Council Tax Direct Debit Mandate: Fill & Download for Free

The answers that say you do not need to pay once you have handed over to someone else are correct.BUTThere is a little understood wrinkle that is worth a mention…You are the person who established the Direct Debit and you have the right to stop any payment going through. Usually, you can claim back any payments incorrectly paid.BUTIf you “Stop” a Direct Debit, the recipient of your payment still has your authority to try again later if they so wish.Don’t just stop it, WITHDRAW THE MANDATE altogether. The recipient cannot then get any more money from your bank account again.

Nothing. Mills just provided, August, 2019, the fourth item that the theory allowed to be developed, and the second item being scrutinized for procurement or lease by the USA Department of Defense."Department of Defense has a Suncell running on its premises as a licensee":by July 21, 2019:according to Navid Sadikali(CEO at The End Of Petroleum) in the first segment at time stamp 0:00 to 17:45 on a talk show at r/BrilliantLightPowerthen scroll down to "End Of Petroleum talks Hydrino Energy - Live on Freedom Talk Live July 21, 2019"UPDATE: I (Frank Acland Moderator at E-Cat World.com) have received the following message from Navid Sadikali:“Request: please modify the article. My interview stated these facts.1) The SunCell is running.2) The DOD is a licensee through ARA.3) The DOD was onsite to see the SunCell.”It is finally happening, the Suncell is being scrutinized towards being leased by a commercial or military client.I communicated with Navid, several months ago. In a radio cast, he mentions something about Brett's book about Mills: "Randell Mills and The Search for Hydrino Energy" at time stamp 2:36 "we wrote about him"..:One of several books about Mills and the Grand Unified Theory-Classical Physics.I have been asked what I am doing to get GUT-CP accepted by the academics in physics. Navid is the one who might be actually doing something about that. By joining forces, that is what will break through the impasse formed by the physics community against GUT-CP and the device on Brilliant Light and Power and on sites such as Evaco LLC as well.GUT-CP is not cold fusion. CF and LENR try to explain their mechanisms using Standard Quantum Mechanics and are all full of various hypotheses that lead nowhere. GUT-CP is purely classical and has three items fully developed1)in 1986 the explanation for the DoD for how their Free Electron Laser works2) in 2007 developed process for manufacturing accordingto the predictions of GUT-CP, diamond thin film for such uses as as a scratch proof cover on cell phones or tablets and as a heat sink substrate on circuit mother board for chip components3) 2012 developed the Millsian® molecular modeller, available for free trail use by download, 100 times more accurate than any similar app made using SQMand at least 3 more items in development, one of which is the Suncell, which is being scrutinized by the USA DoD:4) finished proof of pronciple for the SUncell in 2000, and thefully functional and finely tuned and controlled version in May 2020, the Suncell the second item being considered by the DoD for procurement or lease, which item is being developed based on the predictions of GUT-CP,5) the Hydrino, fully validated in April -May 2020 is patented in many processes and devices since 2000 and is used as the mechanism that drives the Suncell:Randell L. Mills Inventions, Patents and Patent Applications6) the end point device using the Suncell’s ash, Hydrino’s or dark matter, from which indestructible plastics are being developed for us in the structure of that end point item and which end point item is to be powered by the first viable antigravity device, which is being developed by Huub Bakker of Massey University, NZ , in collaboration with Randell L. Mills, which device was patented as :FIFTH-FORCE APPARATUS AND METHOD FOR PROPULSIONWO1995032021A1 - Apparatus and method for providing an antigravitational force - Google Patentswhich antigravity device is mentioned in general terms in a university lecture at time stamp 00:29:08:20161019 Introduction to the Grand Unified Theory of Classical Physics_001What are all those patents validations and experiments and fully developed and commercially used items, if not proof or at least some indication of the accuracy of using GUT-CP and the Hydrino as a subset or prediction made since 1999, under that theory?The case for Millsian physicsNASA Takes a Flyer on Hydrinosfresno state lecture randell millsAs an update, this answer was flagged by someone hostile to the theory of Mills and tried to have this answer collapsed. This answer was eventually allowed to stay un-collapsed, since the one complaining did not provide a specific reason to have the answer censored.This attempt at censoring this answer begs the question, why? If the theory is as bad as some claim, or even a scam, why are not other, equally suspect theories not being attacked so strongly. Yet Mills theory is the only theory so singled out for strong censoring. The reason is that GUT-CP presents a threat to the some that are using SQM to make large incomes or gaining prestige, as in developing such devices and or related experiments, as controlled fusion and quantum computing. Both are dead end projects since the physics used, to develop these, is itself a dead end. In the Sun it is gravity that draws nucleons together, exactly centre on centre, very easily to very successfully attain fusion, while the nucleons in Earth based devices are pushed together, using magnetic confinement, which ends up doing something like trying to push wet noodles together; in quantum qbits, these particles always de-cohere a fraction of a second after the device starts to “compute” actually ending in non-computing anything. This is due to all devices using SQM, as a guide, which guide is based on imagined then assumed and therefore, at based are non-existant mechanism of waves. This was a mechanism that was then just a lucky guess about a seemingly viable mechanism that seemed to explain the 2 slit experiment. Then, using what was basically a wild guess, to be the base on which SQM has laid its foundation on. It seems to explain the 2 slit experiment, in the same way that square wheels might have been considered towards building a car, at at a time when wheels were an unknown. Then, finding the square wheels seemed worked ok if pushed hard enough, was decided on for use in building a car on top of that. Later, when industry was starting to get under way, cars were seen as having the potential of being developed for rapid transportation, but the cars are found to be difficult to move at the required speeds. Instead of looking back through its development, to find where the problem might be, the wheels are considered as off limits for such scrutiny and instead the motor is considered as the most likely place for finding the problem. The motor is looked at to see how to make it more and more powerful to make the car go as fast as the transportation needs require. This is similar to what is being considered currently, to find out why qbit are decohering, then using the qbits in a different, more robust way. This, as if the problem started with the qbits themselves, and not at an earlier development in SQM when waves were an assumed mechanism, that was assumed to exist in trying to explain the 2 slit experiment. The solution, in SQM, is then to attempt to make the qbits ever more robust, with current efforts ending making large complex devices that try to ensure the qbits do not decohere.This has resulted in quantum computing having purported successes in developing all of the peripheral items, such sotware, fudiciary concerns, building being funded and built for research into quantum computing, andall the rest, except for the hardware, circuit try in electronic chips that houses and makes up the q-bits themselves. It might be better to look all the way back to where the problem is known to have a big assumption involved, when waves were accepted as the best explanation for just one particular experiment. That was at the time when qbits and their use was not even dreamed of, but the waves were ok'd for use everywhere and in an inviolable way.I did all of the surveying of the topic completely independent of Mill and his associates. I read copies of all the original papers and people at the institutions where all of the original data and records and peer reviewed papers involved originate then read those papers and communicated with theose weho were closest related to those papers or who had access to the original records relating to such sources, to get at their side of the story in all this.The sources I have used are:L. A. Rozema, A. Darabi, D. H. Mahler, A. Hayat, Y. Soudagar, A. M. Steinberg, “Violation of Heisenberg’s Measurement-Disturbance Relationship by Weak Measurements,” Phys. Rev. Lett. 109, 100404 – Published 6 September 2012; Erratum Phys. Rev. Lett. 109, 189902 (2012)Thomas E. Stolper, mathematician and Political analyst and Author of “America’s Newton, The reception of the work of Randell Mills, in historical and contemporary context”,Herman Haus, Institute profesor of Electronic Engineering,(1986). "On the radiation from point charges". American Journal of Physics. 