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What are common questions they ask in IBPS interviews?

The following are some questions asked during the course of one mock interview conducted by one training institute at Chennai1) Repo rate, Current Reporate.2) Bank rate, MSF (Repo rate are rates at which commercial bank takes loan from rbi against the securities kept with RBI and marginal standing facility was released in May 2011. The main purpose was to eliminate the volatality of the overnight money market. The rates are usually 1% higher than repo.)3) Base rate4) What are the Demand Deposits and Time deposits ?(Demand deposits and term deposits differ in terms of accessibility or liquidity, and in the amount of interest that can be earned on the deposited funds. Demand deposits and term deposits refer to two different types of deposit accounts available at a bank or similar financial institution, such as a credit union.)(Time Deposit - a deposit in a bank account that cannot be withdrawn before a set date or for which notice of withdrawal is required.)5) When a minor, aged 8 comes to bank with his grandmother, will you open an account inthe name of minor ?6) Hen’s hatching Period ?7) Name the agriculture development Bank, who will provide thte subsidy to farmers for agriculture development ?8) Different types of loans for Agriculture ?9) What are the two Schemes introduced by Narendra Modi related to Banking ? Expalin10) KYC norms ? (Know your customer (KYC) is the process of a business verifying theidentity of its clients. The term is also used to refer to the bank regulation which governs these activities.)11) Which document is mandatory for the customer to deposit around ` 1 crore ?12) Balance Sheet - Details13) Will you work in rural areas ?14) What is the purpose of Commercial Banks & Development Banks ? Name two each?15) What is the minimum and maximum period of Fixed Deposit ?16) Procedures to Deposit Money17) What is the NOSTRO account ?18) What is the meaning of Negotiable ?19) What are the Non-Negotiable instruments ?20) What is special crossing? (Often cheques are crossed with two parallel transverse lines and in between the two parallel lines the words “a/c payee "or “a/c payee only "are written. - This means that the proceeds of the cheque are to be credited to the account of the payee only. - This type of crossing is also called “restrictive crossing”)21) What you willdo when the cheque is crossed by two banks ?22) Can NABARD give loans to Farmers ?23) What is the expansion of UAV ?24) What are the deposits available in Bank ?25) What is PMJDY Scheme ?Pradhan Mantri Jan Dhan Yojana (PMJDY) is a nationwide scheme launched by Indian government in August 2014. In this scheme financial inclusion of every individual who does not have a bank account is to be achieved.The scheme will ensure financial access to everyone who was not able to get benefits of many other finance related government schemes. These financial services include Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension which will be made available to all the citizens in easy and affordable mode.26) What are the insurance in PMJDY scheme ? (Life Cover under Pradhan Mantri Jan Dhan Yojana)27) What is Your Strength & Weakness ?28) What is the facility (Irrigation) introduced by M.S.Swaminathan29) About Hobbies30) What is Bank Assurance ?31) Name some Health Insurance Companies ?32) What are the functions of an Bank ?33) Can order cheque be converted into bearer cheque ?34) Name the General Insurance Companies ?35) Validity of a cheque ?36) Meaning of Your Name ?37) About Native Place & Its specials38) Is Interview Necessary ?39) D/B Simple Interest & Compound Interest40) Parties of Cheque?41) Present RBI Governor ?42) First RBI Governor?43) First Indian RBI Governor ?44) R/B Banker & Customer, mentioned in which ACT ?45) Security features in ATM room ?46) If a customer (VIP) deposits a Counterfeit notes, what will you do ?Counterfeit money is imitation currency produced without the legal sanction of the state or government. Producing or using counterfeit money is a form of fraud or forgery. Counter feiting is almost as old as money itself47) Who received Bharat Ratna Award recently ?48) What is the name of signature behind the cheque?49) Value of IT rabate.50) CAMELS abbreviations ?(Capital, Asset Quality, Management, Earnings, Liquidity, and Sensitivity (creditworthiness assessment system)51) IFSC code used for ?52) Banking Ombudsman ?(The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered by banks. The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from 1995.)53) Who is the Present President of India ?54) Whos is the Present Finance Minister ?55) Tamilnadu CM Jayalalitha case heared in ? (Bangalore, Karnataka)56) Whom confirm Jayalalith case verdict ?57) Whom release Jayalalitha verdict case ?58) Which loans are provided to a person to manufacture the product ? e.g., Water bottle59) Letter of Credit means ? (a letter issued by a bank to another bank (especially one in a different country) to serve as a guarantee for payments made to a specified person under specified conditions.)60) Bank Guarantees means? (A guarantee from a lending institution ensuring that the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank will cover it.)61) Situation Question : When you are working as a PO in Public sector bank, And near of your branch, So many Private and Public sector banks are there. And How will you attract the people towards your bank?62) Non performing assets ? (A Non-performing asset (NPA) is defined as a credit facility in respect of which the interest and/or installment of principal has remained 'past due' for a specified period of time. In simple terms, an asset is tagged as non performing when it ceases to generate income for the lender.)63) Chennai Flood Related Questons64) Who are all scored Double century in ODI cricket?65) What is Recent record in Cricket ?66) Difference between FCNR & RFC ?67) What is your part during Chennai floods ?68) What is the meaning of your name ?69) Situation Question : What will you do if your husband gets foreign opportunity, You will quit the job. So, why should we select you?70) Chairman of SBI71) Situation Question : Suppose if you are an Assistant Manager, only you and clerk are in the bank. A person comes and deposits a huge amount, then two robbers comes and threatens you with knife to give them money. What will you do?72) Para Banking ? (Banks can undertake certain eligible financial services or para-banking activities either departmentally or by setting up subsidiaries. Banks may form a subsidiary company for undertaking the types of businesses which a banking company is otherwise permitted to undertake, with prior approval of Reserve Bank of India.)73) Retail Banking ? (Retail banking also known as Consumer Banking is the provision of services by a bank to individual consumers, rather than to companies, corporations or other banks. Services offered include savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards)74) What are the documents you should have when you drive a 2-wheeler?75) RC book is issued by which authority ?76) Services of ATM77) Which bank cancelled withdrawal receipt issue recently ?78) Who is Chennai Mayor ?79) Three principles of Insurance ?80) What you have to check, if you buy a land ?81) Life & Non-Life Insurance ?82) Hobbies : What are the novels have read ?83) Questions related to Cooking ?84) Positive & Negative points about urself ?85) Who issued EC certificate which is related to housing ?86) Off-sheet Balance items87) I opend an account in a bank & name my wife as a nominee, should we tell that