Google Business Solutions – collection of services offered by Google specifically directed at webmasters and businesses.[18] Products included are Feedburner, Google AdWords, Google AdSense, Google Analytics, Google Enterprise Search solutions, Google Apps, Google Checkout, Google Local Business Center, Google Merchant Center, Google Trusted Stores, Postini, Google Webmaster Central, Google Ad Manager, Google Maps and Earth Solutions, Google Website Optimizer and Google Site Search.Google Calendar – free online calendar, includes Gmail integration, calendar sharing, and a "quick add" function that allows inserting events using natural language input. It is similar to those offered by Yahoo! and Windows Live.Google Charts - interactive, Web-based chart image generation from user-supplied JavaScript.Google Docs – document, spreadsheet, drawing, survey, and presentation application, with document collaboration and publishing capabilitiesGoogle Domains (United States only) — a domain registration service, with website publishing partnersGoogle Drive – an online backup service and storage space. This service is connected with Google Docs.Google Hangouts – an instant messaging and video chat platform launched on May 15, 2013, serving as a unified replacement for Google Talk, Google+ Messenger, and Hangouts, the video chat system present within Google+.Google Helpouts – Hangout-based live video chat with experts (defunct since April 20, 2015)Gmail (also termed Google Mail) – free webmail IMAP and POP email service provided by Google, known for its abundant storage, intuitive search-based interface and elasticity. It was first released in an invitation-only form on April 1, 2004. Mobile access and Google Talk integration is also featured.Google Inbox – an email app for Android, iOS, and web platforms that attempts to organize emails for the user and automate to-do lists using information provided in emails.Google URL Shortener – URL shortener for both Google and non-Google websites. (Also referred to as Google URL Shortener).Google Play Music - upload up to 50,000 songs for free for cloud media accessGoogle+ – Google's social networking servicePanoramio – Photos of the worldGoogle profile – allows controlling how users appear and present themselves on Google products, to other Google users, and tell others a bit more about who they are.Google Sites (was Jotspot) – Website creation tool for private or public groups, for both personal and corporate use.SMS Channels (Google India only) – Launched September 2008, allows users to create and subscribe to channels over SMS. Channels can be based on RSS feeds.Spaces, a cross-platform application for group messaging and sharing.Speak To Tweet – telephone service created in collaboration with Twitter and SayNow allowing users to phone a specific number and leave a voicemail; a tweet is automatically posted on Twitter with a link to the voice message stored on Google's SayNow.Google Voice (United States only) – known as "GrandCentral" before 2009-03-11, Google Voice is a free voice communication system. Google Voice provides a phone number, but is not a last mile provider (unlike POTS, which does provide the last mile connection). It includes a follow-me service that lets users forward their Google voice phone number to simultaneously ring up to 6 other phone numbers. It also features a unified voice mail service, SMS and free outgoing calls via Google's "click2call" and 3rd party dialers.Google Fonts – interactive directory of free hosted web font-API's.YouTube – free video sharing Web site which lets users upload, view, and share video clips. In October 2006, Google announced that it had reached a deal to acquire the company for 1.65 billion USD in Google stock. The deal closed on 13 November 2006.Google Ventures – a radically different kind of venture-capital fundGoogle Classroom – a content management system for schools that aids in distribution and grading of assignments and providing in-class communicationGoogle Cloud Search - Launched February 2017, a smart search engine that allows G Suite business customer users to search across G Suite products, including Google Drive, Gmail, Sites, Google Calendar, Docs, Contacts and more.[19][20]Development tools[edit]Google App Engine – tool that allows developers to write and run web applications.Google Developers (was Google Code) – Google's site for developers interested in Google-related development. The site contains open source code and lists of their API services. Also provides project hosting for any free and open source software.Dart – a structured web programming language developed by Google.Go (programming language) – compiled, concurrent programming language developed by Google.OpenSocial – set of common APIs for building social applications on many websites.Google PageSpeed Tools – tool for helping developers to optimize the performance of their webpages.Google Swiffy – tool that converts Adobe Flash files (SWF) into HTML5.Google Web Toolkit – open source Java software development framework that allows web developers to create Ajax applications in Java.Google Search Console (was Webmaster Tools and formerly Google Sitemaps): Sitemap submission and analysis for the Sitemaps protocol. Renamed from Google Sitemaps to cover broader features, including query statistics and robots.txt analysis.Translator Toolkit – collaborated translation toolSecurity tools[edit]reCAPTCHA – a user-dialogue system use to prevent bots from accessing websitesMap-related products[edit]Google Map Maker – Map editor used to submit changes to Google Maps.Google Maps – Mapping service that indexes streets and displays satellite and street-level imagery, providing driving directions and local business search.Google Street ViewGoogle Street View Inside Trusted (formerly Google Business View) – A 360°, interactive tour.