54 (12): 1126–1129. Bibcode:1986AmJPh..54.1126H which paper was given to Mills by Haus used to develop the same model of the electron as developed by HausThe USA Department of Defense, and physics academia which accepted the FEL explanation provided by Haus,Philip Payne, Principal Scientist, Princeton University, Physicist in charge of using the topological predictions of the Grand Unified Theory-Classical Physics for use in developing the Millsian Molecular Modeller,Brett Holverstott: Science Philosopher, head of the development team of the Millsian Molecular ModellerGerrit Kroesen, Professor of Plasma Physics, Eindhoven Technologicl University, independently tested the Hydrino reaction and found no explanation for the reaction using SQM,NASA independently tested the hydrino reaction by sub contract to:Anthony J. Marchese, a mechanical engineering professor specializing in propulsion at Rowan University, with the conclusion being indeterminate of the cause of the reaction. “ From what I can tell from BlackLight's studies – and they've been pretty good about letting others outside verify their excess energy – there are some things going on that people are having trouble understanding.”Marchese, a PhD engineer from Princeton, says NASA granted him the money to study the feasibility of the BlackLight Rocket for six months. None of the NASA money will go to Mills or BlackLight Power, Marchese says, and his work will be done independently.Marchese's colleague at the Rowan College of Engineering, associate professor of electrical engineering Peter Mark Jansson, researched the BlackLight process while employed by Mills' backer Atlantic Energy, now part of the utility Conectiv.Besides Conectiv, Mills other subsidiaries using the theory are Evaco LLC, and Millsian Corp. The main company Brilliant Light and Power is growing exponentially since then.Scams just die out and disappear after getting a few million dollars and its perpetrators also disappear.Mills is still around and has all the earmarks of someone very successful, and well liked by the New Jersey Chamber of Commerce, who themselves granted him a few million dollars. Chambers of commerce are made up of people who are not known to be taken in by any kind of scams, but are on the other hand always ready to promote any business that has shown great promise in producing successful goods and services to the local community, over a long period of time and which businesses are headed by equally good willed people. In the case of BrLP those people are:DAVID BENNETTMr. Bennett was appointed to the Board of Directors in 2018.Consultant – Strategic management consulting for growth businesses in aerospace, transportation and alternative energy field. Focused on startups through mid-sized firms.Mr. Bennett was CEO of Proterra electric bus startup and led the firm from prototype design through national validation and successful commercial launch. Raised funds from key investors, including Kleiner Perkins Caufield & Byers, GM Ventures, and Mitsui & Co. Global Investment.Mr. Bennett worked with Eaton for ten years in a series of operating and corporate roles. His most recent roles were VP Business Development Industrial Sector and President Eaton’s Vehicle Group in Asia Pacific. The Vehicle Group AP business, headquartered in Shanghai, has operations in five countries providing full design, product development, production, sales and service solutions for a wide range of automotive and commercial vehicle customers.Previously, Mr. Bennett held a variety of general management positions in Europe and North America for the Truck business. He was also a general manager in Eaton Aerospace.Prior to joining Eaton in 2001, Mr. Bennett worked with Honeywell (formerly AlliedSignal) and General Electric in a variety of general management, operational, program management and technical roles for high technology aerospace and industrial businesses.Mr. Bennett holds a bachelor’s degree in mechanical engineering and materials from Duke University and a master’s degree in business administration from Drexel University.Emilio Icaza ChavezMr. Icaza Chavez was appointed to the Board of Directors in 2018.Mr. Icaza Chavez is a co-founder and current Chairman of the Board of Aspel, a Mexico-based company which is the market leader in small business accounting software both in Mexico and in Colombia. Telmex bought an initial stake in Aspel in 2000; since then the relationship has evolved and Grupo Financiero Inbursa now owns a majority stake in Aspel.From 1989 to 1996, Mr. Icaza Chavez worked at GBM, one of the top brokerage houses in Mexico, where he was Co-Executive Director, in charge of Corporate Finance, Research and Investor Relations.In addition to his continued role at Aspel, Mr. Icaza Chavez co-founded Fusion de Ideas in 2008, a Private Equity investment vehicle with current investments in Energy, Software, Real Estate Development, Food, and other industries.Mr. Icaza Chavez is the main shareholder of Enextra Energía, a Mexican corporation which has signed a licensing agreement with Brilliant Light Power, Inc. to serve energy customers in certain industries within the Mexican Territory.Mr. Icaza Chavez was awarded a bachelor’s degree in business administration at Instituto Tecnologico Autonomo de Mexico (ITAM) in Mexico City.JEREMY HUXMr. Hux was appointed to the Board of Directors in 2016.Mr. Hux is President of HCP Advisors, based in San Francisco, California. For nearly 20 years, he has advised Technology and Clean Technology companies on equity, debt, and strategic transactions.Prior to HCP Advisors, Mr. Hux spent nine years with Credit Suisse. He was a Managing Director and Global Head of Credit Suisse’s Clean Technology Investment Banking practice. In addition to running the Clean Technology effort at Credit Suisse, he worked extensively with semiconductor and storage companies. Mr. Hux joined Credit Suisse after approximately eight years with Morgan Stanley. At Morgan Stanley, he was Head of West Coast Clean Technology and also advised companies across the technology spectrum, including storage, networking, hardware, semiconductors, and contract design and manufacturing. Prior to Morgan Stanley, he advised Media and Entertainment companies at SG Cowen.Mr. Hux earned a Bachelor of Arts in Economics and History from Vanderbilt University, where he graduated Magna Cum Laude.DR. RANDELL L. MILLSDr. Mills, Founder and principal stockholder of Brilliant Light Power, Inc., has served as Chairman of the Board and Chief Executive Officer and President since 1991.Dr. Mills has authored nine books, participated in over 50 presentations at professional meetings, and authored and co-authored over 100 papers regarding the field of energy technology that have been published in peer-reviewed journals of international repute. Dr. Mills has received patents or filed patent applications in the following areas: (1) Millsian computational chemical design technology based on a revolutionary approach to solving atomic and molecular structures; (2) magnetic resonance imaging; (3) Mossbauer cancer therapy (Nature, Hyperfine Interactions); (4) Luminide class of drug delivery molecules; (5) genomic sequencing method, and (6) artificial intelligence. A thorough description of the Company’s technology and Dr. Mills’ underlying atomic theory is published in a book entitled The Grand Unified Theory of Classical Physics.Dr. Mills was awarded a Bachelor of Arts Degree in Chemistry, summa cum laude and Phi Beta Kappa, from Franklin & Marshall College in 1982, and a Doctor of Medicine Degree from Harvard Medical School in 1986. Following a year of graduate work in electrical engineering at the Massachusetts Institute of Technology, Dr. Mills began his research in the field of energy technology.Roger S. Ballentine – CEO Green Strategies Inc.William Beck – Managing Director and Global Head of Engineering and Sustainability Services Credit SuisseH. McIntyre Gardner – Chairman of the Board, Spirit Airlines, Inc.Dr. Ray Gogel – President, Avanti EnterprisesJim Hearty – Former Partner of Clough Capital PartnersPhil Johnson – Former SVP – Intellectual Property Policy & Strategy of Johnson & Johnson – Law Department, Former SVP and Chief Intellectual Property Counsel of Johnson & JohnsonMatt Key – Commercial Director Charge.autoBill Maurer – SVP ABM IndustriesJeffrey S. McCormick – Chairman and Managing General Partner of SaturnDavid Meredith – Chief Operations and Product Officer at Rackspace Hosting, Inc., President of Private Cloud & Managed Hosting at Rackspace Hosting, Inc.Bill Palatucci – Special Counsel Gibbons LawAmb R. James Woolsey – Former Director of the CIA under President Bill ClintonColin Bannon – Chief Architect BT Global ServicesMichael Harney – Managing Director, BTIGStan O’Neal – Formerly Chief Executive Officer and Chairman of the Board of Merrill Lynch & Co. Inc., Former Board Member of General Motors, Currently on the Board of ArconicRoger S. BallentineRoger Ballentine is the President of Green Strategies Inc., where he provides management consulting services to corporate and financial sector clients on sustainability strategy; investment and transaction evaluation and project development execution in the clean energy sector; and the integration of energy and environmental policy considerations into business strategy. He is also a Venture Partner with Arborview Capital LLC, a private equity firm making growth capital investments in the clean energy and energy efficiency sectors. Previously, Roger was a senior member of the White House staff, serving President Bill Clinton as Chairman of the White House Climate Change Task Force and Deputy Assistant to the President for Environmental Initiatives. Prior to being named Deputy Assistant, Roger was