she is the nominee person for the account opened by her spouse?88) What is the Sundry debtors ?89) Where is your spouse working ?90) Did you help him in his work ?91) Auto loans proof ?92) What is Pay slip ?93) What is withdrawal slip ?94) If you want to transfer your account from UP to Tamil Nadu, what are the documents yourequire?95) What is DRA ? (The Developmental Reading Assessment (DRA) is a standardized reading test used to determine a student's instructional level in reading. The DRA is administered individually to students by teachers and/or reading specialists.96) Chief of three Defence Forces?97) Recently our Prime Minister, visited unexpectedly to which country ? Was the motive good or not ?98) Priority sector advances (Priority sector refers to those sectors of the economy which may not get timely and adequate credit in the absence of this special dispensation. Typically, these are small value loans to farmers for agriculture and allied activities, micro and smallenterprises, poor people for housing, students for education and other low income groups and weaker sections.)99) No of states, recently included states ?100) Chief Minister of Telangana ?101) Types of debentures102) How many payment banks are there ?103) Who is M.S.Subulakshmi104) What is correspondent bank ?105) What is soft bank ?106) Tell about your family107) How to identify counterfeit notes ?108) What is depreciation in Balance Sheet ?109) Women Chief Ministers of India110) What are the subsidy for Housing for all schemes ? Why only women are eligible?111) Tell me five famous womens of India112) Situation Question : When a person from Rural Area has got a loan and he is not giving back and you are given the responsibility to collect it from him. What you’ll do?113) What is hard copy ?114) How you’ll arrange mirror imaged icons in PC screen ?115) Balance Sheet Items - Assets & Liabilities116) Working Capital ratio117) Current ratio118) Max loan granted by payment banks - No loanHow do payment banks earn ? - Through RemittancesWhat are remittancesNo of Payment Banks119) Does required to be verified from the cust who wants to avail Housing loan ?120) About Tatkal Banking121) Explain in Tamil, any 2 functions of a bank122) NSE & BSE - No of listed companies - Name some PSU’s listed ?123) Name few PSB’s esablished in foreign countries.124) What are the Documents required for a Proprietor firm, Partnership firm of public ltd company ?125) What is Revenue Reseve & Capital Reserve126) About DICGC : (Deposit Insurance and Credit Guarantee Corporation ( DICGC) is a subsidiary of Reserve Bank of India. It was established on 15 July 1978 under Deposit Insurance and Credit Guarantee Corporation Act, 1961 for the purpose of providinginsurance of deposits and guaranteeing of credit facilities. DICGC insures all bank deposits, such as saving, fixed, current, recurring deposits for up to the limit of Rs. 100,000 of each deposits in a bank)127) About ECGC (The ECGC Limited is a company wholly owned by the Government of India based in Mumbai, Maharashtra. It provides export credit insurance support to Indianexporters and is controlled by the Ministry of Commerce.)128) What is SDR ? (The Special Drawing Right (SDR) is an international reserve asset, created by the IMF in 1969 to supplement the existing official reserves of member countries. The SDR is neither a currency, nor a claim on the IMF. Rather, it is a potential claim on the freely usable currencies of IMF members.)129) What is MSF ? (Marginal Standing Facility (MSF) is a new scheme announced by the Reserve Bank of India (RBI) in its Monetary Policy (2011-12) and refers to the penal rate at which banks can borrow money from the central bank over and above what is available to them through the LAF window)130) About Hobbies (Mentioned No Hobbies in BIO-DATA, suggested to mention at least one hobby)131) CGTMSE(The main objective is that the lender should give importance to project viability and secure the credit facility purely on the primary security of the assets financed. The other objective is that the lender availing guarantee facility should endeavor to give composite credit to the borrowers so that the borrowers obtain both term loan and working capital facilities from a single agency. The Credit Guarantee scheme (CGS) seeks to reassure the lender that, in the event of a MSE unit, which availed collateral free credit facilities, fails to discharge its liabilities to the lender, the Guarantee Trust would make good the loss incurred by the lender up to 75 / 80/ 85 per cent of the credit facility.)132) Horizontal merger (Horizontal merger is a business consolidation that occurs between firms who operate in the same space, often as competitors offering the same good or service)133) Communication System (from my PG subject)134) Banking Hierarchy135) About Natural Guardian(A child's parent. In divorce situations, the parent with custody is considered the natural guardian. The opposite of a natural guardian is an appointed guardian or legal guardian, who must be authorized by a court or a will to care for and make decisions on behalf of a minor child. Of particular concern are financial and medical decisions; since minor childrengenerally do not have legal authority to make such decisions, their natural or legal guardian must authorize them.)136) Technical questions related to My Subject- Types of Circuits- Open circuit & closed circuit- About three phaces (RYB)- About Earthing137) Situation Question :If you are a Assistant Manager in a Bank, your superior person told you to grant loan for a person who he knows, But the documents submitted by the person is not valid, what you will do at that time ?138) Sheep loan139) Tax Deducted at source for Deposits140) Tripatriate Free Trade Agreement141) Management142) Active Voice / Passive Voice143) Current Ratio - Current Assets / Current Liabilities144) Tangible / Intangible assets(Tangible assets include both fixed assets, such as machinery, buildings and land, and current assets, such as inventory. The opposite of a tangible asset is an intangible asset. Nonphysical assets, such as patents, trademarks, copyrights, goodwill and brand recognition, are all examples of intangible assets.)145) Current / Non Current Assets(A noncurrent asset is an asset that is not likely to turn to unrestricted cash within one year of the balance sheet date. (This assumes that the company has an operating cycle of less than one year.) A noncurrent asset is also referred to as a long-term asset.)146) SBI Registred Office147) SBI Established Date148) Head Quarters of few Banks149) Difference between normal cheque and CTS150) Relationship between Depositor and Banker151) Relationship between person who is having safe deposit locker and banker.152) Emblem in currency note of Rs.500153) Emblem in currency note of Rs.10154) Break even point (In economics and business, specifically cost accounting, the break-even point (BEP) is the point at which cost or expenses and revenue are equal: there is no net loss or gain, and one has "broken even.")155) Dandi Yatra (On 12 March 1930, Gandhi and 78 satyagrahis many of them were scheduled castes, set out on foot for the coastal village of Dandi, Gujarat, over 390 kilometres (240 mi) from their starting point at Sabarmati Ashram.)156) BSBDA(Basic Savings Bank Deposit Account (BSBDA) is a Zero Balance Savings Account that takes care of your simple banking needs with Free ATM card, monthly statement, and cheque book.)157) Minimum Balance for BSBDA158) Regarding Plastic Money(Plastic money is a term that is used predominantly in reference to the hard plastic cards we use everyday in place of actual bank