Direct Deposit Authorization Form Employee Name: Social Security #: - -: Fill & Download for Free

Your concern to safeguard your personal information is understandable due to how widespread credit fraud that is resulting from personnel records and other forms of sensitive data being breached by hackers.Officially, the primary purpose of the Social Security Card is to demonstrate that you have been assigned a valid Social Security Number (SSN) which is to be used to deduct taxes required by law from the wages you earn from your job.However, a prospective employers may request your Social Security Card to help determine if your are authorized to work. Even you provide valid identification which establishes your US Citizenship such as a US Passport, and therefore authorize to work, an employer may still request to your Social Security Card to perform a background check (keep reading on).In recent years, the Social Administration have made various security enhancements to the Social Security Card itself to combat counterfeiting and fraud. This includes standardizing the formatting of the first, middle and last name of the individual (technically known as the numberholder), printing the issue date (like a birth certificate, a Social Security card does not technically expire), limiting the number of times a Social Security card may be replaced to nine times (not counting updating the numberholder's information such as a legal name change due to marriage) and increasingly adding security measures as to how the cards are processed, printed, and mailed to the numberholder, the person assigned the SSN.(Here's a tip: Never laminate any government issued document such as a birth certificate, Social Security Card etc. as that is considered altering and/or tampering with the document and thus nullifies it because it can no longer be authenticated tactility by examining the paper, print and seal contained within the document.)Older Version of the Social Security Card that were prepared at local field offices of the Social Security Administration and issued to the numberholder in person.Current Social Card issued from a secured centralize printing site and mailed directly to the numberholder once eligibility is verified.However, employers may also alternatively use E-verify to also determine your eligibility to work in the US. The Social Security Administration may verify an employee's SSN after hiring if the firm is registered to perform such a verification. If the Social Security Administration receives earnings reports from an employer that do not match the information associated with an SSN on file, a letter will be issued notifying the employer of this issue. The Internal Revenue Service may do this as well. But such notifications are informational only to insure accurate accounting and withholding of taxes and do not threaten any adverse legal action to the employer or the worker. For example, a worker reports his or her nickname, married name, etc which is not the employee's legal name as it appeared on their US birth certificate. This is because the vast majority of natural born citizens are enumerated at the time of birth based on the information that the local county has received from parent(s) at the hospital and forwarded to the state, which then shares the information with the Social Security Administration to assign an SSN to the new born child which the parent(s) may use for tax and insurance purposes. However if an employer finds that the information and document(s) that the worker provided are fraudulent, these are grounds to immediately terminate employment.A prospective employers may also need your SSN to perform various background checks depending upon the sensitive nature of the position you are applying for such as a security guard working at a bank, a driver of an armored vehicle picking up cash deposit, or an accountant processing payroll. This may involve verifying your employment history via such firms as The Work Number, your credit history through the major credit bureaus and your academic credentials by contacting the schools that you attended.

According to the law,Legally private information includes date of birth, Social Security Number, medical conditions, and specific physical and mental disabilities. Your height, build, race, color of hair, age, home address, kind of car you drive, exercise classes you take are not private. (1)Based on HR standards, sensitive employee information that must be kept confidential by HR is: (4)Personal (social security number, address, date of birth, marital status)Hiring (job application, resume, interview notes, employment history, employment assessments, background checks, reference checks, I-9 forms)New-hire paperwork (offer letters, employment contracts, handbook and policy acknowledgements)Performance (performance reviews, performance documentation, documented recognition, warnings and disciplinary notices, job descriptions, documented job changes/promotions)Compensation and benefits (salary or hourly pay rates, merit increases and bonuses, other forms of pay, pay changes, benefits information)Payroll (time cards/sheets, work schedules, pay stubs, direct deposit forms, authorization for deducting or withholding pay, tax forms, status change forms)Termination (termination or layoff records, resignation letter, unemployment insurance claims)Attendance (dates and reasons for absence, time off, and leaves)3. When answering this question: ”How can I stop my employer from putting my name and picture online?”. Rita M. Risser Chai, the founder of Fair Measures and an attorney in California for 20 years and now an attorney in Hawaii said “Traditionally, your name, photo and even your home address are not considered private……” (2)4. It is probably not even an invasion of privacy to disclose an employee’s birthday although you should not give out your birthday to others. In a Massachusetts case from 1995, a federal judge ruled that disclosing an employee’s age on a birthday card was not illegal, reasoning that “age is not such an intimate or personal fact that it can be the basis of a privacy claim.” Galdauckas v. Interstate Hotel Corp.,901 F. Supp. 454 (D. Mass. 1995) (3)5. There are court cases that say neither home address nor telephone numbers are “private” except some special cases. (5)6. Based on the Personal Information Protection and Electronic Documents Act (PIPA), collection, use, or disclosure of personal information should normally be done only with an employee's knowledge and consent. (6)Back to the question. Are employees required to give out their real name when requested by a customer or can they keep it confidential?Based on what I have found, strictly speaking, an employee’s name does not belong to the sensitive confidential personal information. When requested by a customer, an employee should give out their real name since their this asking is not against the law.Honestly speaking, I am not sure whether the employee is “required” to give out their name. By my understanding, if they don’t want, it is also not against the law and they should not be forced to do so. It is not an obligation although it is an honest behavior in customer service.I would tell them my real name if asked. Why not?Thanks for reading.Sources:Can my employer publish personal information about me?How can I stop my employer from putting my name and picture online?Are birthdays private information?What HR Needs to Keep ConfidentialCan we distribute employee home addresses and phone numbers to all staff?Privacy in the WorkplaceWhen can employers share workers' personal information?