Special Assistant to the President for Legislative Affairs where he focused on energy and environmental issues. Before joining the White House, Roger was a partner at Patton Boggs LLP.Over the years, Roger has acquired a wealth of experience and knowledge of the energy sector, financial markets, and environmental business practices as well as the politics, players and trends in the energy and environmental space. Using his expertise and deep relationships, Roger has helped clients develop better business strategies, make better investment decisions, negotiate new business partnerships, build critical alliances with stakeholders, and devise impactful government and public affairs strategies.Roger currently serves on the Advisory Boards of the Department of Energy’s National Renewable Energy Laboratory (NREL), Clean Capital LLC, 8 Rivers Capital, and the American Council on Renewable Energy (ACORE), where he was a founding Board member in 2001. He is a member of Ingersoll Rand’s Advisory Council on Sustainability. Roger also serves on the Selection Committee for the United Arab Emirates’ (UAE) Zayed Future Energy Prize and is the Co-Chair of the Aspen Institute’s Clean Energy Forum.In addition to being a frequent speaker, media commentator and writer, he has been a Lecturer on Law at Harvard Law School teaching in the area of energy and climate law and a Senior Fellow at the Progressive Policy Institute in Washington D.C.Roger is a Magna Cum Laude graduate of the University of Connecticut and a Cum Laude graduate of the Harvard Law School. He is a member of the Connecticut, District of Columbia, and the United States Supreme Court bars.William BeckWilliam Beck is a Managing Director within the Group Business Support Services (GBSS) Department of Credit Suisse. William is the Global Head of Critical Engineering & Sustainability, based in New York. He leads a team responsible for developing and implementing strategy and governance for the Bank’s Innovation, Energy management, Mechanical, Electrical, Plumbing & Fire (MEPF) design, Engineering Operations Maintenance, Environmental and Sustainability integration as well as the Data Center Strategy programs. His mandate also includes the bank’s Global Energy Strategy and Procurement integration. Bill has 25+ years of experience including the strategic planning, development, design, construction and operations of mission critical and non-mission critical facilities. William is a licensed Professional Engineer, Master Electrician and Energy procurement specialist. He holds a BSEE degree and a MS degree in Management, both from Fairleigh Dickenson University.H. McIntyre GardnerMr. Gardner was the head of Merrill Lynch’s Private Client business in the Americas and also the Global Bank Group within the firm’s Global Wealth Management Group until early 2008. As head of Private Client Americas, Mac was responsible for the region’s extensive network of more than 600 advisory offices; private banking and investment services to ultra-high net worth clients; the group’s middle markets business; investment and insurance products; distribution and business development; and corporate and diversified financial services.For the Global Bank Group, Mr. Gardner was Chairman of Merrill Lynch Bank USA and responsible for Merrill Lynch’s consumer and commercial banking and cash management products. This included distribution and sales of all bank products and services primarily delivered into the marketplace through Financial Advisors. These activities encompassed retail deposit products and services, credit and debit cards, commercial cash management, residential mortgage lending, securities-based/small business/high-net-worth structured/middle-market lending, and community development lending and investing.Mr. Gardner’s 13-year career at Merrill Lynch also included roles in strategy, Finance Director for the corporation, and as an investment banker specializing in high yield finance, mergers and acquisitions and corporate restructuring.Mr. Gardner has also served as the principal of a financial advisory services firm and as the president of two consumer products companies. He has served on the Board of Directors of Spirit Airlines, Inc. since 2010 and has served as Chairman since August 2013. He also serves on the North American Strategic Advisory Board of Oliver Wyman. Mr. Gardner is a 1983 graduate of Dartmouth College, where he received a Bachelor of Arts degree in religion.Dr. Ray GogelDr. Ray Gogel started his career in academia, where he obtained his PhD with distinction in philosophy from Drew University after studying for four years in Germany with leading Continental philosophers. Ray’s background in philosophy has permeated the rest of his career, driving a strong and abiding interest in forward-thinking leadership and business models, as well as innovation and disruptive technology. Ray moved from academia to a career in the utility and power industry, progressing through a variety of operational, leadership and business development roles at Public Service Electric & Gas Co in New Jersey, before he left to join IBM as a solution architect, where he designed, sold and delivered IBM’s first Business Process Outsourcing transaction (PG&E Energy Services). Gogel progressed within IBM to become VP—Client Services, responsible for IBM’s largest utility customer and P&L, before joining Xcel Energy, headquartered in Minneapolis.At Xcel, Ray reported directly to the CEO as CIO and later in the expanded role of CAO and President of Customer and Enterprise Solutions, where he managed the core areas of IT, Customer Care/Marketing, Human Resources and Utility Innovation. During his tenure, Xcel received recognition as a premier IT organization in InformationWeek’s Top 500 Awards, placing in the Top 20 for 3 years and twice winning their Business Technology Optimization award. Ray was featured in ComputerWorld’s Premier 100 IT Leaders. Xcel’s unique outsourcing model and use of Strategic Advisory Boards has been the subject of various publications and an early driving force for transformational outsourcing in the utility industry. In 2006, Xcel was awarded the prestigious Edison award from the Edison Electric Institute for its ‘Utility of the Future’ initiatives in IT, as well as Utility of the Year in 2009 from EnergyBiz Magazine for its unique and pioneering ‘SmartGridCity™’ efforts.Ray left Xcel Energy to serve as President and COO of Current Group, an innovative US-based start-up Smart Grid company specializing in cutting-edge smart grid operations and analytics with clients in NA, Europe and AP. He also served as Global Head of Smart Grid for Nokia-Siemens Networks as they explored entry into the Smart Grid adjacency. Ray spent two years as a Managing Director in Accenture’s Resources Group, working as a market-maker for strategic pursuits.In 2014, Ray co-founded USGRDCO with Jay Worenklein and David Mohler and served as President and COO. USGRDCO’s objective is to upgrade the distribution systems of America’s utilities and accelerate the benefits of grid modernization through commercial microgrids and distributed energy resources, thereby offering utilities alternative paths to more efficient, reliable, resilient and secure power systems. Ray and his team pioneered a series of microgrid archetypes and designs, suitable for utilities, private communities and smart cities, which USGRDCO believes represents the future of the North American grid. Ray left his COO role at USGRDCO to found his own consulting group, Avanti Enterprises, Inc., where he provides strategic consulting and business planning to companies in the power sector.During his career, Ray has served on IBM’s Strategic Advisory Board, The World Economic Forum, the Colorado Smart Grid Task Force, EEI’s Smart Grid Workshop Group, the Board of MedicAlert International, Denver’s United Way and Goodwill.Jim HeartyGraduate of Williams College and The Advanced Management Program of the Harvard Business School.Jim began as a bond trader at First National Bank of Boston, where he eventually ran the Bond Department, (the largest underwriter of Tax Exempt Debt in New England with a significant business in US Government and Agency Securities and Money Market securities). In the early 1990’s, Jim was the Assistant Secretary of Administration and Finance for Governor Bill Weld and responsible for all Bond Financings for the Commonwealth and Agencies and Authorities where the Governor served on the Board.Over the course of his career he also served as: Board Member of the Public Securities Association and a Board Member and Chairman of the Municipal Securities Rulemaking Board, Board Member of the Mass HFA, The Mass Industrial Finance Agency, The Massachusetts Land Bank and the Pension Reserve Investment Management Board (The State Pension System) among others. Remained on the Board of the Pension System and co-through the terms of Governors Weld, Cellucci, Swift and Romney.Working at Lehman Brothers as a banker in the Tax Exempt Division, Jim was responsible for Business in New England and grew the franchise substantially, lead managed significant issues in all New England State. Became the Head of Public Finance in 1998, and Co-Head of the Tax Exempt Division including all trading and underwriting in 2000, and grew the Business substantially.In 2002, he was the Executive Director of the Massachusetts Pension Reserve, and served for two years as ED and CIO of the $70 Billion Pension Fund. Then in 2005, Jim was a Partner of Relational Investors, one of the