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The course I found that is the best is the Internet Marketing Retirement Plan and it cost less that $50.Internet Marketing Retirement Plan, requires only 3 simple steps -We begin with step one: getting products to sell online:· What kinds of products sell best online .... and why are "information products" the best choice for the spare-time Internet entrepreneur?· What is an "information product"? Should you sell e-books? Or are other formats -- DVDs, CDs, teleseminars -- more lucrative?· Yes, there's a ton of information available on every conceivable topic online for free. But despite this, Internet users paid more than $300 billion last year to buy information online. Here's why.· Have an idea for a specific product? Now you can "test market" it for $200 ... and ensure buyer interest before you create it.· Make your online fortune selling "public domain" works whose copyrights have expired. And you don't have to pay the original author or publisher a dime for the rights.· Buy "out of print" books for pennies on the dollar ... and resell them at full price from your Web site.· Quick and easy way to convert a traditionally published book into an e-book. Your printing, shipping, and handling cost per copy? Zero. Zilch. Nada.· Why content owners will sell you the online rights to their products for dirt-cheap prices. You let them keep all other rights. But so what? It won't hurt your sales at all.· Get the rights to sell dozens of great products online with a few mouse clicks by joining the "affiliate programs" of established Internet marketers.· How affiliate programs work ... and where to find products you can sell on an affiliate basis.· How much commission can you earn as an affiliate? And is it negotiable?· Why you need to build a line of low, medium, and high-priced products ... and how to use affiliate deals to broaden your product line quickly and easily.· How to create information products your buyers will love ... without spending a lot of time or money to do so.· How to get a professional freelance writer to write a top-quality e-book for you. The fee is so cheap, you may feel guilty paying so little!· Use a "probe campaign" to have your customers give you the outline of the e-book they want to buy from you -- for free.· Double your product sales by offering these low-cost "premiums" - free bonus gifts given with purchase of a product - to your customers.· How to create a "ready to sell" audio product, from start to finish, in less than 4 hours.· Fred Gleeck's amazing editing secret for producing money-making audio products in record time and at minimal cost.· Packaging, labeling, duplicating, storing, and shipping out your audio products ... without doing a lick of the work yourself.The second step in making money with your own home-based online business is to build your mailing list.Fred and I have combined e-lists of 200,000 names, and in this part of the program, we show you how we built large, profitable lists quickly:· What is an opt-in e-mail subscriber list ... and why is building an e-list so critical to your online marketing success?· Does size matter? How big an e-list do you need to make $200,000 a year online?· What is a "double opt in" list ... and why do you need one?· How do you calculate what your e-list is worth ... and determine the size list you'll need to make your $200,000 a year income goal?· Why you need to publish a monthly e-newsletter or e-mail tip to make your online business successful. But don't worry: it's much easier than it sounds.· The key tool for building a large opt-in e-mail list quickly - the "free on free" offer. How to do it right.· Do you give talks or seminars? Here's how to get up to 80% of the audience to join your e-mail subscriber list.· Cross-promoting your "free on free" offer to "joint venture partners" - an easy way to build your list without spending a dime.· Using "membership sites" ... viral marketing ... free PR ... co-registration ... and pay-per-click (PPC) advertising to grow your e-list.· Sure, you can advertise in other people's e-newsletters. But here's how to get them to promote you to their subscribers for free.· How to get everyone you meet - and everyone you speak to on the phone - to consider joining your e-list.· Increasing sign-ups to your list with squeeze pages ... pop unders ... floaters ... and other "name capture" devices.You have a product to sell ... and a list of people and their e-mail addresses.In the Internet Marketing Retirement Plan, you will discover the easiest ways to reach out to that list ... and convert them from free subscribers to paying customers.Including:· Why you need a "landing page" or microsite - an individual, single-product Web site - for every product you sell ... each with its own domain name.· Brick-and-mortar businesses can pay $49 a month or more for Web site hosting. But as a home-based Internet marketer, you can pay as little as 50 cents a month each for hosting of your microsites.· Cheapest and quickest way to reserve domain names online. Plus: how to select the domain name that will produce the most traffic and sales for you.· There are two goals you need to accomplish with your landing pages. One is to sell your product. Do you know the other?