Medical Certificate For Availing Financial Assistance For Treatment: Fill & Download for Free

You can apply for assistance fromPrime Minister’s relief fund (PMRF) for reimbursement of cancer treatment expenses.PMNRF provides financial assistance to indigent patients for treatment of major diseases at Government/ PMNRF empanelled hospitals to partially defray the expenses. Disbursements are made with the approval of the Prime Minister.Applicants can apply for grant of financial assistance through an application form addressed to the Prime Minister.Applicants, applying for grant of financial assistance for medical treatment, are required to enclose1. two passport size photographs of patient (one pasted on application, another stapled with application),2.copy of residence proof3. original medical certificate incorporating the type of disease and estimated cost of expenditure and4. copy of his/her income certificate.All these original certificates have to be sent to “ The Honorable Prime Minister, Prime Minister Office, New Delhi-110011.”After receipt of application, the same is considered and disbursements are made at the sole discretion of the Prime Minister, keeping in view availability of funds and prior commitments of the PMNRF.If you are eligible for PMRF, you will get an approval letter from PMO which usually takes about a month.Cancer treatment related expenditure incurred after the approval date can be claimed by the patient by sending original receipts to PMO through the hospital.Usually around 50% of a patient’s expenditure gets reimbursed.You can also apply under —Health Minister’s Discretionary Grant (HMDG)Financial assistance is provided under HMDG to the poor patients with family income less than Rs.1,00,000/- annually and suffering from major illness and undergoing treatment in Government Hospitals/ Institutions, to defray a part of the expenditure on hospitalization/treatment, in cases where free medical facilities are not available.Criteria laid down for sanctioning grantsThe broad criteria laid down for sanctioning such grants are:Reimbursement of expenditure already incurred is not permissible.Prolonged treatment involving recurring expenditure is not permissible.Financial assistance is not admissible for diseases of common nature where treatment is not expensive.Financial assistance is not admissible for T.B. cases for which free treatment is available under National T.B.Control Programme.Cases for treatment in private hospital are not entertained.Central as well as State Government employees are not eligible for grant under rules.Only those having annual family income up to Rs.1.00,000/ - and below are eligible for financial assistance from Health Minister’s Discretionary Grant (HMDG)Financial assistance limits are as follows:Rs.50, 000/- if the estimated cost of treatment is up to Rs. 1, 00,000/- .Rs. 75,000/- if the estimated cost of treatment is above Rs. 1,00,000/- & up to Rs. 1,50,000/-.Rs.1, 00,000/- if the estimated cost of treatment is above Rs.1, 50,000/-.Application processTo avail financial assistance under HMDG, the patient is required to submit :A copy of the prescribed proforma application duly filled in by the treating Doctor/HOD and duly countersigned by the Medical Superintendent of the Hospital from where the patient is receiving the treatment, to be submitted to the Ministry of Health & Family Welfare.A Certificate in original from the BDO/ Tehsildar/Collector /SDM (quoting full name, designation, telephone number and complete official address of the certificate issuing authority) regarding occupation and monthly/yearly income of the applicant and his/her family members from all sources.Copy of the ration card.For more details, contactDirector (Grants), Ministry of Health & Family WelfareNirman Bhavan, New Delhi - 110 011Tel : 23063481/23061731Another scheme is ——Rashtriya Arogya Nidhi (RAN)The RAN was set up in 1997 to provide financial assistance to patients, living below poverty line prescribed from time to time and who are suffering from major life threatening diseases related to heart, liver, kidney and cancer cases, etc., to receive medical treatment at any of the super specialty Government hospitals / institutes or other Government hospitals.The financial assistance to such patients is released in the form of ‘one time grant’ to the Medical Superintendent of the hospital in which the treatment is being received.Revolving Funds have been set up in 12 Central Government hospitals/institutes and amount up to Rs. 50 lakh is placed at their disposal for providing financial assistance.Accordingly only cases for financial assistance beyond Rs. 5 lakh would now be required to be referred to Ministry of Health and Family Welfare, Government of India.For patients suffering from life threatening diseases, where time is a premium, this would facilitate commencement of treatment of poor patients found prima facie eligible for assistance under the Scheme by these hospitals/institutions.This would also enable to curtail the procedural delay for treatment, which would bring relief to thousands of patients annually.Also see RAN - Health Minister’s Cancer Patient Fund (HMCPF)Under the Health Minister’s Cancer Patient Fund (HMCPF) the criterion is as under:Financial assistance is provided to patients, below poverty line suffering