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So you need your own website, but you don’t know where to start? In a website builder, you can create your site, even without IT knowledge. Just select the elements you wish to have on your page and drag them where you want to.What is a WWW Website Builder?Let us start with the basics by first defining the goal of website builders. The goal is simple- to provide you with the tools necessary to help you create your own internet page in an easy and quick way, without having the need to know anything about programming language or any other IT specifics. It is designed to help you make your own site independently; for anyone who has a basic knowledge of using a computer. At the same time, it is designed for professional site builders who can add fragments of code on their own.The goal of website builders? To quickly and easily create a simple web page and make it just as easy to edit.This rule is an advantage of website builders - all the elements visible on the page are visible while editing and all changes done are in real-time. You want to change the colors, text font, layout, but you’re not certain of the end result? Adjust your changes in the editor, preview your changes, and then you can decide if you wish to save the changes made.CMS vs. website builderBefore discussing which is better, let us describe the similarities. CMS (Content Management Systems) and website builders help us publish new information on the site. Both allow, to a certain degree, editing pages for people who don’t have IT knowledge. So where do the differences lie?CMS is a system which supports the functioning of the web page. As the full name suggests, it’s main purpose is to manage page content, but not creating websites, such as web page builders, which are used to create sites from A to Z.The most important differences between CMS and Website builders are:1.The type of WWW pageThe CMS is a good solution for complex and often updated sites, f.e. blogs, info portals, social media, whereas the web builder is a better option for small to medium-sized businesses, freelancers and for portfolio presentations.2. Ease of usageManaging sites with the use of CMS is significantly more difficult than using a web builder. A person without knowledge of HTML or CSS will be able to add a new subpage or publish a new blog entry in CMS, but only just that. To implement more changes, often new plug-ins need to be installed and configured, and even this method has its limitations. In the case of the builder, an average “Internet user” will be able to not only edit, but create their own web page.3. Operating speedChanging content/layouts in web page creators isn’t only easier, but much quicker when compared to the speed of the CMS. More importantly, you do not need to constantly update the site- when changes are implemented in the builder, the site automatically updates.4. Method of page editingIn the case of CMS, changes are made in the administrative panel. Web builders, on the other hand, work on a drag-and-drop method; all changes made are in real time, so there is no need to preview the page before seeing the end result.5.Template editingBoth CMS and web builders offer us the opportunity to build our page, basing it on a template. However, in builders it is far easier to edit the templates to make them look they way we would like them to. By doing this, we can avoid having our websites looking similar to competing pages.6. AppsApps are a vital element of www pages, for they can help us expand the functionality of our sites, f.e: enable online shopping, booking a reservation, or offering coupons. In CMS, external apps need to be installed, while in we builders, apps are an integral part, or have been created by other companies in a way which enables their usage in site creators.Pages created by CMS might not have properly working apps if we do not update them. Apps in site creators are automatically updated when it’s creator’s version is updated.7. Cloud vs. In-server InstallationOnline web creators have cloud servers, where the page’s information is stored; this makes it possible to edit the page on any other device with Internet access, as well as in any place available, as long as you provide your log-in and password.With CMS, this needs to be installed, which could be troublesome for inexperienced users. You also need to decide which host to use, remember to extend its usage period and updating the CMS for your web page. In other cases, this will make your page vulnerable to hacker attacks, and also you will need to update the apps on your page, or else you will have to start your page anew.8. Tech supportCMS systems usually have only user handbooks as a point of help. If technical problems occur, hiring a web developer is a must, which is an additional cost to fix an issue. With web builders, the user can count on higher quality tech support, due to the easiness of most problems, the user is able to solve said problems on their own after receiving just a few tips.9. Susceptibility to hacker attacksPages created in web builders are less vulnerable to hacker attacks than pages created in popular CMS systems, because CMS are an “open source” platform, meaning that anyone can have access to it’s codes- making them more easy to crack.Hackers target CMS websites more often, due to the fact that they can further get access to other computers and to bigger platforms from where they can launch further attacks.Sites operating with CMS are also more difficult to update, so more money has to be spent on this issue, and not many small companies can afford the costs. With www site creators, on the other hand, if the page is not updated, the vulnerability to a hacking attack increases.Find out, what are differences between website builders and WordPress.10. PriceTheoretically, CMS systems are available free of charge, but to create a good-looking and fully operational website requires knowledge of HTML or CSS, as well as it being very time-consuming. This could be an uphill challenge for first-time web page creators.While the cost of creating a web page on a template in a CMS program isn’t costly, almost nothing can be edited in the template, but if we want the page to look professional, we have to pay a web developer or web design companies a large sum of cash.In web builders, a page created by the user can be aesthetically vastly different from its beginning template, and the cost for such extensive editing is much lower than that of using a CMS.WWW page creators are the new generation CMS systems. A properly designed website builder allows its users to create and edit it’s page in a fast, simple and intuitive manner, allowing anyone with basic Internet knowledge to use a web builder.When can I use a web builder, and when must I ask a web developer for help?If you intend on creating a big and elaborate web page that will often require frequent updates- it would be much better to relay the task to a highly experienced web developer.If you run a small business or create minor sites for other small businesses, a web builder will be a much better solution for You. The cost of creating a website will be significantly lower and you will be able to implement changes on your own.You don't want to create a website on your own? Before you choose a web designer, be sure to ask him these 10 relevant questions that will make it easier to verify that you're cooperating with a professional.For what type of business will a website builder be suited best?A www creator is the best option for those who want to run their own web page for their business without paying large amounts of money. It will be best suited for micro, small or medium sized companies, as well as for local businesses and freelancers.WWW page builders are also a great tool for web designers- with ease, they can create pages for their clients, in accordance with the needs of the clients.Examples of businesses, where a website builder would be the best solution:restaurants and cafeshotels and bed & breakfastshair salons and barber shopsbeauticians and cosmetologistsstylists and personal shoppersdoctors, physiotherapists, masseurssenior caretaker agenciescleaning and maintenance servicesconstruction and interior design companiessmall furniture companieshandymen, plumbing, electricianscar