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Why do some people say to never buy a house that is in a neighborhood with a homeowners association?

Homeowner associations have large reserve accounts. Where there is money, the government will try to get their hands on this money. In Colorado there was a show of “regulating” the industry that is meaningless. Here’s my story below. It should answer all of your questions:The HOAAttorneys offer a 10% kickback to HOA managers who start litigation. Following a five year Sunshine Report conducted by attorneys, the Colorado Capitol proceeded to "regulate" HOA managers. The newly regulated managers, however, are still allowed to charge the Association undisclosed fees, such as kickbacks from vendors, insurance claims, attorneys, etc.I was a member and an ambassador at the Community Association Institute for years. I followed the Sunshine Report and naively awaited the new HOA manager regulations. I remained on the Board of Directors to keep my hand on the Association's financial pulse until the new legislation passes.When the legislation failed it was just a question of time before the managers approach the board for "collaboration." I decided to confront the issue head on.I let the Directors, headed by Dan Schubert, then president of the HOA, know that there are openings for embezzlement. I urged them to take to self-management. I argued that a licensed HOA manager, a disinterested third party, would have an interest in increasing our expenses for kickbacks. They would entice the Board of Directors with offers of embezzlement. Typically, Board Member don't pay their HOA fees, the HOA pays for their private utility bills, private gardening and renovation projects, etc. Gail Black, who was on the Boulder City Water Board, once presented an $8,000 receipt for tree trimming that she got from the City. The HOA manager reimbursed the money out of HOA funds.Dan Schubert and the Board objected to self-management. Shortly after, they lied about the use of $500. Two insurance claims were suddenly secretly filed that were previously voted against. Someone repeatedly tackled with the electric board, indicating that we were possibly paying electric bills for the board.Our buildings lie on an elevation. During the flood of 2013 the extremities sank, creating fractures in the structure and altering the grading of landscape. We may be wicking water into the building. The Board tampered with the minute orders, garnering membership support.I tried to get Members involved. They all either sold or joined in. I let the Board and Management know that the building had been altered and that I'm unable to heat up my house. I was ignored.A couple of years later Classic Property Management encased our mailboxes where there was previously a beautifully designed open space. Initially the Postal Workers couldn't access the boxes. CPM came back twice more to dismantle what they built. Finally, we could get our mail again.More significantly, CPM installed bright round-the-clock lights above the mailboxes. A new light, a new sprinkler, a new sump-pump - these are all signs that an Association may be paying a new utility bill for its Board. I asked CPM to audit our finances. I mentioned that the Department of Regulative Agencies (staffed with attorneys) is supposed to impose a $1,000 fine if a manager refuses to disclose paperwork. CPM flatly refused. Managers have free access to legal and illegal advice from an Association's attorney. They can typically also enjoy free lunches and other perks from attorney firms. All it takes is a judge who wants to cash in to make CPM above the law. Self-regulation means that attorneys don't have to represent anyone's interest and judges don't have to enforce the law.Bullied out of my HomeIn the fall of 2016 Emilia Schubert had a blondie Schubert come to visit and bless her with gaseous excretions in regular intervals. She used air fresheners liberally and discovered that they bothered me.I have always used organic cosmetics. I avoid harmful chemicals. Air fresheners, diffusers, candles, cosmetics and other products emit their frangrances using plastic solvents which are illegal in Israel. The saponates, also illegal, attack the membranes of every cell, including bacteria and viruses. My tail bone is tilted from the deniable domestic assault of 10/11/13 by my husband, Harlan Leigh Stein. The tailbone drags the lymph system around and it is unable to respond to these harsh chemical.Emilia started spraying around the clock. On colder days Emilia would park outside my window and have her car run for an hour or two.At first I developed a cough. Then I would convulse and throw up upon entering the unit. Then followed weeks of nausea. It became hard to walk outside, as the sulfates in the sprays made it hard for me to bear the sulfur dioxide emissions from cars. I lost my job.One Sunday at Church I noticed that although my environment was good - I still couldn't breath. My lungs became an inflamed blob - they couldn't contract, they couldn't expand. I had no oxygen. It was hard to walk. It