original “Activist” Institutional Investors, and grew the business from $1.5 Billion to $5 Billion Dollars in AUM. Significant Engagements included Home Depot, Sovereign Bancorp, Hewlett-Packard and Sprint. In 2008, he became a Partner of Clough Capital Partners and was responsible for fundraising in the Institutional Market, where he grew the AUM in our long/short fund from $500 Million to $2.0 Billion.Jim is married to Doris Blodgett since 1975, 3 sons, Resident of Boston.Phil JohnsonPhil is currently a member of the Board and Executive Committee of the Intellectual Property Owners Association (“IPO”), Co-Chapter Editor of the Sedona Conference WG10 biopharmaceutical patent litigation project, and member of the board of the Monell Chemical Senses Center. Phil recently retired as Senior Vice President – Intellectual Property Policy & Strategy of Johnson & Johnson – Law Department. Prior to April of 2014, he was Senior Vice President and Chief Intellectual Property Counsel of Johnson & Johnson where he managed a worldwide group of about 270 IP professionals, of whom over 100 were patent and trademark attorneys.Before joining Johnson & Johnson in 2000, Phil was a senior partner and co-chair of IP litigation at Woodcock Washburn in Philadelphia. During his 27 years in private practice, Phil counseled independent inventors, startups, universities and businesses of all sizes in all aspects of intellectual property law. His diverse practice pertained to advances in a wide variety of technologies, including pharmaceuticals, diagnostics, medical devices, consumer products, semi-conductor fabrication, automated manufacturing, materials and waste management. During his time in private practice, Phil served as trial counsel in countless IP disputes, including cases resolved by arbitration, bench trials, jury trials and appeals to the Federal Circuit Court of Appeals, many of which resulted in reported decisions.During his tenure at Johnson & Johnson, Phil served terms on the Medical Device & Diagnostics and Pharmaceutical Group Operating Committees responsible for managing J&J’s many businesses in these fields, while also serving on the senior management team responsible for J&J’s legal organization, which has now grown to over 450 attorneys located in 70+ locations in 35+ countries.Phil’s has previously served as the Chair of the Board of American Intellectual Property Law Education Foundation, as President of the Intellectual Property Owners Association, as President of INTERPAT, as President of the Association of Corporate Patent Counsel, as President of the Intellectual Property Owners Education Foundation, as co-founder and member of the Steering Committee of the Coalition for 21st Century Patent Reform, as Chair of PhRMA’s IP Focus Group and as Board Member of the American Intellectual Property Law Association.Phil’s has previously served as the Chair of the Board of American Intellectual Property Law Education Foundation, as President of the Intellectual Property Owners Association, as President of INTERPAT, as President of the Association of Corporate Patent Counsel, as President of the Intellectual Property Owners Education Foundation, as co-founder and member of the Steering Committee of the Coalition for 21st Century Patent Reform, as Chair of PhRMA’s IP Focus Group and as Board Member of the American Intellectual Property Law Association.Phil has frequently testified before both the House and Senate Judiciary Committees about patent law reform and, more recently, abusive patent litigation. Phil served as a member of Chief Judge Michel’s Advisory Council on Patent Reform, and was recognized in the Congressional Record as a member of the Minority Whip Jon Kyle’s “Kitchen Cabinet” for the America Invents Act (“AIA”). Thereafter, Phil served as IPO’s representative on the ABA-AIPLA-IPO committee of six experts (“COSE”) formed at Director Kappos’ request to propose regulations to the USPTO for implementing the PGR-IPR post-grant proceedings created by the AIA.Phil co-authored “Compensatory Damages Issues In Patent Infringement Cases, A Pocket Guide for Federal District Court Judges,” published by the Federal Judicial Center, and has served that Center as a faculty member on its IP-related judicial education programming. Phil was also featured in the Landslide Publication March/April 2013 issue. Most recently, Phil authored “The America Invents Act on Its Fifth Anniversary: A Promise Thus Far Only Partially Fulfilled,” published on 9/15/2016 in IP Watchdog.Phil’s awards include the Woodcock Prize for Legal Excellence (1997); the New Jersey Intellectual Property Law Association’s Jefferson Medal (2013); the Philadelphia Intellectual Property Association’s Distinguished Intellectual Property Practitioner award (May, 2017), induction into the international IP Hall of Fame by the IP Hall of Fame Academy (June, 2017) and the Intellectual Property Owners Association “Carl B. Horton President’s Distinguished Service Award” (September, 2017).Phil received his Bachelor of Science degree, cum laude with distinction in biology from Bucknell University, and his J.D. degree from Harvard Law School.Matt KeyMatt has been changing business through the innovative use of technology throughout his career. He has successfully transformed how businesses approach the market and enabled the creation of repeatable and sophisticated services and solutions whilst bringing in many new clients.Prior to Everynet and now Charge (a new connected electric truck manufacturer) he ran the Global IoT Business for Vodafone and before led the Enterprise division in Cable & Wireless Worldwide. Other experience includes working for Siemens IT Solutions and Services, Capita and Barclays.Bill MaurerBill Maurer is the Senior Vice President of ABM Industries. Mr. Maurer is responsible for managing the Energy portfolio for ABM. ABM Industries is a best-in-class provider of Integrated Facility Services which include – Energy Solutions, Mechanical Service and Construction, Facility Management, Janitorial, Security, and Parking Services for building owners and operators in North America and selected international locations. ABM is one of the nation’s most successful single source providers of high value facilities management and building optimization services.Mr. Maurer has over 20 years of experience in the Energy Industry where he has held various and increasing levels of management and responsibility. Most recently, Mr. Maurer joined ABM in 2006. Under his guidance, the Energy Solutions division has maintained exponential growth year after year. To do this Mr. Maurer had to completely re-organize and re-structure the existing energy division. There were significant changes made in personnel, market focus and overall strategy towards the Energy Business. Through the changes that were made in Energy offerings, ABM is now able to offer to their clients a unique program to provide cost savings that allow them to fund needed improvements to reduce energy consumption, reduce environmental impact and comply with government regulations. Not only has the revenue increased substantially in the Energy division, but the unique solutions delivered by ABM and the markets in which were focused on has also increased dramatically.With a Bachelor’s degree in Electrical Engineering, Maurer’s career path began at the Systems and Services Division of Johnson Controls, an internationally renowned building technology and manufacturing leader. At Johnson Controls, he spent nearly 8 years in sales and management positions where he was a top performer with a track record of consistent top performances in growth, sales achievement, profitability and leadership.Over the past 21 years, Mr. Maurer has been involved with over $900M in Energy Saving Programs to customers. He is a recognized leader in the industry by his co-workers and competition alike. He is involved with leadership positions in multiple industry related organizations – NAESCO (Board Member), BOMA, ASHRAE (Former Treasurer) and Energy Services Coalition. Mr. Maurer has been involved in multiple speaking engagements at industry/ market events and The White House. Mr. Maurer is also involved with and holds leadership positions within 2 Cancer Fund Organizations.On a personal note, Mr. Maurer has a wife of 20 years and two children (16 old boy and 14 old girl). They have lived in Milford, MI area for the past 11 years. He enjoys playing competitive hockey, soccer and golf. He is an avid outdoorsman and enjoys hunting – specifically pheasant and duck. Reading financial, motivational and educational books is a daily practice.Jeffrey S. McCormickJeffrey is the Chairman and Managing General Partner of Saturn. He founded Saturn in 1993 and began financing early stage companies including, the extremely successful business to business e-commerce company, FreeMarkets (FMKT, acquired by ARBA); the largest U.S. biodiesel company, Twin Rivers Technologies (acquired by FELDA); email marketing company, Constant Contact (CTCT); and the extremely popular Boston Duck Tours. Saturn Partners II and III, have invested in cutting-edge technology companies in healthcare, education, energy, IT and environmental businesses.Jeffrey has over 25 years of experience as an investment banker, entrepreneur and venture capitalist. He currently serves on the boards including BioWish, Knopp Biosciences, Third Pole, and XNG Energy.Jeffrey is a graduate of Syracuse University, where he received an MBA in Finance and a BS in Biology. He was a Collegiate Scholar Athlete, first year