mechanicsdriver’s license preparation schoolstransport companieswedding organizersinsurance agents and financial advisorsworkplace safety serviceslaw firmsaccountantspersonal fitness coachesdance and yoga instructorslanguage schools and tutorspreschools and other centers of public educationmusical bandsfuneral parlorsphotographersvisual artists and graphic designershandicraft creatorsjournalists and content writersNon-government organizations (NGOs)and many moreTo sum it all up: website builders are a great choice for nearly any branch of micro, small and medium businesses.What should I look for when choosing a website builder?1. Available templatesLook through the available templates in the site creator of your choice. First ask yourself how You would like your page to look like and if the templates correspond to your needs. Carefully look over all available templates, and most importantly- see what kind of quality are they offering.Take notice of both the aesthetic and functional aspects of the template, as well as the availability of different functions that will be useful for the company that you’re creating the template for. Log into the creator and try to construct the page on the basis of your selected template. It is imperative that you check the results!Take a look, what types of www pages' templates are available at BOWWE website builder.Keep in mind that the template should be designed in such a way that it should invite potential clients so they decide to use your company’s services. Also, look for elements that could be used for gaining new clients: CTA button, online reservation form, a section where clients can post their opinions, or a section for portfolio presentation.The best web creators are those that focus on the benefits in which the site could bring for the company, and not only focused on design.2. Page creation technologyAs the old saying goes: “looks aren’t everything”. The same could be said in the case of page creators. Your web page must be made with the backup of the newest available technology, so it could last for a good number of years. Find out if it operates in accordance with the standards of HTML5 and CSS. A high quality HTML5 code guarantees a long-term stable functionality of the website. In addition, any programmer should not have any problems adding changes on the page, for it will be easier, if you decide to relay your request for editing your www site.Check if adding texts in a different section of the page is possible. If all the elements (pictures and texts) are outside the frame and overlap with other layers, then this means that the page was not created in accordance with basic rules for website building.Site creation in that kind of builder will have many negative outcomes in several areas (f.e. worse section positioning, lesser amount of site visits, which in turn will cause a drop in clients).3. Ease of editing and updatingEvery web builder should allow editing by drag & drop. Drag the elements over the area where you want and drop them there, edit/ delete unneeded sections or parts of sections. If the creator allows you to do these tasks with ease, then the page’s code becomes more advanced, meaning that your page will be placed higher in search engine results.The whole process of creating a web page should be simple and intuitive. It is important to see if the editor has all the sections that you would like your page to have. Check how much time it takes to add the sections, f.e. a change of the logo, publishing a new portfolio implementation or new photographs in your album, as well as adding a new blog entry or modifying address information.4. Template responsivenessYour website will not be opened only on a computer/laptop, but also on mobile devices, and it is important that your page looks good on them as well. A well-functioning creator must allow you to preview your page as it would appear on a mobile device.The best creators not only have the ability to create responsive sites, but also to edit them separately on computers, laptops, mobile phones and tablets. Check if you can open, edit and hide sections of your page on separate devices.Keep in mind that over 50% of all Internet page traffic is accessed through mobile devices, mainly mobile phones. A poorly designed and presented website can dissuade over half of those viewing it, which in turn can result in the same amount of potential client loss.5. Ability to publish a page on your own domainUsually, in a free website creator, your site is published in the builder’s domain (example: http://YourPageName.PageCreatorName.com). Check if the domain allows you to add your desired page title, and above all, how much it will cost you now and in the future (a year’s time).6. Offered hostingFind out what your creator offers you in terms of hosting, f.e: does it offer you the ability to upload your site without annoying pop-up ads? Be sure to look through everything, see if everything is clear, and if you can change your host plan to fit your needs.7. Disc spaceIt is a unit of measurement often highlighted in the creator’s offer, but in most cases this information is irrelevant. Sometimes, this information is a smokescreento conceal other specifics. Hardly any company has over 50MB of data on their www page, and a greater amount of data is a sign of insufficient optimisation.If a web builder offers f.e, an app to publish your portfolio, then this means that the app allows you to publish and you are not using up your page’s space. Unless you plan on adding hundreds of photos, videos and audio files, all your data can easily fit within 50MB.8. Ability to fill up the SEO sectionBefore you decide on a website creator, check if pages created in their domains are highly placed within search results (especially in Google). The best builders cooperate with search engines, providing webmasters with the tools for page optimisation along the lines of SEO.Make sure that you can fill out meta titles and meta descriptions for every subpage as well as including H1 and H2 headings and including ALT attributes on the pictures within your page, adding page mapping and modifying URL addresses regardless of the subpage’s title. Make sure that your page can redirect from defunct subpages to the current ones.9. Number of subpagesBefore sitting down and creating your page, first it is advised that you should plan out how many subpages your site will have and how to lay them out so everything is coherent and if visitors can find all the necessary info on your page. All of this is vital for your site to look convincing and accessible for customers.In free versions of web builders the amount of subpages could be limited. If this does not constitute a problem for you, make sure that the amount of subpages offered in the free version will be sufficient for your needs. Within versions that charge a fee, there is no limit on the number of subpages you can create, so if you plan on having a complex and big website, it is suggested that you subscribe to a paid version.It is advised that you do not duplicate the content of subpages, because this will reduce the conversion rate (a lower percentage of your page’s visitors will become clients).10. Appearance of WWW pages built in the editorShould you decide upon a web creator, it is imperative to look through pages created by the builder and see how they present themselves visually. For reference, you can look through pages created in free versions of web creators by writing in the search engine, f.e: site:.Within free web builders, it can happen that a web page will not look appealing because sometimes the people creating them cease to finish the creation or are unable to add all desired elements. However, if the vast majority of the pages created by using the free web builder do not present themselves in an aesthetically appealing manner or if they look to be unfinished, this is probably an indication that this page generator was not made with the thought of making it usable for the “everyday Internet user”.Due to this reason, several web creators have introduced templates for specific sections of the page. Just select what section you wish to have on your site (ex: Opinions, Portfolio, Products, Photo Gallery, etc.) and the web builder will give you a choice of various styles of the selected