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Software as a Service: SaaSNowadays the Health IT Industry and most of the technology world is focused on the Software as a Service (SaaS) products. Despite the fact that digital integration is more sophisticated than ever there are a lot of companies which are not familiar with the term SaaS. However many businesses tend to change from traditional on-premise installations to SaaS solutions.At the Software as a service (SaaS) model of operation the user actually “rents” the software and pays for the authorization to use it for a certain period of time. With the traditional model of operation the user must build the server, install the application and configure it. Via SaaS all kinds of data are accessible from any device with an Internet connection and web browser. That is the main reason which SaaS has started to gain the trust of Directors and especially healthcare providers.Everything as a Service DictionarySaaS BenefitsImmediate AccessibilityWithout time or geographical limitations.In this internet-based model, software vendors are the ones that carry all host concerns. The software vendors maintain the servers, databases and code that spine of the application. That offers a secure and carefree experience to the users. The users-clients or companies can absolve their budgets from investing in extensive hardware to host the software. In other words, it permits buyers to outsource most of the IT responsibilities that are usually required to troubleshoot and maintain the software.The SaaS vendor will take good care of all IT responsibilities.Pricing plans of SaaS also differs from on-premise software as it can reduce all costs tailored exactly to the client’s needs. On-premise software it is common to purchased a general license. This means that buyers own a license to the software, but they must add a cost of 15% to 20% payment per year in maintenance and support fees.SaaS, on the other hand, permits users to pay an annual or monthly subscription fee. And that’s it! The subscription includes the software license, support, maintenance and many other fees. Costs can be scaled up or down for the customer on an as-needed basis.An example of a SaaS application that is familiar to most Internet users is Microsoft Apps. Microsoft Apps is a suite of business productivity apps that includes storage, calendar, and file sharing & editing.More free timeThe user has the advantage of start using the SaaS application the moment it is installed. In SaaS the software (application) is already configured and ready to use. No extra time or effort is needed for installation and configuration.Lower costsAt SaaS hardware and software license costs are low compared with the traditional model. Additionaly a huge opportunity opens infront the customer base as it can be increased at any time. SaaS gives to small and medium businesses the advantage to use a software that otherwise they could not afford to use due to the high cost of license.Maintenance and extra costs are reduced as well, because the provider supports the environment and it is split among all customers that use each plan.Scalability and integrationIntegration is the number one element of IoT enviroment into businesses. Scalability, offers to customers the ability to access more, or fewer, services or features on-demand. Comparing with the traditional model, clients do not have to care or buy another server or software. The SaaS provider will be on top of that.New releases (upgrades)All upgrades will run smoothly and without participation of the clients. This is one of the major factors that reduce time, effort and money consuming costs. SaaS provider will keep the application up and running 24/7/365.Easy to useSaaS applications are user friendly since they already come with best practices inside it. Also, users can try more than one different versions and choose the one they prefer. Even for high volume traffic environments, clients can run a test drive before buy any of the SaaS plans.Accessibility and persistenceClients can access SaaS applications from any Internet-enabled device and location.FlexibilitySaaS Pros & Cons in a NutshellQuestions & Answers about SaaSData ownership?In terms of data ownership, clients must make clear that there’s a clause in the agreement that states unequivocally who is the main data owner. Most of the times SaaS vendors will permit you to export your data and back it up locally any time you wish.Data safety?Security is the most important factor to take under consideration when allowing an outsource partner to maintain your sensitive data. However, with the practice of online banking and online payroll systems, major security issues have build strict security & safety parametres. SaaS vendors are able to invest in security, backups and maintenance more and beyond any small to medium enterprise. Based on that, a web-based system has stronger on going security measures in action than an on-premise system.Online and Offline connection?SaaS basically relies on a valid Internet connection. Many of SaaS vendors have pre-build “offline” functionality that permits users to keep working even after in the event that Internet goes down. At the moment the internet connection is available again, all new data is synced to the system.The article was originally posted at - Grafimedia Health IT Blog“Grafimedia.eu is a net of Health Information Technology SaaS Experts, operating in different countries. We analyse, design, develop and implement workflows for any kind and size of healthcare facility. We approach each case individually, trying to integrate and bridge existing systems, without necessarily replace them. At the same time we try to offer the best cost/performance ratio, without exceeding budgets.”