from Cancer and undergoing treatment in any of the 27 Regional Cancer Centres.The financial assistance to the Cancer patient up to Rs. 1, 00,000/- (Rs. 1.00 Lakh only) is processed by the Institute/Hospitals concerned through the revolving fund placed at their disposal. The cases of financial assistance above this limit are to be referred by the Hospitals for assistance from Central funds.The following criteria have been fixed for providing financial assistance to poor patients:The applicant has to submit an application in the prescribed proforma duly filled in by the treating Doctor/HOD and countersigned by the Medical Superintendent of the Hospital (Government Hospital) where the patient is receiving the treatment, along with income certificate in original from the BDO/ Tehsildar/Collector /SDM. The details of family members in case of BPL applicants i.e. attested copy of ration card.The Directorate General of Health Services (Dte.GHS) technically appraises the proposal and thereafter, the approval of the Competent Authority is obtained for granting financial assistance to the eligible patient. A cheque of the admissible amount is issued to the hospital, which is required to submit utilization certificate to the Ministry.To avail financial assistance under HMCPF, the patient is required to submit :Application form in prescribed proforma duly signed by the treating doctor and countersigned by the Medical Superintendent of the Government hospital/institute/Regional Cancer Centre.Copy of the income certificate.Copy of the ration card.Revolving Funds have been set up in 27 RCCs and funds upto 50 lakhs are placed at their disposal for providing treatment upto Rs. 5 lakh in each case.Cases involving treatment beyond 5 lakh are referred to Ministry of Health & Family Welfare, Government of India for providing funds.Source: Ministry of Health and Family WelfareRelated resourcesApplication Form for financial assistance under Rashtriya Arogya Nidhi and Health Minister’s Discretionary Grant (HMDG)FAQs on RAN 67Hope the above information is useful for you and helps you get the required treatment with the assistance provided by the government. My best wishes to you for early recovery of your father.

You must be aware that Prime Minister’s National Relief Fund is primarily for emergency relief to be provided for National Calamities. The scope is enlarged to cover medical expenses to be met by needy persons for major ailments like Heart surgery or kidney transplant etcIf the purpose is for medical expenses , many states have Chief Minister level similar welfare programmes.The following is an extract from VikaspediaThe Prime Minister’s National Relief Fund PMNRF) are utilized primarily to render immediate relief to families of those killed in natural calamities like floods, cyclones and earthquakes, etc. and to the victims of the major accidents and riots. In addition to this, the PMNRF provides financial assistance to indigent patients for treatment of major diseases at Government/ PMNRF empanelled hospitals to partially defray the expenses. Disbursements are made with the approval of the Prime Minister.Applicants can apply for grant of financial assistance through an application form addressed to the Prime Minister. Applicants, applying for grant of financial assistance for medical treatment, are required to enclose two passport size photographs of patient (one pasted on application, another stapled with application), copy of residence proof, original medical certificate incorporating the type of disease and estimated cost of expenditure and copy of his/her income certificate. After receipt of application, the same is considered and disbursements are made at the sole discretion of the Prime Minister, keeping in view availability of funds and prior commitments of the PMNRF.The form can be downloaded and sent to send to PM

Decentralized. Innovative. More entrepreneurial, more experimental, without so much bureaucracy. Lower prices. Higher quality. More customer orientation. Encouraging lots of new entrants. Removing artificial barriers. Removing licenses or regulations. Encouraging private certifications. More providers. Removing government cartels. More specialization, segmentation, and targeting. Encouraging lots of different types of services offered to different customer segments at different price/quality points. Encouraging varying private insurance for various segments.While we can’t know what millions of people peacefully cooperating might create within a free(d) market for health care, here are some brainstorms of a few things we can’t do today that might arise.Labor: Roll back all government professional licensing and regulation of doctors, nurses, psychologists, therapists, occupational therapists, physical therapists, nursing assistants, lab technicians, etc.Encourage private certifications, (E.g. AMA, the ANA, the AOTA, etc.), but remove government-enforced market cartelization by encouraging competing certifications at a variety of quality/price points.Example: John, after running free clinics in Africa, receives a certification from Medics Across the World and opens a clinic in a poor section of a city. He is not an AMA-certified doctor, but he provides first aid, child birth, inoculations, basic medicine, disease triage, etc. quickly and at low price