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PDF Editor FAQ

What shouldn't be criticized until it's actually experienced?

Living paycheck to paycheck.Do you ever hear those people say stuff like “if you invest $10 a month, you’ll be a millionaire in no time” or “you shouldn’t buy the $20 jeans, buy the $40 instead, they’ll last much longer” to people living paycheck to paycheck?There are two kinds of people who hear that kind of stuff:Those who think “Yeah, that makes sense”Those who realise that not everyone has a single penny to spare at the end of the month.I guess for most of us, it’s just really hard to understand. “Just make more money, or buy less”, right? But if you’re in a situation where your income only barely covers your rent and bills, it just doesn’t add up.What shouldn’t be criticized until it’s actually experienced?

I'm 17 years old and just got my first paycheck of $2500. What's the wisest thing to do?

Take a picture of it. Assuming you're paid twice a month, you'll receive close to a thousand paychecks during your lifetime, but you'll only receive your first paycheck only once. It'll be fun to look at decades from now. I still have a whopping $82 paycheck stub I received when I was 17 (sorry for the poor image quality but it is quite old, as am I).As for the $2,500, I'd set aside or invest most of it, buy yourself something nice that you've been wanting for a long time (but don't go overboard), give your parents a token amount (or take the whole family out for a nice dinner) to say thank you for all they've done for you, give your siblings $20 to go buy something, then go and get your next paycheck!When I was a little older than you, $2,000 was my life savings. Times have changed.

What are some problems only poor people would understand?

Living from paycheck to paycheck and having your hours cut.Today was payday. My check was 240, I had 275 in the bank after pay hit. Three hours later, I checked again and there's 65 in the bank. The phone bill had posted. There's 7 days till my next paycheck.I went to look in the fridge and there's a gallon of milk, some biscuits, leftover beans and assorted condiments, three dozen eggs and a single slice of cheese. It's a week till payday.My diabetic son comes in and says “what's for breakfast?” I pull out the half box of cereal, pour it into a bowl and put milk on it, then hand it to him. HE has to eat. I drink a glass of water and go back to my room.Later, I make some biscuits and eat one, with honey. It's all I'm going to eat all day. It's going to be a long week.Im scheduled to work every day this week but a snowstorm has hit so, I'm out a days pay. Tomorrow morning, I'll dig out the car and head to the food Bank. I pray they have food we can use.I have 1/2 tank of gas. 30 will fill it for the week. I pray no other bills hit before payday.

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