Sabbatical Promissory Note: Fill & Download for Free

Selected interview questionsCandidate: 00101.What do you mean by off balance sheet items?02.What do you mean by letter of credits?03.What is the difference between Repo rate and Reverse repo rate?04.When a customer wants to avail loan from the bank for the purchase of machinery, the banker demands margin money and what do you mean by margin money and why it is required ?05.What do you mean by green shoe option and red herring prospectus?06.What do you mean by current assets in the case of balance sheet of any firm?07.What do you mean by insolvency?08.In the case of a bank becoming insolvent, what is the insurance amount paid by DICGC to the depositors?09.What do you mean by IFSC code and MICR code?10.What do you mean by garnishee order and income tax attachment order?Candidate: 00201.What do you mean by the different income tax slab rates as at presentWhat is called as negotiability?02.Which are non negotiable instruments which are handled in banks?03.What do you mean by allonge?04.What is known as pink revolution, grey revolution, red revolution and silver revolution?05.What is known as gross block and net block?06.What is known as demat accounts and demat accounts are opened with whom in our country?07.What do you mean by sundry debtors in the case of the balance sheet of any firm?08.What is known as NIFTY and how it is calculated?09.What do you mean by below par, at par and above par?10.What is known as reverse mortgage scheme and who is eligible to avail such loan?Candidate: 00301.What are the different kinds of loan facilities provided by a bank to their customers?02.What do you mean by retail lending?03.What do you mean by term loan ?04.What do you mean by depositories and in our country how many depositories are available?05.What is the difference between call money, notice money and term money?06.What is known as TOD?07.What is known as nomination?08.What do you mean by limitation period?09.Which do you call as liquid assets?10.What are the different kinds of risks which face today?Candidate: 00401.What is the difference between a cheque and demand draft?02.What are the different parties to a cheque?03.Mention three negotiable instruments which are in use at banks?04.What do you mean by EEFC account?05.What is known as monetary policy?06.What is known as safe custody service?07.What is the relationship between the banker and customer in the case of safe custody service?08.What do you know by MUDRA scheme?09.What do you know by MSME and what are the services provided by MSME to new entrepreneurs?10.Which is the largest bank in the country and what is the criteria by which the size of the bank is decided?Candidate: 00501.What do you mean by public sector bank and which are public sector banks in our country?02.Who is known as Non Resident Indian and as per which act?03.What is the difference between FERA and FEMA?04.What do you mean operation risk faced by any bank?05.What do you mean by priority sector advances?06.What do you know by DRI advance?07.What do you know by RUPAY/08.Who is the best central bank governor as at present in the world?09.Who is the CEO of SBI, ICICI Bank?10.Name six women chief ministers of the countryCandidate: 006:01.What do you know by inoperative account and unclaimed deposits?02.What do you know by PURA and who is responsible for implementing the above strategy?03.What are the salient features of MGNREGA?04.What do you know by LPG and who has presented the guidelines regarding LPG in the country?05.Which is the first new generation bank to get licence to conduct banking in the country?06.Which is the first new generation bank to open a bank branch in the country?07.Which bank was opened recently in our country?08.What are the salient features of small bank and payment bank?09.Which individual who is connected with cricket was awarded with BHARAT RATHNA award in the country?10.What is the difference between general reserve and capital reserve?Candidate: 007:01.What do you know by financial year and banks are closing their books of accounts on which day at the end of financial year?02.What is known as concurrent audit conducted by banks in the country?03.Which are financial intermediaries in the country?04.What are the different kinds of loans provided as direct agriculture advances?05.What are the different kinds of loans provided as indirect agriculture advances?06.What is the difference between CRR and SLR?07.What do you mean by base rate?08.How can you differentiate Repo rate, Marginal standing facility and Bank rate?09.What are the different kinds of treasury bills and who issues treasury bills in the country?10.What is the difference between debit card and credit card?Candidate: 008:01.What do you mean by plastic money and plastic currency?02.What do you mean by PIN and PAN?03.Explain NEFT and RTGS?04.What are the salient features of RTGS?05.What do you mean by real time and