Baroda Gift Card: Fill & Download for Free

Yes, you can have prepaid credit card without having bank account, which can be used to pay for purchases just like a credit card. However, there must be funds in the prepaid card in order for you to make purchases.Benefits of Prepaid Credit Cards:Prepaid credit cards can be used to pay for any good or service and customers do not have to worry about the hassles of making cash transactions.Open looped prepaid cards can be used to make ATM cash withdrawals by customers.Spends would not go overboard as customers can easily plan their expenses and purchase goods only within the limit of the card.As long as the prepaid credit card is valid, customers can always get extra cash for urgent purchases and transactions.Credit score of an individual is not a major criteria to qualify for a prepaid credit card.Prepaid credit cards are the easiest to procure, if the applicant is not looking for any other type of credit card.Prepaid credit cards can be used for paying outstanding bills through a customer’s mobile phone.For employee not holding a bank account, salaries can be distributed using prepaid credit cards by employers.Prepaid cards can also function as a gift card and can be used as travel cards to load currency when an individual is traveling abroad.Types of Prepaid Credit Cards:There are different types of prepaid cards available in the market and this varies depending on the issuer.Open looped cards - Open looped cards are branded with the network they are affiliated to and are also called open system cards. Every card will carry the brand logo of the affiliate and will be issued by banks in association with American Express, Visa or MasterCard. All open looped cards are accepted at locations and merchant outlets approved banks.Closed Loop Cards - The acceptance of closed loop cards is restricted to the affiliated merchant outlet for buying services and good at only those outlets. Gift cards mostly are issued as closed loop cards.Semi-Open Looped Cards - As hybrid cards, Semi-Open Looped Cards are accepted by numerous merchant outlets or chains, who are affiliated with the card. Most cards are issued by retail chains or shopping malls and can be used at locations carrying stores with these brands.Reloadable cards - Most prepaid credit cards come as reloadable cards, where the customer can add more funds, once the amount held in the card has been used.Non-Reloadable cards - Again gift cards fall under this category as once the customer uses the money available in the card, reloading cannot be done. Purchases can be done only up to what is available in the card.Popular Prepaid Credit Cards in India:Axis Bank Prepaid Cards - Smart Pay Card:HDFC Bank Prepaid Cards:HDFC Bank ForexPlus card:State Bank of India:YES Bank:American Express:ICICI Bank:Bank of Baroda:

Out of the all the Remit services , the service which has impressed me the most is Remitly. Remitly has a neat and user friendly website. There is hassle free registration and you don't have to submit a any documentation if you decide to stay in Tier 1. ( They have three Tiers and if you want to upgrade to Tier 2 you just simply have to provide them a government issued ID) . Currently Remitly has a promotion going on where you can earn $40 in Amazon gift cards. Any transaction above $1000 is free of charge and below $1000 is just a nominal $1.99 charge which is pretty less as compared to other Remit services.They have a basic rate and express rate. The basic rate is higher than the express rate and usually it takes 3 business days to reach your bank account in India. The express rate is usually just a few paisas less than basic rate but the money deposit is instant. Your money usually reaches in less than 4 hours. They have tie up with all big Indian Bank accounts like Yes Bank, State Bank of India, Punjab National Bank , ICICI, HDFC, Bank of Baroda etc.As stated above Remitly gives you $40 in Amazon Gift Cards. I am not affiliated to this service but below is my referral link . Use it to earn $40 in Amazon gift cards. Send Money Globally | RemitlyAlso they provide 24/7 customer support ( which a few of the other Remit Services don't provide). They have a user friendly mobile app both for android and iOS.They also have a rewards program where if you refer a friend and he or she signs up and make their first transaction then you get $10 discount , and this discount is automatically applied to your next transaction. For Example : If you are sending $1000 and you have a $10 discount then you just end up paying $990 which is a pretty good deal. There is no limit on how much you can earn. Also not to forget when your friends join Remitly they get a chance to earn $40 in Amazon Gift cards.They provide a good exchange rate and there speed and service is awesome. They have a lot of satisfied customers who have written great reviews about them on their website.You can read more here : http://allaboutmsinusa.blogspot....

MAKEMYTRIP bank cashback scam :Makemytrip runs various cashback offer with multiple banksIncident 1:Cashback on flight bookingThere was an offer of Rs 1200 cashback on 5000 for flights for citi bank card on Tuesday. The cashback was supposed to be credited within 60 days from the date of booking. I had booked a flight on 6th Aug, 2019 using same offer, till now almost 90 days are over, no cashback is credited even after complaining multiple times.The Cash Back amount will be credited to the customer’s card account within 60 days from the date of booking.I could not find the offer link since the offer is revised on the linkOld link with Similar offer : https://www.makemytrip.com/promotion/includes/trippytuesday-flynow-02012017.phpRevised offer now:https://www.online.citibank.co.in/Credit-Cards/Standalone/Jan17/pdf/MMT-TnC.pdfIncident 2:Cashback for Makemytrip giftcardThere was Flat 7.5% Instant Discount up to INR 1,500 and 7.5% Cashback up to INR 1,500 for using Yes Bank Credit & Debit Cards, IndusInd Bank Credit & Debit Cards, HSBC Credit Cards, Bank of Baroda Credit & Debit Cards during 1st – 15th August 2019The cashback amount will be processed to the user’s bank account within 60 days of Gift Card purchase.My friends and I bought gift cards using Yes bank, Indusind, HSBC credit card. Till now, there is no trace of cashback.Offer link :https://www.makemytrip.com/promos/gc-rakshabandhan-01082019.htmlThese are multiple instances of cashback involving different banks, but the result is same. This clearly means that Makemytrip is not giving cashback even after running multiple offers.Moral of the story : Never believe in Makemytrip cashback offer.