[21] Customers will be able to truly experience a business by walking around, exploring, and interacting with the business using the same Street View technology used in streets around the world. These virtual tours are created by Google certified trusted photographers or trusted agencies.Google My Maps – Social custom map making tool based on Google Maps.Google Maps Gallery – Collection of data and historic mapsGoogle Mars – imagery of Mars using the Google Maps interface. Elevation, visible imagery and infrared imagery can be shown. It was released on March 13, 2006, the anniversary of the birth of astronomer Percival Lowell.Google Moon – NASA imagery of the moon through the Google Maps interface. It was launched on July 20, 2009, in honor of the first manned Moon landing on July 20, 1969.Google Sky – Internet tool to view stars and galaxies, can be used via browser version of "Google Sky".Google Transit – Public transport trip planning through the Google Maps interface, now fully integrated with maps. Released on December 7, 2005.Google Santa Tracker – Tracking Santa Claus on Christmas Eve.Zygote Body (previously Google Body) – 3D anatomical model of human body.Build with Chrome – a initiative between Lego and Google to build the world using Lego.[22]Statistical tools[edit]Google Analytics – Traffic statistics generator for defined websites, with strong AdWords integration. Webmasters can optimize their ad campaigns, based on the statistics that are given. Analytics is based on the Urchin software and the new version released in May 2007 integrates improvements based on Measure Map.Google Consumer Surveys – Market research tool similar to Survata.Google Correlate – Search patterns relating to real world trends.Freebase - Open, Creative Commons Attribution licensed collection of structured data, and a Freebase platform for accessing and manipulating that data via the Freebase API. (Deprecated)Google Fusion Tables – Tool for gathering and visualizing arbitrary data.Google Ngram Viewer – Tool for charting year-by-year frequencies of any set of comma-delimited strings in Google's text corpora.Google Public Data Explorer – Provides public data and forecasts from a range of international organizations and academic institutions including the World Bank, OECD, Eurostat and the University of Denver. These can be displayed as line graphs, bar graphs, cross sectional plots or on maps.TensorFlow - Machine Learning service that allows for making effective neural networks in an easier and more visible fashionTrendalyzer – Data trend viewing platform to make nations' statistics accessible on the Internet in an animated, interactive graph form. Acquired from the Gapminder Foundation in 2007.Google Trends – Graph plotting application for Web Search statistics, showing the popularity of particular search terms over time. Multiple terms can be shown at once. Results can also be displayed by city, region or language. Related news stories are also shown. Has "Google Trends for Websites" sub-section which shows popularity of websites over time.Zeitgeist – Collection of lists of the most frequent search queries. There used to be weekly, monthly and yearly lists, and topic and country specific lists. Closed 22 May 2007 and replaced by "Hot Trends, a dynamic feature in Google Trends". An annual Zeitgeist summary for the US and other countries is still produced.Google Activity Report – A service that provides a monthly report including statistics about a user's Google usage, such as sign-in, third party authentication changes, Gmail usage, calendar, search history, and YouTube.Operating systems[edit]Android – Linux-based operating system for mobile devices such as smartphones and tablet computers.Chrome OS – Linux-based operating system designed by Google to work exclusively with web applications. Runs on the Chromebook and the nettop Chromebox, the first of which (Samsung Series 3) was released in May 2012.[23]Android Wear – A version of Google's Android operating system designed for smartwatches and other wearables.Android Auto – A version of Android made for automobiles by Google with the help of the Open Automotive AllianceAndroid TV – A version of Android made for TVs. Similar to Google TVTelevision Fanatic - Mindspark Interactive NetworkGlass OS – Operating system for Google GlassGoogle FuchsiaDesktop applications[edit]AdWords Editor – desktop application to manage a Google AdWords account; lets users make changes to their account and advertising campaigns before synchronizing with the online service. (Supports Mac OS X (10.7 or later), Windows 7, and Windows 8.)Google Chrome – web browser. (Supports Windows XP, Windows Vista, Windows 7, Windows 8.1, Windows 10, Linux (specifically Debian- and Red Hat/Fedora-based versions), and Mac OS X.)Google Earth – virtual 3D globe that uses satellite imagery, aerial photography, GIS from Google's repository. (Supports Linux, Mac OS X, Windows 2000, Windows XP, Windows Vista, Windows 7, iPhone, iPad, and Android.)Google Input Tools – input method editor that allows users to enter text in one of the supported languages using a Roman keyboard. (Supports Windows XP, Windows Vista, and Windows 7.)