team All-American lacrosse player, and a captain of Syracuse’s first NCAA championship lacrosse team.Jeffrey is a Vice Chair of the CitiCenter for the Performing Arts. He serves on the Dean’s Advisory Committee of the School of Management at Syracuse University and is Founding Principal Financier of the Sean McDonough Charities for Children. He is actively involved with the Trinity Church in Boston.Jeffrey is married with three children.David MeredithDavid Meredith has been Chief Operations and Product Officer at Rackspace Hosting, Inc. since January 2018. Mr. Meredith’s responsibilities include P&L oversight of the vision, operational and administrative direction of Rackspace’s product lines, operations, technology and service delivery functions. Mr. Meredith has been the President of Private Cloud & Managed Hosting at Rackspace Hosting, Inc. since June 1, 2017. Prior to joining Rackspace, Mr. Meredith served as the President of global data centers at CenturyLink. He has led international managed hosting businesses in roles including senior manager, president, Chief Executive Officer and board director. His experience spans a range of industry verticals from venture-backed firms such as NeuPals in China to business units of large public companies such as Capital One, CGI and VeriSign. He served as Senior Vice President and Global General Manager for Technology Solutions at CenturyLink, Inc. As an industry thought leader, he has provided insights for leading media outlets such as BusinessWeek, USA Today and The Washington Post. CIO Magazine, Wireless Week and The Huffington Post have published his articles. He has spoken on industry topics for NBC’s Carson Daly Show, NPR’s Morning Edition, Seoul Broadcasting System, PBS’ Nightly Business Report and at analyst forums such as Gartner, Bloomberg, Yankee and Cantor Fitzgerald. In December 2016, the respected Uptime Institute recognized his contributions to the Industry by selecting him for their Change Leader Award. He was named “Top 40 under 40 – Best and Brightest Leaders” by Georgia Trend Magazine in 2008. Mr. Meredith graduated with honors from James Madison University with a Bachelor of Business Administration in finance and he earned a Masters in IT management from the University of Virginia, where he serves on the UVA advisory board.Bill PalatucciBill Palatucci is one of the state’s most prominent and widely respected attorneys, with a reputation for strategic planning and advice regarding complex public policy and communications initiatives. He has been named among NJBIZ’s “100 Most Powerful People in New Jersey Business” every year that the issue has been published.Most recently, following the Republican National Convention through Election Day, Mr. Palatucci served as General Counsel to the Presidential Transition Committee of President Donald J. Trump. In this role, he was responsible for all legal matters related to ethics compliance and contracts and agreements between such agencies as the U.S. Department of Justice, General Services Administration, and the White House. Mr. Palatucci coordinated extensively with internal and external members assisting the transition, providing all necessary legal advice and guidance to facilitate the Transition Committee’s interactions with the Trump-Pence campaign, federal departments and agencies, local, state, and federal officials, think tanks, outside experts and consultants, and various other entities and individuals with whom the Transition Committee engaged with during the pre-Election Day time period.Mr. Palatucci also served as General Counsel to Governor Christie’s presidential campaign. In 2013, he served as Chairman of the Governor’s reelection campaign and as Co-Chair for the Governor’s Inaugural Committee.In 2010, Mr. Palatucci was elected the Republican National Committeeman for New Jersey, and, for the past 30 years, he has had a hand in some of the most important state and federal elections in New Jersey. Over this time, he has led the reelection campaigns of President Ronald Reagan, President George H. W. Bush, and Governor Tom Kean, and he served as a senior advisor to Governor George W. Bush’s presidential campaign in 2000. Mr. Palatucci was also the principal consultant for Christine Todd Whitman’s run for the U.S. Senate in 1990.Amb R. James WoolseyAmbassador R. James Woolsey was the Director of Central Intelligence for the United States Central Intelligence Agency (CIA) from 1993 to 1995. He’s been appointed by Presidents to positions of leadership during the administrations of Jimmy Carter, Ronald Reagan, George H.W. Bush, and Bill Clinton. In a town riven by partisan divisions, Ambassador Woolsey is widely respected on both sides of the aisle.A national security and energy specialist, he is the Chancellor of the Institute of World Politics and Chair of the Leadership Council of the Foundation for the Defense of Democracies and Chairs the United States Energy Security Council. He is also a Venture Partner with Lux Capital and chairs the Strategic Advisory Group of the Paladin Capital Group, a multi-stage private equity firm.He is a frequent contributor of articles to major publications, and gives public speeches and media interviews on the subjects of energy, foreign affairs, defense, and intelligence.This just a partial list of the high powered personnel sources I have used. Mills himself is just one of the thousands involved so far.

Jagranjosh Exam Prep: Government, MBA, Engineering, CBSE Notes are very useful for non technical exams.India received highest remittances of USD 69 billion in 2017: World BankApr 24, 2018The top remittance recipients were India with USD 69 billion, followed by China at second (USD 64 billion), the Philippines at 3rd (USD 33 billion), Mexico at 4th (USD 31 billion), Nigeria at 5th (USD 22 billion) and Egypt at 6th (USD 20 billion).President promulgates Fugitive Economic Offenders OrdinanceApr 23, 2018President Ram Nath Kovind has promulgated the Fugitive Economic Offenders Ordinance, which will allow the government to confiscate properties and assets of loan defaulters who flee the nation. The Fugitive Economic Offenders Bill was introduced in the Lok Sabha on March 12, but it could not be taken up for discussion due to disruptions in the house over various issues.55 percent of all new bank accounts in the world opened from India: Global Findex Report 2017Apr 23, 2018Despite having a relatively high account ownership, India claims a large share of the global unbanked population, after China. Over 190 million Indian adults still do not have a bank account.India to set up natural gas trading hubApr 16, 2018The Union Government plans to set up a natural gas trading hub to boost consumption of natural gas in India. The hub would be used for the trade and supply of natural gas through a market-based mechanism instead of multiple formula driven prices.Indian economy has recovered from impact of demonetisation, GST: World Bank ReportApr 16, 2018India’s growth decelerated during the most of 2016. The withdrawal of currency from circulation (demonetisation) in November 2016 and the introduction of the Goods and Services Tax regime added to the slowdown in the economy.RBI directs banks to stop services to businesses dealing in virtual currenciesApr 6, 2018The Reserve Bank of India has directed all the entities regulated by it including banks to stop providing services to businesses dealing in virtual currencies such as bitcoin, in order to protect consumer interest and check money laundering.Panel set up to examine tax evasion risks posed by super richApr 6, 2018The Central Board of Direct Taxes has set up an internal working group to examine the taxation aspects of high net worth individuals (HNWIs). There has been a trend of HNWIs migrating from their country of residence to other jurisdictions, which poses a substantial tax risk, as they may treat themselves as non-residents for taxation purposes.RBI releases First Bi-monthly Monetary Policy Statement 2018-19Apr 5, 2018The retail inflation based on the Consumer Price Index (CPI) fell to 4.44 percent in February 2018 from 5.07 percent in January 2018.Government launches Digital Initiative for Ease of ExportApr 4, 2018Digital initiatives will boost India’s potential for agricultural and food export.Total subscribers under under Atal Pension Yojana crosses 97 lakhApr 3, 2018The subscriber base of Atal Pension Yojana (APY) stood at 97.05 lakh at the end of the 2017-18 fiscal, a tad lower than the target of 1 crore set by the pension regulator PFRDA.E-way Bill System rolled out in IndiaApr 2, 2018The Central helpdesk of GST has made special arrangements with 100 agents to answer queries of taxpayers and transporters related to e-way Bills.Top Cabinet Approvals: 29 March 2018Mar 29, 2018The Union Cabinet approved signing of the Memorandum of Understanding (MoU) between India, United Kingdom and Northern Ireland regarding cooperation and Exchange of Information for the purposes of combating international criminality and tackling serious organised crime.NITI Aayog releases baseline ranking of Aspirational DistrictsMar 29, 2018The NITI Aayog has launched the baseline ranking for 101 aspirational districts based on 49 indicators across several sectors including health and nutrition, education, agriculture and water resources, financial inclusion, skill development and basic infrastructure.SEBI accepts most of recommendations of Uday Kotak Committee on Corporate GovernanceMar 29, 2018One of the major recommendations of the committee was to separate