section. With one click you can confirm your choice that suits best for your page.11. Sale SupportWhile the aesthetics of your page is an important element, it is not enough to help you realize your business and marketing goals. Make sure to check if the builder contains within its offer the tools necessary for you to obtain new clients. Many builders offer you the possibility to generate your site...and that’s just about it.The best course of action would be to choose a generator and template so as to create a site designed to generate sales - even if it was created for an offline small business.Do not focus only on the visual aspect of your site. A WWW page created for a company should support sales. If the website builder of your choice does not offer this possibility, it would be for the best to look for a different one, one that will help promote your company online.Examples of sale support solutions, which could be included in WWW page generators:Opinions of real clientsPortfolioCoupons/VouchersList of productsOnline reservation formPop-ups12. Quality of serviceYou wish to create a website in the builder of your choice, but not all the details are readily understood? Are you having technical difficulties? Write to the creator’s tech support, and see if they respond adequately. Will they provide answers to all your questions? Will they guide you through solving an issue? All of this is important because if you cannot count on any help from the beginning, you probably will not receive it in the future should you encounter difficulties.13. Client’s opinionsBe sure to check what other clients are saying about different website builders. Look through opinions on internet forums. Also, you can leave a question on ex. Quora or groups on Facebook. By doing this you can find about the experiences of other users and this might help you in deciding upon a web builder. Keep in mind, however, that some comments might have been placed there as a means of promoting and marketing their own services. Another way of confirming opinions is to contact companies that have used a certain web page generator in order to ask them about their experience and level of satisfaction.14. PricingThink about your annual budget when it comes to running and compare them with the prices available in various web builders. Prices can vary greatly between different page creators, even if the services they offer are similar, their templates have a professional appearance and the level of usage is simple and intuitive.Before you decide on a payment plan, sign up for either a trial usage or a free version in different generators in order to compare their ease of creating, editing and publishing sites to see which builder gives the best end result.Some subscription costs are too high on certain creators; you can easily find an alternative one with the same features for a lower price.While analysing the prices of website builders, keep an eye on:For whom is the purchase best suited forSome purchase plans are specifically priced for small businesses, others for online stores, and others are meant for people who create www pages for profit: web designers or interactive agencies.Monthly and annual payment plansCheck which plan works best for you, compare prices and calculate everything precisely. Beware of any hidden additional costs!What is includedOftentimes, the purchase packages have very similar titles ( Basic, Mini, Premium, Business, Advanced, Pro, E-Commerce ), but their respective offers could be very different from one another.Below are examples of features that could be included in a web creator’s purchase package:publishing under your personal domaindesignated transfer limit or no transfer limitpossibility of creating multiple pagesaccess to higher quality templatesinclusion of more subpagesuploading multilingual versions of your siteuseful appssocial media integrationadding contact formsadding chats on the webpageSEO toolsanalytic tool connectivity (f.e. Google Analytics)monitoring website trafficintegration of sales with external toolsimplementing various online payment methodstech support (via email, phone, chat, 24/7)HTTPS protocoldata backupability to include your own HTML codefont indexMake sure to carefully check exactly what is included within certain purchase packages. If you have any doubts - get in contact with the creators of the website builder.15. Company position within the world marketShould any web generator catch your interest, check how long has it been available for use. What exactly is the point of doing that? Because your site will be on the world wide web as long as the creator exists along with it. If you select a website builder that is new, you could be putting yourself at risk due to the fact that this page.Begin your adventure with website builders, create an account on BOWWE and make your own website - for yourself or your client.

Never allow your gas tank to fall below half full.Keep your car well maintained and safe.Keep emergency cash and credit/debit cards ready.Know and practice your escape route.Keep emergency supplies (food, water, extra clothes and shoes, medicine, medical kit), car maintenance tools (flares, pop up reflective cones) in your car.Talk to your family about how you will flee (establish a code word like “peanut butter” to let everyone know it is time to flee without having to explain or argue).Keep extra copies of identification papers ready to go (driver’s licence, birth and marriage certificates, insurance papers etc.) in case your home is destroyed.Here are further tips.PoetslifeChurch Tabletop Exercise Template - Category 4 HurricaneHow to Handle a Huge Hurricane7.05 Hurricane: TACDA ACADEMY – CIVIL DEFENSE BASICSA hurricane is a type of tropical cyclone, the generic term for a low pressure system that generally forms in the tropics. A typical cyclone is accompanied by thunderstorms, and in the Northern Hemisphere, a counterclockwise circulation of winds near the earth’s surface.All Atlantic and Gulf of Mexico coastal areas are subject to hurricanes or tropical storms. Parts of the Southwest United States and the Pacific Coast experience heavy rains and floods each year from hurricanes spawned off Mexico. The Atlantic hurricane season lasts from June to November, with the peak season from mid-August to late October.Hurricanes can cause catastrophic damage to coastlines and several hundred miles inland. Winds can exceed 155 miles per hour. Hurricanes and tropical storms can also spawn tornadoes and micro bursts, create storm surges along the coast, and cause extensive damage from heavy rainfall.Hurricanes are classified into five categories based on their wind speed, central pressure, and damage potential. Category Three and higher hurricanes are considered major hurricanes, though Categories One and Two are still extremely dangerous and warrant your full attention.Saffir-Simpson Hurricane ScaleThe Saffir-Simpson Hurricane Scale is a scale classifying most Western Hemisphere tropical cyclones that exceed the levels of "tropical depression" and "tropical storm" and thereby become hurricanes; the "categories" it divides hurricanes into are distinguished by the intensities of their respective sustained winds. The classifications are intended primarily for use in gauging the likelydamage and flooding a hurricane will cause upon landfall. The Saffir-Simpson Hurricane Scale is used only to describe hurricanes forming in the Atlantic Ocean and northern Pacific Ocean east of the International Date Line. Other areas label their tropical cyclones as "cyclones" and "typhoons", and use their own classification schemes.The scale was developed in 1969 by civil engineer Herbert Saffir and Bob Simpson, at that time the director of the U.S. National Hurricane Center (NHC - National Hurricane Center). The initial scalewas developed by Saffir while on commission from the United Nations to study low-cost housing in hurricane-prone areas. While performing the study, Saffir realized there was no simple scale for describing the likely effects of a hurricane. Knowing the utility of the Richter magnitude scale in describing earthquakes, he devised a scale based on wind speed that showed expected damage to structures. Saffir gave the scale to the NHC, and Simpson added in the effects of storm surge and flooding.The