notes. They can come in many different forms such as cash cards, credit cards, debit cards, pre-paid cash cards and store cards.)159) Blind person conditions while Opening a Account160) Dormant Account(DEFINITION of 'Dormant Account' When there has been no financial activity for a long period of time, other than posting of interest, an account can be classified as dormant. Statute of limitations usually does not apply to dormant accounts, and funds can be claimed by the owner or beneficiary at any time.)161) ALM (Application lifecycle management (ALM) is the supervision of a software application from its initial planning through retirement. It also refers to how changes to an application are documented and tracked.)162) NPA(A Non-performing asset (NPA) is defined as a credit facility in respect of which the interest and/or installment of Bond finance principal has remained 'past due' for a specified period of time. NPA is used by financial institutions that refer to loans that are in jeopardy of default.)163) Risk faced by Banks - Market, Operational, Credit Risk ?164) Syndicate Bank Head Quarters165) Delhi - Banks Headquarters166) FCNR (It means 'Foreign Currency Non-Resident (Bank)' Account. Who can open a FCNR (B) a/c ? - The account can be opened in the name of NRI individuals (single/ joint) or with resident Indians on 'former or survivor' basis.)167) 1969 - Any four Nationalised Banks168) Financial intermediaries(an institution, such as a bank, building society, or unit-trust company, that holds funds from lenders in order to make loans to borrowers.)169) What are the Function of RBI?170) What are the Roles of a PO ?171) CRR (Cash Reserve Ratio)172) MSF (Marginal Standing Facility)173) SLR (Statutory Liquidity Ratio) - Indepth174) DICGC full Form ? (The Deposit Insurance and Credit Guarantee Corporation Act, 1961)175) MUDRAK Schemes (Micro Unit Development / Credit Guarantee Corporation176) Situation Question : A person comes in to my bank with Rs.51000/-, What is the procedure to deposit in an Account.Bank Exams PO, Coaching Centre Chennai, ibps, RRB, SSC, Bank Clerical Exams,

How do you write a book (steps) and publish it?

Note: This beast of a guide is 4,500. To download a pdf version to read later, click here.Think you have a book in you?We’ve all heard the overly quoted statistic.81% of the population wants to write a book, but only 1% actually does.In 2016, writing and publishing a book isn't only possible, but it’s easier than it's even been before.There’s something amazing about being able to say you've written a book. Your self-esteem goes up. When people know you’ve written a book they have more respect for you. It can add credibility to your career or business.When I received a proof copy of my first book, the feeling was euphoric. I felt a mixture of pride and disbelief.I created this.Once you've published your first book, you can to stand proudly among the 1% who has done it, your bucket list has one less item, and at minimum you get a cool souvenir.If it’s halfway decent you'll earn a profit. You write the book once and it continues to pay each month (even though sales will likely drop after a few months, which is why many successful self-published authors write multiple books).The bad news? Books aren’t exactly easy to write. In order to write one, you’re going to need to have a healthy writing habit. You’re also going to have to come to grips with the fact that your first draft is going to suck and will need to be rewritten several times.Even the polished, final version of your book won't be that good.That's okay. Your first book is for learning. This isn't going to be one of those cheesy "Write Your Book in 7 Days and Sell 1,209,283 copies," type of posts. It's just me sharing what I know from experience.Don't expect your first book to sell 10,000 copies, make the New York Times Best Seller List, and launch your career into the stratosphere. It's not going to happen. But if you become a better writer and publish more books, your income will grow.Regardless of the results, the process is worth it. I’ve met a bunch of self-published authors with varying success, and 100% of them are happy with their choice to write and publish their first book.If you're thinking about writing a book, you should write one.Setting ExpectationsI've seen some authors sell a decent amount of books their first try. I don't personally know any who had breakout success with their first book. Your first book is an experiment and a learning process. If you go into the process with unrealistic expectations you'll end up disappointed.It's important to understand what you want and what your goals are for your career as an author. Some just want to cross writing a book off of their bucket list. Others want to turn it into a full time living. Some use their books as launching pads for a business.I've broken down the author types into three different categories. Each category requires a certain level of commitment, both mentally and financially.Figure out which one you are (or aspire to be) and plan accordingly.Author Type # 1 – The Laborer of LoveThe laborer of love has dreamed of writing a book for a long time. Of course they'd like their book to sell, but it's not their main reason for writing the book. They just want to be able to say they did it. At this level, you don't have to break the bank on cover design, editing, and marketing.Budget Range - $300-500Author Type # 2 – The Serial WriterThis is the type of person who writes multiple books in order to make a full-time living as an author. They write quality books, but they keep tight deadlines to write multiple books a year. They take pride in their writing, but they're more business minded and aren't hoping to become the next Hemingway.Most successful self-published authors fall into this category.Steve Scott is a great example. He started writing short books (20-30k words) every 3 weeks. He now makes north of half a million dollars per year in royalties after having written more than 60 books. He used his platform and authority as an author to pursue more business ventures, but book royalties are his main revenue source.Joanna Penn is another great example. She's published 19 books -- half fiction and half non-fiction. She says that “none of her books are breakout hits,” but the cumulative amount of royalties added up to nearly six figures in the past year.Lastly, take a look at the income reports from serial author Michael Stawicki. He waited a year before publishing the reports to give a clear view of the struggles he faced early on. In his first few months he made little money and even lost money some months.Now, according to NYT Bestselling Author Kevin Kruse, Stawicki "makes more money than 75% of self-published authors."When you read statistics about self-published authors not making much money, the data often includes writers who only write one book.You're definitely not going to be able to make a full-time living from one book if you don't already have a huge audience. I'd be interested to see the numbers for serial authors who dedicate themselves to publishing multiple books. I bet the numbers are more favorable.I plan on writing a new book every 4-6 months. I take my reputation as an author seriously. I want to write quality books, but I want to move towards a full-time living too. This schedule gives me enough room to make those cumulative sales but also gives me enough time to produce quality work.Sales for my first book have averaged anywhere from $225-$300 per month. Not exactly "swimming in money," but I did make a profit and I imagine with several books published the monthly figures will start to grow.I