was hard to talk. On coming back from Church I moved into my car. I later moved in with friends and family. I can't quite recover all the way because I don't have a place of my own to recover in. I was forced to move all of my personal effects into storage to protect my home from looters.An Insurance ClaimWhile I was away the Schuberts maliciously put down area rugs. For the first time in four years they were no longer heating up my home. Perhaps it was no longer fun without me breathing their filth. As predicted, my pipes froze. I let CPM know before even one drop of water spilled. Although our water bill and pipes are shared, CPM illegally refused to send a plumber.They maliciously let the water flow for at least 72 hours to ensure mold before calling the police break into the home. They had my phone number.Two more units were affected by water damage and CPM generated a handsome bill from a restoration company. Next they tried to subrogate damages against my insurance, but I had timely opted out of insurance. Two insurance companies sent me "subrogation bills" on which they can't collect. Multiple attorney firms want me to settle out of court, while admitting that they have no intention of going to court.Why a Civil Law Suit Won't HelpThe law is predictable. If judges enforced the law no one would litigate. Judges must stay unpredictable to generate revenues. The most common practice is abuse of discretion. An abuse of discretion is the misapplication of one part of the law to another. In my case the judge could, without stating so directly, designate the Schuberts as a protected minority. As a protected minority they would be immune from granting me quiet enjoyment of my home.Civil attorneys don't discuss the misapplication of laws on appeals. What the party hears in court is vastly different than the fraudulent written record as in the Register of Action. Appeals by pro-se parties are denied illegally and without explanations.Selling isn't an option. Predators like Dan Schubert are everywhere, relying on corrupt government. My house is worth half now, with a stinky sociopath upstairs. Also, I'm still married after 6 years in divorce.Virginia Fraser Able, the illegally appointed guardian ad litem is triple paid. Once by the state, $27k. Once by my husband on behalf of Judge Angela Arkin, $27k and once by the poorer party on behalf of the chief judge and justices.The poorer party is told they can attend a meeting at which some stolen property will be returned to them. They think they are meeting the state paid/husband paid guardian ad litem. But the GAL has already been dismissed from the case. They are now meeting their own attorney. They will be billed on behalf of the chief judge and justices. In my case $27k.I didn't show up to the meeting Warren Marshal of G&G Guns in Lakewood has had my gun for years and won't return it unless I sign a Legal Separation Agreement that grants me my gun only, and pay the chief judge and justices. My Wimbledon II Condo is premarital. If I sell it it becomes marital property. I couldn't even if I wanted to.As I write this, Dan Schubert and his wife and others are stalking me everywhere at all times, threatening, harassing and endangering. I can't sell, and I never will. Please help.Please Call/write the City for me?

What would it take for a family court judge to side with a father when the mother is not a criminal, physically abusive, or neglectful?

Bribes. Its the Triple Paid Guardian Ad Litem Court Scam. Whatever the husband owes the wife, the judge and the attorneys will take half of that and the wife will get nothing.In my case, Virginia Fraser Able, the illegally appointed guardian ad litem was triple paid. Once by the state, $27k. Once by my husband on behalf of Judge Angela Arkin, $27k and once by the poorer party on behalf of the chief judge and justices.The poorer party is told they can attend a meeting at which some stolen property will be returned to them. They think they are meeting the state paid/husband paid guardian ad litem. But the GAL has already been dismissed from the case. They are now meeting their own attorney. They will be billed on behalf of the chief judge and justices. In my case $27k.I didn't show up to the meeting Warren Marshal of G&G Guns in Lakewood has had my gun for years and won't return it unless I sign a Legal Separation Agreement that grants me my gun only, and pay the chief judge and justices.I’m still married after 6 years in divorce because Judge Angela Arkin admitted to the bribe scam and retired. My husband's attorney keeps trying to appoint attorneys to me in other cases involving my upstairs neighbor so he can complete the illegal divorce.Please Help me Get Back Into my Home!I've been bullied out of my home. I need your help to move back in! The Boulder City Council embezzles and creates a "chummy" relationship with the courts by feeding residents to judges and attorneys as chow. Capitol does the same. I can't get the City to enforce authorized engineering plans and building codes.How it ExpiredIn the spring of 2014, my upstairs neighbor, Dan Schubert, made