Saffir-Simpson Hurricane Scale is a 1-5 rating based on the hurricane's present intensity. This is used to give an estimate of the potential property damage and flooding expected along the coast from a hurricane landfall. Wind speed is the determining factor in the scale, as storm surge values are highly dependent on the slope of the continental shelf and the shape of the coastline, in the landfall region.The scale does not take into account rainfall or location, which means a Category 2 hurricane that hits a major city will likely do far more damage than a Category 5 hurricane that hits a rural area.Only 3 Category Five Hurricanes have made landfall in the United States since records began:The Labor Day Hurricane of 1935 struck the Florida Keys with a minimum pressure of 892 mb--the lowest pressure ever observed in the United States.Hurricane Camille (1969) struck the Mississippi Gulf Coast causing a 25-foot storm surge, which inundated Pass Christian.Hurricane Andrew (1992) made landfall over southern Miami-Dade County, Florida causing26.5 billion dollars in losses--the costliest hurricane on record.TACDA ACADEMY – CIVIL DEFENSE BASICSSaffir-Simpson Hurricane ScaleScale #(Category)SustainedWinds (MPH)DamageStorm Surge(above normal)174-95Minimal: Damage primarily to unanchored mobile homes, shrubbery, and trees. Some damage to poorly constructed signs. Some coastal road flooding and minor pier damage. 4-5 ft.296-110Moderate: Some roofing material, door, and window damage of buildings. Considerable damage to shrubbery and trees. Considerable damage to mobile homes, poorly constructed signs, and piers. Coastal and low-lying escape routes flood 2-4 hours before arrival of the hurricane center. 6-8 ft.3111-130Extensive: Structural damage to small residences and utility buildings. Damage to shrubbery and large trees blown down. Mobile homes and poorly constructed signs are destroyed. Low-lying escape routes are cut by rising water 3-5 hours before arrival of the center of the hurricane. Flooding near coast destroys smaller structures. Larger structures damaged floating debris. 9-12 ft.4131-155Severe: More roof structure failures on small residences. Shrubs, trees, and all signs are blown down. Complete destruction of mobile homes. Major damage to lower floors of structures near the shore. Terrain lower than 10 ft above sea level may be flooded requiring massive evacuation of residential areas as far inland as 6 miles (10 km). 13-18 ft.5More than 155Extreme: Complete roof failure on many residences and industrial buildings. Small utility buildings blown over or away. All shrubs, trees, and signs blown down. Complete destruction of mobile homes. Major damage to lower floors of all structures located less than 15 ft above sea level and within 500 yards of the shoreline. Massive evacuation of residential areas within 5-10 miles (8-16 km) of shoreline may be required. 18 ft. & greaterTACDA ACADEMY – CIVIL DEFENSE BASICSBefore a HurricaneTo prepare for a hurricane, you should take the following measures:Make plans to secure your property. Permanent storm shutters offer the best protection for windows. A second option is to board up windows with 5/8” marine plywood, cut to fit and ready to install. Tape does not prevent windows from breaking.Install straps or additional clips to securely fasten your roof to the frame structure. This will reduce roof damage.Be sure trees and shrubs around your home are well trimmed.Clear loose and clogged rain gutters and downspouts.Determine how and where to secure your boat.Consider building a safe room.During a HurricaneIf a hurricane is likely in your area, you should:Listen to the radio or TV for information.Secure your home, close storm shutters, and secure outdoor objects or bring them indoors.Turn off utilities if instructed to do so. Otherwise, turn the refrigerator thermostat to its coldest setting and keep its doors closed.Turn off propane tanks. Avoid using the phone, except for serious emergencies.Moor your boat if time permits.Ensure a supply of water for sanitary purposes such as cleaning and flushing toilets. Fill the bathtub and other large containers with water.You should evacuate under the following conditions:If you are directed by local authorities to do so. Be sure to follow their instructions.If you live in a mobile home or temporary structure—such shelters are particularly hazardous during hurricanes no matter how well fastened to the ground.If you live in a high-rise building—hurricane winds are stronger at higher elevations.If you live on the coast, on a floodplain, near a river, or on an inland waterway.If you feel you are in danger.If you are unable to evacuate, go to your safe room. If you do not have one, follow these guidelines:Stay indoors during the hurricane and away from windows and glass doors.Close all interior doors—secure and brace external doors.Keep curtains and blinds closed. Do not be fooled if there is a lull; it could be the eye of the storm - winds will pick up again.Take refuge in a small interior room, closet, or hallway on the lowest level.Lie on the floor under a table or another sturdy object.After a Hurricane:Stay away from damaged areas. Stay away unless your assistance has been specifically requested by police, fire, or relief organizations. Return home only when authorities say it is safe.Listen to a battery-operated radio or television. Listen for the latest emergency information.TACDA ACADEMY – CIVIL DEFENSE BASICSUse the telephone only for emergency calls.Help injured or trapped persons. Remember to help your neighbors who may require special assistance such as infants, the elderly, and people with disabilities. Give first aid where appropriate. Do not move seriously injured persons unless they are in immediate danger of further injury. Call for help.Check for gas leaks. If you smell gas or hear blowing or hissing noise, open a window and quickly leave the building. Turn off the gas at the outside main valve if you can and call the gas company from a neighbor's home. If you turn off the gas for any reason, it must be turned back on by a professional.Look for electrical system damage. If you see sparks or broken or frayed wires, or if you smell hot insulation, turn off the electricity at the main fuse box or circuit breaker. If you have to step in water to get to the fuse box or circuit breaker, call an electrician first for advice.After returning home:The following are guidelines for the period following a flood:Listen for news reports to learn whether the community’s water supply is safe to drink.Avoid floodwaters; water may be contaminated by oil, gasoline, or raw sewage.Water may also be electrically charged from underground or downed power lines.Avoid moving water.Be aware of areas where floodwaters have receded. Roads may have weakened and could collapse under the weight of a car.Stay away from downed power lines, and report them to the power company.Return home only when authorities indicate it is safe.Stay out of any building if it is surrounded by floodwaters.Use extreme caution when entering buildings; there may be hidden damage, particularly in foundations.Service damaged septic tanks, cesspools, pits, and leaching systems as soon as possible.Damaged sewage systems are serious health hazards.Clean and disinfect everything that got wet. Mud left from floodwater can contain sewage and chemicals.