personally know an author who has written about 30 books, which enabled him to write full time. It seems like it's not only possible, but also feasible to make a living as an author with the serial book writing strategy. It doesn't take master level writing skills. It just takes work, diligence, and patience.Authors on this level spend more on quality editing and design. They also spend a lot on advertising for their book launches.Budget Range - $500-1,000Author Type # 3 – The AuthorpreneurThis is the Holy Grail for aspiring writers. This is when your hard work and persistence pay off and you’re able to make more than just a comfortable living through your writing. The Authorpreneur takes the credibility they’ve gained from their books and leverages it to make money in other ways.Their income streams include:Online coursesSpeaking engagementsAffiliate incomeSponsorship(High amounts of) book royaltiesAt this level, the author usually has a very large following (10,000 to 100,000+ email subscribers). Once you have a large audience it's hard to fail.Got a new book out? Send an email to your subscribers and sell 1,000 copies on day one.Launch an online course? You can convert at .5% and still make a king’s ransom.I can’t speak on exactly what it takes to get there because I’m not there. But here are some things I can safely say about making it to this level.You have to work hard.You have to build a large email listYou have to develop relationships with influential people.Most of the writers I’ve noticed on this level have been at it for 5-15 years.While this is an ideal goal, if you set your sights on this level too early you’ll burn out. If you compare yourself to these people you'll feel insecure. If you blindly copy their techniques they won't work.Take it one book at a time, use blogging and book writing to build your following, develop trust and rapport with your audience, and be patient.The only reason I included this author level is to give you something to aim for long-term. This is my long-term goal, and I keep it in the back of my mind when I feel like giving up.It's my dream. It might be yours too.It's extremely difficult to pull off. Anyone who tells you it isn't is lying to you. But if it's your dream you should move towards it and believe in yourself.Authors at this level have major book launches that cost a lot of money. Usually they'll have contract with a publishing house.Self published authors at this level spend a lot of money on design, editing, and marketing. James Altucher, author of Wall Street Journal Bestseller, Choose Yourself, spent $31,000.00 to publish his book. It went on to sell more than 350,000 copies.Platform or no Platform?A platform means having a group of people who've given you permission to communicate with them. An author platform usually consists of a blog and an email list. Having an email list of people who you can market your books to increases your chance of success.Seth Godin says you should start marketing your book "three years before it comes out," by building a platform.If you’re in the labor of love camp, then don’t worry about having a large audience before you launch. For all other types, you might want to consider building a following before you launch first book.When I wrote my book, I had no following. If I had a bigger following at the time the book would’ve succeeded on a higher level.Here’s the thing – when you don’t have your own following, you’re relying on the book retailers and advertising companies to promote your book. This can only take you so far.Every single book I’ve seen succeed on a large scale was by someone who had an email list.So how large is large? Well, it depends on who you ask. Some authors have 100,000 email subscribers. Some have a few hundred.It's more important to have engaged email subscribers than it is to have a large email list with people who aren't interested in you or your work.Taylor Pearson, author of The End of Jobs, sold 5,000 copies in his first month with just 700 email subscribers. He had a couple of things going for him.The book was well written.He had a great professional network established prior to the book release.He had an insanely good marketing plan.A smaller email list with high engagement can help your book sell if you use smart marketing like Taylor.Right now I have around 1,400 email subscribers. I’d like to see that number in the 3,000-5,000 range when I launch my new book at the end of the year.The value of having email subscribers is that they can help your book get the “lift,” it needs to succeed on Amazon and other platforms.If your launch goes well and you get a high amount of sales during your first few weeks, Amazon will help you market your books by recommending them to customers.They’re in business to make money too, so if they see that a book is already doing well, it makes sense for them to promote the book too, because they get a commission from every sale.If you just want to get your feet wet in publishing, you can start with no following. If you’re looking to play with the big boys and girls, work on building a following first.I might come out with a list-building guide in the future, but there are several bloggers who can do the subject more justice than I can.Here are the best resources on the Internet for building your email list:Free Resources:Video fruitSmart passive incomeJeff GoinsPaid Resource:Serious list building for authors[callout]If you're deciding to work on building your blog following and email list first, you can always click here to save this guide for later when it's time to start writing.[/callout]The Nuts and Bolts of Writing a BookAlright. After that long-winded introduction I’m sure you want to know how to actually write the damn thing.This is the process I used to write my book. I’m not saying it’s the best way. It’s just the way I learned how to do it.Step 0 - (Optional) Research PhaseIf you're worried about your book being low quality because it lacks due diligence and research, by all means take the time to research first.Depending on the subject of your book, research may be necessary. Once you've pinned down your idea, you can decide if you want to do research for your book.I read a lot. So before I even had the idea for my first, I'd been collecting and organizing information I read in various books.I used the "note card technique," to research and collect information. I learned about it from best selling authors Ryan Holiday and Robert Greene. You can read about the entire process in detail here.It helped to have a stack of quotes, facts, and anecdotes to draw on before I got started on writing the book.The collection of facts and quotes I used to write my first book.Patience is key when it comes to creating quality work. If you want your book to be more authoritative, it's smart to make it well referenced. But if you're writing something like a memoir or fiction then research isn't necessary.Step 1 – The IdeaIf you have an idea for a book already, skip to step two.If you don't know what you want to write about, here are some primer questions to help get you started:What can you talk about with ease?For me, living a strength based and purposeful life was something I always talked about.What do you like to read?If you don’t like to read, then you shouldn’t write. Period. I love to read books about personal development, business, psychology, spirituality, and marketing.What’s your worldview?I learned this exercise from popular author Jeff Goins. He says to create a worldview statement to get a focus for the subject of your writing. The statement goes like this: all _____ should ______. Mine ended up being: All people should