the post of CEO or MD and Chairperson of the listed companies.EPFO launches portal for pensionersMar 28, 2018The Employees' Provident Fund Organisation has launched a new portal for pensioners, through which EPFO pensioners would be able to the details of pension-related information. The portal will assist users with details such as pension payment order number, payment order details, passbook information and other related information.India, Hong Kong sign double taxation avoidance agreementMar 21, 2018India and Hong Kong have signed a double taxation avoidance agreement (DTAA) to improve transparency in tax matters and help curb tax evasion and avoidance. The treaty will improve transparency in tax matters and prevent double taxation.India, ADB sign $120 million loan to improve rail infrastructureMar 17, 2018The Union Government has signed a $120 million loan agreement with the Asian Development Bank for completion of works for double-tracking and electrification of railway tracks along high-density corridors to improve operational efficiency of Indian railways.US challenges India's export subsidy programmes at WTOMar 15, 2018As per US trade representative, export subsidy programmes harm American workers by creating an uneven playing field on which they must compete.Insolvency and Bankruptcy Board of India signs MoU with Reserve Bank of IndiaMar 13, 2018The MoU provides for sharing of information between the RBI and the IBBI, subject to the limitations imposed by the applicable laws.NITI Aayog launches Women Entrepreneurship PlatformMar 8, 2018NITI Aayog launched the Women Entrepreneurship Platform (WEP) on March 8, on the occasion of International Women’s day. The initiative is aimed at building a vibrant ecosystem for women across India to help realise their entrepreneurial aspirations, scale-up innovative initiatives and chalk-out sustainable, long-term strategies for their businesses.Iraq becomes India’s biggest oil supplierMar 6, 2018Iraq has overtaken Saudi Arabia to become India's top crude oil supplier, meeting more than a fifth of the country's oil needs in the current financial year.Union Cabinet approves setting up of National Financial Reporting AuthorityMar 5, 2018The NFRA will be established as an independent regulator for enforcement of auditing standards and ensuring the quality of audits to strengthen the independence of audit firms and therefore, enhance investor and public confidence in financial disclosures of companies.Union Cabinet approves Fugitive Economic Offenders Bill, 2018Mar 5, 2018Union Cabinet has given its assent to the introduction of the Fugitive Economic Offenders bill that aims to punish those who fled India after committing major economic offences such as Nirav Modi and Vijay Mallya.RBI launches Ombudsman Scheme for NBFCsFeb 26, 2018The scheme will provide a cost-free and expeditious complaint redressal mechanism relating to deficiency in the services by NBFCs.NITI Aayog to soon launch special cell for women entrepreneursFeb 23, 2018The cell, to be called Women Entrepreneurial and Innovation Cell of Niti Aayog, will be headed by Niti Aayog advisor Anna Roy and will offer women financial support through the MUDRA micro-loan scheme.India 7th most targeted nation for Web Application Attacks: Akamai ReportFeb 21, 2018India’s financial industry saw a sharp increase in the number of Distributed Denial of Service (DDoS) attacks in 2017, experiencing 298 DDoS attacks against 37 distinct organisations in the last quarter. The DDoS attacks can bring down websites, disrupt businesses, and divert resources, sometimes serving as cover for more insidious data or systems breaches.UP government signs 900 MoUs ahead of Investors Summit 2018Feb 20, 2018According to the UP’s Industry Minister Satish Mahana, more than 900 MOUs have been signed so far. He claimed that this is the highest number of agreements that have ever been signed with private companies.Ministry of Railways extends upper age limit for ongoing recruitmentFeb 20, 2018The Indian Railways has decided to increase the upper age limit for its ongoing recruitment process for Group C Level-1 and Level-2 posts. The Ministry stated that the last date for submission of the applications will also be extended suitably.India, Iran sign MoU to avoid Double TaxationFeb 19, 2018India and Iran have signed 9 agreements to strengthen their cultural ties, boost connectivity and trade and expand cooperation in various sectors including health, medicine, agriculture, traditional systems of medicine and postal cooperation.PNB’s $1.8 Billion Scam: ExplainedFeb 15, 2018State-owned lender, Punjab National Bank has suspended 10 of its officers and lodged a complaint against celebrity jewellery designer Nirav Modi for committing fraudulent transactions worth over USD 1.77 billion in one of its Mumbai branches.RBI announces Revised Framework for Resolution of Stressed Assets; withdraws CDR, SDR, S4A and JLFFeb 13, 2018Through the new set of rules, the RBI aims at creating a harmonised and simplified generic framework for resolution of bad loans. This will force lenders to identify and tackle any stressed-asset accounts more rapidly.India Post Payments Bank to enable Digital Payments in Post Offices by April 2018Feb 10, 2018IPPB plans to leverage the unparalleled reach of the India Post network to achieve a Pan India roll out of 650 branches by 2018.CCEA approves enhancement of target under Pradhan Mantri Ujjwala YojanaFeb 8, 2018The Cabinet also approved expansion of the Scheme to cover all SC/ST households, beneficiaries of PMAY (Gramin) and Antyoday Anna Yojana (AAY), Forest dwellers, Most Backward Classes (MBC), Tea and Ex-Tea Garden Tribes, people residing in Islands and rivers, SECC identified households, etc.IBBI amends IBBI (Insolvency Resolution Process for Corporate Persons) Regulations, 2016Feb 7, 2018The Resolution Professional shall appoint two registered valuers to determine the fair value and the liquidation value of the corporate debtor. After the receipt of resolution plans, the resolution professional shall provide the fair value and the liquidation value to each member of the committee of creditors in electronic form, on receiving a confidentiality undertaking.In Detail: Union Budget 2018-19 and Economic SurveyFeb 3, 2018The Union Finance Minister Arun Jaitley on 1 February 2018 presented the Union Budget 2018 in the parliament. In the independent India, this is the 88th budget and the fifth of the Modi Sarkar.Key takeaways from Union Budget 2018Feb 2, 2018NITI Aayog will establish a National Programme to direct government's efforts in the area of Artificial Intelligence towards national development. The government will also explore use of blockchain technology proactively to boost digital economy. However, the government will not consider cryptocurrency as legal tender.India joins Ashgabat agreementFeb 2, 2018India has joined the Ashgabat agreement which envisages the establishment of an international transport and transit corridor linking Central Asia with the Persian Gulf to significantly ramp up trade and investment.Union Budget 2018: Fiscal Expenditure & Taxation ReformsFeb 1, 2018No changes in personal income tax slabs. Majorly, the personal income tax collection comes from the salaried class. Around 1.89 crore returns were filed in 2017 and Rs 1.44 lakh crore was paid as taxes.Union Budget 2018: Major HighlightsFeb 1, 2018This year's budget session is crucial as it comes after government's two big financial decisions - demonetisation and the implementation of Goods and Services Tax. It will be also NDA government's last full budget presentation before next year's Lok Sabha elections.Union Budget 2018: Health, MSME and Social WelfareFeb 1, 2018National Health Protection Scheme will be launched to cover 10 crore poor and vulnerable families. Under this, up to Rs 5 lakh will be provided to each family per year in secondary and tertiary care institutions. This scheme will have 50 crore beneficiaries. This scheme will generate lakhs of jobs, particularly for women.Union Budget 2018: Financial SectorFeb 1, 2018Emoluments will revised for the President to Rs 5 lakh, Rs 4lakh for Vice-President and Rs 3.5 lakh per month for Governors. Emoluments to MPs will be refixed with effect from April 1, 2018. The law will provide automatic revision of emoluments of MPs after every five years, indexed to inflation.Union Budget 2018: Education SectorFeb 1, 2018the Union Budget 2018 proposes to treat education holistically without segmentation from pre-nursery to Class 12. To improve the quality of teachers and education, the government would be initiating an integrated B.Ed. programme for the teachers.Union Budget 2018: Agriculture SectorFeb 1, 2018Under the Union Budget 2018, the government would be doubling the farmer’s income by 2022 and would be working with the states to ensure that all farmers get a fair price for their produce.Union Budget 2018: UnderprivilegedFeb 1, 2018Under the underpriviledged sector in Union Budget 2018, the government plans to build houses for all the poor in the country by 2022. To ensure the same, it launched the Pradhan Mantri Awas Yojana in rural and urban areas of the country.India and ADB sign USD 250 million loan to improve rural connectivity in five statesJan 31, 2018This investment program is an addition to the USD 800 million ADB-financed first Rural Connectivity Investment Program in 2012 that added about 9000 kilometres of all-weather rural roads in the same States.India ranked as 6th wealthiest country in the world: ReportJan 