alteration to our building as in the authorized engineering plans at the Wimbledon II Condominiums. He removed the underlayment and insulation. He gained direct access into my unit. Air flows freely between units.Sound Transmission Between Units, Thermal Transmission Between Units and Air/Odor Transmission Between Units are some the building codes that would force the Schuberts to hire an architect or an engineer to bring the building back to current code.The Schuberts have psoriasis. They exude gasses incessantly. The smell is beyond my literary capacity. I've breathed their toxic sulfurs and ammonia excretions for five years now. I can't heat my unit as hot air flows upstairs. For the first three years the Schuberts have heated up my unit to a steady and stenchy 48 degrees.Emilia Schubert, living upstairs, did everything in her power to bully me out of my home. She only seems to leave her unit once or twice a year for a few hours on high holidays. She doesn't seem to work or study. She gives the appearance of being mentally ill.Emilia would stomp at all hours of the day and night. She hurled furniture around. She dislocated my ceiling lights and the blower wheel on my bathroom fan. She would crouch above me to pass airs, following me around the house, etc.The Boulder City Building Code Enforcement Team has no written registration of complaints and no disclosure to residents as to the methods of correction.3 Builders tell me that City Inspectors take bribes on new construction. Moving buildings? Bad Eifes work? Leaky windows? These could all be signs that a City Inspector got wealthy.I first contacted Jon Bergling from the City In October of 2016. He played phone-tag for three weeks until I mentioned that I spoke to Jen from Rental Licensing. Then he did call back and did come for an inspection. He told me that flooring is mere cosmetics - there are no building codes for flooring. He then proceeded to ask the Schuberts to install a new furnace and lay out a single layer of carpets to make it possible to keep the unit at 62 degrees, as per rental licensing requirements...City CouncilI spoke before the Council. They flatly ignored me.That evening they were busy with the request of a developer. The development was unsustainable. A speedy NO vote was in order. But they tried for hours to vote YES. At the sight of angry Boulderites, they went into a cryptic discussion which they hoped the highly educated audience would not understand.Applebaum suggested that they would need new legislation. Burton was brazenly hillbillish. Morzel, who refused to recuse herself and was going to vote NO openly admitted that the developer is a campaign donor. The next year the council passed a law forcing residents to pay for developers' infrastructure expenses. Parking lot expenses may be coming soon.... The city is expected to go into debt due to mismanagement.A Second AttemptBy October 2017 I discovered that Jon Bergling was leading me on. Boulder follows relevant international building codes. I returned.Jen Ross hijacked the case and flagrantly refuses to enforce. She says Sound Transmission Between Units refers to loud parties, call the police. I contacted Meghan Pfanstiel, a BARHA advocate, to speak to the Council again, for no avail.I met with a supervisor, LaDonna Eubanks. She suggested I make an open records request for my building plan. The Pd&s Records Department searched records based on the wrong year (not based on development name) and stated that they found no building plans.Before I could get a response, I received an email from the Assistant to the City Attorney. She made illegal and out-of-jurisdiction threats to prosecute me for "harassment." I knew this was Deprivation of Civil Rights Under Color of Authority. However, I am familiar with this Cease and Desist Scam.Cease and Desist Court ScamsThe Cease and Desist Scam bypasses the checks and balances of the executive branch. Here's how it works:When I first contacted Dan Schubert, back in 2015, requesting that he fix the Building Code Violations, he sent me a warning email, ordering me to cease and desist from harassing him by email.Now, it is the law that one must warn a party before commencing on a civil law suit. Additionally, anyone can electronically filter any email they receive. There are no Colorado Statutes regarding "email harassment." There is no such thing. But a motivated DA can wrestle police deputies into issuing a police ticket. Should they officer refuse, them and their sheriff could both be illegally incarcerated.The police ticket I received listed no charges. But it mentioned a court date. At court the DA offered me a plea deal. I felt that I could get repeatedly charged and perhaps end up a felon. I declined.Judge Moore warned me that she'd be looking at a maximum sentence of six months incarceration. I had no choice but to ask for a jury trial. I knew that at trials judges prevent innocent parties from being heard and can maneuver a jury any way they want.It was at this point that the judge listed the "charges" on the Register of Record of my file. Anyone can get