· 12 essential components for a winning landing pages - and how to write each.· What colors are best at increasing "conversion rates" - the percentage of visitors to your landing pages who actually make a purchase?· Which picture pulls best on a landing page selling an information product: a photo of the author, the product, or a happy customer?· Should you worry about putting streaming audio or video on your landing pages? The answer may surprise you.· What kind of navigation choices and response options do landing pages need?· 3 ways to capture e-mail addresses from unique visitors to your landing page who do not purchase the product.· What is a squeeze page ... and when should you drive traffic to a squeeze page instead of a microsite?· How your monthly e-newsletter can drive subscribers to the landing page so they can read more about and purchase your products.· My "secret weapon" for driving tons of traffic and generating thousands of dollars in sales: e-mail marketing.· Why your e-newsletter subscribers willingly read e-mail marketing messages you send them ... don't consider your e-mail "spam" ... and actually look forward to hearing from you and buying your latest products.· Should your e-mail marketing messages be text or HTML? Once again, the answer may surprise you.· What fighting champion and master Internet marketer Matt Feury taught me about writing e-mail marketing messages that make money ... and why it's so easy to follow his advice.· How Fred Gleeck generates a ton of traffic - and thousands of dollars in online sales - with ... as crazy as it sounds ... his car.· Should you use PPC, SEO, banners, and other traffic building to drive traffic to a product landing page or a squeeze page or your free on free offer page?Here is link and discount coupon code to a Plan I found that has taught me all of this and much more. Coupon Code: 20-OFF Internet Marketing Retirement Plan

1. Focus on a Specific Niche to Start Attracting Leads FasterChris Abrams, Founder, Abrams Insurance SolutionsIt’s getting crowded in the online insurance website space, but the best tactic is to niche down. A general insurance website will take longer to rank, but if you have a website focused on a specific niche, it will rank faster in Google. One of my sites is focused on helping marijuana users find the information they need to obtain life insurance. Besides ranking faster, a niche site is also more attractive for other sites in that same niche to link to. You can also use PPC or Facebook ads focused on that niche. On every page and post of the site, I have a life insurance “quoter.” The prospect trades me his contact information for an instant life insurance quote. Then I have a lead to follow up with to see if they have additional questions. Often, these leads turn into a life insurance sale.2. Sponsor Value-Added SeminarsJack M. Cordes, Principal Agent, Bridge First InsuranceI know a lot of insurance agents who offer to do “Insurance 101” seminars for real estate agents, but the truth is that it isn’t very sexy when you try to pitch the idea. Instead, I bring in another party who can provide value to their business and position myself as the sponsor of the event. I recently held an event for real estate agents with a gentleman I know who specializes in social media marketing for real estate agents. He showed them some great tips to improve their social media game and I got a few minutes to talk about insurance and offer my services to the real estate agents and their clients.3. Develop Solution-Based Social Media ContentChris Jarvis, Author, Speaker and Founder, Jarvis TowerDevelop videos, podcasts, and Q&A segments from an industry leader. The topic would be “Interesting New Applications.” We would create these for agencies or insurance companies to push out to their agents and directly to consumers. The videos/content would offer a free special report with additional detail. This would be procured through a website (the insurance company or the agency’s site) and would generate inbound traffic and leads. I did this earlier in my career and over 15,000 physicians actually called my office or emailed me for special reports, books, and audio.4. Capture Leads 24/7 With Livechat SoftwareJeremy Levine, Fit Small BusinessIf you use a contact form on your website to capture leads, you can up your lead generation game with livechat software. Freshchat lets you directly interact with website visitors 24/7 using AI and targeted content to begin a conversation you can follow up with later. Freshchat can also automatically qualify leads and upload their information, including social profiles, into your favorite CRM. Best of all, the basic version of Freshchat is free.5. Send Out Insurance Postcards to Encourage ReferralsJoy Gendusa, Founder & CEO, PostcardManiaThink direct mail is dead? Think again—one California agency generated a 1,722% return on investment (ROI) with their insurance postcards, grossing $30,000 in revenue from just ONE campaign. Since referrals generate the easiest new business for agencies, you can use insurance postcards to entice your existing clientele to bring in their family and friends. The trick is to use an irresistible special offer that will reward