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What dirty business tactics do you know?

Opening a bank account without permission !Airtel payments bank has opened payments bank account without the permission of users.How they did it ?Earlier aadhar was mandatory to buy a sim card and hence it was used as kyc document.Airtel was using aadhar based kyc to open payments bank account. Airtel opened bank account whenever a person took a new sim card , and customer was unaware of it. 23 lakh such accounts were opened without the permission of the customers.2 nd mistake !Account opening was the first mistake , and second was without permission of account holder they linked it to receive LPG SUBSIDY. Rs 167 crore was deposited in 31.21 lakh airtel payments bank accounts. The amounts transferred from Bharat petroleum corporation was Rs 39 crore, from Indian oil corporation was Rs 88 crore and from Hindustan petroleum corporation was Rs 40 crore.The malpractice came to light after the UIDAI investigated a complaint from an individual who said airtel not only opened a payments bank account without his permission but also linked it to receive LPG subsidy.RBI has imposed penalty of Rs 5 crore for violation of norms in march 2018.3rd incidentEven after imposing huge fine airtel payments bank hasn't learnt lesson , they are continuing the same. One such incident is reported in Karnataka recently.Due to flood in karnataka , government has released flood relief funds to farmers. Government said that fund had been released to farmers bank account in which they have linked aadhar recently , only some farmers got fund to their account and others didn't received and they were confused as government said entire fund has been released. One of the farmer visited office and gave complaint that he hasn't received the fund, after enquiring officials said that amount has been credited to airtel payments bank account. Farmer argued with officials that he doesn't have account with airtel, they refused to give more information and said amount has already credited. After knowing this , he visited airtel office and came to know that amount has been credited, he said that he purchased airtel sim card a year ago , at that time they have opened account without his permission. This has happened with many farmers.Some of them don't even know that , they have bank account with airtel. This is one of the dirty business tactics used by airtel.

Is it possible to get a new gas connection in Bangalore without giving bribe? If so any guide for it will be very helpful