I learned a new word concept today!Thank you for asking What does PropTech mean?What are the hottest PropTech investments?Right now I would say the marriage between Zimco and SnapDocs[1] would be pretty hot!Snapdocs raises $25 million to streamline mortgages with AI.Nov 7, 2019 - Real estate tech company Snapdocs today revealed that it has raised $25 million in series B funding to further develop its products and ...Atlant is making an effort to create a decentralized real estate marketplace. They try to achieve those results with tokenized ownership and p2p rentals. Tokenized ownership makes it easier to operate real estate assets and boosts their liquidity in the secondary markets. With peer-to-peer rental company endeavors distorting the monopoly of real estate agents, they are significantly reducing fees for tenants and landlords.[2]What is “proptech” Technology for Real estate?Bowery is redefining the industry of real estate appraisals with their cutting-edge technology, expertise, and big data. Bowery offers a cloud-based appraisal writing software that automates and speeds up the process compared to their leading competitors. The software utilizes a natural language generator and robust backend database. The software is easy to use and has a mobile application.[3]Zimco Stands for Zero Interest Mortgage Corporation[4]https://www.quora.com/What-is-a-zero-interest-mortgageBuildiumThis is an intuitive and efficient cloud-based property management software. It is affordable and perfect for the medium size property management and small landlords. It allows users to efficiently manage all day-to-day operations in one place.EnertivEnertiv digitizes the physical infrastructure to streamline the management and operations of large buildings. They install circuit-level sensors on every valuable piece of equipment, track the crucial indicators and analyze the data streams. These open tremendous possibilities for enhancing the safety and efficiency of elevators, boilers, exhaust fans and air conditioning.FlipFlip provide a digital communication platform for rentals. They provide flexibility for renters and landlords. They provide a seamless experience for those looking to sublet or search for a home for a short period of time. Flip manages the entire process from screening the potential candidates to the payment of security deposits.FixfloThis innovative software solution effectively connects commercial and residential properties and maintenance professionals. This is a communication and business tool that provide a seamless experience of repair.FoyrFoyr was created in Bangalore, the Indian Silicon Valley. It was the first online interior designer. With the simple interface and request forms, Foyr tailor specific design solutions for your home. They measure the key indicators of your interior and adjust it to your cultural background.hOMThis company is a ground-breaking technology-centered amenities provider for large residential and office facilities. They partner with third-party vendors, like event planners and fitness trainers to organize on-site events and activities. They create a unique living and working experience without the need to hire PR professionals or entertainment teams. If you want to entertain your tenants or employees this is the place to go.MashvisorMashvisor is a real estate data analytics company which helps investors find lucrative traditional and Airbnb rental properties. Their platform uses big data and predictive analytics to analyze the investment potential of properties. They use AI and machine learning to match buyers with the most appropriate investment properties.LandbayIt is an online platform for peer-to-peer lending. It matches lenders with borrowers and creates a venue for alternative investment. Landbay lets regular customers benefit from the British property market through investment and direct ownership. They offer a personal approach and tailored solution for specific needs and circumstances.No AgentThe monopoly of brokerages and real estate agencies plagued the industry for years. They established a firm grip on entire regions, positioning themselves as the only gateway for renting and selling property. Their position allowed them to charge high commissions with minimal effort.Property owners can try to market property themselves, but usually, they lack even the basic expertise. No Agent is changing this and enables landlords to manage their property professionally. No Agent’s advanced knowledge and technological toolkit allow landlords to operate the process autonomously with minimum spendings.Open Door LabsThe company serves as a digital intermediary for the sales deals. This company frees you from all the hassle of selling a home. They purchase a property from you and take care of the rest. They use big data and advanced market assessment algorithms to give a fair price