How to Start a BusinessStarting a business involves a whole lot of moving pieces, some more exciting than others. Brainstorming business names? Fun! Filing taxes? ... Not so fun. The trick to successfully getting your business off the ground is to meticulously plan and organize your materials, prioritize properly, and stay on top of the status and performance of each and every one of these moving parts.From registering with the government to getting the word out about your business to making key financial decisions, here’s an overview of what you'll need to do to start a successful business.At its core, a business plan helps you prove to yourself and others whether or not your business idea is worth pursuing. It's the best way to take a step back, look at your idea holistically, and solve for issues years down the road before you start getting into the weeds.This post covers tips for writing a business plan, followed by an outline of what to include and business plan examples. Let's start with some basic, overarching tips before we dive in to the details. Grab yourfree business plan template here and apply the practices below.Narrow down what makes you different.Before you start whipping up a business plan, think carefully about what makes your business unique first. If you're planning to start a new athletic clothing business, for example, then you'll need to differentiate yourself from the numerous other athletic clothing brands out there.What makes yours stand out from the others? Are you planning to make clothing for specific sports or athletic activities, like yoga or hiking or tennis? Do you use environmentally friendly material? Does a certain percentage of your proceeds go to charity? Does your brand promote positive body image?Remember: You're not just selling your product or service -- you're selling a combination of product, value, and brand experience. Think through these big questions and outline them before you dive in to the nitty-gritty of your business plan research.Keep it shortBusiness plans are more short and concise nowadays than they used to be. While it might be tempting to include all the results of your market research, flesh out every single product you plan to sell, and outline exactly what your website will look like, that's actually not helpful in the format of a business plan.Know these details and keep them elsewhere, but exclude everything but the meat and potatoes from the business plan itself. Your business plan shouldn't just be a quick(ish) read -- it should be easy to skim, too.You can (and should) change it as you goKeep in mind that your business plan is a living, breathing document. That means you can update your business plan as things change. For example, you might want to update it a year or two down the road if you're about to apply for a new round of funding.Here are the key elements in a business plan template , what goes into each of them, and a sample business plan section at each step in the process.Business Plan TemplateStep 1. Executive SummaryThe purpose of the executive summary is to give readers a high-level view of the company and the market before delving in to the details. (Pro Tip: Sometimes it's helpful to write the executive summary after you've put together the rest of the plan so you can draw out the key takeaways more easily.)The executive summary should be about a page long, and should cover (in 1–2 paragraphs each):Example of an "Overview" section of the Executive Summary (fromBplans ):Jolly's Java and Bakery (JJB) is a start-up coffee and bakery retail establishment located in southwest Washington. JJB expects to catch the interest of a regular loyal customer base with its broad variety of coffee and pastry products. The company plans to build a strong market position in the town, due to the partners' industry experience and mild competitive climate in the area.JJB aims to offer its products at a competitive price to meet the demand of the middle-to higher-income local market area residents and tourists.Step 2. Company DescriptionNext, you'll have your company description. Here's where you have the chance to give a summary of what your company does, your mission statement, business structure and business owner details, location details, the marketplace needs that your business is trying to meet, and how your products or services actually meet those needs.Example of a "Company Summary" section (from Bplans ):NALB Creative Center is a startup, to go into business in the summer of this year. We will offer a large variety of art and craft supplies, focusing on those items that are currently unavailable on this island. The Internet will continue to be a competitor, as artists use websites to buy familiar products. We will stock products that artists don't necessarily have experience with. We will maintain our price comparisons to include those available online.We will offer classes in the use of new materials and techniques.We will build an Artist's Oasis tour program. We will book local Bed and Breakfasts; provide maps and guides for appropriate plein-air sites; rent easels and materials; sell paint and other supplies and ship completed work to the clients when dry.We will expand the store into an art center including: A fine art gallery, offering original art at, or near, wholesale prices; Musical instruments/studio space; Classrooms for art/music lessons; Art/Music books; Live music/coffee bar; Do-it-Yourself crafts such as specialty T-Shirts, signs, cards, ceramics for the tourist trade.Step 3. Market AnalysisOne of the first questions to ask yourself when you're testing your business idea is whether it has a place in the market. The market will ultimately dictate how successful your business will be. What's your target market, and why would they be interested in buying from you?Get specific here. For example, if you're selling bedding, you can't just include everyone who sleeps in a bed in your target market. You need to target a smaller group of customers first, like teenagers from middle-income families.From there, you might answer questions like: How many teenagers from middle-income families are currently in your country? What bedding do they typically need? Is the market growing or stagnant?Include both an analysis of research that others have done, as well as primary research that you've collected yourself -- whether by customer surveys, interviews, or other methods.This is also where you'll include a competitive analysis. In our example, we'd be answering the question: how many other bedding companies already have a share of the market, and who are they?Outline the strengths and weaknesses of your potential competitors, as well as strategies that will give you a competitive advantage.Example of a "Market Analysis" summary section (from Bplans ):Green Investments has identified two distinct groups of target customers. These two groups of customers are distinguished by their household wealth. They have been grouped as customers with <$1 million and >$1 million in household wealth. The main characteristic that makes both of these groups so attractive is their desire to make a difference in the world by making investment decisions that take into account environmental factors.The financial services industry has many different niches. Some advisors provide general investment services. Others will only offer one type of investments, maybe just mutual funds or might concentrate on bonds. Other service providers will concentrate on a specific niche like technology or socially responsible companies.Market SegmentationGreen Investments has segmented the target market into two distinct groups. The groups can be differentiated by their difference in household wealth, households of <$1 million and >$1 million.Step 4. Products and/or ServicesHere's where you can go into detail about what you're selling and how it benefits your customers. If you aren't able to articulate how you'll help your customers, then your business idea may not be a good one.Start by describing the problem you're solving. Then, go into how you plan to solve it and where your product or service fits into the mix. Finally, talk about the competitive landscape: What other companies are providing solutions to this particular problem, and what sets your solution apart from theirs?Example of a "Products and Services" section (from Bplans ):AMT provides both computer products and services to make them useful to small business. We are especially focused on providing network systems and services to small and medium business. The systems include both PC-based LAN systems and minicomputer server-based systems. Our services include design and installation of network systems, training, and support.Product and Service DescriptionIn personal computers, we support three main lines:1. The Super Home is our smallest and least expensive line, initially positioned by its manufacturer as a home computer. We use it mainly as a cheap workstation for small business installations. Its specifications include ...[additional specifics omitted]2. The Power User is our main up-scale line. It is our most important system for high-end home and small business main workstations, because of .... Its key strengths are .... Its specifications include ....