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Is there a place in the Himalayas where I can spend some days, months (or maybe the rest of my life) in meditation & spirituality? I heard about the Paroksh Yogi community, but how do I join them?

I am glad to answer this question for you.Since you have specifically asked for joining Paroksh yogi community, so yes you can join the community and spend days/ months or whole lifetime practising meditation, yoga and spirituality away from the hustle bustle of life in seclusion in the Himalayas.For sincere spiritual seekers, members of Shri Paroksh yogi community have formed a trust named ‘Aham Shoonyam Foundation Trust’ and one of the spiritual seekers has donated a land in Nainital, Uttarakhand to construct a Shiv Shakti temple & a monastery to make it a high vibration place for seekers to stay in the deep meditative states for longer periods of time.With Shiva's grace, this upcoming temple lies in the same belt of 79° longitude in which several sacred temples like Kedarnath, Badrinath, Panch Kedars, Panch Badri, Jageshwar, Rameshwaram, Tirupati, etc. are situated.This place is for all those people who want to practice meditation and evolve in the path of spirituality and explore their inner dimensions.This place is for all those people who want to practice meditation and evolve in the path of spirituality and explore their inner dimensions.To join this spiritual community, there are certain mandatory preparatory steps which need to be followed and are shared below:A. Complete all 3 steps of 'Online Meditation Program' for 21 days.B. Share your experiences with them.C. If needed, attend a telephonic session with one of the yogis of the community.(Optional)D. Send answers of their questionnaire.E. If selected, you will get an invitation from them.For more details please visit ‘Paroksh yogi’ website.May you live a blissful life…🙏

Where do millionaires keep their money?

The difference between the truly wealthy, and the masses is how they organise their assets. For one thing, wealthy people avoid holding their assets, whether property, stocks, or even art, in their name. Assets belong to companies, trusts and foundations. Assets held in such entities are considered distinct from the owner of these entities. This mitigates tax liability, since a company or trust is taxed after liabilities and deductions, whereas an individual is taxed on gross income. This is significant, because it is possible to expense out many things that we spend on. Visit your friends overseas flying first class? Business trip. Dinner in an expensive restaurant with your buddies? Business entertainment costs. Bought a new car? Company asset.Assets in foundations have tax deductions depending on what the foundation does. For example, in some parts of the world, including Singapore, there is a tax deduction for donating art to certain institutions. If that foundation is yours, then you have effectively donated to yourself, and got a tax deduction out of it. For example, you could buy fine art at a certain price, direct from the artist. You get it at US$1 million. You then have it appraised by an appraiser you hired, and it is now US$5 million. You then make a donation to a foundation you set up, that runs, or is a major donor to a museum. Depending on the legalities of the place, that donation is tax deductible up to, perhaps, three times the appraised value. You now have a tax credit of US$15 million on US$1 million spent. Should you choose, somewhere down the road, you could even arrange for the foundation to gift you that same piece of art for your services to the community, and hold a gala dinner, raising funds for a charity you started, among donors, for further tax credits.Assets in companies and trusts are protected from bankruptcy proceedings and asset seizure by creditors. Assets in trusts are confidential, unlike companies, and you need not disclose them. Assets in companies may need to be disclosed, but there are ways to hide things in plain sight. Assets in companies and trusts are also protected from asset seizure and claims in disputes and in acrimonious divorce proceedings. The problem with pre-nuptial agreements is that they cannot cover everything, and the determined person may find ways around it. You have to prove each and every item is not a matrimonial asset, in some cases. But assets in your personal irrevocable trust is considered to belong to a distinct entity - the trust. This is despite the fact that you can make yourself the settlor, the sole trustee and the sole beneficiary. It is you giving to yourself.Another asset class that wealthy like better than normal people is insurance policies. For example, wealthy people buy a lot of investment-linked plans. They can easily afford to put money in high performance funds, and get separate, high net worth coverage plans, which are superior to most retail plans. But when it comes to an investment-linked plan, the coverage is declared, not the funds inside the plan. For example, a person can easily buy a plan with a regular premium of $2,400 annually. The coverage may be US$100,000 for death, which is pocket change. But an investment-linked plan allows you to top up whatever you wish, as long as you can prove in the KYC that you are the legal source of the funds. A plan that has a face value of US$100,000 coverage could have millions inside.In some parts of the world, some insurance companies allow withdrawals from the investment-linked plans to be in the form of cheques, and they can be sent anywhere that you specify as the correspondence address, perhaps even a neighbouring country. That cheque is then cashed in that country, and you have effectively moved money without going through the banking system, and without scrutiny.The wealthy, and the masses understand finance differently, and are effectively playing a different game. Unlike the masses, wealthy people understand the need and value of a good financial advisor who understands how the system works, and they will pay for it. None of the things above are illegal, which is very important. There is absolutely no need to break the law when you can play with the letter of the law.