for your property.Open ListingsThis company streamlines the process of buying a home, making it easy and affordable. Open Listings innovative platform allows anyone to buy a house without the assistance of the real estate agent. Prospective buyers can manage all the process online with the self-service platform and in-house consultants. The platform saves up to half of the money that would usually go to the commission of the real estate agent.Property DetectiveThis digital service allows you to asses the area you are planning to move to. It compiles a comprehensive report on various neighborhoods about the quality of schools, crime rate, and many other factors.Purple BricksThis is a digital real estate agency that provides a full package of services for a fixed fee. Instead of hiring an agent or broker, you pay a one-time fee and let the digital professionals market and advertise your property.PeerStreetPeerStreet takes an innovative approach to real estate debt and peer-to-peer lending. They provide interested investors access to the market of real estate debt. PeerStreet enables investments in high-yield mortgages and real estate-backed loans. It is a great tool to diversify your investment portfolio and enter the lucrative market which was previously monopolized by big banks.RavtiRavti is the ultimate outsource option for air conditioning, heating, and ventilation (HVAC). It removes the headache of dealing with sophisticated technical equipment for big property management. Ravti procures, tracks, and manages HVAC for big residential and office buildings.RealtySharesRealtyShares is a pioneer in real estate crowdfunding. This industry is aiming to provide access for small investors to big real estate development projects. RealtyShares enable investors to buy shares in pre-vetted real estate properties with as little as $5,000.RentberryRentberry is an innovative rental platform that enables direct interactions between tenants and landlords. It is an all-in-one platform that allow users to submit rental applications, track maintenance, requests candidate screenings, and e-sign rental agreements. One of the unique features of Rentberry is the custom offer feature that allows tenants to negotiate the rent price transparently through the platform.RepositSecurity deposits are a blessing and a curse. On the one hand, it provides security and confidence to the landlord. On the other hand, security deposits require tenants to pay a large sum of money which may or may not be returned. The British startup, Reposit, is offering a healthy alternative to this system. Tenants pay a one-time non-refundable fee equivalent to a half-months rent, while the landlord receives a half-year of the property insurance.RileyModern sales and business development are all about leads. Leads come from everywhere, and it is hard to access their quality and relevance. Riley offers lead qualification as a service. Real estate agents and brokers can send leads to the Riley’s Concierge service, and in a matter of minutes Riley will assess and qualify them and pass them back to the agent.SeeableReal Estate is all about digits: median sales price, closing price, crime rate etc. It is hard to navigate in this word of raw data. Seeable aim to transform this grim situation and provide a powerful visualization tool for real estate. They create 3D Building Information Models that make all the information about the asset visible and accessible to a large audience. It is especially useful for regular non-professional users that need to access crucial information in a simple form. Seeable offers 3D and 2D applications for various platforms.SquareFootThis company focuses on commercial real estate leasing. They customize the leasing process from initial search and open-houses to lease negotiations. SquareFoot is an online listing platform that provides tools for effective renting.TrussleThis company provides cutting-edge financial advice on mortgages. Trussle provides a comprehensive assessment of the various aspect of the market as well as personal finances. It calculates what you can borrow and does a search of thousands of available mortgages and shows you the best offer.VR ListingThis company focuses on the immersive technologies of real estate marketing. They offer various turn-key packages and solutions to real estate. They work on the cutting-edge augmented reality and interactive technologies for real estate agents.Disclosure: The above companies may be under consideration for acquistion by subsidiaries of the Infinite Freedom Foundations of Earth International and the data was curated from this and other links found online: 25 Innovative Real Estate StartupsFootnotes[1] snapdocs raises $25m - Google Search[2] 25 Innovative Real Estate Startups[3] Bowery Valuation[4] Why is a zero interest mortgage not the same thing as a free no-cost mortgage?