free copies of their Register of Action to follow up on their case. To my astonishment, the "charges" had nothing to do with "email harassment." Instead, I was charged with a standard list of fraudulent misdemeanor charges matching lies and false rumors made up and propagated by the perpetrator. Previously, the Har Hashem Synagogue fired two teachers who had gotten pregnant and the same false rumors and charges were employed.Judge Moore carefully crafted the charges to appear like a mistake: innocent enough to mislead a person into believing they can clear it up with a little effort; serious enough to warrant spending money on an attorney.An attorney would immediately plead guilty to all charges. I would have no way of communicating with the judge, since only an Attorney of Record can impress the Register of Action. My attorney would enjoy three months of expensive litigation. Regardless of whether they get paid out of private or public funds, their fees include the financial incentives Judge Moore would be looking for. Dan Schubert's attorney would contribute as well.Being familiar with the courts, I had already filed several Position Statements with my case. I established myself as a forever-pro-se party; I established a not-guilty pleading; I asked the judge not to introduce other legal entities into my case who would then double up as my attorneys without my knowledge, etc. Judge Moore made several false entries into the Register of Action indicating "an Appearance" but without details for any particular attorney who would be "representing" me.I now filed a Motion to Stay Case for an Appeal. I mentioned that I was in a position to file a Motion for a Mistrial Investigation. I knew enough not to waste money on a filing fee with the Appeals Courts. They are in cahoots and the appeals get denied illegally and without an explanation unless funding comes through attorney fees. Judge Moore failed to notice that no real appeal had been filed. She responded the way judges at the lower court level typically respond to appeal notices: she "scheduled" a hearing with her.If, after filing a Motion for an Appeal, one engages with the lower court in any way, that moots their appeal. Judge Moore jotted the "order" for a hearing on my own pleading - she didn't enter it into the Register of Action. I didn't show up for my "hearing." She was in a position to issue an illegal arrest warrant for failure to show. If a clerk signs it, typically the judge's own clerk, the police usually follow through.Instead of an arrest warrant I got a letter from the DA indicating that my case had been dropped in the "interest of justice." From jail it is incredibly hard to file anything. Indigent inmates get pencil tips and two pieces of paper twice a month. But this was enough to deter Judge Moore and the DA. Dan Schubert's attorney knows me from my divorce. I had made Judge Angela Arkin retire in admission to a bribe scheme in the Triple Paid Guardian Ad Litem Court Scam. The judge is retire and not everyone is paid off, so I'm still married 6 years later....The HOAAttorneys offer a 10% kickback to HOA managers who start litigation. Following a five year Sunshine Report conducted by attorneys, the Colorado Capitol proceeded to "regulate" HOA managers. The newly regulated managers, however, are still allowed to charge the Association undisclosed fees, such as kickbacks from vendors, insurance claims, attorneys, etc.I was a member and an ambassador at the Community Association Institute for years. I followed the Sunshine Report and naively awaited the new HOA manager regulations. I remained on the Board of Directors to keep my hand on the Association's financial pulse until the new legislation passes.When the legislation failed it was just a question of time before the managers approach the board for "collaboration." I decided to confront the issue head on.I let the Directors, headed by Dan Schubert, then president of the HOA, know that there are openings for embezzlement. I urged them to take to self-management. I argued that a licensed HOA manager, a disinterested third party, would have an interest in increasing our expenses for kickbacks. They would entice the Board of Directors with offers of embezzlement. Typically, Board Member don't pay their HOA fees, the HOA pays for their private utility bills, private gardening and renovation projects, etc. Gail Black, who was on the Boulder City Water Board, once presented an $8,000 receipt for tree trimming that she got from the City. The HOA manager reimbursed the money out of HOA funds.Dan Schubert and the Board objected to self-management. Shortly after, they lied about the use of $500. Two insurance claims were suddenly secretly filed that were previously voted against. Someone repeatedly tackled with the electric board, indicating that we were possibly paying electric bills for the board.Our buildings lie on an elevation. During the flood of 2013 the extremities sank, creating fractures in the structure and altering the grading of landscape. We may be wicking water into the building. The Board tampered with the minute