[24]Google Japanese Input – Japanese input method editor. (Supports Windows XP SP2+, Windows Vista SP1+, 7, and Mac OS X Leopard+.) (Google Japan)Google Pinyin – input method editor that is used to convert Chinese Pinyin characters, which can be entered on Western-style keyboards, to Chinese characters. (Supports Windows 2000, Windows XP, and Windows Vista.) (Google China)Google Toolbar – web browser toolbar with features such as a Google Search box, pop-up blocker and ability for website owners to create buttons. (Supports Internet Explorer 6 and up.)Android Studio – development tool for Android. (Supports Windows, Linux, and Mac.)Google Web Designer – WYSIWYG editor for making rich HTML5 pages and ads intended to run on multiple devices. (Supports Windows, Linux, and Mac.)Google Drive – Client software to synchronize files between the user's computer and Google Drive storage. (Supports Windows and Mac.)Google Photos Backup – Back up photos and videos to Google Photos service. (Supports Windows and Mac.)Nik Collection - Make your Photoshop more HDTilt Brush - A painting game for the Vive and Oculus RiftMobile applications[edit]Mobile web applications[edit]These products can be accessed through a browser on a mobile device.Blogger Mobile – Available on some US and Canadian networks only. Allows updating Blogger blog from mobile devices.Google Calendar – Displays a list of all Google Calendar events on a mobile device; users can quickly add events to personal calendars.Drive – View documents on a mobile device, previously known as Google Docs.Gmail – access a Gmail account from a mobile device using a standard mobile web browser. Alternatively, Google provides a specific mobile application to access and download Gmail messages quicker. User must now provide phone number to verify account.Google Keep – Quickly create, access and organize notes, lists and photos with Google Keep. (This product can be accessed through a browser on a mobile device.)Google Maps – Find local businesses, view maps and get driving directions in Google Maps. (This product can be accessed through a browser on a mobile device.)Maps Navigation – Android navigation application for GPS-enabled mobile devices (such as Google Nexus One) with 3D views, voice guided turn-by-turn navigation and automatic rerouting. (Supports Android and iOS).Mobilizer – Optimizes web pages for mobile web browsers.Google News – Allows user to access Google News in a mobile-optimized view. Google AMP Integration is expected in the future.[25]Google Offers – Works with Google Wallet to combine coupons, discounts, and payments for people buying things through their phone.[26]Google+ – Social network, competing with FacebookGoogle Product Search – Updated version of the prior Froogle Mobile that allows users to easily search for information about a product.Google Photos – Provides unlimited video and photo storage for personal use.Google Search – Search the world's information, including webpages, images, videos and more. (This product can be accessed through a browser on a mobile device.)Google Search for Android – A Google Search app for the Android operating system.Google Wallet – Android app that makes your phone your wallet using near field communication, or NFC; its virtual plastic card. Will work together with Google Offers to combine coupons, discounts, and payments for people buying things through their phone.[26]Google Currents – Interactive magazine. Launched on December 9, 2011, it was discontinued in November 2013 and replaced by Google Play Newsstand.Google Translate – Google's free online language translation service instantly translates text and web pages.YouTube – Video hosting service that publishes to a public web site available for both desktop and mobileQuick, Draw! a online game based around a neural network guessing what a drawing represents, intended to teach people about machine learning.Mobile standalone applications[edit]Some of these products must be downloaded and run from a mobile device.Google Authenticator – A downloadable application for MFA (Multi-factor authentication) to enhance security by using your smartphone as extra authentication. (Supports Android, Blackberry OS, iOS)Google Play Books – A downloadable application that allows users to buy and download books and keep them stored on remote servers, allows reading one book on a variety of devices.[27](Android, iOS)Gmail – downloadable application that has many advantages over accessing Gmail through a web interface on a mobile at any time, such as the ability to interact with Gmail features including labels and archiving. Requires a properly configured Java Virtual Machine, which is not available by default on some platforms (such as Palm Treo).CatalogsDrive – Downloadable app that allows the user to access files and documents stored on Google Drive remotely through this application. This service was previously available as just a web-service and was called Google Docs.Google Keep – mobile application which integrates note-taking and web surfing.Google Goggles – downloadable application from Google Labs that uses image recognition to trigger searches based on pictures taken with a device's built-in camera; taking pictures of things (examples: famous landmark, product barcode) causes searches for information on them.