use their natural talents and strengths to become successful.What pisses you off?The fact that people blindly follow the rules of society pisses me off.Using these questions and other similar questions can help get your ideas flowing. If you're still stuck, try writing down 10 book ideas per day for a week. After a week, take a look at what you came up with and narrow it down to a broad subject you can write about.It’s better if you’ve given your book idea some serious thought before you write it, but I also don’t want you to suffer from “analysis paralysis."Your first book probably won't be great. You might as well ship it and learn something along the way.This is my philosophy.I’m not from New York, nor am I a stuffy, elitist writer, so I don’t really care about anything related to the word “literary.” I just want to see people grow and share their thoughts with the world.Step 1a – The Mind MapThe mind map is basically a brain dump of everything you can think of to include in a book about the topic you’ve settled on.I take the main subject, write it down, circle it, and start branching ideas off of it.The ideas branching off of the main circle may end up being chapters or sections of chapters, but at this point is doesn't matter. The entire purpose is to get down everything you can to see if there’s enough “meat,” there for a whole book.Some people like using post it notes and large sheets of construction paper to write the mind map on. There's also mind mapping software you can use if you like.I set a timer for a half an hour to do my first round of mind mapping. Then I step away from it for a while and come back for a second round. I'll sleep on it for a day then repeat the process one more time.For your first book, you can move quickly on your ideas, and a couple of rounds of mind mapping should be enough to get you started.When you move forward in your author career, you'll have a more elaborate thought process and you might let ideas marinate for months, even years, before you make the decision to start writing a book.Slower thought processes will lead to higher quality work, but in my opinion, you want to get that first book out there simply to get the "write a book monkey," off your back.Step 2 - OutlineOnce you have your mind map complete, you need to turn it into an outline.To create your outline, start grouping similar topics on your mind map. You'll start to notice patterns with the your ideas and they'll start to form into chapters and sub sections. There are a couple of different ways you can structure your book.FictionFiction books usually follow a three-part story arc. There's the introduction/plot formation phase, the climax, and resolution. I know absolutely nothing about writing fiction so that's all I can say to that.Non-FictionHere's a general outline for structuring a non-fiction book.The chapter and section structure is easy to follow and it's neat. It looks like this:[Chapter A]Section ASection BSection CSection DIt's the one I would recommend to first time authors.Take your mind map and organize the ideas into chapters and sections.Take the ideas that are similar to one another and group them together. Each of the groups becomes a chapter, with each individual idea within a group becoming a section of the chapter.This won't be the final version of your outline, but it's enough to get started. You'll find out that by the time you're done with the finished product, it won't resemble what you started out with.Step 3 - Writing the Rough Draft (30-90 Days)Here comes the fun part!If you have the outline of the book nailed down, the writing shouldn't be too difficult. Coming up with good ideas is the tricky part, but once the outline is complete and you have a good grasp on the subject you're good to go.When writing my first book, I repeated the mind mapping and outlining process for each chapter. I did this because I wanted to draw out any new ideas.You're not going to flesh everything out in your initial mind map and outline, so it's probably a good idea to see if there's anything else you can add.For example:Let's say my outline for Chapter A looks like this:[Chapter A]Section ASection BSection CSection DI'll go through the mind-mapping phase again for 10-15 minutes. After that, I'll re create the outline for the chapter and it might look something like this:[Chapter A]Section ASubsection ASubsection BSubsection CSection BSubsection ASubsection BSubsection CSection CSubsection ASubsection BSubsection CYou get the idea.The more you can flesh out ideas and structure before you start writing, the easier it will be.Rules For Writing Your Rough DraftDon't Edit Anything - Your first draft is going to suck big time. The whole purpose of the draft is to get your ideas on paper and to see if you have enough there for a book. If you self-edit while you're trying to write your rough drat, you'll end up in "self-editing hell," and run the risk of never finishing your book. I've seen this happen to several authors. They get bogged down in editing purgatory and never escape.Write every day - Your rough draft should be written in "rapid writing mode." If you write every day, you'll be able to complete a rough draft of your manuscript in 30-90 days depending on the length of the book. I set a goal of 1,000 words per day for my draft, but it's up to you to decide your pace. I wouldn't go lower than 500 words per day. I'd also suggest writing at the same exact time every day too. It helps build a habit.Don't look things up while you write - If there's a fact or quote you're looking to insert, you can find it later. Just leave yourself a note in the text e.g. [Insert statistic here] and come back to it on your second time through.Concentrate - This goes without saying, but you shouldn't surf the web and check your phone during scheduled writing time. Whatever time block you dedicate to your writing should be done in a state of absolute focus.Have fun! - Writing your first book will be one of the most exciting times in your life. Every day of the rough draft phase was a blast for me. You have several headaches ahead of you, so enjoy the rough draft phrase.Step 4 - Read Your Book Out LoudYou're going to end up editing your book multiple times before you send it off to a professional editor.In the first editing phase, you're going to read the entire book out loud to yourself. Why? Because you'll catch tons of phrases that sound weird and don't make sense grammatically.Some people like to print out the entire book and mark it up with a red pen. I made edits in real time on a word document. It's up to you.Step 5 - Editing Phase 2 - The Chopping PhaseDuring this editing phase, you're going to want to go through and take a hard look at the structure of your book, the concepts in it, and the way it reads.Writing is always the easy part. It's difficult to cut out portions of your book, but it's necessary.Remove any unnecessary sentences, paragraphs, sections, or entire chapters.I tried using some posts form my blog in my first book. Some of the ones I included didn't fit the subject matter well or they interrupted the flow of the book, so I removed them.Many sentences were removed. If I repeated myself I removed the sentence. If the sentence was "fluffy," and didn't do much to support the topic I removed it.As a rule of thumb, you should remove at least 25% of the book. There's no way it's good enough to need less editing than that.After you've removed a good portion of the book, go back to the beginning and add some flare or expand on topics you might have glossed over.Step 6 - Editing Phase 3 - Beta ReadersBeta Readers are a group of people who agree to read the semi-finished