31, 2018A report by New World Wealth has ranked India in the sixth position in the list of wealthiest countries. It noted that India was the best-performing wealth market globally in 2017, as its total wealth increased from USD 6,584 billion in 2016 to USD 8,230 billion in 2017, registering a 25 per cent growth.Union Budget 2018: Everything ExplainedJan 31, 2018The union budget is an important part of Indian economy and polity. There are some changes in the budget due to its merger with railway budget. We have elaborated the entire constitutional procedure of the budget that how it is formed and presented.Centre launches GeM 3.0 with enhanced featuresJan 31, 2018The third version of the Government e-Marketplace, GEM 3.0, envisaged by the Union Government as the National Procurement Portal of India has been launched.Economic Survey 2017-18: Ease of Doing Business’ Next Frontier-Timely JusticeJan 30, 2018The government’s efforts to make business and commerce easy have been widely acknowledged. The next frontier on the ease of doing business is addressing pendency, delays and backlogs in the appellate and judicial arenas. Coordinated action between government and the judiciary-- a kind of horizontal Cooperative Separation of Powers to complement vertical Cooperative Federalism between the central and state governments would address the “Law’s delay” and boost economic activity.Economic Survey 2017-18: Top 10 facts on Indian EconomyJan 30, 2018The new Economic survey of 2017-18 reveals that there has been a 50 per cent increase in unique taxpayers under the GST in comparison with the pre-GST system and also a boost in exports of ready-made garments.Economic Survey 2017-18: Key HighlightsJan 30, 2018The Economic Survey 2017-18 was tabled in the Parliament on January 29, 2018 by Union Finance Minister Arun Jaitley. Major reforms were undertaken in 2017 including the launch of the transformational Goods and Services Tax (GST) in July.India, ASEAN member states release joint statement ‘Delhi Declaration’Jan 27, 2018India hosted the leaders of the ten member states of the Association of Southeast Asian Nations (ASEAN) for two-day ASEAN-India Commemorative Summit that began on January 25, 2018 in New Delhi, under the theme of ‘Shared Values, Common Destiny’.Small Finance Banks, Payments Banks to offer Atal Pension YojanaJan 27, 2018The Union Government has allowed Small Finance Banks and Payments Banks to offer Atal Pension Yojana (APY). The Small Finance Banks and Payment Banks are new age banks and given the strength, expertise and reach of these banks, they can play a pivotal role in the outreach of subscribers under APY.India ranked 81st on Global Talent Competitiveness IndexJan 24, 2018India has been ranked 81st on the annual global index of talent competitiveness, which was released on the first day of the 48th World Economic Forum (WEF) annual meeting in Davos, Switzerland.India to surpass China as fastest growing large economy in 2018Jan 22, 2018The Sanctum Wealth Management report predicts that India will become the fastest growing large economy in the world in 2018, surpassing even China and the country’s equity market will jump to become the fifth largest in the world.GST Council cuts rate on 82 goods and services, introduces measures against tax evasionJan 20, 2018The 25th GST Council meeting chaired by Finance Minister Arun Jaitley has recommended rate cuts on 83 items including 53 services and 29 goods and the introduction of ‘anti-evasion measures’ to take care of faltering indirect tax revenue.Department of Commerce, CII sign MoU for development of Logistics sectorJan 17, 2018The Department of Commerce has signed a Memorandum of Understanding (MoU) with the Confederation of Indian Industry (CII) for setting-up of an institutional mechanism for the integrated development of Logistics sector in the country.Cabinet approves continuation of MPLAD Scheme beyond 12th PlanJan 10, 2018The Cabinet Committee on Economic Affairs (CCEA) led by the Prime Minister has given its nod to the continuation of Members of Parliament Local Area Development Scheme (MPLADS) till the term of the 14th Finance Commission i.e. 31st March 2020.India to regain top spot with GDP pegged at 7.3% in 2018-19: World BankJan 10, 2018According to the World Bank’s Global Economic Prospects report, India’s economy will grow by 6.7% during the current fiscal year, higher than the 6.5% estimate by the Indian government. The report said that With this growth, India is set to regain the top spot in world's fastest-growing economies.RBI introduces Rs 10 banknote in Mahatma Gandhi (New) SeriesJan 5, 2018The new denomination has motif of Sun Temple, Konark on the reverse, depicting the country's cultural heritage. The base colour of the note is Chocolate Brown. The dimension of the banknote will be 63 mm x 123 mm.GOI launches 7.75% Savings (Taxable) Bonds, 2018Jan 5, 2018The Government of India has launched 7.75% Savings (Taxable) Bonds, 2018 scheme to enable resident citizens/HUF to invest in a taxable bond, without any monetary ceiling. This new saving scheme will commenced on 10th January 2018.CCEA approves construction, operation and maintenance of Zojila tunnel in J&KJan 4, 2018The construction of this tunnel will provide all weather connectivity between Srinagar, Kargil and Leh and will bring about all round economic and socio-cultural integration of these regions. The project excludes approaches on Srinagar-Leh section connecting NH-1A at Km 95.00 and at Km 118.00.CCEA approves mandatory packaging of foodgrains in Jute MaterialsJan 4, 2018CCEA approved the mandatory packaging norms under the Jute Packaging Material (JPM) Act, 1987. The approval mandates that 90 per cent of the food grains and 20 per cent of the sugar products shall be mandatorily packed in jute bags. It's provision for 100 per cent packing of food grains in jute bags is subjected to the ability of the jute industry to meet the requirement.Government notifies terms of Electoral BondsJan 3, 2018In a bid to cleanse the system of political funding in the country, the Government of India notified the Scheme of Electoral Bonds. With the issuance of electoral bonds, the donors can purchase electoral bonds from specific State Bank of India (SBI) branches, and receiving political parties can encash them only through a designated bank account.Saudi Arabia, UAE become first Gulf nations to introduce VATJan 2, 2018Saudi Arabia and the United Arab Emirates (UAE) introduced the Value Added Tax (VAT) for the very first time on 1 January 2018. The move is a first for the Gulf region, which has long boasted of a tax-free system.India signs USD 40 Million Loan Agreement with World Bank for UP TourismDec 29, 2017The Project will support the state government’s priority of re-structuring tourism benefiting poor residents and local entrepreneurs such as rickshaw drivers, local artisans and street vendors.India signs US$ 125 million worth financing agreement with World BankDec 20, 2017India has signed a financing agreement worth US$ 125 million with the World Bank for ‘Skills Strengthening for Industrial Value Enhancement Operation (Strive) Project”.Niti Aayog to set up Methanol Economy FundDec 20, 2017The Niti Aayog is planning to set up a Methanol Economy Fund with a corpus of Rs 4,000-5,000 crore to promote production and use of the clean fuel. Methanol can be used as a transportation fuel, energy producing fuel and cooking fuel. It could play a huge role in bringing down India’s oil import bill by an estimated 20% over the next few years.CBDT extends deadline for linking of Aadhaar with PAN to 31 March 2018Dec 8, 2017All taxpayers having Aadhaar Number or Enrolment Number are required to link Aadhaar with Permanent Account Number as per the provisions of recently introduced section 139AA of the Income-tax Act, 1961.RBI releases Fifth Bi-monthly Monetary Policy Statement 2017-18Dec 7, 2017After assessing the current and evolving macroeconomic situation in the economy, the Monetary Policy Committee (MPC) decided to keep the Repo Rate under the Liquidity Adjustment Facility (LAF) unchanged at 6.0 per cent. Consequently, the Reverse Repo Rate was also kept unchanged at 5.75 per cent and the Marginal Standing Facility (MSF) Rate and the Bank Rate remained at 6.25 per cent.RBI rationalises charges on debit card transactionsDec 7, 2017The Reserve Bank of India, In order to promote digital payments, came out with differentiated merchant discount rates (MDR) for debit card transactions, prescribing separate caps for small and large traders. The shift is aimed at giving a boost to the digital transactions in the country, as the government is not seeing any expected result despite giving a major thrust to digital payments.India submits document to oppose e-commerce talks at WTODec 4, 2017India has for the first time submitted a formal document opposing any talks on e-commerce at the World Trade Organisation (WTO). The submission comes ahead of the key ministerial conference of the WTO, where India is likely to face pressure from many countries to begin talks to open cross-border digital trade. The document submitted by India at WTO is a proposed agreement that could become an actual announcement if enough members are in agreement with it and pertinent changes are made to it to suit all.Finance Minister Arun Jaitley launches Paytm Payments BankNov 30, 2017Paytm Payments Bank aims to bring Indians into 'digital economy'. With the launch of the Bank, Paytm account holders can enjoy the benefits like zero-balance account, free