[28] (Supports Android, iOS).Tango - downloadable application that includes augmented reality, indoor navigation, 3D mapping, physical space measurement and environmental recognition. It also allows developers to create applications using it's APIs.Google Maps – mobile application to view maps on mobile devices. Lets users find addresses and plot directions. Teamed with a GPS, it can use user geolocation and show current location on the map. Users can also share current locations with friends through Google Latitude. The device must have either a specific application to use Google maps or any phone with a properly configured Java Virtual Machine. (Supports Android, BlackBerry, Windows Mobile, iOS, Symbian, Palm OS, Palm WebOS, and J2ME).Google Play Music – online music store which started operations on 16 November 2011.[29] Music is now available for free.Google Play Newsstand a news aggregator that combines the features of the discontinued apps Google Play Magazines and Google Currents into a single product. Newsstand serves subscriptions to magazines, web feeds and server-generated topical feeds.One Today – features nonprofits that are part of the Google for nonprofits program, and allows people to donate to them.Shopper – downloadable application that makes shopping easier and smarter. (Supports Android, iOS)Sky Map – augmented reality program displaying a star map which is scrolled by moving the phone. (Supports Android, Mobile).Google Sync – synchronizes mobile phones with multiple Google calendars and contacts using a Google Account.Google Talk – VoIP and text application for smartphones. The Android version is text only and lacks the VoIP function of BlackBerry version. (Supports Android, BlackBerry, iOS).Hangouts – is an instant messaging and video chat platform. (supports Android, iOS)Translate – allows users to translate conversations instantly. (Supports Android, iOS)Google Voice app – downloadable application for accessing Google Voice functions on selected devices. It is currently available for users around the world. (Supports Android, Blackberry, iOS).Yinyue (Music) (Google China) – site containing links to a large archive of Chinese pop music (principally Cantopop and Mandopop), including audio streaming over Google's own player, legal lyric downloads, and in most cases legal MP3 downloads. The archive is provided by (i.e., this service does not search the whole Internet) and is available in mainland China only.YouTube – downloadable application to view YouTube videos on selected devices.YouTube Remote – A downloadable application to view YouTube videos, it lets users browse and play videos, control television volume and essentially do everything the YouTube Leanback product supports, but from their mobile handset.[30] (Supports Android).Google Now – A application that acts as a personal assistant through voice commands (Supports Android and iOS).Google+ – A downloadable app that will allow the user to access the multilingual, social networking site by Google. It provides the user the ability to incorporate his/her accounts from YouTube, Google Photos in order to share photos and videos. Hangouts, Circles, Sparks and Ripples are some of the new features that have been added by Google into G+.Waze – A GPS application that allows users to input and view live traffic and alerts.Who's Down – An app to indicate your social availability to your friends.[31]Gboard (Google Keyboard for IOS and Android) - A keyboard for iOS and Android that features glide typing, GIF search, emoji search and Google search built in.[32][33]Hardware[edit]Google Search Appliance - a search appliance designed for indexing corporate data.Google driverless car – a driverless car.Nexus One – Smartphone running the Android open source mobile operating system, version 2.3 "Gingerbread".Nexus S – Smartphone running the Android open source mobile operating system, version 4.1 "Jelly Bean".Galaxy Nexus – Smartphone running the Android open source mobile operating system, version 4.3 "Jelly Bean".Google TV – Smart TV interface running on smart TVs and set-top boxes.Nexus Q – Media-streaming entertainment device in the Google Nexus product family. Discontinued.Nexus 7 (2012 version) – 7" Tablet manufactured by Asus running the Android open source mobile operating system, version 5.1 "Lollipop".Nexus 7 (2013 version) – 7" Tablet manufactured by Asus running the Android open source mobile operating system, version 5.1 "Lollipop".Nexus 4 – 4.7" Phone manufactured by LG running the Android open source mobile operating system, version 5.1 "Lollipop".Nexus 5 – 4.95" Phone manufactured by LG running the Android open source mobile operating system, version 6.0 "Marshmallow".Nexus 6 – 5.96" Phone manufactured by Motorola running the Android open source mobile operating system, version 5.1 "Lollipop".[34]Nexus 9 – 9" Tablet running the Android open source mobile operating system, version 5.1 "Lollipop".Nexus 10 – 10" Tablet running the Android open source mobile operating system, version 5.1 "Lollipop".Nexus 5X – 5" Phone running the Android open source mobile operating system, version 6.0 "Marshmallow".Nexus 6P – 5.7" Phone running the Android open source mobile operating system, version 6.0 "Marshmallow".