draft of your book. I reached out to other authors I knew as well as friends of mine to read my manuscript.Beta readers will help you catch any spelling or grammar mistakes in the book and they'll also make comments on the overall structure and provide input for improvements.There's also another benefit to having beta readers. When you're book is published on Amazon, you can ask them to review the book.Reviews are important when it comes to marketing your book for a couple of reasons:Amazon uses reviews as a part of it's ranking algorithm.Reviews provide social proof. If a random buyer sees your book with a lot of reviews they're more likely to buy it.Certain advertisers require your book to have a handful of reviews before they'll allow you to use their services.Once you've received feedback from your beta readers you can work on finishing the final phase of your manuscript.Step 4 - The Polishing Phase (1-2 Weeks)In this phase you can incorporate the feedback you received from your beta readers and look through your manuscript to see if there's anything missing.Does your book flow well from chapter to chapter?Is your voice consistent throughout the book?Can anything be added to make it better -- stories, statistics, or concepts?You want to the book to be as complete as possible before you send it off to an editor. You also want to read through it a couple of times to catch any spelling or grammar mistakes before it's sent off.You're hiring an editor because they're supposed to catch every mistake, but you want to do your part in making sure it's checked as thoroughly as possible.Step 5 - Send Manuscript to EditorIf you're serious about your book becoming a success, professional editing isn't optional. If your book has spelling or grammar errors it will turn people off. Even worse, they'll leave you bad reviews on Amazon.There are two different types of editing -- copy editing and developmental editing.Copy editing is only for spelling and grammar mistakes.With developmental editing, you collaborate with an editor to make sure your book has a strong narrative and reads smoothly. Developmental editing can turn a good book into a great book, but it's expensive. Good developmental editing will cost you thousands of dollars.The choice is yours, but for your first book you might want to stick to simple copy editing. When you have a book or two under your belt, you can work with a top-notch editor to work on your NYT bestseller.You can find an editor on freelance websites like freelancer and upwork.These sites allow you to post a job listing where different freelancers can bid on your job and give you estimates of how much it will cost to complete.It's important to set your budget beforehand and also make sure you set a clear deadline for how long you want the editing to take.Most editors charge by word count. Some charge per hour (try to get a fixed price if they say they're hourly.) Don't be afraid to negotiate. A good copy editor will cost you a couple hundred bucks.So what do you do while your book is being edited?When you're book is being edited, you can start to search for a cover designer. Your book cover is definitely something you don't want to pinch pennies on. When it comes to books on Amazon and other online retailers, they're definitely judged by their covers.If your cover looks unprofessional, people will pass on your book. You also want to make sure your cover looks good as a thumbnail image. With the cover for my first book, the subtitle was too small and was hard to see in thumbnail version. Unfortunately I didn't realize it until it was too late. Here are some great examples of well-designed book covers with appealing lettering.You can go for a more graphic heavy style if you want, but the ones I've seen do well usually have crisp lettering and eye-catching colors.Prices for book covers can range anywhere from $100-$1,000. For your first book, get something nice but don't break the bank.Here are some resources for finding book cover designs:archangelink.comhappyselfpublishing.com99designs.comStep 6 - Incorporating Feedback/ Final EditWhen you receive your manuscript back from an editor, you might be taken a back at the amount of suggested changes. I've seen some authors get really upset at the comments and suggestions they've gotten.Keep a few things in mind when you're looking at feedback from an editor:This is their job. If they make a suggestion it's based on solid knowledge and experience.They want your book to do well, which is why they made the suggestions.It's not personal.Ultimately, it's up to you to decide whether or not to accept your editor's changes. Of course you'll want to correct the grammatical errors they found, but if they make some suggestions about structure or subject matter you have the power to make the final decision.Once you've completed making the changes, you're going to want to read over the manuscript over a few more times to make sure it's juuust right. I'd set a limit at 3 -- you don't want to fall into self editing hell.After your book is edited, you want to hire someone to format your book so it can be uploaded to Amazon and other retailers. You can use the freelancer sites I mentioned before to find someone to format your book.Picking a TitleI didn't really like the title of my first book (The Destiny Formula), and the subtitle was way too long (Find your purpose. Overcome Your Fear of Failure. Use Your Natural Talents and Strengths to Build a Successful Life.)The best advice I've heard for choosing a title is to make sure it clearly communicates what your book is about. It should also be succinct. Don't try to be too cute or clever. You also want to use your sub-title to explain the benefits of your book.ConclusionI was going to dive into a section on how to publish your book on Amazon, but that will likely require another 4,500 word guide just to explain it. I'll leave you with these parting thoughts.Writing your first book will be one of the most awesome/scary/anxiety ridden/fantastic/stressful/joyous/at times miserable parts of your life. It's an emotional roller coaster that's well worth the price of admission. Remember to have fun. Your first book isn't going to sell a bunch of copies. Keep your expectations low. Enjoy the process of growing as a writer. Begin plotting the idea for your next book.My book was released in January and I'm just now starting the work for my second book. If I could go back in time I would begin writing my second book right after I finished marketing my first. I made a nice little profit form writing one, but in order to reach my goals I'm going to have to write more. The good news is they'll be higher quality each time and my audience will be larger each time.If you're serious about becoming a full-time writer, I suggest you get started on the process.P.S.If you're really serious about learning how to write, publish, and market your first book, there are paid resources to teach you how.Self Publishing School has helped hundreds of authors publish their first book. I took the course and I made every penny back and then some. They have two different options -- pro and master level. The master level includes 8 one hour coaching sessions, but it's much more expensive.Here's a link to a free video series that explains what the course is about. If you like what you see and decide to buy the course, I'll give you unlimited coaching sessions with me for free. It's an affiliate link, so I do make a commission on the sale at no extra cost to you.If you have questions about the course prior to purchasing feel free to email me at [email protected]

What are your most controversial or unpopular opinions?