[additional specifics omitted]3. The Business Special is an intermediate system, used to fill the gap in the positioning. Its specifications include ... [additional specifics omitted]In peripherals, accessories and other hardware, we carry a complete line of necessary items from cables to forms to mousepads ... [additional specifics omitted]In service and support, we offer a range of walk-in or depot service, maintenance contracts and on-site guarantees. We have not had much success selling service contracts. Our networking capabilities ...[additional specifics omitted]Competitive ComparisonThe only way we can hope to differentiate well is to define the vision of the company to be an information technology ally to our clients. We will not be able to compete in any effective way with the chains using boxes or products as appliances. We need to offer a real alliance.The benefits we sell include many intangibles: confidence, reliability, knowing that somebody will be there to answer questions and help at the important times.These are complex products, products that require serious knowledge and experience to use, and our competitors sell only the products themselves.Unfortunately, we cannot sell the products at a higher price just because we offer services; the market has shown that it will not support that concept. We have to also sell the service and charge for it separately.Step 5. Operations & ManagementUse this section to outline your business' unique organization and management structure (keeping in mind that you may change it later). Who will be responsible for what? How will tasks and responsibilities be assigned to each person or each team?Includes brief bios of each team member and highlight any relevant experience and education to help make the case for why they're the right person for the job. If you haven't hired people for the planned roles yet, that's OK -- just make sure you identify those gaps and explain what the people in those roles will be responsible for.Example of an "Personnel Plan" section of the Operations & Management section (from Bplans ):The labor force for DIY Wash N' Fix will be small. It will consist of a part-time general manager to handle inter-business relationships and corporate responsibilities. In addition, DIY Wash N' Fix will employ three certified mechanics/managers; their duties will consist of the day-to-day operation of the firm. These duties fall into two categories: managerial and operational. Managerial tasks include: scheduling, inventory control and basic bookkeeping. Safety, regulatory issues, customer service and repair advice are the operational tasks they will be responsible for.Additionally, customer service clerks will be hired to perform the most basic tasks: customer service and custodial. DIY Wash N' Fix will have a single general manager to coordinate all outside business activities and partnerships. The business relationships would include accounting services, legal counsel, vendors and suppliers, maintenance providers, banking services, advertising and marketing services, and investment services. Laurie Snyder will fill this general management position. She will be receiving an MBA from the University of Notre Dame in May 2001.The daily management of the business will be left to the lead mechanic. Even though DIY Wash N' Fix is not a full service repair shop it can be expected that some customers will attempt repairs they are not familiar with and need advice. Therefore, we intend to hire three fully certified mechanics. The mechanics will not be authorized to perform any work on a customer's car, but they will be able to take a look at the car to evaluate the problem. To reduce our liability for repairs done incorrectly we feel only professional mechanics should give advice to customers. The primary function of the mechanics will be customer service and managerial responsibilities.Step 6. Marketing & Sales PlanThis is where you can plan out your comprehensive marketing and sales strategies that'll cover how you actually plan to sell your product. Before you work on your marketing and sales plan, you'll need to have your market analysis completely fleshed out, and choose your target buyer personas, i.e., your ideal customers. (Learn how to create buyer personas here .)On the marketing side, you'll want to cover answers to questions like: How do you plan to penetrate the market? How will you grow your business? Which channels will you focus on for distribution? How will you communicate with your customers?On the sales side, you'll need to cover answers to questions like: what's your sales strategy? What will your sales team look like, and how do you plan to grow it over time?How many sales calls will you need to make to make a sale? What's the average price per sale? Speaking of average price per sale, here's where you can go into your pricing strategy.Example of a "Marketing Plan" section (from Bplans ):The Skate Zone plans to be the first amateur inline hockey facility in Miami, Florida. Due to the overwhelming growth of inline hockey throughout the United States, the company's promotional plans are open to various media and a range of marketing communications. The following is a list of those available presently.Public relations. Press releases are issued to both technical trade journals and major business publications such as USAHockey Inline, INLINE the skate magazine, PowerPlay, and others.Tournaments. The Skate Zone will represent its services at championship tournaments that are held annually across the United States.Print advertising and article publishing. The company's print advertising program includes advertisements in The Yellow Pages, Miami Express News, The Skate Zone Mailing, school flyers, and inline hockey trade magazines.Internet. The Skate Zone currently has a website and has received several inquiries from it. Plans are underway to upgrade it to a more professional and effective site. In the future, this is expected to be one of the company's primary marketing channels.Step 7. Financial PlanFinally, outline your financial model in detail, including your start-up cost, financial projections, and a funding request if you're pitching to investors.Your start-up cost refers to the resources you'll need to get your business started -- and an estimate of how much each of those resources will cost. Are you leasing an office space? Do you need a computer? A phone? List out these needs and how much they'll cost, and be honest and conservative in your estimates. The last thing you want to do is run out of money.Once you've outlined your costs, you'll need to justify them by detailing your financial projections. This is especially important if you're looking for funding for your business (which you’ll learn more about below). Make sure your financial model is 100% accurate for the best chance of convincing investors and loan sources to support your business.The following table is the projected Profit and Loss statement for Markam. (fromBplans ):Image source: BplansStep 8. AppendixFinally, consider closing out your business plan with an appendix. The appendix is optional, but it's a helpful place to include your resume and the resume(s) of your co-founder(s), as well as any permits, leases, and other legal information you want to include.Making Your Business LegalOnce the business plan is in place, you get to move on to the even less romantic part -- the paperwork and legal activities. This includes things like determining the legal structure of your business, nailing down your business name, registering with the government, and -- depending on your business structure and industry -- getting a tax code, a business license, and/or a seller’s permit.Furthermore, businesses are regulated on the federal, the state, and sometimes even local level. It’s important to check what’s required on all three of those levels. When you register your business with the government, be sure you’re covering registration on all the levels required for your business’ location. Your business won’t be a legal entity without checking these boxes, so stay on top of it.Below, you’ll find a brief explanation of what goes into each one of these steps, along with links to helpful resources where you can dig in to the details. (Note: These steps are for starting a business in the U.S. only.)Determining the Legal