Community Status Book: Fill & Download for Free

Unfortunately, you missed the boat by not purchasing a flood insurance policy within one year of the new map. Though check the date on the map to see if it is still one year of the legal date of the map. When there is a new map with a broader flood zone, or high flood elevation, you can get a grandfathered policy based on the old map if the policy is purchased within a year. When I worked for my state’s floodplain management office, we always reached out to local municipal officials when new maps came out and urged them to publicize the new maps and let their residents know that there are benefits to purchasing flood insurance early.If you’ve missed that window, then your flood insurance rate depends on whether your home was built prior to the first flood map published in the community. Google “FEMA Community Status Book” to look up the date for your community. If the house is older than that, then you can get a subsidized “pre-FIRM” policy without an elevation certificate. FIRM stands for Flood Insurance Rate Map. If you home is newer than that, then you will need an elevation certificate because the flood insurance rate is based on the difference between your lowest floor elevation and the flood elevation. An elevation certificate must be filled out by a licensed surveyor.If the surveyor determines that the lowest ground touching your house is at an elevation equal to or higher than the flood elevation, then you can apply to FEMA for a Letter of Map Amendment (LOMA) that legally removes the home from the flood zone. Even in that case, though, I recommend carrying flood insurance because bigger floods happen every year and even a so-called 100-year flood has a 26% or higher probability of hitting your home within any 30 year period if you are withing that flood zone. But flood insurance in that case would be much cheaper.Make sure you hire a surveyor who understands elevation certificates and Letters of Map Amendment. I advise people to use the LOMA acronym to get a sense of whether the surveyor knows what he or she is doing.Good luck.

Back when I did prepress for a living, one of my clients was a Christian book publisher. I did the book catalog they distributed to Christian bookstores every year.The guy I worked for told me that Christian bookstores have huge problems with Bibles, especially fancy expensive Bibles, being stolen. We had an interesting conversation about this. Apparently, at least according to him, there are a lot of reasons for it, including:In many Evangelical communities, having an expensive Bible is a status symbol, like a high-end smartphone or expensive watch;The people who steal Bibles rationalize it by saying that spreading God’s word is good, and that it’s not wrong to want to have God’s word, so it’s not “really” stealing; andBesides, those bookstores sell plenty of books anyway, so it’s not like one Bible is really that big a deal. Wouldn’t God want them to have it? If the book store is doing God’s work, wouldn’t the book store want people to have Bibles?

There’s a saying in Quora: Don’t ask why until you ask if.Nancy Drew is frequently used as an example by the feminist community.Nancy Drew and the mystery of girl powerWhy Nancy Drew is STILL an amazing role modelFeminism in Adolescent Literature: A Literature Review of Nancy Drew12 Fascinating Facts About Feminist Icon Nancy DrewPOSTMODERN QUALITIES OF THE FEMINISM OF NANCY DREWThe Girl Sleuth: A Feminist GuideWill the new Nancy Drew movie maintain her 80-year-old status as a feminist icon?Of course, like all fiction written nearly a century ago, there are some problematic parts of the stories, which have also been analyzed in a feminist light. The biggest of these is subtle but pervasive racism; remember that the first books were written in 1930, when racial segregation was still the norm in the US, long before civil rights (and only 10 years after women got the vote).The Not-So-Hidden Racism of Nancy Drew - Electric LiteratureNancy Drew and the Syndication of White Savior FeminismLong and short: Nancy Drew has been a feminist icon for as long as feminism has been a thing.