[35]Nexus Player – A streaming media player created in collaboration between Google and ASUS, the first device running Android TV, version 5.1 "Lollipop".Pixel C – 10.2" convertible tablet running Android 6.0.1 "Marshmallow"Chromebook – Laptop personal computer running Chrome OS.Chromebook Pixel – High end laptop computer designed by Google running Chrome OS.Chromebox – Desktop personal computer running Chrome OS.Chromecast – A media streaming adapter produced by Google.Chromecast Ultra – A 4K capable media streaming adapter produced by Google.Chromecast Audio – An audio streaming adapter produced by Google.Google Glass – a wearable computer with an optical head-mounted display and camera that allows the wearer to interact with various applications and the Internet via natural language voice commands. It is still in development, after an initial version was discontinued.Google Contact Lens – a contact lens capable of monitoring the user's glucose level in tears. It is not yet released for public usage, but is in testing at Verily, a subsidiary of Google's parent company, Alphabet.Google OnHub – a brand new line of routers manufactured by TP-Link and Asus.Google Daydream - a virtual reality platformGoogle Home - an AI assistant competing with Amazon EchoPixel - A 5" smartphone running Android 7.1 "Nougat"Pixel XL - A 5.5" smartphone running Android 7.1 "Nougat"Services[edit]Google Cloud Platform – a set of modular cloud-based services for software development.Google Crisis Response – public project, which covers ongoing and past disasters, turmoils and other emergencies and alerts.Google Fiber is a project to build an experimental broadband internet network infrastructure using fiber-optic communication in Kansas City, Kansas, Kansas City, Missouri, Provo, Utah, and Austin, Texas.Google Get Your Business Online, launched by Google in 2011, aimed at increasing the web presence of small businesses and cities. Provides free advice on search engine optimization and helps business owners update their information on Google for free.[36]Google Public DNS – publicly accessible DNS server run by Google.Google Ideas – a cross-sector, inter-disciplinary "think tank" or "think/do tank" based in New York City, dedicated to understanding global challenges and applying technological solutions.Google Person Finder – an open source tool that helps people reconnect with others in the aftermath of a disaster.Google Accelerated Mobile Pages (AMP) – an open source project and service to accelerate content on mobile devices.[37][38][39] After a technical preview, the service was launched in February 2016.[40][41][42] AMP provides a vast JavaScript library for developers and restricts the use of third-party JS.[43]Google Firebase - Firebase's primary product is a realtime database which provides an API that allows developers to store and sync data across multiple clientsGoogle Cast - Google Cast is a technology that lets you cast your favorite entertainment and apps from your phone, tablet or laptop right to your TV or speakers.[44]List of Google products - Wikipedia

What are the most interesting fintech startups?

FinTech basically refers to technological innovation in the financial services sector. The ultimate role of FinTech companies is aimed at utilizing technology as extensively as possible for easing out various financial processes. Active engagement of industry experts in this promising industry has led to the development of new technology.Basically, FinTech involves the use of computer programs and other technologies to support and disrupt banking and financial services. It is utilized to aid companies, business owners and consumers for the effective management of financial operations and processes with the aid of specialized software and algorithms. The most popular FinTech companies have been structured to threaten, challenge and eventually uproot the traditional financial service providers by providing fast and reliable services. FinTech seeks to answer financial mysteries through technological innovations such as AI and Blockchain has led to a transformation of the internet economy. Here is everything you need to know for understanding intricate details of FinTech companies.Why you need a FinTech Company for your business?Online platforms in financial technology can be driving force for the growth of businesses by leaps and bounds. For instance, FinTechs can help credit unions and banks build a thriving B2B business without any hassles. It can majorly contribute by enhancing efficiency, reducing costs and downtime. This, in turn, can be directly proportional to increased productivity and better utilization of available resources.Evaluating the pros and cons can help you make the right choice according to your requirements. The key to choosing the right partner for your business will revolve around measuring certain compliance, risk tolerance, and customer service factors. In short, your FinTech partners should operate under the same high standards so that they can manage your processes without tainting your reputation. Here are a few things you need to know as to why you FinTech partner is indispensable for your business:Minimized risk and maximized positive impact:First and the foremost factor which you need to consider is an easy identification of what is missing from your current offerings to the customers. It is quite possible