Structure of Your BusinessThe 4 most common business structures1. Sole proprietorship2. Partnership3. Limited liability company (LLC)Example: A small design firm.4. CorporationThe corporation does not get a tax deduction when it distributes dividends to shareholders. Shareholders cannot deduct any loss of the corporation, but they are also not responsible directly for taxes on their earnings – just on the dividends they give to shareholders.S corporations, on the other hand have only one level of taxation. Learn more about the difference between "C corporations" and "S corporations" here , and find IRS tax forms here .Choosing & Registering Your Business NameEstablishing a business name is a little more complicated than making a list and picking your favorite. If you’re using a name other than your personal name, then you need to register it with your state government so they know you’re doing business with a name other than your given name.Before you register, you need to make sure the name you want is available in your state. Business names are registered on a state-by-state basis, so it’s possible that a company in another state could have the same name as yours.This is only concerning if there’s a trademark on the name. Do a Trademark search of your desired name to avoid expensive issues down the road.For new corporations and LLCs: Your business name is automatically registered with your state when you register your business -- so you don’t have to go through a separate process. There are rules for naming a corporation and LLC, which you can read about here .For sole proprietorships, partnerships, and existing corporations and LLCs (if you want to do business with a name other than their registered name), you’ll need to register what’s called a “Doing Business As” (DBA) name. You can do so either by going to your county clerk office or with your state government, depending which state you’re in. Learn how to do that here .Want to trademark your business name? A trademark protects words, names, symbols, and logos that distinguish goods and services. Filing for a trademark costs less than $300, and you can learn how to do ithere .What is it and do you need one?The seller’s permit allows you to collect sales tax from buyers. You’ll then pay that sales tax to the state each quarter by putting the sales tax permit number on the state’s tax payment form.You can register for a seller's permit through your state's Board of Equalization, Sales Tax Commission, or Franchise Tax Board. To help you find the appropriate offices, find your state on this IRS website .Small Business TaxBusiness owners are obligated to pay specific federal taxes, and the amount of those taxes is determined by the form of business entity that you establish. All businesses except for partnerships need to file an annual income tax return. Partnerships file what’s called an information return .Any business that’s owned and operated in the United States needs an Employer Identification Number (EIN), which you can apply for on the IRS’ website here . Once you’re registered, it’s time to figure out which taxes you’ll be responsible for. Here are the three types:Marketing, Sales, and Services TipsHow to get customers and keep them happyOnce you’ve registered your new business with the government and gotten the legal paperwork squared away, how do you go about, you know ... acquiring customers?Before you can receive any significant funding for your business (which we'll talk about in the next section), you need to start building an online presence and marketing your business, as well as getting a sales process together and beginning to sell your product or service.Turns out that generating demand and earning customers needs to come before you can viably ask for funding from an external source. And once you start generating customers, you’ll need to retain them – which is where customer service comes in. Learn more about customer service here .Customer Code: Creating a Company Customers Love from HubSpotMarketing Your Small BusinessA new company needs to start drumming up interest for its product or service even before it’s ready to ship. But there are a million different platforms and avenues you can use to drive awareness … so where on earth do you start?Narrow down your target customerIt all comes down to your target customer. You won't be able to position what you're selling to meet customers' needs without knowing who they are. One of the very first questions you need to ask yourself is: Who wants what I’m selling? Who would find it useful? Who would love it?Then, you need to dig in to who that person is or those people are, and what kind of messaging would resonate with them. That includes their backgrounds, interests, goals, and challenges, in addition to how old they are, what they do every day, which social platforms they use, and so on.Creating very specific buyer personas can dramatically improve your business results.Read this step-by-step guide on how to create buyer personas , which includes buyer persona templates you can customize yourself. Once you’ve picked a buyer persona or two, print them out, tack them onto your wall, and think about their interests and needs before making every business decision.Develop a brand identityIn addition to researching your target customer, when you’re first starting a business, you’ll need to build the foundation for a strong brand identity. Your brand identity is about your values, how you communicate concepts, and which emotions you want your customers to feel when they interact with your business. Having a consistent brand identity to promote your business will make you look more professional and help you attract new customers.Build your online presenceWith your target customer and your brand identity under your belt, you can begin building the core marketing elements of your small business, which includes your website, your blog, your email tool, your conversion tool, and your social media accounts. To dive deeper into these topics, read our beginner’s guide to small business marketing here .Generate and nurture leadsOnce you've started building an online presence and creating awareness for your business, you need to generate the leads that will close into customers. Lead generation is the process of attracting and converting strangers and prospects into leads, and if you build a successful lead generation engine, you'll be able to keep your funnel full of sales prospects while you sleep.What does a successful lead generation process look like? Learn more about lead generation here , and click the button below to try HubSpot's free marketing tools , our free lead generation tool that lets you track your website visitors and leads in a single contact database.Free Marketing Tools & ResourcesHere are some helpful resources to help you spread awareness, build your online presence, and get the leads you need for free.Selling Your Products or ServicesSet up your sales infrastructure.By taking the time to set up your sales process from the get-go, you’ll avoid painful headaches that come with lost data down the line. Start with a CRM, which is a central database where you can keep track of all your clients and prospective clients in one place. There are loads of options out there, and you’ll want to evaluate the CRMs that cater to small businesses . (Excel doesn’t count!)Identify your sales goals.Don’t get intimidated by sales lingo such as KPIs and ROI. All this means is that you need to figure out what you need coming into your business to make ends meet and grow: how much revenue do you need, and how many products do you need to sell to hit that target?Hire a sales repWhen you’re starting your business, it’s tempting to do everything yourself, including taking on sales. However, making that first sales hire is crucial to scaling – you need someone dedicated to understanding your buyer and selling to them full-time. When looking for that first sales hire, seniority should be less of a priority than how much sales experience they have on the front lines and whether they understand your business’s target buyer.Get more out of your sales activities.Efficiency is key. Put together a sales process, such as this helpful 7-step sales process framework , which works regardless of your business size. You'll also want to