orders, garnering membership support.I tried to get Members involved. They all either sold or joined in. I let the Board and Management know that the building had been altered and that I'm unable to heat up my house. I was ignored.A couple of years later Classic Property Management encased our mailboxes where there was previously a beautifully designed open space. Initially the Postal Workers couldn't access the boxes. CPM came back twice more to dismantle what they built. Finally, we could get our mail again.More significantly, CPM installed bright round-the-clock lights above the mailboxes. A new light, a new sprinkler, a new sump-pump - these are all signs that an Association may be paying a new utility bill for its Board. I asked CPM to audit our finances. I mentioned that the Department of Regulative Agencies (staffed with attorneys) is supposed to impose a $1,000 fine if a manager refuses to disclose paperwork. CPM flatly refused. Managers have free access to legal and illegal advice from an Association's attorney. They can typically also enjoy free lunches and other perks from attorney firms. All it takes is a judge who wants to cash in to make CPM above the law. Self-regulation means that attorneys don't have to represent anyone's interest and judges don't have to enforce the law.Bullied out of my HomeIn the fall of 2016 Emilia Schubert had a blondie Schubert come to visit and bless her with butockly endowments in regular intervals. She used air fresheners liberally and discovered that they bothered me.I'm unable to process such chemicals due to spinal misalignment. My tail bone is tilted from the deniable domestic assault of 10/11/13 by my husband, Harlan Leigh Stein. The tailbone drags the lymph system around and it is unable to respond to these harsh chemical.Emilia started spraying around the clock. On colder days Emilia would park outside my window and have her car run for an hour or two.At first I developed a cough. Then I would convulse and throw up upon entering the unit. Then followed weeks of nausea. It became hard to walk outside, as the sulfates in the sprays made it hard for me to bear the sulfur dioxide emissions from cars. I lost my job.One October Sunday at Church I noticed that although my environment was good - I still couldn't breath. My lungs became an inflamed blob - they couldn't contract, they couldn't expand. I had no oxygen. It was hard to walk. It was hard to talk. On coming back from Church I moved into my car. I later moved in with friends and family. I can't quite recover all the way because I don't have a place of my own to recover in. I was forced to move all of my personal effects into storage to protect my home from looters.An Insurance ClaimI used to flash my pipes with hot water on colder nights. With me gone, as predicted, my pipes froze. I let CPM know before even one drop of water spilled. Although our water bill and pipes are shared, CPM illegally refused to send a plumber.They maliciously let the water flow for at least 72 hours to ensure mold before calling the police break into the home. They had my phone number.Two more units were affected by water damage and CPM generated a handsome bill from a restoration company. Next they tried to subrogate damages against my insurance, but I had timely opted out of insurance. Two insurance companies sent me "subrogation bills" on which they can't collect. Multiple attorney firms want me to settle out of court, while admitting that they have no intention of going to court. These subrogation scams are common. In my other HOA, the Twin Lakes Condominiums, Greg Mollenkopf of Mollenkopf Property Management did the same by refusing to replace expired fire sprinkler heads and creating emergencies which he claims expand into other units.Why a Civil Law Suit Won't HelpThe law is predictable. If judges enforced the law no one would litigate. Unpredictability generates revenues. The most common practice is abuse of discretion. An abuse of discretion is the misapplication of one part of the law to another. In my case the judge could, with no more than an allusion, designate the Schuberts as a protected minority. As a protected minority they would be immune from granting me quiet enjoyment of my home.The chief judge and justices would have been paid off before my case was closed, so appeals are useless unless two paying attorneys are involved.Selling at half price isn't an option. Also, since I'm still married I can't sell premarital properties.Stalking and IntimidationStalking started June of 2018. In December 2018 Dan Schubert broke into my home, only to discover I had moved valuables into storage. As I write this I have Dan Schubert and his extended family, Steven Rassmussen and his extended family and Rami and Tamar Boneh and their son stalking me 24/7 in shifts - around 18 cars and 20 people. If I ask the courts for a protection order I'm back in Dan Schubert's attorney's bribe schemes - having to pay his attorney fees and having the stalkers get a protection order against me.

Is it more advantageous or disadvantageous to live in a house with an HOA?