your clients for referring you new business, such as these:$25 Visa gift card$15 Starbucks gift cardFive tickets in a free TV raffle6. Engage Consumers with Email MarketingSteve Yi, Co-Founder and CEO, MediaAlphaAlmost everyone is on email, making it one of the easiest and least expensive ways to reach consumers. The key to a successful email marketing campaign is maintaining carefully organized lists, as every customer will not be a good fit for each email. Once the best audience is determined for each message, companies need to fine-tune the subject line for optimal open rates. Shorter subject lines typically perform best, somewhere around 10 words or less, and make every word count. Lastly, companies need to be mindful of the number of emails they are sending. Customers do not want to receive multiple emails throughout the day; in addition, this could potentially flag the company domain as spam. Instead, focus on quality over quantity. One well-targeted email per month is going to go a lot further than several irrelevant emails every week.7. Balance Creative Inbound Content with Organic SearchDmitri Kara, SEO/SEM and Content Marketing Expert, Fantastic HandymanThis is the type of content that is based on a creative/catchy idea rather than a pre-researched, organic search. Of course, it is best to balance, but not always necessary. Personally, I would rather balance my chances. For example, I did this catchy visual representation of some of IKEA’s services, which we also offer. The piece was also published at the popular fan site IKEA Hackers, and while that did not bring leads directly, the post effect did. This post has more than 20,000 visitors, which still brings leads on a weekly basis. The piece incorporates both a catchy idea and a clever set of long tail keywords.8. Invite Your Website Visitors to Take QuizzesLarissa Pickens, Owner and Creative Director, Float DesignQuizzes are a great lead generation tool and can range from purely entertaining to extremely detailed and informational. They are a perfect tool for educating and guiding a potential customer who is faced with a purchasing decision they feel uncertain about. The interactive component means you can potentially learn a lot about your lead, but don’t get greedy. Take care to balance information gathering with the user experience. Create an engaging experience with gamification and rewards so the user continues to stay engaged and completes the quiz.9. Send Targeted Promotional Postcards to Get More BusinessJeremy Levine, Fit Small BusinessDirect mail is still one of the best ways to let local customers know about your business. Try using Opportunity Knocks to create a targeted mailing list of potential clients in your area by factors like location, demographics, and buying habits. Once you create your custom postcard from templates designed with tested postcard marketing best practices, Opportunity Knocks will print and ship them on your behalf. They even offer 1,000 free postcards when you order two consecutive targeted mailings. Click here to get started.10. Use LinkedIn InMailSamantha Walls, Social Media Manager, In Touch MarketingIf you want to target specific people, then use LinkedIn InMail. It costs a little more than AdWords or Facebook Ads, but you can really target specific individuals in your niche market. If you have a premium level account that includes sales navigator, then you will have free monthly credits to use to really target specific individuals. Make your message about how you can solve a problem for them, not what services you can offer them.11. Create Website Content Specifically for Your Target ClienteleWes Marsh, Director of Digital Marketing, SolodevIn order to succeed in insurance marketing, smaller insurance agencies need to be able to hone in specifically on their target clientele. They must then create a narrative through content marketing that shows how having insurance meets the needs of their target audience. For example, if you’re a company specializing in auto insurance policies, craft content that gives actionable advice, like what to do immediately following a car wreck. Create personas based on real stories from your customer base. Use stories and content around those narratives to draw people to you through that human element. Dispel the misconception that insurance agents only exist to gain commissions through storytelling. It moves you to the other side of the table as someone who is a trusted friend and adviser rather than a salesperson looking to gain a client.12. Leverage Customer Reviews and ReferralsGregory Bullock, Marketing Manager, TheraSpecsOne of the biggest assets any service-based business can leverage is genuine customer reviews and referrals. Nothing does more for validating your business and the work you do than when happy customers share their experiences with others, either through online review platforms or directly with their network. Turn your earliest adopters and biggest champions into the loudest voices of support by asking for reviews on your site, and then make sure to display their comments and ratings prominently. You should also consider setting up accounts through third-party services like Yelp, Thumbtack or Angie’s List. These platforms offer