right in the worst neighborhood. He coordinates with an AMA certified doctor for tougher cases.Example: Ahmid quits his job as a taxi driver. His MD from Croatia was not good enough for AMA certification, but it was for his Foreign Doctors Certification. He hangs his certification proudly and opens up his own medical clinic in his apartment. He charges quite a bit less than AMA certified doctors, but his clients, mostly newly arrived immigrants, find him more friendly and approachable, even providing great recommendations of next steps to further integrate into the community.Example: Vivian apprentices as an occupational therapist assistant for six years. Her employer sponsers her for a test. She receives an OTAA certification as an occupational therapist, a certification that requires neither bachelors nor masters degree — just proven skill under supervision and tested knowledge.Locations: Roll back all government licensing and regulation of hospitals, nursing homes, clinics, and health programs.Encourage independent certifications, from a myriad of groups (e.g., American Hospital Association, American Nursing Home Association), each having their own requirements and certification procedures, but allow anyone to open any type of clinic anywhere they want, as long as their bone fides are clearly described. Remove all one-size-fits-few government requirements in terms of training, privacy, equipment, beds, ratios, etc. Encourage insurance companies to differentiate by paying for alternative certification levels.Example: Sharon creates a Doula Center in a large, old house. She converts the 18 rooms into triples and quads for women who need care away from their homes. She trains numerous local women as apprentices and interns. Many of the births occur at the mothers’ homes, but higher risk cases occur at her Doula Center. Should a birth be too complicated, Joe is always on standby with his station wagon to drive to a near-by emergency center with which they have an agreement.Example: Gerald is an AMA-certified doctor, but works with a charity that provides once a week clinics in the basements of various churches. At one church, he works with six local women nurse-trainees. The local indigent line up. He sees them with the emphasis on speed and volume — oftentimes almost no privacy and in full view of one another. (For stripping, a curtain on rollers is available.) However, in this quick and dirty way, Gerald is able to consult with 300 patients on a Saturday. At a flat $20 per consultation, he earns less than he does in his regular practice, but he feels good bringing his AMA skills to the poorest.Example: John, American EMT certified, offers a mobile health truck that drives through the bowery on a set schedule. His clinic treats the bums in the street. When it rains, he has a canopy. He treats open sores and decaying teeth, and he urges other care if beyond his limited capabilities. His service costs each bum $5 in change, or an occasional bottle of rye, but he also has sponsors who, pleased with the volume of care he can take directly to the very neediest and least willing to schedule formal visits, are sponsoring two more trucks.Drugs: Roll back all government-required testing, regulations, and restrictions on drugs, instruments, medical devices — as well as patent monopolies.Encourage private certifications with varying degrees of assurances and leave it to insurance to guarantee efficacy and lack of side-effects. Allow new entrants to offer low priced alternatives.Example: Alice is dying from cancer. She has great pain and is undergoing chemo. She finds relief from pain, anxiety, and nausea by smoking marijuana. It is specifically REJECTED as effective treatment by the Jeff Session Drug Certification service, but Alice’s insurance approves it and pays for it — her insurance carrier believes that this cheap weed ameliorates many symptoms where more expensive treatments fail.Example: Sally suffers from a disease that has no medicines offered because it is so rare and formal testing is difficult and expensive. A lightly tested drug has been produced. Sally is at her wits’ end, and after talking to her doctor and her insurance carrier, she decides that the medicine is worth the risk.Example: Big Pharma Corp designs a new drug for hair loss. It keeps the chemical compound secret but the secret is eventually exposed and copy-cat pills quickly flood the market. However, Big Pharma continues to offer their pill at a 20% premium, differentiating its product by additives, by advertising, by distribution, and by its commitment to quality testing. They also offer guarantees.Example: Janice is quite concerned with having only “the best”. She pays for a premium service that authorizes only AMA, ANA, and OHA certified services.Insurance: Roll back all subsidies of, requirement of, regulations of, special treatment for insurance companies and insurance coverage.End any requirements that insurance companies must cover anything specific. Remove “pre-existing” requirements, gender requirements, racial requirements, well-visits, etc. Remove all price controls. End any special tax treatment (especially insurance offered through work expensed pre-corporate and pre-income tax). Allow new startup insurance companies to specialize in any type of specific insurance targeted to