IMPS, NEFT, RTGS, UPI transactions and a complimentary virtual Rupay cards for online transactions.15th Finance Commission constituted under the chairmanship of NK SinghNov 28, 2017The other members of the 15th Finance Commission are Shaktikanta Das, former Secretary to Union Government and Anoop Singh, Adjunct Professor at Georgetown University. While, Chairman of Bandhan Bank Ashok Lahiri and Member of NITI Aayog Ramesh Chand will be the Part time members of the Commission. Arvind Mehta will be the Secretary to the Commission.CCEA approves expansion of Beti Bachao Beti Padhao for Pan India coverageNov 23, 2017The expansion includes Multi sectoral intervention in 244 districts in addition to existing 161 districts and 235 districts will be covered through Alert District Media, Advocacy and Outreach.Cabinet approves setting up of the 15th Finance CommissionNov 23, 2017The Union Cabinet led by Prime Minister Narendra Modi has approved the setting up of the 15th Finance Commission. The decision was a constitutional obligation under Article 280 (1) of the Constitution. The Terms of Reference for the 15th Finance Commission will be notified soon.Moody's upgrades India's sovereign rating after 14 yearsNov 17, 2017US credit rating agency Moody's raised India's sovereign rating to Baa2 from its lowest investment grade of Baa, while changing the outlook for the country's rating to stable from positive. Since 2004, Moody raised the sovereign rating for the first time ignoring a haze of short-term economic uncertainties to bet on the nation’s prospects from a raft of policy changes by the government.Cabinet approves the establishment of the National Anti-profiteering Authority under GSTNov 17, 2017The Union Cabinet led by the Prime Minister Narendra Modi has given its consent for the creation of the posts of Chairman and Technical Members of the National Anti-profiteering Authority (NAA) under GST. The decision was followed up immediately after the sharp reduction in the GST rates of a large number of items of mass consumption. This paves the way for the immediate establishment of this apex body, which is mandated to ensure that the benefits of the reduction in GST rates on goods or services are passed on to the ultimate consumers by way of a reduction in prices.Union Government launches BHARAT-22 Exchange Traded FundNov 15, 2017Union Government's key Economic Reforms may also benefit ETF. These reforms are Insolvency and Bankruptcy Code 2016, Digital Economy, Bank recapitalization, GST, Liberalization of FDI, Introduction of Daily Fuel pricing, Revival package for DISCOMs, etc.India to be third largest economy by 2028, says reportNov 14, 2017India is likely to achieve strong growth over the next decade and emerge as the world’s third-largest economy, overtaking Japan in nominal GDP by 2028, says a report titled ‘India 2028’ by Bank of America Merrill Lynch.Cabinet approves Joint Interpretative Declaration between India and ColombiaNov 12, 2017The Union Cabinet chaired by Prime Minister Narendra Modi has given its approval for signing the Joint Interpretative Declaration (JID) between India and Colombia.RBI directs banks to provide doorstep banking facilities to senior citizens, differently-abledNov 10, 2017The Reserve Bank of India has asked banks to provide doorstep banking facilities to senior citizens who are more than 70 years of age and differently-abled persons by December 2017.GST rate on various mass consumption items reduced to 18 per centNov 10, 2017All types of chewing gum, chocolates, preparation for facial make-up, shaving and after-shave items, shampoo deodorants, washing powder detergent and granite and marble will now attract 18 per cent GST rate.RBI to launch public awareness campaign through text messagesNov 9, 2017The Reserve Bank of India would soon be launching a new public awareness campaign through text messages to educate public about various banking regulations and available facilities.India slips to 7th position in Business Optimism RankingNov 9, 2017According to the most recent Grant Thornton International Business Report India has slipped to the 7th position in the Business Optimism Index (BOI) in the September quarter, from the second position in the previous three months. The survey suggests that this ranking is showing the clear signs of lag in the economy.Haryana government signs Rs 20,000 Cr worth MoU to set up trading hubNov 3, 2017The state government Haryana on 2 November 2017 signed a memorandum of understanding (MoU) with an integrated trade facilitation services organisation - Verbind - to set up a logistics and trading hub in the state.CBDT notifies rules for furnishing Master File and Country-by-Country ReportNov 2, 2017The report of Master File needs to be submitted in Form 3CEAA and the Country-by-Country Report in Form 3CEAD. An international group having multiple Indian constituent entities can designate one constituent entity to furnish the Master File.PFRDA increases maximum age of joining under NPS-Private Sector to 65 yearsNov 2, 2017With this, any Indian Citizen, resident or non-resident, between the age of 60- 65 years can now join NPS and continue up to the age of 70 years in NPS. Moreover, the subscribers who are willing to join NPS at the later stage of life will be able to avail the benefits of NPS.CCEA approves Special Banking Arrangement for payment to fertilizer companiesNov 2, 2017Union Government is making fertilizers available to farmers at subsidized prices through fertilizer manufacturers or importers. For making funds available to the fertilizer companies against the subsidy claims, Union Ministry of Finance had approved SBA for an amount of Rs 10000 crore with Government interest liability limited to G-Sec rate.World Bank releases Doing Business Report 2018: India ranks 100 among 190 countriesNov 1, 2017India jumped over 30 ranks this year to attain 100th spot in the ease of doing business list. It was ranked at 130th position in the 2017 Doing Business Report. India is the only country in South Asia and BRICS economies to feature among most improved economies of the DB Report this year.Union Government constitutes Arun Jaitley led committee to oversee PSU bank mergersNov 1, 2017Earlier in 2017 itself, the banking sector witnessed the consolidation of State Bank of India (SBI), which merged operations of its five associate banks and Bharatiya Mahila Bank with itself, marking the first consolidation move following the bad loan crisis.India sends first shipment to Afghanistan through Iran’s Chabahar portOct 30, 2017India has sent its first consignment of wheat to Afghanistan through Iran’s Chabahar port. The move has been seen as a landmark one to operationalise the new strategic transit route, bypassing Pakistan. The shipment was flagged off from Kandla port in Gujarat by Indian External Affairs Minister Sushma Swaraj and her Afghan counterpart Salahuddin Rabbani.India imposes anti-dumping duty on stainless steel from US, EU and ChinaOct 26, 2017India has imposed anti-dumping duty on certain stainless steel products from the European Union and other nations including China and Korea, in order to protect the domestic industry from cheap imports.Qatar to introduce minimum wage for workersOct 26, 2017Qatar has announced that it would be introducing a minimum wage for workers. The country has been under global scrutiny over its alleged ill-treatment of migrant labourers.RBI sets up task force on Public Credit RegistryOct 24, 2017The task force will be headed by YM Deosthalee, ex-CMD of L&T Finance Holdings. The other members of the task force are Sekar Karnam, Vishaka Mulye, Rashesh Shah, Sriram Kalyanaraman, Bidisha Ganguly, Sharad Sharma, Vivek Srivastava, Parvathy V. Sundaram and Anujit Mitra.GSTN launches offline option for GSTR-3B returns filingOct 23, 2017This offline facility will provide an opportunity to the taxpayer to verify the details of GSTR 3B before filing GSTR-3B returns and minimise chances of error. It is designed to help taxpayers to prepare their GSTR-3B return on their computer system.Banks to now match original IDs with photocopies: PMLAOct 23, 2017The Government has set a mandatory rule for banks and financial institutions (FIs) to check the original identification documents of individual person dealing in cash above the prescribed threshold of fifty thousand rupees, to tackle the use of forged or fake copies.Three- pronged approach for structural reform in India: IMFOct 14, 2017The IMF has suggested a 3-pronged approach for structural reform in India that includes Addressing the banking and corporate sector weaknesses, continued fiscal consolidation through revenue measure, and Improving the efficiency of labour and product markets.Union Minister launches Sampoorna Bima Gram YojanaOct 13, 2017The Union Minister for Communications, Manoj Sinha has launched the Sampoorna Bima Gram Yojana, an initiative for expansion of client base of Postal Life Insurance. The main objective of the scheme is to cover all households in the identified Sampoorna Bima Gram village.RBI introduces strict KYC guidelines for Prepaid Payment InstrumentsOct 13, 2017RBI has announced a fresh guideline on the issuance and operation of PPI (Prepaid Payment Instruments). It has also has issued stricter Know Your Customer (KYC) norms for the users of prepaid instrument or mobile wallets. With these guidelines to complete full KYC formalities, the mobile wallet user can now send-receive money between wallets of different companies and banks seamlessly through Unified Payments Interface (UPI).