Personal Budget Worksheet: Fill & Download for Free

In a personal budget, I often see people forget the irregular items. Things like:Holiday plans (travel, entertainment, etc)BirthdaysKids' clothes (back to school)Saving for Christmas (it's in December every year)Do a monthly budget and you'll get the hang of it in about 90 days. I've written about how to make a budget that works. Maybe it could help you or someone on this site. Includes an excel budget worksheet as well.

A budget spreadsheet for personal budgeting includes various expense and income categories. It should have columns for the expenses, expected amount you hope to spend and the actual spend. On the income section, you can divide it into your income and that of your spouse. You can get a sample budget worksheet here

Spreadsheets are commonly used to perform detailed technical calculations, manage budgets, analyze business performance, document transactions and communicate results to management. Routine tasks include comparing lists, summing up results by account, consolidating data, splitting corporate data into departmental level worksheets, makeing a database, and projecting future performance. All of these tasks can be automated.Any repetitive task is a candidate for automation. If you are good at VBA, anything that you do more than a few times a year can be profitably automated. And if your code can be applied across multiple departments, then you can even get good payback for automating things like the annual departmental budget.If you can dream it, chances are that somebody has automated it somewhere. Examples of projects I have worked on that generated significant value to the users include:Simulate air conditioning system at a mall on busiest shopping day of yearReconcile foreign exchange trading transactions for major brokerMake market-triggered buy/sell decisions for automated day tradingAssemble datasheet package for customized pharmaceutical systemManage weekly updates for technical issues on multi-year multi-million dollar projectGrab lab results from web site and prepare a report showing patient's medical historyEmail budget worksheets to each department, then assemble their responses into annual budget for entire companyReconcile two databases at tax assessors office, flagging any inconsistenciesProduce an online catalog for a used book sellerManage the appointment schedule for a cabinet-level government officialProduce a cutlist for a cabinetmakerDetermine whether a fire station can be closed (budget savings) or must be kept open (response time metrics)Personal budget planning over a 20 year periodTest sports betting strategies against historical dataPurchase order form that pulls vendor info from database and populates accounting codes for each line itemVBA is the programming language with the widest distribution in the world. Every copy of Microsoft Office includes it, so that means 1.2 billion potential users. All the tools that you need to create VBA code are included. You don't need to get permission from anybody to take a stab at solving a problem important to your job. And you can start writing code by using the macro recorder to write the program for you while you manually step through a process. If you dare to try, you will be on an upward career path. And as you get good at it, you will definitely gain management recognition for your accomplishments.