You Can Make Your Dollars Go Further By: Fill & Download for Free

Travel is the only thing you can buy that makes you richer! Is there a reason why you have chosen a cruise? Would not a Backpacking adventure be more fun?? You will get more 'bang for your buck' meaning your dollar will go further.If you are looking for a beach break or something super releasing to get away and experience another culture at the same time: See this post- you will save a lot of money and probably not spend 2 salaries...The 10 Best Beach Vacations on a budget

Great question!Now, I’m going to let you in on a little secret that will put you MILES ahead of your contemporaries.Ready?Here it is…At 22, your BIGGEST asset is not your money, it’s your energy and naivety.At 22, you’re young and full of hopes and aspirations.Life has yet to kick the crap out of you and leave you pissed off and jaded.And NOW is the time to capitalize on this.I recently met billionaire Jesse Itzler (author of Living with a SEAL and founder of Marquis Jet.He told me something rather insightful.Your 20’s are for taking massive risks and trying new things. Your 30’s are for perfecting your craft and becoming the best at what you do. Your 40’s are for coasting… So be patient.I wasted most of my early 20’s and, despite building a 7-figure business by my 30th birthday and achieving 90% of my biggest goals, I could be a lot further ahead if I’d read and applied some of the advice I’m about to share with you.So get ready to take some notes and TAKE MASSIVE action.Class is in session.1. Invest in Self EducationThe first and most important investment you can make in yourself is in your self education.When I use this term, I am referring to educating yourself about yourself.Unfortunately, our schools don’t teach us how to understand our personality, the psychological tendencies driving our lives, or the subconscious scripts that determine what we do.So you need to learn about these things and learn about them ASAP.Read books on self help, personal development, and peak performance.Go to seminars if you can afford it (if not, then volunteer).Listen to podcasts with people you admire.Bookmark a dozen blogs from famous individuals living a life that you want and devour every word they share.Figure out how to optimize YOURSELF and learn how your brain works so that you can get yourself to do the things you want to do.Everyone reading this has the potential to be happy, make millions, and live the dream… But to achieve these goals, you must first commit to self mastery.And the journey to self mastery starts with self education.2. Invest in a CoachAt 22 years old, a coach is one of the most valuable (and high ticket) investments that you can make.Despite what you’ve been lead to believe, a life coach isn’t someone who just tells you what to do with your life.Rather, they are an individual who (hopefully) has a wealth of experience in identifying and eradicating limiting beliefs.If you can work with a high performance coach who will help you stamp out your negative beliefs and mindsets so that you are acting and achieving at the highest possible level, the rest of your life will be 10x easier.A good coach will help you make the right decisions, get more out of yourself, and figure out how you can maximize your natural strengths and abilities to generate the best results long term3. Invest in Long Term World TravelYou will NEVER regret taking 1–5 years to travel the world and experience all this marvelous planet has to offer.If you don’t have money, then volunteer your way around the world with WorkAway or Helpx. Or, start freelancing and earn $1,000 a month writing copy or designing websites. (that’s more than enough to live comfortably in developing countries).Travelling the world will challenge you in every imaginable way. It will kick you out of your comfort zone and teach you more about life than any book, guru, or seminar ever could.My BIGGEST regret in my 20’s was not taking the opportunity to travel and see the world.The time is now.So just do it.4. Invest Your Energy Into Learning 3–4 Highly Marketable SkillsIn your 20’s you want to identify 3–4 high marketable skills that you have a natural interest in.For example, if you’re a good writer, you could learn sales copy, advertising, and content creation.If you’re good with people, learn about negotiation and sales.If you have a mind for numbers, then pick up coding, finance, or crypto.Find 3–4 things that you enjoy doing and then invest every spare second of your day into MASTERING those skills.Have you ever wondered how many wealthy people can make millions, go broke, and then earn it all back within a year?It’s because their true asset isn’t their business… It’s their knowledge.If you know how to help someone else make more money or increase the quality of their customer experience… You will never have to worry about employment ever again.Even if you work a job right now doing something you love, spend your free time learning and mastering marketable skills and your life will change because of it.5. Invest in YOURSELF and Save Serious Relationships for LaterThis isn’t a point you will want to hear but I’m going to say it anyways.Your 20’s are NOT the time to get into serious relationships.You don’t know yourself. Your finances are probably in the crapper. And your future is completely uncertain.The last thing you want to do is try to figure yourself out while trying to figure out someone else too.Stay away from serious relationships in your early 20’s and work on yourself.Date around, sure. Become a social powerhouse and learn the ins and outs of seduction and attraction.But don’t commit just yet.You aren’t ready… Trust me6. Invest in Your Health and EnergyNothing is more valuable than your health.In your 20’s you should do your best to build your dream body and become ridiculously healthy.Spend your money on healthy foods and supplements.Train with free weights 5x a week (even if you’re a woman). Sprint once or twice a week.Do whatever you need to do to become the healthiest, sexiest, strongest version of yourself possible and you will thank yourself in your 30’s.7. Invest in Your NetworkYour network determines your net worth.It sounds cheesy, but it’s true.In your 20’s you should invest every dollar you can afford into masterminds, meetups, and VIP seminars so that you can meet and connect with powerful and successful individuals.Build a network of successful peers and (as harsh as this may sound) cut out or limit contact with low status friends.The people you spend your time with are either pushing you to succeed or pulling you backwards.If someone isn’t a positive influence (whether they’re already successful or not) then exise them from your life and move on.Period.Hope this helps.Get ready for one of the most magical and transformative decades of your life.Stay Grounded,AndrewWant to learn more about my mission and keep the conversation going?Then click here to check out my Quora profile, get access to my BEST content, and learn how you can get direct access to me and my hand-picked team of coaches.

