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PDF Editor FAQ

Can a landlord reject an application for any reason?

Tricky question.There are landlord/tenant laws in place. These laws are designed to ensure equal housing opportunities for all.However, would you as a applicant know why they rejected your rental application? Usually the answer is no. They're not going to purposely tell you they violated law.For example, when I lived in Florida, a lot of apartment complexes had signs posted, section 8 was not accepted. So low income families receiving section 8 (housing assistance).Not that they would deny you because of section 8, but at that low of an income, you wouldn't qualify to rent in that complex.So is that equal housing? Doesn't seem like it but I can understand why section 8 would be denied. In some parts of our county there could be million or multi-million homes on the left side of the road, and on the right side of the road could be section 8 apartments or trailer parks.Section 8 properties in our county was nasty inside and out. Usually anything that was nice, was destroyed inside and out.But yeah they can deny people for any reason, however, the true reasons may never be known.

Is it okay for landlords to ask for more than 2 months of rent in advance? If it isn't, where do I go to report it in Canada or the US?

If you are living in Canada, I don’t know what agency to report? In United States, our housing agency called HUD. Housing Urban Development. Or Equal Housing Opportunity. It prohibited discrimination against color of skin, sex, ethical, disability, age, and more.I think that you are trying to rent a place from a private landlord. They could cheat.If you find a new place. Take a look first. What cost? Deposit? Utilities? Rules? And more. First, you only fill out an application among with your ID. Pay deposit in check or money order.It will take landlord 24 hours to check on your criminal background. Rental history. Credit report. And your income verification is all about. If approved and your deposit check will deposit in their bank. If declined. Your deposit check will be returned.Your landlord would contact you if you are approved. And they will make ready for your move in date as you requested. On the first day before your move in.They only asked only ONE MONTH on rent or if you want to move in early on end of February. Pay one week of February and full month of March rent in advance. I’ve never heard of 2 or 3 months in advance? Are you rich? Might be discrimination against you. Such as immigration or something like that which is illegal.I’ve never paid excessively rent in my life. Not in United States. When, I purchased a car. Did my loan contract from General Motors says…. First pay 2 months in advance? Absolutely not!Your landlord sounds like not very honest. Trying to cheat you more money. If you are living in Canada. Ask anybody or call city social services for question for equal housing opportunity something like that. Or look thru Google too.

Is it ultimately better to rent or own a home?

Myths about rentingBuying a house is a serious financial decision that requires a lot of effort and preparation. Although homeownership is often portrayed as a pinnacle of the American Dream, it doesn’t suit everyone.Realtors tend to use certain tactics to pressure people into buying a house such as rising real estate prices and missing out on an opportunity to create equity. But before you jump into the real estate market, you should think about a number of things. Among them is how long you want to stay in an area and how quickly you want to see returns on your investment.Renting typically gets a bad rep, however, with rentals on the rise nationwide, the profile of a typical renter is quickly changing.1. You are wasting your moneyThe old adage repeated by real estate agents is that paying rent equals to wasting your money. This is an oversimplification, as brokers typically keep quiet about all of the hidden costs that are involved in buying a house such as a renter's insurance and other fees associated with your mortgage application, closing costs and beyond. Although you are not building the equity, you are paying for a place to live and take time while trying to figure out whether you eventually want to buy a property or not.2. If you have roommates, you can’t leave as easilyWhen you have roommates, you are responsible for your part of the rental payment. That means that if you decide to move out, you have to find someone who will take your spot.Still, as a renter, you have a much greater mobility than a homeowner. A job offer comes up in another state? You can pack up and leave, provided that you pay a fee to break the lease. As a renter, you have the freedom to change your place of residence as many times as you want compared to the homeowners who are tied up to one location for a number of years.3. It’s hard to get out of the leaseA common misconception about renting is that it’s hard to get out of a lease. Renters can sign a lease that lasts anywhere between 6 months to a year, however, when you have to relocate, there’s no way around breaking it.If you don’t want to pay a hefty fee that typically equals to a one-month rent, you can sublet your apartment. Before you do that, make sure that subletting is allowed.If the apartment you rent is part of the property management company, you can check if they have sister properties in the city where you are relocating.4. Your landlord is responsible for all repairs and replacementsAlthough your landlord has to maintain premises in good condition, make sure you understand what your individual responsibilities are before you sign the lease. It’s not uncommon for landlords to require tenants to repair and replace items or deduct broken items from the tenant’s security deposit upon moving out.5. Rent prices are non-negotiableWhen you are hunting for an apartment or house, remember that you can always negotiate the price with a landlord. Negotiating is typically easier with an individual landlord as opposed to a management company whose prices are regulated by a corporate office. Still, don’t be afraid to ask a property manager of an apartment complex if they can make any concessions to sweeten the deal.6. Owning is more mature than rentingA common stereotype is that a person who buys a property is more fiscally conservative and more responsible than the one who is renting. This couldn’t be further from the truth, as an individual's living situation is often defined by a set of circumstances. An individual who is renting might be doing so because of his or her job situation or other financial commitments.Visit EBuyHouse for more advice whether you should buy or rent. Be sure to follow us on Facebook and Twitter if you want to learn more about real estate.

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