How can you be a hero without having to fight?

Meet Abdul Sattar Edhi (عبدالستار ایدھی), one of the greatest heroes in Pakistan’s history.Abdul Sattar Edhi, Pakistan’s greatest philanthropist and humanitarian.Early LifeEdhi was born in the village of Bantva in Gujarat, India in 1928. As a child, his mother instilled in him a desire to help those in need. She would always give him one paisa for his own food and one to give to a child in need. At the age of 11, his mother was paralyzed due to a stroke. He devoted himself to helping take care of her. Unfortunately, she passed away when he was 19. Due to this Edhi was unable to complete high school.His early life experiences resulted in him developing a very strong desire to help those like his mother and all others who had no means of helping themselves. He thought of the many ways to help those in need. He wanted to help all those in need but unfortunately he had no resources to do so as he was not from a wealthy family. However he had decided that this was his life’s purpose.After the partition of the Subcontinent in 1947, he migrated to the city of Karachi in Pakistan. To make a living for himself, he became a peddler and then a seller of cloth in a wholesale market. He quit this job after a few year and established a dispensary with the help of some people from his community. This would be the start of his career as a humanitarian.The Edhi FoundationAbdul Sattar Edhi formed the Edhi Trust and Edhi Foundation. Since then the Edhi Foundation has greatly expanded and helped those in need in many different ways. Both him and his wife Bilquis Edhi have led this organization and helped ten of thousands of people in various ways. What started off as a man working in a tiny room in Karachi has turned into the largest welfare organization in Pakistan.The Edhi Foundation runs the world’s largest ambulance service, numbering over 1800. It runs several hospitals located throughout Pakistan. The centers include free medical care, eye hospitals, diabetic centres, surgical units, a cancer hospital, mobile dispensaries and blood banks.Other services run by the Edhi Foundation are free nursing homes, orphanages, clinics, women's shelters and rehab centers for drug addicts and mentally ill individuals. The shelters also serve as a home to abused children and women who have no one else to turn to. The foundation also takes care of the many abandoned children born out of wedlock.Abdul Sattar Edhi in one of the orphanages of the Edhi FoundationThe Edhi Foundation has rescued over 20,000 abandoned infants, taken in 50,000 orphans, and trained thousands of nurses. At the time of his death, Edhi was the registered guardian of over 20,000 children.The organization also works at the international level in many different countries. It also provided a hundred thousand dollars as a relief fund to the victims of Hurricane Katrina.Over the course of his life, Edhi won many different awards for his humanitarian work. Both within Pakistan and international. He was even nominated for the Nobel Peace Prize several times. It is an insult to the prize itself that he did not win.Personal LifeDespite how large the Edhi Foundation has become, both him and his wife lived very modestly. The lived in a small apartment near the Edhi Foundation headquarters. Neither of them take any salary for their work. He only owned two pair of clothes. Edhi had little interest in living in the limelight even after becoming famous. He was a man that only cared of helping those who need his help.”I want to request the people not to invite me to social gatherings and inaugural ceremonies. This only wastes my time which is wholly devoted to the well being of our people.”-Abdul Sattar EdhiIn June of 2013, his kidneys failed and he had to be placed on dialysis. He passed away a few years later at the age of 88 on 8 July 2016. The cause of death was kidney failure. His last wish was that his organs should be donated to those who required them. He was buried in Karachi in the Edhi Village. Thousands would come to attend his funeral including many of the most powerful people in Pakistan.Thousands show up to Abdul Sattar Edhi’s funeral. Including the most powerful men in the entire nation.Abdul Sattar Edhi was a true hero. He never picked up a weapon or lifted his fists to fight against anyone. Yet he did more good in this world than those who do. In my opinion while it is no doubt hard to sacrifice your life to help others, it is a thousand times harder to dedicate every moment of your life to helping others in need. Hundreds of thousands of people are alive today because of this one man. Fighting and violence is not the only way to help others. Abdul Sattar Edhi serves as the greatest example of this.The website of the Edhi Foundation - Serving Humanity in the Spirit of All Religions

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