automate sales tasks (such as data entry), or set up notifications when a prospective customer takes an action. That way, you spend less time poring through records and calling the wrong prospects and more on strategy and actual selling.Free Sales Tools & ResourcesHere are some helpful templates tools to help you build an efficient sales engine, reach prospects, and close customers for free.Enroll in HubSpot Academy to learn everything you need to know about digital marketing and sales. Train your whole team for free! Sign Up For FreeKeeping Your Customers HappyGetting net new customers in the door is important, but retaining them is just as important. You can’t ignore customers once you’ve closed them – you have to take care of them, give them stellar customer service, and nurture them to become fans of (and even evangelists for) your business.While inbound marketing and sales are both critical to your funnel, the funnel doesn’t end there: The reality is that the amount of time and effort that you spend perfecting your strategy in those areas will amount to very little if you’re unable to retain happy customers.This means that building a model for customer success should be central to your organization. Think for a second about all the different ways reviews, social media, and online aggregators spread information about your products.They’re all quick and effective, for better or for worse. While your marketing and sales playbooks are within your control and yours to perfect, a large chunk of your prospects are evaluating your company based on the content and materials that other people are circulating about your brand.Here are some tips for how to keep your customers happy and stand out as a stellar business:React quicklyPeople expect fast resolution times (some faster than others depending on the channel), so it’s essential to be nimble and efficiently keep up with requests so that you’re consistently providing excellent service to avoid losing trust with your customers.Pay attention to the volume of your company mentions on different channels. Identify where your customers spend the most time and are asking the most questions, and then meet them there, whether it’s on a social network, on Yelp, or somewhere else.Keep track of touchpoints with individual customers.Interactions with your customers are best informed by context. Keep track of all the touchpoints you’ve had with individual customers because having a view into their experience with your company will pay dividends in the long run.How long have they been a customer? What was their experience in the sales process? How many purchases have they made? Have they given positive/critical feedback about your support experience or products? Knowing the answers to these questions will give you a more complete picture when you respond to inquiries and will help you have more productive conversations with customers.Create feedback loops.From the moment you have your first customer, you should be actively seeking out insights from them. As your business grows, this will become harder -- but remember that your customer-facing employees are a valuable source of information because they are most in tune with your buyers and potential buyers.Create a FAQ page for your website.Give customers the tools to help themselves, and scale this program as you grow. When you’re starting out, this might take the form of a simple FAQ page. Over time, as your customer base grows, turn your website into a resource for your customers and enable them to self-service – such as evolving that FAQ page into a knowledge base or library that answers common questions and/or gives customers instructions.From the day you start building your business until the point where you can make a consistent profit, you need to finance your operation and growth with start-up capital. Some founders can finance their business entirely on their own dime or through friends and family, which is called “bootstrapping.”This obviously gives the business owners a ton of flexibility for running the business, although it means taking on a larger financial risk -- and when family’s involved, can lead to awkward holiday dinner conversations if things go wrong.Many founders need external start-up capital to get their business off the ground. If that sounds like you, keep on reading to learn about the most common kinds of external capital you can raise.Seed FinancingIf you’re looking for a relatively small amount of money, say, the investigation of a market opportunity or the development of the initial version of a product or service, then Seed financing might be for you.There are many different kinds of seed financing, but the one you’ve probably heard of most is called Seed-round financing. In this case, someone will invest in your company in exchange for preferred stock. If your company gets sold or liquidated, then investors who hold preferred stock often have the right to get their investment back -- and, in most cases, an additional return, called “preferred dividends” or “liquidation preferences” -- before holders of common stock are paid.AcceleratorAccelerators are highly competitive programs that typically involve applying and then competing against other startups in a public pitch event or demo day. In addition to winning funding and seed capital, winners of these programs are also rewarded with mentorship and educational programs.Although accelerators were originally mostly tech companies and centered around Silicon Valley, you can now find them all over the country and in all different industries. If this sounds like something you’d be interested in, here’s a list of the top accelerators in the United States to get you started.Small Business LoanIf you have a really rock-solid plan for how you’ll spend the money in place, then you might be able to convince a bank, a lender, a community development organization, or a micro-lending institution to grant you a loan.There are many different types of loans, including loans with the bank, real estate loans, equipment loans, and more. To successfully get one, you’re going to need to articulate exactly how you’ll spend every single penny -- so make sure you have a solid business plan in place before you apply. You can learn more about Small Business Administration’s loan programs here .CrowdfundingYou might ask yourself, what about companies that get funding through platforms like Kickstarter and Indiegogo? That’s called crowdfunding, which is a newer way of funding a business.More importantly, it typically doesn’t entail giving partial ownership of the business away. Instead, it’s a way of getting funding not from potential co-owners, but from potential fans and customers who want to support the business idea, but not necessarily own it.What you give donors in exchange is entirely up to you -- and typically, people will come away with early access to a product, or a special version of a product, or a meet-and-greet with the founders.Learn more about crowdfunding here .Venture Capital FinancingOnly a very small percentage of businesses are either fit for venture capital or have access to it. All the other methods described earlier are available to the vast majority of new businesses.If you’re looking for a significant amount of money to start your company and can prove you can quickly grow its value, then venture capital financing is probably the right move for you.Venture capital financing usually means one or more venture capital firms make large investments in your company in exchange for preferred stock of the company -- but, in addition to getting that preferred return like they would in series seed financing, venture capital investors also usually get governance rights, like a seat on the Board of Directors or approval rights on certain transactions.VC financing typically occurs when a company can demonstrate a significant business opportunity to quickly grow the value of the company but requires significant capital to do so.A business plan is a living document that maps out the details of your business. It covers what your business will sell, how it will be structured, what the market looks like, how you plan to sell your product or service, what funding you'll need, what your financial projections are, and which permits, leases, and other documentation will be required.