Rental Application Ma: Fill & Download for Free

Read some of the responses to this. Interesting.A situation like this actually happened in the duplex next door to us.I learned that there is a type of tenant, a “professional deadbeat,” that engages with regularity in this kind of extortion.In the duplex next door to us, it started when the landlord, who was a nice guy who owned a couple of small rental properties, rented the unit to a lady who appeared to be in her fifties. My husband and I called her “Ma Kettle,” after Ma Kettle in the old “Ma and Pa Kettle” films.She seemed like a slightly eccentric but harmless person. As I understood, the landlord did a credit check on her and she checked out okay. I’ve since learned that “professional deadbeats” usually have someone who will check out clean who fills out the rental application.The fun and games started when Ma Kettle’s son got out of prison and moved in with her, and moved his girlfriend and some of her relatives in with them.The landlord told us that’s when they stopped paying rent. Landlord went through all the legal gyrations to try to get them to pay rent. He gave them notice, and there was some back-and-forth, during which the landlord found out these deadbeats knew exactly what the law was on evictions, and knew how to stretch the process out.Ma Kettle’s son told the landlord, when the landlord served them with eviction papers, that landlord had a choice: if he gave them $2000 cash, they’d vacate the unit immediately with no damage beyond a lot of filth everywhere; or he could proceed with legal eviction, which they could draw out for another six months, and they’d trash the place.Landlord thought law was on his side. He told them he’d see them in hell before he’d pay them to get out.Well, they managed to draw the proceedings out for six months; I don’t know everything they did, I think part of it involved Ma Kettle declaring bankruptcy, which put a temporary hold on eviction. I do know that for us next door, it was hellacious; there were all kinds of problems with noise, trash, screaming fights, fistfights between people who visited the tenants, drug paraphernalia thrown into the streets and our yard. It was BAD.At the end of six months, they vacated the place. Here’s what the landlord found:They poured clumping cat litter and other stuff down all the drains to create blockages.They took a sledgehammer to all the bathroom fixtures, every toilet, sink, tub and shower.They knocked holes in all the drywall in every room,They splashed black gloss enamel paint all over everything— on the floors, the ceilings, the doors, the walls.They spray-painted obscenities on the exterior and on all the fences.They broke most of the windows and slashed all the screens.The hot water heater was in the garage; they disconnected it and flooded the garage.That’s everything I remember.The landlord, who was a really nice guy, was in a state of shock at the amount of damage they did. He cleaned up what he could, fixed what he could, and sold the duplex as soon as possible to the church on the other side. Said he’d had enough of the landlord business; it wasn’t worth it.

For MA you need a so-called "Transient Vendors" license which is $100/m and a $500 bond on application. You also need a "Food Service Vehicle" insurance if your cart is mobile (a trailer, for example), and you should talk to your insurance agent about tacking on the necessary busines liability and professional liability riders to your homeowners or renters insurance.You also need an additional food service license, either federal or state, depending on who owns the beach. Some beaches in MA are federally owned, some municipally, and some state owned. Not all state beaches in MA are licensed by the state, though, sometimes it's cities who grant permits.In MA, to offer any food in a mobile service vehicle or stand, you have to have a brick-and-mortar kitchen, even if you don't use it, that is properly bonded, licensed, and inspected for commercial food service. In larger cities some kitchens offer co-rentals for anything from $300/m up.After that it's just cart, dogs, power generators, that stuff.

You have to do more than average applicant to get an apartment with bad credit. Nonetheless, by taking those steps, you can position yourself as a good rental applicant. You must first know what creditworthiness the landlords are searching for and why, before we get to these steps.General sources of info:Bad Credit and Car Leases: Are You Better off Buying?Top 10 Best Bad Credit Apartments in Boston, MA - Last Updated September 2020 - YelpLandlord Credit Check: What to Expect - NerdWalletMore than 45 million individuals are in the unit, according to the Office of Consumer Financial Security, more than 45 million people in the U.S. who have no credit or poor credit are here. This is a bunch of individuals with poor credit or no credit at all.Find a house without a check for credit scorePeople are more likely to ignore bad credit or not review your credit at all if your owner is a person and not a management firm. A credit check is not needed by some management firms, although they are less common than individual owners who do not.Offer to set up automatic payments.Here's a secret: Landlords love to receive rent automatically. Offer your landlord's bank to debit the rent from your bank account via an automatic clearinghouse (ACH) or online rent payment system. If they do not currently offer online payments, you can invite them to do so through Trulia's online rental payment center. This will help ensure that the landlord receives the payment on time.You must prove that you have enough money in your bank account to cover these automatic payments. If you have had problems paying your bills, such as bad credit, potential landlords may not be sure that you have enough money in your account. However, if you can demonstrate a stable income secured by a solid savings account and you sign up for ACH payments, you may have figured out how to get an apartment with bad credit.Get a co-signerIf you have a friend or family member with a good credit rating who is willing to sign your lease, it will be easier for you to get permission to rent an apartment.If you have a co-signer, you risk your credit rating if you do not comply with the lease. Therefore, make sure that you are able to make the monthly payments and that you make them punctually and conscientiously.Otherwise, failure to comply with the lease will damage your credit and your relationship with your co-signer.Search outside the city limitsApartments are more sought within the town than outside the city limits. Look for other neighborhoods that are not as competitive. If you feel comfortable driving a little further to work, you can be more successful.Consider a roommateIt may not be your first choice, but it could give you time to build up your credit and find another home in the near future. If you find a roommate with a good credit rating, have their credit paid out instead of your credit score. Then you could sublet directly from your roommate.The other option could be to move in with someone who is looking for a roommate. He might have an extra room that he is trying to fill out to make a little extra money or subsidize his rent payments. You could ask your friends and family or search on a website like Craigslist.Having little or no credit is not the end of the world. You can find an apartment that suits your needs. In the meantime, you should work on increasing your credit, and maybe next time you won't have to jump through hoops to get your dream house or rent.To get an apartment with bad credit, you have to do more than the average applicant. But, by taking those measures, you can still put yourself as a strong rental applicant. Before we get to these steps, you first need to know what creditworthiness landlords are looking for and why. According to the Office of Consumer Financial Protection, there are more than 45 million people in the United States who have no credit or bad credit. This is a lot of people who have bad credit or no credit at all.Find a home without a credit checkIf your owner is an individual and not a management company, you are more likely to overlook bad credit or not check your credit at all. Some management companies do not require a credit check, but they