any segment.Example: Sidney and Connor find out that they are unable to have children. The $15,000 a cycle IVF treatments are not covered by their insurance, which offered them much more reasonable rates when they chose it. They must make the hard decision whether to try for a child, with the financial help of their friends and family. However, the other member who purchased this insurance are happy that their premiums are not raised in order to pay for Sidney and Connor.Example: Janet learns that her weight has crept over the 25% ideal weight limit of her current insurance carrier. She has 90 days to retest her weight, or she will lose this carrier. She explores daily runs versus going with Big Ladies Insurance.Example: Vegan Health Insurance offers a special insurance for anyone agreeing to live by their guidelines of smoke-free, daily exercise including yoga, no risky ventures, and vegan diet. Their small boutique coverage serves only .05% of the population, but they are one of the most profitable, and they are regularly rated the lowest cost carrier.Example: Muslim Mutual offers Islamic specific care for Muslim customers. They do not cover certain ailments — e.g., alcoholism — in fact, alcohol consumption voids their coverage. However, there are a number of ailments specific to their clientele that they focus on.Wealth Creation: Roll back other business licensing, regulations, and taxes that retard prosperity creation and poverty elimination.Allow citizens to accelerate wealth creation without constant government retardants. The greater the wealth, the more options for health care will be available and the greater opportunity for individuals to choose the level of healthcare they prefer.Example: Fred goes to an institutional school. The school does not like Fred’s energy for he will not quietly sit in his seat and fill out mind-numbing worksheets. They recommend drugging the child with strong psychoactives. Fortunately, there are many different type of schools, and in consultation with their insurance carrier, Fred’s parents transfer Fred to a school designed for boys.Charities: Roll back government coerced “safety nets”.Make it clear that charity begins with each citizen. Encourage private charities to crop up, offering different populations different types of services with different requirements and benefits. Encourage friendly societies and other voluntary mutual care associations. Encourage free people to work together to voluntarily care for one another.Example: John has regularly contributed to Greater Bay Charity but recently learned that they invested millions in high priced testing. John prefers offering more people basic care rather than fewer people expensive care. He changes his charity to John’s Mobile Clinics, whose vans he has seen providing what he considers to be sensible care for the most needy in the city.Example: Virginia has been using harmful drugs for years and develops a blood infection. She turns to the Summer Valley Charity for treatment. Summer Valley is willing to help Virginia but they have requirements: she must a) submit to a contraception injection preventing any child for five years; b) agree to drug rehab and continued testing; c) work in the clinic herself caring for other patients after two month of being clean. Sharon agrees, getting the treatment and the contraception, but she quickly reneges on both the drug rehab and workfare requirements. The next time that she needs medical attention, Summer Valley refuses her care. Another charity offers her fewer requirements but much lower care. Virginia has to make some hard tradeoffs for her life.Example: Angus barely scrapes by in his laborer job. He joins a laborer association, which gives scholarships to members’ children to go to low-cost medical training and come back to give the community ten years of heavily discounted services. Angus has high hopes that his children will be doctors.Tort Reform: Implement loser pays and counter-suits for nuisance cases.Tax Reform: Take government out of subsidizing, guiding, or approving health care or insurance by removing any preferential tax treatment.Example: Talia is changing her job. She owns her own health insurance, so that is not a factor in her next job. In fact, one prospective company has extensive health insurance, but Talia is quite concerned that she may get stuck at this company. She wants to be able to switch jobs absent health care. She grows suspicious of the company nd decides to join a different one that does not wish to entrap her with such golden handcuffs.Privatize Government Health Officials: Spin off all current government health bureaucracies into private companies offering consulting and certification services — in competition with other private companies.See related:If providers in a universal healthcare system refused to work at the fix price is forced labor justified?Are there free-market-based healthcare systems that work?Is healthcare a fundamental human right?Does the American Medical Association serve its members or the public?How does a libertarian society deal with the high cost of health education?What do libertarians think of NHS?Do libertarians want Cancer patients to take untested medicines?→ More essays on <Healthcare> by Dennis→ Return to the <Table of Contents> for Dennis’ Libertarian Essays