What unpopular opinions do you have about geopolitics?First, popular and impopular are actually fluctuating trends, being in the counter culture can be more hype to be in the mainstream. French and Francophiles/phobes would know what I speak about with Dieudonné, Eric Zemour, and the like who mix antisemitism, neogationnism, civilizationnism, ethnocentrism with candor, and a touch of racism alike.About society :Genders are equivalents, but not equals. Beyond gender multiplication and fluidity, men and women deserve the same rights, with a specific mention for women about the rights related to pregnancy. They carry our future for 9 months and often take car of it for years, decade afterwards and that deserve a special treatement of favour from the societies that rely on their bellies to perpetuate themselves.Feminazism annoys me. I can’t prevent myself to dislike feminists, for it brings out of me some “masculinism” in response, and that’s quite useless. Fight for equivalence and mutual respect between men and women, and whatever gender we may imagine is totally legitimate, and I support it. Fight for equality is plain dumb, and I can’t stand it with more entousiasm that silence and sarcasms. Terminology matters. And French integrated transcription is an inane stupidity, if something is to do about French language, it’s neutralize it, not dual-genderize it. But I’d rather keep it the way it is.Prostitution should be allowed, proxenetism should be punished with life sentences. People should do whatever the fuck they want of their body, including monetize it (ain’t that most what of workers do ?). I do not like it, but I’m against criminalizing it. On the other hands, proxenets, as all Human traffickers, are the scum of the Earth and should be treated as such : no exit of prison, unless you get innocented. As for the prohibition, it’s effect is to put even more pressure and difficulties on the people who prostitute themselves by pushing them away from the light and into darkness, where predators are even worst. Good job, really, when Morality defies all sense of reality and humanity… Turning victims into criminals, and sex workers into witches ain’t really shiny stuff.Spanks and slaps on children should remain legal. But children abuse should be sanctionned more harshly. Educating a kid relies on common sense, I took some slaps and spanks when I was one, and Gosh, that didn’t kill me. My family did not abuse me, but sometimes I crossed the line and that’s it. If that comes to bruises or more, then it’s children abuse, and should remain harshly sanctionned. At the same time, these habits are not very healthy, and instead of criminalizing them, pediatricians, cognitians, linguisits and philosophers work that deconstruct the matter and ultimately promote Non Violent Communication should be widely taugth in schools, univerity, and along the life to people. Not forced upon, but taught. Let’s not teach people Non Violence by violenting them into it, that doesn’t make real sense.Adults are dumber than they know (or accept to acknowledge), and should keep instructing themselves during all their life, and be compelled to do so if they don’t through public programs. Basics in civism, citizenship, Law, economics, budget handling, ecologic reflexes, driving, and self-developpement should be part of a continuous cursus avalaible to everyone at anytime, as a part of the continuos formation of individuals all along their lives. Not on a mandatory level, but still, being encouraged.Letting people die in the streets in the winter (or summer) is not tolerable anymore, and yet it happens a lot. It seems to be common sense, but it’s not : it happens in almost every European cities, because there is not enough rooms to shelter homeless people. So I guess the cause ain’t popular enough, despite its minimal potential impact on our economies, and way of life… for the better. Why ? Would that encourage more people to stop working if they were sheltered and fed ? What a stupid argument, like anyone who doesn’t live like this right now wishes to do so… Some people in the street want to stay in it, so we’d call them responsible for their choices ? They are not, most of them just fear shelters, theft, violence. And many don’t fear it enough to stay in the cold, but come and find closed door. Are they responsible too ? This level of individualism sucks, and their is no excuse for civilized societies to not adress efficiently the matter. We decoded human DNA and sent people to the moon (allegedly ! :D), can’t we just be fucking human beings and share a bit of the collective wealth to those who are too damaged to contribute, so they can at least survive with a minimum of dignity ? You know, not being exhausted from the insecure nights, street-dirty, and having a fed belly ? Sarkozy promised that before he got elected in France, and that scumbag lied, nothing concrete was done. Shame.About politics :I’m a Statist. I believe in Statehood, in a strong State intervention into the economy, especially in the strategic sectors like the Regalias (security, justice, army, deposit-baking), transport, ressource exploitations, and to liberalism… under a certain treshold of economical activity and/or non essential activities.Nuisible businesses should be whipped, or even closed, or if not used and milked for the Greater good. Mac Donalds is trashfood, they should be forced to highly raised their standards or be closed. Cigarettes contains too much aditives, and their manufacturers are mass-criminals : these products toxicity and addictivity should be limitated to the minimum. Cannabis should be legalized and hence taxed to pay for other public policies useful to the common good.Democracy is overrated on the executive level. I truly believe into direct and local democracy for communal affairs, and to a legislature to elaborate and vote Laws. But most of countries need a Boss, and instead of masturbating ourselves on the most democratic way to choose it, we should instead raise the bar of exiged competences and expressed vision and ability to lead for one to ever be candidate. Someone gaining power while screwing the whole system being obviously deserving of a chance to demonstrate the same qualities in the country handling.Politicians wages are not high enough. Exigences on their competences and accountability neither. I would see politicians much more highly paid, in exchange for them to be actually mandated to do properly their job, and being revokable and triable in case of corruption or incompetence. I know it’s a delicate thing to put in motion, but so is raising a kid, and most of parents nevertheless do the job pretty well, even in very difficult circumstances. So why not consider to be able to achieve such Greatness on the societal level ?Military service is a good thing, non fully replacable by civic Service. it teach citizens how to defend themselves in an armed organization. Without that, People are at the mercy of professionnal armies and these who command them, may the threat be domestic, may it be foreign. Here’s a check of balance for democracy, related to the 2 previous points. If you screw up your people, said people is trained to butcher you. Power is responsability, it is not a game. And if you lead by the Glaive, you shall not be immune to its blowback.I believe in multiculturalism… on a secular Statehood and societal base, and in respect for the host society History, tradition, and civilizationnal area. Not in a full throttle multiculturalism that ignores or despises the host or abuses its tolerance : that doesnt work and it should not. It means, for France, that I’m totally open for Muslims to practice their faith at home, among themselves, and at the Mosque, and to some facilitation of their existence (adapted meals for children and in public restauration, etc). But