gross settlement ?06.What do you mean by CTS and in what way CTS code helps fraudulent encashment of cheques through collection?07.What are the kinds agriculture loans provided to individual farmers?08.What is meant by TDS?09.What are the salient features of partnership deed?10.What are the different retail lending schemes provided by banks as at present?Candidate: 009:01.What do you mean by EMI?02.What is known as teaser rate?03.What is known as consortium finance?04.What is known as marginal standing facility?05.What do you know by Nostro, Vostro and Loro?06.How a minor can open a deposit account?07.What is the difference between order cheque and bearer cheque?08.Explain the salient features of Bharath Nirman scheme?09.What are the different kinds of loan facilities to exporters?10.What do you know by preshipment finance and postshipment finance?Candidate: 010:01.What do you know by devaluation of currency ?02.What are the salient features of drip irrigation and springler irrigation?03.What do you know by green revolution?04.What is the purpose of bank nationalization?05.Which banks are having their headquarters at Kolkatta?06.Which banks are having their headquarters at New Delhi?07.What do you know by horizontal merger?08.Provide examples of horizontal merger in the case of nationalized banks and recent horizontal merger in the case of private sector bank?09.What do you know by arbitrage?10.Who is known as arbitrator and in the case of banking sector how he is understood?Candidate: 011:01.Who was the first governor of RBI?02.Who was the first governor of RBI by an Indian national?03.Who was the predecessor to the present governor?04.What do you know by selective credit control measures?05.What is meant by dear money policy?06.What is meant by Initial Public Offer?07.What is the difference between mortgage and hypothecation?08.What are the salient features of trust?09.In case of forged currency note presented to the bank, what is the duty of the banker?10.What is the definition for NPA in the case of term loan and working capital?Candidate: 012:01.What are the different kinds of export credit facilities available to a customer from the bank?02.What is the difference between commercial bank and development bank?03.Explain about three development banks in the country and their functions?04.What is the difference between consortium banking and syndication of credit?05.What are the various parties in respect of bills of exchange?06.What are the functions of NABARD?07.What do you mean by IE code and from whom it is obtained and for what purpose?08.In the case of housing loan what is the relationship between customer and banker?09.What are the differences between primary market and secondary market?10.What is the difference between equity capital and preference capital?Candidate: 013:01.What do you know by ASBA?02.What is the difference between NIFTY and SENSEX?03.What do you know by float and outstanding capital?04.What do you mean by market capitalization and EPS?05.What is meant by narrow bank, universal bank and Islamic bank?06.What do you know by assurfinance and bankassurance?07.What types of investments are eligible for getting IT rebate?08.What are the salient features of Recurring deposit scheme?09.What is the difference between FCNR and RFC accounts?10.What are the salient features of EEFC account?Candidate: 014:01.What do you mean by break even point?02.What do you know by pay in slip and withdrawal slip?03.What is the difference between collateral security and prime security?04.What is meant by money laundering and what are the steps taken by RBI in order to counter money laundering in banks?05.What do you mean by special crossing and general crossing?06.When a cheque is presented for payment, what are the features to be examined in the cheque before making payment?07.Who is a holder and holder in due course in the case of cheque?08.What is known as mutual fund?09.Who is called as appraiser?10.Whether gold coins can be accepted while granting gold loans and what are the conditions while granting loans against gold coins?Candidate: 015:01.What do you know by bullion?02.What is the difference between safe custody of articles and safe deposit locker?03.What do you know by executor and administrator?04.What do you know by balance sheet and profit and loss account?05.What do you know by BOT?06.What do you know by DRT?07.What is the difference between black money and illegal money?08.What do you mean by gross domestic product and gross national product?09.What do you know by gold monetization scheme and gold deposit scheme?10.In what way, the increase or decrease in REPO rate affects the money supply in the country?Candidate: 016:01.What do you mean by SWIFT?02.What is understood by SARFAESI act?03.What is known as insider trading?04.Where is the headquarters of OTCEI and in what way OTCEI differs from the functions sof SENSEX and NIFTY?05.What is known as