It is possible to get new gas connection in Bangalore without bribe. Applying for new gas connection is easier than you think.Gone those days of bribing for new gas connection. Now one can obtain the new LPG connection easily without bribe and comfort of home. Thanks to technology and stringent government regulation on distributors.3 Major LPG suppliers in Bangalore are,IndaneHPBharatApply new LPG connection Online or offline. Let me start with the online procedure and to Offline procedure.Online application:Step 1: Open the indane website https://cx.indianoil.in/webcenter/portal/CustomerStep 2: Register with your details. To locate the registration, refer to the below image in the circleStep 3: Just the following details are needed to registerFirst NameLast NameMobile NumberRefer to the below imageEnter OTP and set the password.You will be directed to home page for loginStep 4: After login, On the home page, click LPG. Refer to the below image in the circle.Just scroll down a bit and find “Apply for new connection”. Refer to the below image for your reference.Click on “Submit KYC”Provide your following information in KYC form,NameGenderMarital statusDate of birthNationalityFather or spouse detailsAddress in BangaloreSelect the distributor from the list (List of nearby distributors popup automatically based on the address you provide)Email id and mobile numberClick on “select the products”. Refer to the below image in the circle.Here you have 3 options to choose from,General (click this if you wish to opt for LPG subsidiary)Non-subsidized (Click this if you wish to opt-out of the subsidiary)PNG - Non Subsidized (This is applicable for piped gas for apartments, which is not subsidized. This not applicable to individuals)Hence I click general because I want my subsidiary credit to my bank account.Select “14.2Kg general package with PR” and click submit.Beloe image for your reference.Click the button “ SAVE & CONTINUE”. Below image for your reference.Step 5: Upload anyone's Proof of Identity (POI). This could be Aadhar/ Driving license/ PAN/ Voter ID/ passport. The proof of identity address could be anyplace in India. Address in the identity is not necessarily to be Bangalore address.Enter the Proof of Identity number and upload the proof in JPEG or PDF format. Maximum file size allowed is 512kb.Upload “Proof of Address” (POA). This could be Aadhar/ Driving License/ Rental agreement/ Lease agreement/ Water Bill/ Electricity Bill/ Voter ID/ Passport/ Ration card / Sale deed. The Proof of address (POA) should be a local address. (The address of Bangalore)(For local address proof, opting for rental agreement is the cost-efficient option for immigrant. We provide rental agreement service including notary, to opt for our service, please Whatsapp to us 9 7 4 2 4 7 9 0 2 0. Our service includes home delivery)Enter the proof of Address Number and upload the proof in JPEG or PDF format. Maximum file size allowed is 512kb.Below screenshot for your referenceClick the button “SAVE & CONTINUE”Step 6: Select “Yes” if you wish to opt-out subsidiary or select “No”.If you select “No”, Provide your aadhar or bank details. If you provide Aadhar details, you will get subsidiary only if you link your aadhar number with bank. If your Aadhar is not linked with bank or if you don't have aadhar. just provide your bank details and upload the image of cancelled cheque.Below image for your reference.Upload your passport size photoIf your income is more than Rs. 10 Lakh per year, you should provide your PAN details or just skip this step and click on “SAVE & CONTINUE”. Below image for your reference.Step 7: On the last page of KYC, go through the declaration terms & conditions. Accept declaration and click the “SUBMIT” Below image for your reference.This completes the KYC Submission.Step 8: You should receive acknowledgment SMS and email. Below acknowledgment image for your reference,Local LPG distributor will call you if any missing details within 7 working days. Distributor will arrange an executive to your place or you will be called to distributor office to complete the payment and Receive LPG Consumer Number.One can choose up to 2 LPG cylinder, Make the payment based on the tariff quoted by a distributor.As of 10th Dec 2020, LPG application for 1 cylinder is Rs. 2,800/- and Rs. 4,600/- with stove2 cylinder is Rs. 4,800/- and Rs.6,600/- with stoveCollect LPG ID (Consumer number) from a distributor. LPG Consumer sheet looks like below image, which contains the details of consumer number.Step 9: Within 2 working days, cylinder will be delivered at your doorstepStep 10: Once the existing cylinder exhaust, order LPG cylinder on Gpay, Phone pe, Paytm, Indane app, Indane website, or telephone order +91-8970084365 from the comfort of home.LPG cylinder delivered within 2 working days from the date of order.Below is the step by step procedure of offline application.Step 1: Find the LPG distributor near you. A simple google search provides the list of distributors near you with reviews or check with neighbors, apartment society office, security, or colleague.Step 2: Carry the following documents to local distributor centerPhotocopy of identity proof - Aadhar/ Driving license/ PassportPhotocopy of Address proof - A rental agreement2 Passport size photoCarry the original documents for cross-verificationIn the offline mode of application, distributor fills the KYC details directly in they computer. you just want to submit the proofs.Step 3: Submit the above-said documents to distributor and complete the payment. Get the acknowledgment receipt for payment and LPG consumer number. (At some centers, distributors may take up to 2 days to issue LPG consumer number)Step 4: Within 2 working days, cylinder will be delivered at your doorstepStep 5: Once the existing cylinder exhaust, order LPG cylinder on Gpay, Phone pe, Paytm, Indane app, Indane website, or telephone order +91-8970084365 from the comfort of home.This completes the procedure for applying new LPG connection in Bangalore.The same procedure applies across all LPG brands of HP and Bharat.We provide rental agreement service in Bangalore. Our service includes drafting + execution + notary + home delivered in 2 working days. Same day express delivery available. To opt for our service, please Whatsapp to 9 7 4 2 4 7 9 0 2 0.Thank you for reading and have a great day…

What exactly has Airtel done that has violated subsidy laws for LPG?

LPG subsidy is paid by oil companies through the National Payments Corporation of India (NPCI), which inturn identifies the beneficiary account by the Aadhaar linkage of the Bank Account. What if the consumer is having multiple bank accounts, all linked to same Aadhaar number? In such cases, the NPCI uses a simple logic that the latest bank account opened by the consumer as the main account, which is currently in operation, and transfers the subsidy amount to that account of the customer.Airtel has exploited exactly this loophole to their advantage. When customers came to Airtel centres for Aadhaar verification, using the same KYC, they have opened an account for customer in Airtel Payments Bank without the knowledge or consent of the customer and linked the Aadhaar number. Since that was the latest account opened by the customer, the next payment of LPG subsidy was credited by NPCI in the Airtel Bank Account.This is highly unethical act of Airtel, and nothing short of a criminal conspiracy and breech of trust. If it happened in USA or any European country, the CMD of Airtel would have landed in jail and Airtel would have gone bankrupt, paying damages and penalties.

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