I bought a home at the Stone Community in Sedalia, CO. These are beautiful green homes in beautiful settings. We bought it just as the association had completed 3 years in court. So we got a good price.The association had an agreement in the covenants that each owner gives easement for horses to ride. Then somebody started stirring up attorney bills. Then the association decided to change the covenants and not allow horse easements anymore. Then the attorney money-maker sued the association because they wanted to ride their horse….It is completely frivolous because the covenants include the terms for their own amendments. So the judge should have rejected the law suit. But a judge gets kickbacks from each appointment and sometimes there are bribes too. So she doesn’t care about the law.Your association has a reserve account. Your politicians are embezzling. In turn, they feed your reserve account to your local judge so she doesn’t call out their illegal activities.Shortly after we moved into our new home the association disassembled itself. I’m sure it was a nightmare for everybody….Of course, condos are much worse. I have two personal horror stories, and people have shared theirs with me too. Here’s one:Please Help me Get Back Into my Home!I've been bullied out of my home. I need your help to move back in! The Boulder City Council embezzles and creates a "chummy" relationship with the courts by feeding residents to judges and attorneys as chow. Capitol does the same. I can't get the City to enforce authorized engineering plans and building codes.How it ExpiredIn the spring of 2014, my upstairs neighbor, Dan Schubert, made alteration to our building as in the authorized engineering plans at the Wimbledon II Condominiums. He removed the underlayment and insulation. He gained direct access into my unit. Air flows freely between units.Sound Transmission Between Units, Thermal Transmission Between Units and Air/Odor Transmission Between Units are some the building codes that would force the Schuberts to hire an architect or an engineer to bring the building back to current code.The Schuberts have psoriasis. They exude gasses incessantly. The smell is beyond my literary capacity. I've breathed their toxic sulfurs and ammonia excretions for five years now. I can't heat my unit as hot air flows upstairs. For the first three years the Schuberts have heated up my unit to a steady and stenchy 48 degrees.Emilia Schubert, living upstairs, did everything in her power to bully me out of my home. She only seems to leave her unit once or twice a year for a few hours on high holidays. She doesn't seem to work or study. She gives the appearance of being mentally ill.Emilia would stomp at all hours of the day and night. She hurled furniture around. She dislocated my ceiling lights and the blower wheel on my bathroom fan. She would crouch above me to pass airs, following me around the house, etc.The Boulder City Building Code Enforcement Team has no written registration of complaints and no disclosure to residents as to the methods of correction.3 Builders tell me that City Inspectors take bribes on new construction. Moving buildings? Bad Eifes work? Leaky windows? These could all be signs that a City Inspector got wealthy.I first contacted Jon Bergling from the City In October of 2016. He played phone-tag for three weeks until I mentioned that I spoke to Jen from Rental Licensing. Then he did call back and did come for an inspection. He told me that flooring is mere cosmetics - there are no building codes for flooring. He then proceeded to ask the Schuberts to install a new furnace and lay out a single layer of carpets to make it possible to keep the unit at 62 degrees, as per rental licensing requirements...City CouncilI spoke before the Council. They flatly ignored me.That evening they were busy with the request of a developer. The development was unsustainable. A speedy NO vote was in order. But they tried for hours to vote YES. At the sight of angry Boulderites, they went into a cryptic discussion which they hoped the highly educated audience would not understand.Applebaum suggested that they would need new legislation. Burton was brazenly hillbillish. Morzel, who refused to recuse herself and was going to vote NO openly admitted that the developer is a campaign donor. The next year the council passed a law forcing residents to pay for developers' infrastructure expenses. Parking lot expenses may be coming soon.... The city is expected to go into debt due to mismanagement.A Second AttemptBy October 2017 I discovered that Jon Bergling was leading me on. Boulder follows relevant international building codes. I returned.Jen Ross hijacked the case and flagrantly refuses to enforce. She says Sound Transmission Between Units refers to loud parties, call the police. I contacted Meghan Pfanstiel, a BARHA advocate, to speak to the Council again, for no avail.I met with a supervisor, LaDonna Eubanks. She suggested I make an open records request for my building plan. The Pd&s Records Department searched records based on the wrong year (not based on development name) and stated that they found no building plans.Before I could get a response, I received an email from the Assistant to the City Attorney. She made illegal and out-of-jurisdiction threats to prosecute me for "harassment." I knew this was Deprivation of Civil Rights Under Color of Authority. However, I am familiar with this Cease and Desist Scam.Cease and Desist Court ScamsThe Cease and Desist Scam bypasses the checks and balances of the executive branch. Here's how it works:When I first contacted Dan Schubert, back in 2015, requesting