I’m against any kind of application of a “superior” Law into our Muslim majority neighbourhoods, or any kind of political revendication of Islam into Europe. I am also hostile, for a similar reason, to any Muslim led State in Europe that would emphase the respect of Islamic rules into its civil society. Muslims World goes from Morroco to Indonesia, and that gives a lot of land to live one’s Muslim faith into an adapted political system if he can’t handle European ways, may they be Western or Eastern.Here’s for a few of my opinions about geopolitics :American policy makers devoided anti-communism into fanatic liberalism as a justification for neo-imperialism, from the toppling of the Iranian moderate nationalists in the 1950 to the actual conflict in Syria, with a long escale in Viet-Nam.A part of the West-Germany ruling elites never digested the fall of Nazism, and despite fostering a strong democracy in their country, still aimed at regaining a continental hegemony by economical ways, and contributed in such respect to the destruction of Yugoslavia by fostering separatism in Slovenia, Croatia, Bosnia, and Kosovo, to allow themselves to take over financially and economically these mini countries, and their Balkan neighbours, and pillage from them whatever they needed, including their very blood by the exodus resulting of the 90s wars and fall of the eastern-block. It seems Nazism is back in the very walls of NATO.France and the U.K are the United State biggest lackeys, pathetic former World Powers in constant perdition of their Statehood, values, historical significance, and sovereign future (I heard that the U.K is seeing to that… ^^). Special mention for France, who still formally counts as one of the most powerful nation of the planet, and WILLINGLY use Brussel and Berlin as guideline provider and exemple to follow to justify the inane incompetence of its third grade rulers since decades. Crawling when you don’t have to is not Slavery. It’s not that extreme, but that makes it even worst, and it’s a shame.Post Cold-War NATO behaves as a IVth Reich, and supports the most extremist parties in the World to give them Statelets to rule and expend its own Power and supply chains, at the expense of legitimate countries who already paid a steep price for their very existence. Croatian nationalists obsessed by an Independent State of Croatia, Bosnian Muslims led by an ideologue, Kosovo Albanian narco-terrorists, Salafists in the middle-east and Maghreb, you name it, NATO supported them, and in the name of “Freedom, democracy, and human rights” offered that to the beneficiaries of its undeclared agression wars disguised in peacekeeping interventions :The U.N became a scam before of the United States and NATO, and is now a battleground theatre for every Superpower, that will discard it if necessary to serve its interests. International Law id dead. Good job, it took 80 millions of dead people for the World Powers to acknowledge the need of the United Nations existence and effectivity. It’s gone. Thanks Germany and the United States of America for that.The NATO support to the theft of the Serbian ethnical territories by the destruction of Yugoslavia, in Croatia and Bosnia, in which these territories were allocated to other Yugoslav republics than Serbia under the very condition that Yugoslavia exist and is a country for all Serbs, then the sanctions vs. and ultimately the dismantling of the small remaining Yugoslavia, by the forceful annexion of Kosovo by the U.S led NATO, through a unsanctionned and unammed war of agression against the Federal Republic of Yugoslavia, and finally the support of Djukanovic secessionism in Montenegro to landlock Serbia and prevent it to call to its aid a restrengthened Russia, are criminal injustices against the Serbian nation and the Serbian people, who bled in 2 World wars on the allies side and played an important role in delaying the Barbarossa operation in WW2, allowing the Russians to “welcome the Nazis” in a better configuration than if Barbarossa was executed as planned.I don’t believe in shitty mini-statelets like “Kosova” and artificial banana republics like BiH. Aside for a few Petromonarchies and European islands of prosperities, most of mini states are bound to be Slaves of greater parties, be ruled by local warlords or dictators, see their best and brigtest leave and have no purpose into the collective building of a national History, for no one gives a fuck about them anyway and they are unable to do anything by themselves or even resist to the tide of time if a bigger party is not there to pamper them. In such respect, the destruction of Yugoslavia is a school-case of the stupidity of the Yugoslav rulers, and I excuse the Serbs on this for Miloshevich, despite his numerous misdeeds, had the common sense to preach for an unified federation instead of a multispeed shitshow of various level of integration that would have led Yugoslavia to being disbanded anyway into confettis.The Balkans borders are shit, prevent these country to ever develop for there is no point for a majority of the civilian society to work hard for it because a part of their ethnics are out of their borders, or their Historical territories have been stolen, and they are now condemned to be “little States” led by corrupt people with no influence on the World, Europe, and even Balkan affairs, and a bare autonomy into the daily handling of their societies life, without greater prospect to serve or contribute to but the wealth of the Western countries, being buffer States between Europe and Russia and the Muslim World.Russian transition through a moderate nationalism has been wrecked by neoliberal policies inspired by Washington, and any money resulting of the pillage of the Soviet Federative Socialist Republic of Russia by its Oligarchs to be has been welcomed in Western banks. Putin is the fruit of this, and the current Russophobia is its welcomed consequence for NATO. The Occident have its part of responsability with the avenement of the Russian neo-boogeyman, and constantly exagerates it to make it worst.Crimea is Russia. Russia annexion of Crimea is merely a bloodless recovery of a Russian ethnical AND historical territory wrongfully stolen from Russia and given to SSR.Ukraine by Nikita Khrushchev in the 1950s, and a welcomed consequence of Western stupidity to agress Serbia in 1999 to steal its Historical territory of Kosovo and grant its control to Albanian terrorist nationalists, who were and still are nothing more than Ottoman leftovers there, and have never been able in the known History to conquer this territory by themselves nor defend it by themselves. Kosovo is Serbia. The Dombass is another problem, and I’ll live more expert Quorans to assess the wrong and right of each parties.Better a handable dictator who know how to handle his flock that the Chaos we currently see in Syria, Lybia, and probably underneath in other unstable Muslim and african countries. It is not racism, it is common sense. Most of the Muslim and african countries as we know them are recent, and leftovers of downed Empires. They need to write their own path toward their own balanced societies, in their own ways, like us European did. History is always in the making, and we nations are not all at the same stage of it. Let these People write their own future, and intervene with military only if they are too stupid to do anything else than leading their own nation or a neighbouring one to a disparition through genocide. That conservative policy would spare us millions of unwanted Migrants in Europe (flooding us for their lives at the great pleasure of Washington) that we still have to handle because we are responsible of most of these migrations.That’s all I can think about right now.

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Justin Miller