that your customers aren’t really looking for a new service or solution. All they yearn for is a better and efficient access to products they already have. Hence, finding the right partner will help you improve your streamlined processes and existing product line. This, in turn, can significantly impact your approval time and underwriting positively. In this way, the needs of your customers will be fulfilled and result in lowering of your risks.Increased transparency:Ensure that you choose a FinTech partner who is completely transparent in their offering. Advertisements can often be misleading when very few loans qualify at that rate. Make sure that your lending platform partners are willing to share their actual APR range of loans. Always remember that your customers expect you to be very responsible for the service the partner provides. Thus, never compromise on these intricate details otherwise you might stake your reputation for no positive results.Demand built-in compliance:With an increase in compliance costs, you should seek FinTech partners which already possess built-compliance technology which can help you mitigate the risks and improve your savings. You can choose those partners which are working under the same banking standards as you, with a regulated protocol and uniform processes. Their ultimate goal should be to help small businesses grow exponentially without ruining their credibility in the market. Built-in compliance technology can thus play an instrumental role in driving down the overhead costs.Hence, choosing the right FinTech partner can turn out to be a blessing in disguise. You need to stand out in the crowd in the competitive market by improving your efficiency, delivering speed and providing low-cost loans. Technological advancements in the finance sector can help banks accelerate their working processes. But, you need to be cautious as not all FinTech companies will share the same principles, standards, and goals as you. Thus, study the market trends properly before you step out in the market to choose your right FinTech partner.Top 10 Reputable FinTech Companies For Your Business:1. Stripe:Valued at a whopping $9.2 billion, this fintech pioneer ‘s mission is to transform the workings of internet business. Founded in the year 2010 by Irish brothers, Patrick and John Collison, Stripe has achieved indefeasible feats by supporting online transactions for various bigwigs like Uber, Google, Spotify and more. Its ultimate goal is to ease out the process of secure and fast payments. It provides APIs to clients so that integration of online payment systems with their websites and apps can be smooth. Apart from that, it aims at building flexible and powerful tools for internet commerce.Stripe’s unmatched functionality and meticulously designed APIs help create the best possible products for users. Undoubtedly, it is a one-stop destination for the creation of subscription services, crowdfunding platforms, an e-commerce store and more. This technology company builds economic infrastructure for the internet by helping out businesses of every size. It combines a payment platform with applications that put revenue data at the heart of business operations. Millions of world’s innovative technology companies are scaling efficiently by building their businesses on Stripe. No wonder, Stripe has occupied the top positions in the Top 10 list of FinTech Companies.2. Sofi:Sofi has made a mark in the FinTech industry by helping people achieve financial independence. It follows a unique approach to offering lower interest rates and lending to encourage big savings. Sofi has brought the necessary disruption in the US personal banking sector, by putting the consumer first. With student loans mounting up and credit scores going down, acquiring money from a bank became a tedious task at hand.It established itself in the market by targeting student loan refinancing for Standford MBAs. But, with time, it moved forward with providing personal loans, mortgages and wealth management. Currently valued at $4.3 Billion, the company has grown exponentially in a short span of time. Founded in 2011 by Mike Cagney, Dan Macklin, James Finnigan, and Ian Brady, the company has explored various economical alternatives for students depending on loans to finance their education.3. GreenSky:David Zalik, a child prodigy who began attending college at 14, founded GreenSky in 2006 in Atlanta, Georgia. GreenSky stands tall in the market among other FinTech companies as it specializes in consumer finance marketplace. Their areas of expertise include Retail and Home Improvement. They have built their customer base in over 50 states of USA. They strive to transform small businesses and consumer credit mechanism by enabling pervasive and affordable access to financing.GreenSky has funded over 12 billion loans and worked with more than 1.7 million customers. Apart from that, it is in collaboration with over 14 large banking institutions which aim at granting loans to customers through an easily accessible mobile app. GreenSky also financially supports medical procedures that may not be included in insurance such as cosmetic surgeries, dental assistance, visionary care, pet medical services and more. It has emerged to be a sought-after alternative for credit cards. In this internet driven era, where people are used to getting everything done with a