that he fix the Building Code Violations, he sent me a warning email, ordering me to cease and desist from harassing him by email.Now, it is the law that one must warn a party before commencing on a civil law suit. Additionally, anyone can electronically filter any email they receive. There are no Colorado Statutes regarding "email harassment." There is no such thing. But a motivated DA can wrestle police deputies into issuing a police ticket. Should they officer refuse, them and their sheriff could both be illegally incarcerated.The police ticket I received listed no charges. But it mentioned a court date. At court the DA offered me a plea deal. I felt that I could get repeatedly charged and perhaps end up a felon. I declined.Judge Moore warned me that she'd be looking at a maximum sentence of six months incarceration. I had no choice but to ask for a jury trial. I knew that at trials judges prevent innocent parties from being heard and can maneuver a jury any way they want.It was at this point that the judge listed the "charges" on the Register of Record of my file. Anyone can get free copies of their Register of Action to follow up on their case. To my astonishment, the "charges" had nothing to do with "email harassment." Instead, I was charged with a standard list of fraudulent misdemeanor charges matching lies and false rumors made up and propagated by the perpetrator. Previously, the Har Hashem Synagogue fired two teachers who had gotten pregnant and the same false rumors and charges were employed.Judge Moore carefully crafted the charges to appear like a mistake: innocent enough to mislead a person into believing they can clear it up with a little effort; serious enough to warrant spending money on an attorney.An attorney would immediately plead guilty to all charges. I would have no way of communicating with the judge, since only an Attorney of Record can impress the Register of Action. My attorney would enjoy three months of expensive litigation. Regardless of whether they get paid out of private or public funds, their fees include the financial incentives Judge Moore would be looking for. Dan Schubert's attorney would contribute as well.Being familiar with the courts, I had already filed several Position Statements with my case. I established myself as a forever-pro-se party; I established a not-guilty pleading; I asked the judge not to introduce other legal entities into my case who would then double up as my attorneys without my knowledge, etc. Judge Moore made several false entries into the Register of Action indicating "an Appearance" but without details for any particular attorney who would be "representing" me.I now filed a Motion to Stay Case for an Appeal. I mentioned that I was in a position to file a Motion for a Mistrial Investigation. I knew enough not to waste money on a filing fee with the Appeals Courts. They are in cahoots and the appeals get denied illegally and without an explanation unless funding comes through attorney fees. Judge Moore failed to notice that no real appeal had been filed. She responded the way judges at the lower court level typically respond to appeal notices: she "scheduled" a hearing with her.If, after filing a Motion for an Appeal, one engages with the lower court in any way, that moots their appeal. Judge Moore jotted the "order" for a hearing on my own pleading - she didn't enter it into the Register of Action. I didn't show up for my "hearing." She was in a position to issue an illegal arrest warrant for failure to show. If a clerk signs it, typically the judge's own clerk, the police usually follow through.Instead of an arrest warrant I got a letter from the DA indicating that my case had been dropped in the "interest of justice." From jail it is incredibly hard to file anything. Indigent inmates get pencil tips and two pieces of paper twice a month. But this was enough to deter Judge Moore and the DA. Dan Schubert's attorney knows me from my divorce. I had made Judge Angela Arkin retire in admission to a bribe scheme in the Triple Paid Guardian Ad Litem Court Scam. The judge is retire and not everyone is paid off, so I'm still married 6 years later....The HOAAttorneys offer a 10% kickback to HOA managers who start litigation. Following a five year Sunshine Report conducted by attorneys, the Colorado Capitol proceeded to "regulate" HOA managers. The newly regulated managers, however, are still allowed to charge the Association undisclosed fees, such as kickbacks from vendors, insurance claims, attorneys, etc.I was a member and an ambassador at the Community Association Institute for years. I followed the Sunshine Report and naively awaited the new HOA manager regulations. I remained on the Board of Directors to keep my hand on the Association's financial pulse until the new legislation passes.When the legislation failed it was just a question of time before the managers approach the board for "collaboration." I decided to confront the issue head on.I let the Directors, headed by Dan Schubert, then president of the HOA, know that there are openings for embezzlement. I urged them to take to self-management. I argued that a licensed HOA manager, a disinterested third party, would have an interest in increasing our expenses for kickbacks. They would entice the Board of Directors with offers of embezzlement. Typically, Board Member don't pay their HOA fees, the HOA pays for their private utility bills, private gardening and renovation projects, etc. Gail Black, who was on the Boulder City Water Board, once presented an $8,000 receipt for tree trimming that she got from the City. The HOA manager reimbursed the