Cash Security Deposit Program: Fill & Download for Free

$114,800-$258,300 for traditional locations and $84,300 - $200,100 for non-traditional locations.According to the FAQ page from Subway:What are SUBWAY® restaurants Capital Requirements?The total investment can range from $114,800 to $258,300 for traditional locations and $84,300 to $200,100 for non-traditional locations. This includes your franchise fee, construction and equipment costs as well as operating capital. Figures do not include extensive exterior renovations. These amounts represent the net investment required if you are eligible for the company's equipment leasing program. If you do not select the equipment leasing program or it is not available, you should substitute the costs for Equipment Lease Security Deposit with $49,500 to $72,000. We suggest that franchisees have half of the amount in cash and finance the other half. We prefer that a franchisee does not carry a large debt service.How much is the SUBWAY® Franchise Fee?The initial franchise fee is $15,000. If qualified to purchase additional locations, the franchise fee is $7,500.What is the term of a SUBWAY® franchise?The $15,000 franchise fee purchases a franchise honored for twenty years. This franchise is renewable for an additional twenty years with no other franchise fees.

Section 8 is only one part of the solution to local housing crises.The whole solution requires the full community to participate.The local community has to start by keeping their city from passing onerous compliance requirements on landlords who wish to consider Section 8 vouchers. While it’s a good idea to make sure landlords provide decent and safe housing that the county housing department is paying for, sometimes the compliance costs are so high that landlords just don’t want to bother.Next there’s the Section 8 voucher program itself that limits the rent that can be charged each year. In hot markets, landlords don’t want to sacrifice rental revenues and increases for the security of steady rent payments. In those cases, Section 8 is just not market competitive, but that is fixable if the county doesn’t mind draining its housing assistance budget.Then there’s the typical objection to having low income tenants. While low income does not automatically imply messy or uncooperative tenants, the odds are not in their favor. With the threat of Fair Housing Act violations, many landlords just don’t want to take on the extra risk needed to properly screen for a tenant. Of course eliminating the Act would invite even worse abuses.There’s also the need for assistance with the security deposit. Tenants who can barely scrape together $600 for their 25% share of the rent on a tiny 2 bedroom place will not have an extra $2400 in cash lying around. They often need help from local charitable organizations which are swamped with requests. Without this measure of security, landlords don’t want to bear the risk.Finally, the whole process of getting approval from Section 8 to move in is convoluted and time consuming. With all the city inspection requirements for habitability, it can easily take 1–2 months before an approved tenant can move in. Then there’s all the paperwork and time required. The process is enormously inefficient. Most of it still done by hand and paper. An online solution would be better, if the county could afford to put together the platform AND provide computers and training to tenants on how to use it.So, with all of these hurdles, it’s a wonder how any Section 8 voucher holder can find a landlord willing to wait, do the paperwork, and take the chance. These issues can be improved, but I’m not holding my breath. I’m focused on facilitating as much of the process as possible and encouraging as many landlords as I can to give Section 8 tenants a shot. It’s not easily but I can usually get 10–15% of my units leased to good quality Section 8 tenants.

It depends on your financial situations as well as the particular car deal.First of all, why pay cash if you can finance the car at 1–2% and have more liquidity at your disposal?A small business loan from that bank will cost you at least 6–9%. Keep your options open.Not all cars have good lease deals. Some makes and models have amazing deals. If you plan to keep the car anyway, the residual value is less of an issue. You will still want to have the best “money factor” because that will be applied to the entire purchase amount.If there is a good deal, it is still a good idea to lease the car before you buy. Consider it a put option to sell the car at a specific price at the end of the term. What if the car turns out to be a lemon? What if you are tired of it? What if the economy crashes and you can find a much better deal than the buy-out amount? It is good to have options even if that means paying a few hundred dollars in fees.If you love to play with numbers, I suggest running a discounted cashflow analysis on all scenarios.Personally, I either finance a used Japanese car at a low interest rate or lease a new BMW (with the Multiple Security Deposit program).You should pay cash only if the amount is completely trivial or if the interest rate is too high (e.g. > 3–4%).