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The Guide of completing Rental Application Form #2 (Tenants 18 Years And Older Online
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PDF Editor FAQ
Whom should I list as my credit reference on my rental application if I have no credit?
I agree with what Bruce said. You shouldn't leave this blank. But I'll add a few other points of reference:Have you ever paid someone for service render (someone mowed your lawn, fixed your card, etc.) Did you have a good payment relationship with them? Would they speak to your behalf and give you a good recommendation? Great, list that person.Have you ever paid for repeated service (cable bill, utilities)? Do you always pay those on time? Can you demonstrate in some manner or have the service provider sent you a note? How about your previous landlord? That's be a great reference. List it.Have you ever had to pay for large item ahead of time or several months after delivery of service? Can you ask them to be a reference?Anyone who can speak to your ability to pay consistently and on-time would a good reference because ultimately, what the landlord does with a reference check is to ask, will you pay on time and over a long period of time.
Why do rental applications ask for so much personal information?
You don't have to legally answer any of the questions. There is no law requiring that you comply.Of course, this is grounds for them to select some other applicant for the flat or apartment.You are entering into a contract with the landlord for a long-term, tens of thousands of dollars agreement. And you are doing so in competition with other candidates. The business has the right to ask for financial information to verify that you are going to be able to pay for your part of the agreement and that it will be unlikely that they will need to evict you.Given that the values being talked about here are similar to getting a car loan, I'm not at all surprised at the information that has to be collected.Since this is about as much detail as you would put on a car loan application caution on your part is recommended. Don't fill out rental applications for people that seem shady; and certainly not for people that you have not met at the rental property.
Why would my rental application be rejected?
It’s all about risk.Think about this from a landlord’s perspective. They want someone who is likely to pay the rent on time, and is likely to take care of the property.When someone makes a rental application, it’s hard for the landlord (or the landlord’s agent) to determine these things directly, so often “proxies” are used instead.For example, your credit history. If you have a history of not paying for things like you agreed to pay (eg, credit card repayments, car repayments), the landlord will assume it’s less-likely you’ll pay your rent on time. Maybe that’s not the case, but the landlord does not know that.So the landlord chooses the person who does have a history of paying their debts on time (or at least, a less-bad debt-paying history than you), in the hope they will regularly get their rent on time.Same way as if you needed surgery and you had the choice between the surgeon who juuuust graduated, or the guy who has done successfully it 400 times before over the last 10 years. All surgery carries some risk, but most people would assess the risk as lower with someone who knows what they are doing, has done it before, and has a good track record of successful results.So what can you do to make yourself more appealing to a landlord?
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