expanded visibility and make it easy for your satisfied customers to highlight the wonderful things about your company. You also want to address any negative reviews. Even if you can’t fix a poor experience, you can at least show a “good faith” effort toward making it right.13. Leverage Social SellingJackie Miller, Chief Marketing Officer, BozellSocial selling is an effective way to generate leads for any type of business. Although often overlooked in more regulated industries such as the financial or insurance space, social media can be a powerful tool to showcase a more personalized side of the industry. People trust people, so allowing them to come to the forefront of lead generation will enable more referrals and position you and your team as thought leaders. Managing Facebook Business Pages and LinkedIn accounts for the insurance sales agents at an insurance company can result in them expanding not only the brand name, but also their clientele. Using social media to connect and form relationships with new clients leads to companies making connections that they wouldn’t have had capacity to before.14. Claim Your Google My Business PageTermeh Mazhari, PR, Marketing and SEO Consultant, TermehMazhari.comAccording to Google, roughly four out of five consumers use search engines to conduct local searches. Small insurance companies can leverage the power of local SEO by optimizing their Google directory listing to drive more business. Google My Business is Google’s free directory of local businesses. It’s the listings that you see below the Google map when searching for businesses. To claim your Google My Business page, simply go to Google My Business - Drive Customer Engagement on Google and go through the steps to verify your business.After you’ve been verified, you’ll need to complete and optimize your profile with a keyword-rich description, professional photos of your storefront (if you’re an online business, then add your logo and photos that show your work), select a relevant business category, and add your business hours, etc. Finally, ask your best customers to review your business on Google. A five-star review average next to your business listing is a great way to stand out from your competitors!15. Use of Discount Code Websites to Offer Special PricingTegan Groombridge, Digital Marketing Manager, Discount Promo CodesDiscount code websites can be a great way to extend your brand and offer yourself as a reputable insurer. By advertising the discounts and deals that you provide in a discount code website, a wider audience can look for the best deal for them. Discount code websites offer an insurance category for best offers, allowing you to appear next to larger names but showing the potential for larger savings.16. Modify Your OfferingEric Johnson, Digital Content Creator, Feedback WrenchIn some ways, insurance has become something of a commodity. The average person expects roughly the same service from any insurance company—no matter who it is. Because of this, the way to effectively generate leads in the insurance industry is changing. Instead of positioning your company as one that sells products, realign your brand messaging in accordance with the idea that you’re providing a priceless service. Most people would pay well for less of a headache, friendlier agents, and confidence about their decision.17. Put More Effort into Blog PostingJeremy Schaedler, President, Schaedler Insurance Agency, Inc.We’ve found one of the most effective ways to market our insurance agency is through blog posting. Insurance consumers have many questions about the insurance products they are considering; by creating blog posts that add value by thoroughly answering common insurance related questions, potential consumers will view you as a credible source and will often contact your agency when they get closer to making a purchasing decision. Successfully marketing in this manner comes down to effectively adding value, because poorly written articles can portray an unprofessional image and can negatively impact business. Ultimately, if you can find ways to help your customers, your agency will be rewarded with many prospective new clients.18. Advertise Where Your Target Market Is, Like at the DMVCurtis Boyd, Director of Operations, Future Solutions MediaAdvertise where your target market is. One good example is for car insurance providers. Ever tried advertising at the DMV? Here, people are registering for driver’s licenses, auto registration and other auto-related paperwork. Get your auto insurance co-aligned with the DMV and it could spell big things. In order to advertise at the DMV, you will have to register through the MVNetwork, which regulates what kind of companies can advertise and what kind of ads can be run.Since these advertisements are on TVs, most likely with the volume off, your infomercial needs to have the following:Bold textBold call to action—usually a telephone number/website to call/visitInclude a DMV coupon or promo codeFormatted for HDTVClear hook to grab attention19. Use Every Door Direct Mail’s Insurance Templates for Offline MarketingChris Barr, Director of Marketing, Taradel, LLCInsurance agents are using Every Door Direct Mail’s free templates for lead generation—because