Several years ago, I wrote a document titled "Licensing 101" (Page on danashultz.com), which provides an overview of licensing in FAQ format (some of the discussion is specific to the U.S.). I suspect that there are several aspects of licensing explained in that document that you will find interesting.Here is the content of that document:1. What is a license?A license grants permission to do something that is not allowed if the license is not granted. Stated differently, a license is a waiver of a right to sue for conduct that is actionable if the license is not granted.The license is granted by the licensor to the licensee. The licensor retains ownership of the subject matter to which the license applies and, usually, receives compensation for granting the license. Some of the important characteristics of a license are:Whether the licensee’s rights are restricted to a specified territory or may be exercised worldwideWhether the license is for a specified term or is of potentially infinite durationWhether the license is restricted to a certain industry or field of useWhether, and under which circumstances, the license may be revokedWhether the licensee may grant sublicenses of some or all of its rights to third parties (in which case the licensee becomes a sublicensor and the third parties become sublicensees)2. What can be licensed?The licensor can grant all or any subset of its rights in the subject matter, short of transferring ownership. The rights often are expressed in terms of intellectual property (IP) protection. For example:Copyright – the right to reproduce, prepare derivative works, prepare copies, perform publicly or display publicly (17 U.S.C. § 106)Patent – the right to exclude others from making, using, selling, offering for sale or importing the claimed invention (35 U.S.C. § 271)Trademark – the right to prevent others from using a confusingly similar mark (15 U.S.C. § 1114)Trade secret – the right to use information that derives value from not being generally known and is subject to reasonable efforts to maintain secrecy (See, e.g., Uniform Trade Secrets Act § 1[4])Sometimes the license grants rights that pertain to a product rather than its IP. For example, most software licenses grant the right to use the software (subject to certain limitations) rater than granting rights under any copyrights, patents or trade secrets that may apply to the software.3. Why is licensing so widespread?There are countless business reasons why it can make business sense to grant licenses. Here are some examples:So the licensor can receive revenue that reflects the amount of use by the licensee (such as when software is licensed on a per-user or per-computer basis)So the licensor can exercise control and maintain quality standards (such as when a franchisor licenses use of a name to a franchisee)So an IP owner can take advantage of the revenue-generating capability of a small number of industry leaders (such as when NTP forced Research in Motion to enter into a patent license and settlement agreement for $612.5 million)So multiple licensees can help a licensor gain market share quickly (such as when Microsoft licensed DOS and Windows to PC manufacturers while Apple restricted its operating systems to Macintosh computers)4. How much does a license cost?There are many different ways to set licensee fees. One of the simplest (mentioned above) is the prevalent per-user or per-computer fee for software licenses.The pricing for patent licenses, on the other hand, tends to be more complicated, typically including variations on the following:A non-refundable up-front paymentRecurring payments (often quarterly or annual) that server as advances against royalties or minimum royalty paymentsRoyalties computed as a percentage of revenue that the licensee receives from sale of products that incorporate the licensed technology (See below, however, for a discussion of some of the problems that arise in trying to define revenue properly for royalty-calculation purposes.)5. Can license terms be negotiated?The general answer is “yes” – there is no “standard” license agreement. However, there are times when the licensor is in a position to dictate terms to the licensee so that negotiation is, effectively, impossible. For example:· Software purchased at retail routinely comes with a “shrink-wrap” license on paper and on the software CD. In addition, the software may require acknowledgement of the license terms when the software is installed. The user is instructed to return the software for a refund if s/he does not agree with the license terms.· Similarly, online services typically require that the user accept the terms of a “click‑through” agreement, which includes license provisions, before using the service.· Some companies either are so large or otherwise are so dominant in their fields that they can dictate terms on a “take it or leave it” basis to licensees.6. Which license provisions tend to be the focus of negotiations?The following provisions tend to receive the most attention, and require the most time, when license agreements are negotiated:What will be the scope of the license (industries covered, geographic restrictions, amount and type of use, right to grant sublicenses, etc.)