I will summaried for you important areas about each topic for you.A bank account is an account created specially for you where your money is kept safe. There are many types of bank accounts. Some accounts are checking: Some checking accounts require you to maintain a certain amount or else you will have to pay a monthly amount to keep the account open while other checking accounts dont require you to maintain any balance.Bank savings accounts are similar to checking accounts. They also must maintain a minimum daily balance while others don't. Savings accounts are designed for saving money instead of spending and some savings accounts even have the potential of earning some interest to your savings but it is not a lot.Both checking and savings accounts provide checks which you can use to pay a bill or send money to somebody, they can even be used to pay rent. If you have only certain amount of money left in either one of those accounts and you make a purchase for a greater amount then you will be charged what is called an overdraft fee. An overdraft fee happens when you buy something of greater value than the amount that is in your account.There are many befefits for having a bank account which are: you can take your job paycheck for your bank to cash or deposit into your account and that way, you dont have to pay check cashing fee at places for cash checking places or you could have your paycheck directly deposited into your account on your payday and the money would be available right away. The way to do direct deposit is by filling out the direct deposit form and guving it to your job's payroll department.You can also pay your bills online or make a money tranfer to somebody online by having either a savings or banking account. You also have the benefict of autopay or autobill in which you set up one time your payment for a bill and then the system will automatically pay that bill for you every month without you worrying about it.Banks also have what is called a bank CD or a fixed deposit account. This accounts can make your money grow but in order for it to work; you must deposit large amounts and the money must be there at least one year. Most banks require a minimum deposit of 1000$ but to really see some grow you would need to deposit 10,000. You cannot touch any of that money during the agreed period of time or else you will be charged a penalty fee.Banks have business accounts;these are special accounts with many features designed for people who own a businesses like a convinience store, a telephone store, a shoe store, a restaurant.Banks have corporate accounts; these accounts are designed for large companies and come with many features to help the company manage their finances and the payroll of their employees.The process to open a bank account for most banks is that you must show an official personal identification card and proof of address along with other requirements like social security number or the pan card or the Iquama for some countries.Now you want to know about the debit/credit systems:A credit card is a card issued to you by some creditor, usually this creditor would a bank or some financial institution. The credit card comes loaded with funds that are not yours but you were approved to use and you must pay back those funds eventually. You are free to use some or all of the funds in that card anyway you want. However, you must pay back by monthly payments until you pay everything back or by paying the whole amount at once. There are many consequences for not paying a credit card balnce which becomes a debt.Debit: Debit cards are cards connected to your personal bank account so the money that your spending is yours. These cards work by swaping it into the card payment processor machine at the stores and entering the unique pin number connected to the card.The differences between a debit and credit card is that the money on a credit card is not yours but you have been authorized to use it with the promise of paying the money back. On the other hand, a debit card is a card that holds your money. Usually you would have to sign your name everytime you use your credit card and you have to enter your pin code everytime you use your debit card. Both cards are good to buy things online or in person at the stores. You can also withdraw money from an ATM machine by using any of those cards.Now the PayPal system. PayPal is an online payment system used to buy things online, send or receive money. Merchants can also use paypal to receive payments from their customers. Paypal works by connecting your debit card number or bank account number through it and that account number will be verified. PayPal is secured and one of the oldest payments systems online. PayPal is international but some countries do not support PayPal.