there’s just too much competition online. When insurance companies take their marketing offline, it’s much easier to go directly to the consumer. It doesn’t matter if you’re a small business, Geico, or Berkshire Hathaway. Direct mail works.20. Use Paid Search to Bring in Leads to Your WebsiteJonathan Holloway, Director of Digital Strategy, No Exam.comUsing paid searches is a great way to bring in targeted leads for your insurance company. It involves creating a landing page with a lead capture form and bidding on relevant search phrases on Google Adwords or Bing Ads. It’s important that you target search phrases that have high commercial intent. Your landing page must provide what the searcher is looking for. For example, if you are bidding on “car insurance quotes roswell ga,” then you want your landing page to align with this by allowing the searcher to get a car insurance quote from an agent in Roswell, GA. See this link for more landing page best practices.21. Interview Your ClientsScott W Johnson, Owner, Whole Vs. Term Life InsuranceThis one is certainly not done enough. Ask clients to be interviewed about why they use and like your services. “I love my insurance policy from XYZ because they are easy to get a hold of.” Get their permission to use their photo, imagine, or video and promote yourself as working with real people with real faces. Future prospects are more likely to identify with your target market if they see your real clients.22. Create a Referral Rewards ProgramIt’s important that you talk about your rewards program. Most insurance agencies overlook this step and just rely on their fliers and websites. However, even the soundest referral scheme requires ongoing promotion in order for it to work and get you new leads. This article gives you a quick guide on developing your own insurance agency referral rewards program, including a launch kit and images to help you get started.23. Add a Chatbot to Your WebsiteNot all website owners have chatbots on their site, but there’s no doubt that it will eventually catch on, as this app is no longer just for customer service. Chatbots are becoming popular, with a major function of it assigned to lead generation. Lead generation chatbots can be an effective feature as long as they are used strategically, and improved based on how real visitors respond to the application. Know how to optimize your website chatbot for lead generation with five simple tips.24. Establish Yourself as a Thought Leader with a PodcastThere are many uses to podcasts, but as a lead generation tool, a consistently well-produced insurance podcast can easily help you gain more clients. Podcasts are live online content, so in order to get attention from your target market, it’s important to know exactly not only what kind of content you should produce, but how to format it in such a way that it interests your potential clients. This article shows you the number of ways podcasts can be used as a lead generation tool for your business.25. Increase the Time Visitors Spend on Your Website by Adding VideosThe average internet user spends 88% more time on websites with videos as opposed to those without. This statistic alone makes for a sound basis for maximizing the use of videos to improve your sales. Insurance videos for lead generation break the monotony of being fed data from literature. A well-produced and entertaining video can give your potential customers all the information they need to progress in their buying journey, without the usual heavy mood that goes with purchasing insurance. Consider these five ways of using videos to generate insurance leads the next time you visit your marketing plan.26. Maximize Your Marketing BudgetRunning an insurance agency can be costly, and most of the time, marketing is considered as the lowest priority in its operating budget. But marketing doesn’t have to always be costly, and surprisingly, there are lead generation strategies that give you the best return on your investment without the huge cost. This article will introduce you to five budget-friendly tips to help your insurance agency generate more leads.27. Avoid Common Email Marketing MistakesResearch shows that the most popular activity on people’s mobile phones is still the checking of email at 78%, proving that email is still a worthy investment as a marketing channel. However, it’s also easy to overlook some of the best practices when using email as a platform, causing missed opportunities to convert. Be aware of these five common pitfalls of email marketing for insurance agencies that can affect your lead generation strategy.Over to YouAs with other industries, technological advancements have introduced new possibilities in generating leads for insurance companies. By adapting and refocusing your approach, you stand a better chance at reaching more potential clients and opportunities for conversion.Have you tried any of these insurance lead generation ideas we’ve listed for yourself? Share with us your experience in the comments!