single click, the instant lending option by GreenSky is changing lives for the better.4. Credit Karma:Founded in the year 2007 by Kenneth Lin, Nichole Mustard, and Ryan Graciano, this company has proved to be an emerging player in the Financial sector. Its ultimate aim is to provide free access to credit scores and reports to its reliable customers. Also, you can viably make informed financial decisions by seeking the advice of their experts. Credit Karma holds great years of experience in providing financial management and free credit services.Some other areas of its expertise include monitoring unclaimed property databases, free tax preparation and recognizing and disrupting credit report errors. It receives most of its revenue from targeted advertisements. It generates customers’ credit scores and reports from Transunion and Equifax with weekly updates. This customer credit data is then analyzed by the company in order to recommend financial products to the users. Any purchases of the financial products bought through Credit Karma recommendations generate revenues for them in terms of commissions paid by the banks. Also, its massive social media campaigns have helped it to gain recognition all over the world. In 2015, it began its MyMoneyStory online campaign encouraging people to talk about personal financial problems and issues openly and share stories of their financial woes, a rarely discussed topic in American society. No wonder that it has occupied the top charts in the Top 10 list of FinTech Companies.5. Oscar:Founded in 2012 in New York City, Oscar strives to use technology to humanize health care. Its founders namely Mario Schlosser, Josh Kushner and Kevin Nazemi aimed at establishing health insurance company centered around the patient, engaging members and guiding them to the right care. In an attempt to make healthcare simple, smart and user- friendly, Oscar has hidden all the complexities of the process behind a simple and accessible user interface. It offers all its members free 24/7 telemedicine visits through their Doctor-on-Call Service.A Concierge Team, comprising of three care guides and a registered nurse capable of handling everything from customer support questions to clinical coordination, is assigned to each of its members. It provides direct appointment scheduling and a clinical dashboard bringing all of the patient’s medical histories on a single platform. Today, Oscar drives the highest levels of engagement in health care, helping over 250,000 individuals and businesses from startups in Brooklyn, New York to bookkeepers in Bouldin Creek, Austin – take charge of their health.6. Avant :Founded in 2012 by Al Goldstein, John Sun and Paul Zhang, it started with the aim of lowering the barriers and costs of borrowing. This Chicago based online money lending company strives to make the process of loan transaction smooth and user-friendly. Its founders Sun and Zhang graduated from the Y Combinator startup program in 2012 and wanted to build their business, Debteye. The application process for the business loan was tedious and, lead to frustration and desolation for them both. They decided to start Avant with the aim of making loan processes easier for other people.Avant uses custom technology and analyzes customer data to provide personal lending and credit scoring options. While most of the lenders look at the financial history of the customers, Avant focuses on what they can achieve in the future. They study the behavioral and emotional patterns of the customers and not just their financial reports in order to provide them tailor-made lending options.7. Zenefits:Zenefits is a promising American company which was founded by Park Conrad in 2013. It aims at providing cloud-based HR software as a service to its clients. Multiple HR services such as health insurance, payroll compliance, paid leaves, stock management options are taken care of by Zenefits. It follows a hub-and-spoke model for generating revenue. The cloud-based software service(hub) is provided to the customers for free thereby making it easier for the business to import all the employee information in Zenefits. It makes money through the spokes such as Health Insurance and Payroll by acting as a middleman between the companies providing those services and its clients. Therefore, it generates revenues in the form of commission. Zenefits has helped small startups tremendously by automating HR processes for them. Its network is spread in Tempe, Chicago, Atlanta, and Vancouver. Its goal is to bring technological disruption in an industry where usage of dot-matrix printers and fax machines is preferred.8. Prosper:Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. Since then, Prosper has facilitated more than $13 billion in loans to more than 850,000 people. It is an online platform which encourages people to invest in a way that is financially and socially rewarding. Borrowers can apply online for a fixed-rate, fixed-term loan between $2,000 and $40,000. Individuals and institutions can invest in loans and earn attractive returns. Prosper handles all loan servicing on behalf of the investors and matched borrowers. Prosper Marketplace is backed by leading investors including Francisco Partners, Sequoia Capital, Institutional Venture Partners and Credit Suisse NEXT Fund.Founded by Chris Larsen and John Witchell, it maintains a full public database