?Will the license be exclusive or non-exclusive? (Exclusivity, if offered, usually costs much more.)What will the price be? (For revenue-based royalties, there can be lengthy discussions about how to handle components vs. finished products, discounts, taxes, transportation charges, returned or damaged goods, etc.)What will the licensor provide with respect to warranties and indemnification for third-party claims?What will the parties’ respective limitations of liability and damages be?7. Are some provisions unique to patent licenses?Yes. Aside from pricing considerations discussed above, the following are examples of unique issues that patent licenses raise:· Third-party infringement – The licensee often will want the licensor to bring suit against any third-party infringer because the infringement reduces the value of the license. If the licensor does not want to take on this responsibility, it may give the licensee the right to sue the infringer. However, the licensee must be an exclusive licensee “with all substantial rights” to be able to exercise that right. Fieldturf, Inc., et al. v. Southwest Recreational Industries, Inc., 357 F.3d 1266 (Fed. Cir., 2004)· Patent expiration – If the underlying patents expire, a patent licensee need not make further license payments to the licensor. Brulotte, et al. v. Thys Co., 379 U.S. 29 (1964); Zila, Inc. v. Tinnell, 502 F.3d 1014 (9th Cir. 2007) It, thus, can be in the licensor’s interest to characterize the license as pertaining not just to one or more patents, but also to some other rights or products so payment obligations will continue even if the patents expire.8. What are “open source” licenses?“Open source” refers to software that is licensed on terms that give users the freedom to run, copy, distribute, study, change and improve the software. As changes and improvements are contributed back to the open source community, the software is enhanced to everyone’s benefit. Open source is contrasted with proprietary software, the source code for which is under the licensor’s tight control.One of the best-known open source licenses is the GNU General Public License, usually referred to as the “GPL” (GNU General Public License). An extensive list of open source licenses is available at Licenses & Standards.9. Which licenses are required to perform or record someone else’s music?No license is required to perform or record music that is in the public domain (i.e., that is not subject to copyright). This category includes, for example, classical music that was composed centuries ago.For music that is subject to copyright in the U.S.:A license to perform the music publicly may be available from a licensing agency that represents the work – ASCAP (Welcome to ASCAP - the world leader in performance royalties, advocacy and service for songwriters, composers and music publishers), BMI (Broadcast Music, Inc. (BMI)), or SESAC (SESAC Home).A “mechanical” license to record the music can be obtained, subject to certain conditions, from the Harry Fox Agency (HFA) under the compulsory license provisions of 17 USC § 115.10. Are there special rules where the U.S. government is the licensee?Yes. The U.S. government does not license rights under patents or copyrights. Instead, it acquires rights under its eminent domain powers and pays reasonable compensation to the patent or copyright holder. The starting point is to file a claim with the applicable government department in accordance with the applicable provisions set forth in the Code of Federal Regulations.11. What should I look out for in international license agreements?International considerations tend to make negotiation of choice-of-law and jurisdictional provisions both more important and more contentious. You might want to consider a neutral dispute-resolution venue, such as the World Intellectual Property Organization or the International Chamber of Commerce.The United Nations Convention on Contracts for the International Sale of Goods is, roughly, the international equivalent of the Uniform Commercial Code. Parties to international license agreements often expressly exclude the Convention (which is allowed by its Article 6), because they want their negotiated terms, rather than general terms designed for international shipment of tangible goods, to govern the license.Moral rights are the rights of a creator to control the fate of his or her work, thus protecting the personal and reputational value of the work. These may include the right to receive or decline credit, prevent alteration, control ownership, or dictate whether or how the work is displayed. Whereas in the U.S. moral rights apply primarily to visual art under the Visual Artists Rights Act of 1990 (17 U.S.C. § 106A), in many other countries moral rights apply much more broadly. Because moral rights are personal, they cannot be assigned, but they can be waived. As a result, a licensee who requires licensor representations about ownership of the licensed subject matter should ensure that moral rights are addressed appropriately.12. How can I protect my company if I am concerned about the financial viability of the other party to a license agreement?First, you may be able to perfect your license rights, to establish priority over certain third parties, by recording the license agreement in two ways:State – Section 9-505 of the Uniform Commercial Code allows licensors to file financing statements, using the terms “licensor” and “licensee” rather than “secured party” and “debtor”.Federal – Patent licenses can be recorded online under the Electronic Patent Assignment System (USPTO. EPAS.), and trademark licenses can be recorded online under the Electronic Trademark Assignment System (USPTO. ETAS.). There is no online recordation of copyright licenses; information about manual recordation is available at Recordation of Transfers and Other Documents.Second, the following protections are available to licensees:In bankruptcy, if the debtor/licensor rejects an executory license, Bankruptcy Code § 365(n) allows the licensee to (a) treat the license as terminated and assert damages for breach or (b) retain its rights under the license. (This does not apply to trademark or service mark licenses.)An object-code software licensee may be able to persuade the licensor to put source code into an escrow for the licensee’s benefit if the licensor goes out of business or otherwise fails to support the software adequately.