A2ABuild your credit score ASAP: And you can do this by getting a credit card! This score affects almost every aspect of your life in the states. Even if you want to live credit-free, your credit score will dictate everything from the place you rent, or the car you buy/rent, to getting a loan! It is the factor used to determine your financial behavior and credibility. The length of your credit history (how long you’ve had credit cards for) strongly affects your credit score. So get one as soon as you land in the states! For international students, Discover has amazing credit cards and is pretty easy to get. After some time in the states, when you’ve been with a reputable bank for long enough, they will/can offer you their credit cards too.Get some form of ID: Carrying your passport around the town is just too risky! Get a US ID asap by applying for a state ID (very straightforward) or a driver’s license.The cheap used furniture from yard sales, etc might be way costlier than its worth! Bed bug infestations are a real problem. And once you get them, getting rid of them is a huge pain in the arse! And costly! So buy used furniture only from sellers that you trust. It is just safer to buy cheap furniture from IKEA.Look out for sales: If you are a non-funded student, you might find it a bit tough to shop around here cause of the dollar-rupee conversion. Worry not, most good stores have sales (January, July mainly) and you should use that time to buy some good-quality sturdy stuff. Black Friday (November) is an awesome time to buy electronics for cheap.Buy your utensils from India: In my 3+ years here, I’ve brought multiple pots and pans here but nothing matches the tough and sturdy Kadhais and pressure-cooker that we get in India (Hawkins, etc). Every time I go to India, I bring back a bigger size of kadhai!Get some fun spices from India to make your food fun: Now hear me out, you will get all essential spices in the USA to make your dosa or tikka masala. But there are some things that you just won’t find here! Maggi magic masala and Peri Peri spice mix are my favorite and I get loads of it back from my India trip. They can make anything fun!For certain things, dollar tree is more than good enough!: Almost in every state, you will find some variant of the Dollar stores where everything costs a dollar (plus tax). It’s just way cheaper to buy items from there that are not too quality-sensitive! Like hair clips, cloth hangars, etc.Rent apartment on short term lease initially and use the Indian students Association resources: Every fall semester, I get contacted by a lot of students who are in India and moving to SLC for my university. It’s way tougher finding good accommodation from India compared to finding it once you’re here. So try to go for the shorter leases initially (1month, 3month,6month, etc). Also, most universities will have their Indian students associations that help new students ease into the place. Don’t hesitate to contact them and get their help.That’s all that I can think of right now. Will update further if I think of something else.Best,xoxo