money out of HOA funds.Dan Schubert and the Board objected to self-management. Shortly after, they lied about the use of $500. Two insurance claims were suddenly secretly filed that were previously voted against. Someone repeatedly tackled with the electric board, indicating that we were possibly paying electric bills for the board.Our buildings lie on an elevation. During the flood of 2013 the extremities sank, creating fractures in the structure and altering the grading of landscape. We may be wicking water into the building. The Board tampered with the minute orders, garnering membership support.I tried to get Members involved. They all either sold or joined in. I let the Board and Management know that the building had been altered and that I'm unable to heat up my house. I was ignored.A couple of years later Classic Property Management encased our mailboxes where there was previously a beautifully designed open space. Initially the Postal Workers couldn't access the boxes. CPM came back twice more to dismantle what they built. Finally, we could get our mail again.More significantly, CPM installed bright round-the-clock lights above the mailboxes. A new light, a new sprinkler, a new sump-pump - these are all signs that an Association may be paying a new utility bill for its Board. I asked CPM to audit our finances. I mentioned that the Department of Regulative Agencies (staffed with attorneys) is supposed to impose a $1,000 fine if a manager refuses to disclose paperwork. CPM flatly refused. Managers have free access to legal and illegal advice from an Association's attorney. They can typically also enjoy free lunches and other perks from attorney firms. All it takes is a judge who wants to cash in to make CPM above the law. Self-regulation means that attorneys don't have to represent anyone's interest and judges don't have to enforce the law.Bullied out of my HomeIn the fall of 2016 Emilia Schubert had a blondie Schubert come to visit and bless her with butockly endowments in regular intervals. She used air fresheners liberally and discovered that they bothered me.I'm unable to process such chemicals due to spinal misalignment. My tail bone is tilted from the deniable domestic assault of 10/11/13 by my husband, Harlan Leigh Stein. The tailbone drags the lymph system around and it is unable to respond to these harsh chemical.Emilia started spraying around the clock. On colder days Emilia would park outside my window and have her car run for an hour or two.At first I developed a cough. Then I would convulse and throw up upon entering the unit. Then followed weeks of nausea. It became hard to walk outside, as the sulfates in the sprays made it hard for me to bear the sulfur dioxide emissions from cars. I lost my job.One October Sunday at Church I noticed that although my environment was good - I still couldn't breath. My lungs became an inflamed blob - they couldn't contract, they couldn't expand. I had no oxygen. It was hard to walk. It was hard to talk. On coming back from Church I moved into my car. I later moved in with friends and family. I can't quite recover all the way because I don't have a place of my own to recover in. I was forced to move all of my personal effects into storage to protect my home from looters.An Insurance ClaimI used to flash my pipes with hot water on colder nights. With me gone, as predicted, my pipes froze. I let CPM know before even one drop of water spilled. Although our water bill and pipes are shared, CPM illegally refused to send a plumber.They maliciously let the water flow for at least 72 hours to ensure mold before calling the police break into the home. They had my phone number.Two more units were affected by water damage and CPM generated a handsome bill from a restoration company. Next they tried to subrogate damages against my insurance, but I had timely opted out of insurance. Two insurance companies sent me "subrogation bills" on which they can't collect. Multiple attorney firms want me to settle out of court, while admitting that they have no intention of going to court. These subrogation scams are common. In my other HOA, the Twin Lakes Condominiums, Greg Mollenkopf of Mollenkopf Property Management did the same by refusing to replace expired fire sprinkler heads and creating emergencies which he claims expand into other units.Why a Civil Law Suit Won't HelpThe law is predictable. If judges enforced the law no one would litigate. Unpredictability generates revenues. The most common practice is abuse of discretion. An abuse of discretion is the misapplication of one part of the law to another. In my case the judge could, with no more than an allusion, designate the Schuberts as a protected minority. As a protected minority they would be immune from granting me quiet enjoyment of my home.The chief judge and justices would have been paid off before my case was closed, so appeals are useless unless two paying attorneys are involved.Selling at half price isn't an option. Also, since I'm still married I can't sell premarital properties.Stalking and IntimidationStalking started June of 2018. In December 2018 Dan Schubert broke into my home, only to discover I had moved valuables into storage. As I write this I have Dan Schubert and his extended family, Steven Rassmussen and his extended family and Rami and Tamar Boneh and their son stalking me 24/7 in shifts - around 22 cars and 45 people. If I ask the courts for a protection order I'm back in Dan Schubert's attorney's bribe schemes - having to pay his attorney fees and having the stalkers get a protection order against me.

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