PDI?06.What do you mean by gilt edged securities and why they are called as gilt edged securities?07.What is known as cheque bouncing and what are the reasons by which cheques are returned by the banker?08.What is the difference between natural guardian and guardian?09.What is known as material alteration ? Site some examples for material alteration10.What do you mean by ways and means advances?Candidate: 017:01.What do you know by intangible assets and site some examples for intangible assets?02.What are the different kinds of debentures issued by a company?03.What is the difference between off balance sheet items and on balance sheet items?04.What do you know by authorized capital, issued capital, subscribed capital and paid up capital?05.What are the functions of DICGC?06.What are the functions of ECGC?07.What is the difference between executor and administrator?08.What do you mean by NAV?09.Mention the relationship between the customer and banker in the case of deposit account, loan account, housing loan account, vehicle loan account , loan against fixed deposit and loan against insurance policy?10.Which picture has been printed in the currency notes of value – Rs. 500; Rs. 20 and Rs. 10?Candidate: 018:01.What is known as break even point?02.Explain IFSC code and its importance?03.Explain MICR code and its importance?04.What do you mean by Imperial Bank?05.What do you mean by authorized persons?06.Which are called as financial intermediaries and what are their functions?07.Explain the first and second stage of nationalization of banks in the country?08.How RRBs are sponsored and how many RRBs are functioning in Tamilnadu?09.What is the difference between pay in slip, withdrawal slip and a cheque?10.What is known as POS?Candidate: 019:01.What do you mean by asset liability management and its importance?02.What do you mean by factoring and forfeiting?03.Holidays in banks are declared according to which act?04.Explain call money, notice money and term money05.What are the salient features of PMIEGP?06.What do you know by payment bank, small bank and correspondent bank?07.What is known as gross block and net block?08.What are the recovery steps taken by a bank for the purpose of recovering non performing asset?09.What are the different kinds of NPA and why it is so called?10.Explain the salient features of MGNREGA?Candidate: 020:01.What are the salient features of SARFAESI act?02.Explain CAMELS03.What are the different kinds of guarantees?04.In the case of financial guarantee, who is called as the principal debtor, surety and beneficiary?05.Explain letter of credit and the parties involved in the case of letter of credit06.What are the documents requiring for opening NRI account?07.What is known as soft bank?08.What is known as tatkal banking?09.What are the various forms of retail lending schemes available in any commercial bank?10.Explain non life insurance companies owned by GOI in the countryCandidate: 020:01.What are the principles of insurance?02.What do you mean by subrogation in the case of insurance?03.What is known as sundry creditors and sundry debtors when it comes to the balance sheet of any firm?04.What do you know by BITCOIN?05.What is known as balance of payment and balance of trade?06.Differentiate demand deposits and term deposits07.Explain savings bank account08.What is the procedure to be followed by the bank while opening an account in the name of blind person?09.What is known as subsidy and how subsidy is disbursed to the borrower by the bank?10.Explain the different kinds of parties involved in the case of any cheque?Candidate: 021:01.What is the difference between simple interest and compound interest?02.What are the salient features of PMJDY scheme?03.What do you know by service tax and what is the rate at present?04.Explain the standard deduction limits permitted for the public under three categories when it comes to income tax calculations?05.What do you know by reconstitution of any partnership firm?06.When a partnership firm is dissolved?07.What do you know by working hours and business hours for any bank?08.What is the difference between NEFT and RTGS in regard to payment of money?09.What is the procedure to be followed by any customer, when he is approaching banking ombudsman while addressing a complaint?10.What do you know by CIBIL?Candidate: 022:01.Explain deferred payment guarantee issued by any bank?02.What is known as sabbatical leave?03.Explain a business loan, personal loan and SSI loan04.What do you know by bill of lading?05.What do you know by promissory note?06.What do you know by NBFC?07.What is known indigenous bank?08.In what way payment bank differs from small bank?09.What is the procedure in regard to payment of an order cheque when it is presented in the counter for payment?10.Explain the important document which is required at the time of opening NR account and what are the important features to be noted in such document?