The commonest types of spamSpam worldwide tends to advertise a certain range of goods and services irrespective of language and geography. Additionally, spam reflects seasonal changes, with advertisements for Christmas items and car heaters being replaced by air conditioner advertising in summer.Spammers constantly extend the range of their offers and are always searching for new ways of attracting unwary users. The list of spam categories is growing. The share of “new” categories in spam traffic is insignificant, though certain trends are quite evident when spam categories are broken down. Nevermore so than in the most widespread types of spam:However, when averaged out over the course of the year, 50% of spam falls into the following categories:Adult contentHealthITPersonal financeEducation and trainingAdult content spamThis category of spam includes offers for products designed to increase or enhance sexual potency, links to porn sites or advertisements for pornography etc.Over the last few years the prevalence of this spam category has receded, to be replaced by other mailings. Three years ago, offers of access to pornographic sites led the field, however, today this type of spam is negligible. The quantity of this type of mailing in Western languages is reducing while the situation with Russian-language spam is the opposite – its volumes are growing. Russian-language adult content spam nearly always contains offers from dating agencies and advertisements for pornographic websites.Example (we include basic texts but no graphics for ethical reasons):Subject: very cheap erection tool \U0001f642Good day!We would like to offer cheapest Viagra in the world!You can get it at:{LINK}Sincerely,Liza StokesSubject: i think you’re gonna like watching me get offHi…im Brooke..and I just got a webcam…lets have a little chat.. while you watch me get dirty .. haha;-){LINK}Health and MedicineThis category includes advertisements for weight loss, skin care, posture improvement, cures for baldness, dietary supplements and non-traditional medication etc. which can all be bought on-line.Example:Subject: Lose up to 19% weight. A new weightloss is here.Hello, I have a special offer for you…WANT TO LOSE WEIGHT?The most powerful weightloss is now availablewithout prescription. 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All brand names available now stewardessLooking for not expensive high-quality software?We might have just what you need.Windows XP Professional 2002 …………. $50Adobe Photoshop 7.0 …………………. $60Microsoft Office XP Professional 2002 …. $60Corel Draw Graphics Suite 11 …………. $60and lots more…Personal financeSpam which falls into this category offers insurance, debt reduction services, loans with low interest rates etc.Examples:Subject: Lenders Compete–You WinReduce your mortgage paymentsInterest Rates are Going Up!Give Your Family The Financial Freedom They DeserveRefinance Today & SAVE*Quick & EASY*CONFIDENTIAL*100’s Of Lenders*100% FREE*Get The Lowest RateApply Today! {LINK}All credit will be acceptedTo clear your name from our database please {LINK}or use one of the optins below.Thank YouCall 1-800-279-7310Or please mail us at:1700 E. Elliot Rd. STE3-C4Tempe, AZ. 85283EducationThis category includes offers for seminars, training and online degrees.Examples:Subject: get a degree from home, Mas#ters, Bachelors or PHDCall {Phone Num.} to inquire about our degree programs.Whether you are seeking a Bachelors, Masters, Ph.D. or MBAWe can provide you with the fully verifiable credentials to get your career BACK ON TRACK!No testing or coursework required Call: {Phone Num.}we are sorry if you did not want to receive this mail.To be removed from our list please call {Phone Num.}Some new trends in spam contentSpammers are constantly seeking to enter new markets and develop new techniques. Some areas are evolving rapidly and should be monitored closely.Political spamThis category includes mudslinging or political threats from extremists and possible terrorists. Though these are merely nuisance messages to end users, security and law enforcement officials need to be aware of such mailings, since they can provide clues to genuine potential threats, or may be actual communication between terrorists.Examples:Subject: <без темы>голосуй за Глазьева, ЦБ продался СШАAntispam solutionsSpammers advertise supposed anti-spam solutions in an effort to cash in on the negative publicity generated by spam itself. However, such offers often lead the user to sites where a Trojan will be downloaded to the victim machine, which will then be used for future mass mailings.Example:Subject: Join the thousands who are now sp@m-freeFORGET SPAM BLOCKERS!Get SMART Spam Control That Always Delivers The Email You Want!Finally, we discovered the ultimate solution that is guaranteed to stop all spamwithout losing any of your important email! This revolutionary advanced technologyalso protects you 100% against ALL email-borne viruses — both known and unknown.We didn’t believe it either until we actually tried it. So you be the judge and see for yourself.