of all loans issued through its marketplace on its website. This database and all market statistics can be accessed and evaluated for analysis of loan performance over time. It follows a transaction-based business model, charging customers a nominal fee for each transaction. It verifies the borrower’s identity before processing loans and manages every stage of the process. For the first three years of its existence, it followed a variable rate model functioning as an E-bay like online auction marketplace. In 2010, it filed a new prospectus at the SEC, altering its business model to use only pre-set rates determined exclusively by a prosper formula. Instead of auctioning for rates in an unmoderated and sometimes unfair auction process, lenders have to just make a simple choice now. They can invest at the rate assigned to the loan by Prosper’s loan pricing algorithm or not invest at all.9. AvidXchange:This American FinTech company provides automated payment solutions and account payable options to medium-sized businesses. AvidExchange was founded in 2000 by Micheal Preager. Catering mainly to real estate, financial services, energy, and construction sectors, it aims to make the process paperless and hassle-free. It provides electronic invoice capture, invoice approval workflow, invoice and bill payment reporting, utility bill analytics and payment solutions, centralized invoicing processing, account payable solutions and accounting system integration software solutions. It eliminates the outdated manual processed that lead to fraud, delay in payments and painful audits. Comprised of a family of 800 employees, AvidExchange witnessed a 3-year growth of 285% in the year 2017.AvidXchange strives to give you the power to reduce processing costs, accelerate approvals and eliminate paper with more transparency into, and control over, spending than what you have ever had. AvidXchange gives you the power to automate manual tasks and spend your time doing more valuable tasks. Purchase-to-Pay (P2P) automation is all about eliminating manual processes and becoming more effective and efficient.P2P Automation streamlines the entire process from purchasing all the way through payment for enhanced reporting, optimal spending and better budgeting for your entire organization. Their leadership team is comprised of a representative from every functional area of our business. Their experts aim at creating strategies that can help your business grow manifold.10. Robinhood:Robinhood is a mobile-application based service allowing an individual to invest in publicly traded companies and exchange-traded funds listed on U.S. stock exchanges without paying a commission. The billion-dollar enterprise was founded by Vladimir Tenev and Baiju Bhatt. In order to keep the fees down, the company has no storefronts and provides no additional tools. Aptly named after the popular fictional character, it is helping the less economically privileged grow by using and betting on rich people’s money. The fintech app has eliminated all brokerage fees that have traditionally been associated with initiating a buy or sell. It earns money through its Robinhood Gold accounts for premium members and by collecting interest from cash holdings and stocks just like a bank. The app is simple and clutter-free making it easy to use for everyone. Robinhood’s platform has fed directly in the application that links out to some popular free resources such as MarketWatch and Seeking Alpha, providing you all the necessary information you need about the market.ConclusionWe can expect Fintech start-ups to engage with the established industry contenders and focus more on the customer experience and services in the digital era. In the long run, Fintech will have to invest more in innovation techniques, risk management, and partnerships through collaboration. This will be of great aid to both the banking sector and Fintech companies. It also needs to innovate its business models and find their place in the B2B sector. Furthermore, Smartphone would prove to be an important distribution medium for engaging with customers in the future.Also, traditional financial contenders can explore the growth opportunities through new monetization models. And banks will have the benefits from the financial technology company ’s knowledge to develop the insights about the needs of their customers. Interpersonal relationships, on-demand, and smooth transactions are what new age customers are looking for. Therefore, the opportunity is huge for Fintechs to add value by employing big data, artificial intelligence, machine learning to the financial services.Fintech is constantly developing and maturing and many fundamental tasks still need to be explored. NIFA is willing to work together with every country to strengthen communication and cooperation, to learn from each other, and to jointly promote fintech worldwide. With fintech firms, central banking is not an issue as lenders and borrowers are matched with each other to make a more stable credit exchange. It has the potential to completely change the way banking functions. FinTech is taking the age-old method of borrowing and lending without the existence of separate institutions and is challenging the territorial habits of traditional insurance and banking services.Originally Published on EngineerBabu Blog.

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