{LINK}Spam, viruses and junk emailAnti-spam specialists define spam as unsolicited anonymous bulk advertising via email. However, most people class all unsolicited email as spam, including automatic replies, emails containing viruses and unsolicited, but legitimate business propositions. Classifying all such emails as spam is broadly correct, because spammers often use special techniques for some types of attacks. For example, several times virus epidemics were registered where viruses were circulated using spammer techniques.Virus epidemics result in the growth of spam traffic. They create large quantities of messages containing viruses and other types of unwanted email, for example ‘harmless’ messages with the virus blocked by some antivirus solution, or numerous auto replies informing a user about a virus in the correspondence sent from his computer. These messages block communication channels and email boxes and mean that developers of anti-spam filtering technologies are forced to take urgent measures.The growing alliance developing between virus writers and spammers is worrying. The first half of 2004 brought several virus epidemics whereby viruses were circulated using spammer techniques. These outbreaks were classic examples of how botnets can be created by virus writers, and then sold on to spammers for use in future mass mailingsPUBLICATIONS financial-cyberthreats-in-2016Financial cyberthreats in 2016February 22, 2017, 8:55 am. Kaspersky Lab44 9 34911In 2016 we continued our in-depth research into the financial cyberthreat landscape. We’ve noticed over the last few years that large financial cybercriminal groups have started to concentrate their efforts on targeting large organizations – such as banks, payment processing systems, retailers, hotels and other businesses where POS terminals are widely used. Read Full ArticleKASPERSKY SECURITY BULLETIN kaspersky-security-bulletin-spam-and-phishing-in-2016Spam and phishing in 2016February 20, 2017, 10:57 am. Darya Gudkova, Maria Vergelis, Nadezhda Demidova, Tatyana Shcherbakova57 4 450902016 saw a variety of changes in spam flows, with the increase in the number of malicious mass mailings containing ransomware being the most significant. These programs are readily available on the black market, and in 2017 the volume of malicious spam is unlikely to fall. Read Full ArticleOPINIONS machine-learning-versus-spamMachine learning versus spamJanuary 20, 2017, 8:55 am. Andrey But95 10 10831At Kaspersky Lab, machine learning can be found in a number of different areas, especially when dealing with the interesting task of spam detection. This particular task is in fact much more challenging than it appears to be at first glance. Read Full ArticlePUBLICATIONS holiday-2016-financial-cyberthreats-overviewHoliday 2016 financial cyberthreats overviewJanuary 11, 2017, 8:57 am. Kaspersky Lab30 6 11200Last November we conducted a brief analysis of the threat landscape over the holiday period – from October to December in 2014 and 2015. And we made the following prognosis: the same holiday period in 2016 will see a spike in cyberattacks. Now that the holidays are over, it is time to find out how accurate that prediction was. Read Full ArticlePUBLICATIONS kaspersky-lab-black-friday-threat-overview-2016Kaspersky Lab Black Friday Threat Overview 2016November 14, 2016, 8:57 am. Kaspersky Lab41 7 35870Our research shows that, over the last few years, the holiday period which starts on so-called Black Friday was marked by an increase in phishing and other types of attacks, which suggests that the pattern will be repeated this year. Read Full ArticleQUARTERLY SPAM REPORTS spam-and-phishing-in-q3-2016Spam and phishing in Q3 2016November 9, 2016, 10:00 am. Darya Gudkova, Maria Vergelis, Nadezhda Demidova114 6 33060In the third quarter of 2016, the proportion of spam in email traffic increased by 2 p.p. compared to the previous quarter and accounted for 59.19%. The largest percentage of spam – 61.25% – was registered in September. Read Full ArticleQUARTERLY MALWARE REPORTS it-threat-evolution-q3-2016-statisticsIT threat evolution Q3 2016. StatisticsNovember 3, 2016, 10:59 am. Alexander Liskin, Denis Makrushin, Fedor Sinitsyn, Maria Garnaeva, Roman Unuchek85 8 63080The most popular mobile Trojan in the third quarter of 2016 was Trojan-Banker.AndroidOS.Svpeng.q. During the quarter, the number of users attacked by it grew almost eightfold. Read Full ArticleQUARTERLY MALWARE REPORTS it-threat-evolution-q3-2016IT threat evolution Q3 2016November 3, 2016, 10:59 am. David Emm14 3 12850Trojan-Ransom.AndroidOS.Fusob.h remained the most popular mobile Trojan-Ransomware in the third quarter, accounting for nearly 53% of users attacked by mobile ransomware. Read Full ArticlePHISHING adult-video-for-facebook-users‘Adult’ video for Facebook usersOctober 17, 2016, 8:57 am. Nadezhda Demidova295 6 80561In April of this year, we registered some mass attacks on Facebook users in Russia. As a result, many Russian-speaking users of the social network fell victim to fraudsters. Half a year later the fraudsters have used the same tactics to attack Facebook users in Europe. Read Full ArticleQUARTERLY SPAM REPORTS spam-and-phishing-in-q2-2016Spam and phishing in Q2 2016August 18, 2016, 10:58 am. Darya Gudkova, Maria Vergelis, Nadezhda Demidova, Tatyana Shcherbakova103 9 45220In the second quarter of 2016, the proportion of spam in email traffic increased insignificantly – by 0.33 p.p. – compared to the previous quarter and accounted for 57.25%. The US remained the biggest source of spam. As in the previous quarter, the top three sources also included Vietnam and India. Read Full Article