Donation And Receipt Form 2013: Fill & Download for Free

Congratulations on the addition to your family!!If you itemize deductions, you are permitted to deduct the interest that you pay on a mortgage loan used to acquire or improve your primary home, and you are allowed to deduct the real estate taxes that you pay. Sometimes a portion of your closing costs will be allocated to those two categories, so you want to save the closing statement from your home purchase as well as any statements that you get from your mortgage holder(s). Nowadays your mortgage will usually include a portion that is put into escrow to ensure that your taxes and your insurance are paid, and the mortgage holder will send you a Form 1098 early in the New Year that has the mortgage interest and the real estate taxes paid on your behalf.You can deduct contributions to qualified US charities, of both cash and property. You always have to have a record that shows the name of the organization to which you donate and the date and amount of the contribution. For cash contributions, this can be a cancelled check, a receipt from the organization, or a pay stub and pledge card if you do this through employer payroll deductions. For each single cash contribution of $250 or more, you must also have a written acknowledgement of your contribution from the organization that specifies the date and amount of the contribution and also the amount of any goods and services that you received (if any) due to your contribution (you can't include those in your deduction). For property contributions you generally need to keep written records of the items that you donate, and depending on the value of the items you donate you will usually need an acknowledgement from the organization and perhaps an appraisal of big-ticket items. I recommend using something like ItsDeductible from TurboTax or DeductionPro from H&R Block to track property donations - my experience is that most people undervalue their property donations because they have no idea what the fair market value of those used clothes really is.You can deduct state and local income taxes that you pay in 2012. This includes the amount that you have withheld on your paycheck(s) - although if you get a refund you will have to add that back into your income in 2013. These will appear on your W-2, and tax software imports these into the proper place. As of right now, there is no option for deducting sales taxes in lieu of income taxes for 2012, although that could change - if it does, there will likely be a safe harbor exemption based on your income, so you don't need to keep receipts for this.You can also deduct certain other state and local taxes. You are allowed to deduct personal property taxes that you pay in 2012 on motor vehicles, boats, etc, to the extent that those taxes are assessed on the value of the item (these are called ad valorem taxes) - you want to keep the bill that you get from the state or local government and the cancelled check or other record that shows you paid it, and when. You can't. In a few states (notably New Jersey and Pennsylvania), the state also deducts taxes for unemployment insurance and disability insurance - these will show up in Box 14 of your W-2 as "SUI" or "SDI" respectively and can be deducted.For 2012, you can deduct out-of-pocket medical expenses to the extent that they exceed 7.5% of your adjusted gross income (AGI). You cannot deduct insurance premiums that are paid with pre-tax dollars (which most company programs are). You would need to keep records of these expenses. Prescription drugs and glasses are included. (In 2013 that percentage will increase to 10% as it stands now.)Those are the ones that you will likely run across. I think if you use common sense in all of these cases you will be well-protected from IRS audit.

I thought to write this Anonymously for some reasons but then I let my heart speak!It still gives me goosebumps. It still reminds me that life is not the way how I am living. It was the worst experience I had and could have been worse for anyone else!BackgroundMy wife and I got married in 2013. It was an arranged marriage but love is all that we knew (read know). After a couple of years (and visiting 7 countries and many honeymoons) we decided to plan for a baby.Fortunately, in two months, I got the good news! We were expecting!I was more than happy. I am a family man and what else I would have asked life at that stage?But it seems God planned something else! We miscarried that child and lost it soon. Yes, it was the worst. We hear such news about our friends, cousins etc but when it happens it feels the worst.We didn’t have the courage to plan again but Yes, time heals everything. Last year, we got ready and again We were expecting! Every single night, every single test and doctor visit were so stressful. All I wanted was to remain normal.Early reports were good and then that night came!8th November 2016 -My life’s longest night!It was the same night when demonetization was announced. We were at the hospital for some checkup and injections and I was getting calls about all this news from friends and family members. During the day, there were some routine blood tests done too.I came back home and was talking to my friend about Demonetization and how it will affect us, country etc etc. And, then I found this unread Email on my laptop (it was sent to my wife’s Email which was auto-forwarded to my Email ID)I was expecting this report. It is so normal and convenient to get reports via Email. I kept talking to my friend while browsing the report. Everything looked normal until I saw this:Now, normally, if there is any problem with the report, they make it Bold. I checked this and didn’t find anything problematic. But I was expecting Negative instead of Reactive. I was still on call!I started searching on the Internet. I had no idea what is Reactive, Non-reactive, or what kind of test it is. It says HIV 1 + 2 ANTIBODY so I had no clue if this was good.So, the initial searches I found said Reactive means Positive. Later, I found that it is not good to have this as Reactive. And, then I got this WhatsApp from my wife who was sitting in another room, asking me to come as she wants to discuss the report.By the time I sensed something, and I disconnected the call and I rushed to the room where she was sitting. She was looking bit tensed as she has already done the research.Without asking her anything,I said “Yes, I have read the report. Not sure what it means. I am still searching on the Internet”She said, “It looks like I am HIV Positive”It was already 10.30 PMI kept searching the Internet and read every possible information I could have gathered. There was lots of lots of information on this. It all pointed out that Reactive means she is HIV Positive. I read the consequences, treatment and everything. I started trembling. I didn't know how this was possible. This could not be happening with me! not with us!She was pregnant and I read about that situation as well. Last time when we miscarried, we didn’t go through these tests so I had no clue and no answer for Why? and How? and What Next?I stopped searching as there was nothing left. I was so restless, nervous and that feeling I can’t describe under words.My wife was calm.I asked her to call the doctor and discuss the same. It was 11.00 PM then and that was not a very good time to call 74 years’ old doctor when we recently met her and were not that much friendly with her.She did. Doctor asked the details and her voice was clearly hinting that it was something serious.Still, she said, “Don’t worry, come tomorrow early morning. I will check everything and will suggest what to do next. And don’t worry, let's meet tomorrow.”My wife said, “Doctor, we read on the Internet and we are really very tensed. Is everything fine?”Doctor Said “I need to check but no need to worry. We will see what it is. Let’s meet tomorrow at 10 AM - first appointment”However she was trying to give the best of her advice about not thinking anything else, it didn’t work. With her tone and stress on “don’t worry”, we were sure that there were reasons to worry.We had 11 hours to pass. Longest 11 hours. And then there was a thought that it is not just 11 hours.. maybe.. lots of bad thoughts started pouring in my mind.What will I do without her?How can this happen to me?Will I lose her?How much time she has?My baby?Was it me who got her infected??I immediately asked her if she had any blood transfusion or had any injection where the needle wasn’t changed. She wasn’t able to remember anything.She was, still, just calm. We both were trying to act normal referring doctor’s statement that she will talk and take care of it. Though, inside, we both were restless.We were holding each other’s hands and were trying to talk about something else. But in my mind, again:It has to be me! But I never did anything which can have such consequences. I have been so good in life. Then why?What will happen If I lose her?Who will die first?My insurance will cover this, right?I have a family who needs support?What will happen to them?And it was all random and most negative thoughts kept coming to my mind. I didn’t check my pulse but I am sure it must be 125+.I can’t live without her!Why there is no treatment?How about that treatment which says one can live longer by changing lifestyle?But just why?The thoughts moved in another direction where I started analyzing how I lived my life. What did I actually achieve? Did I live a life worth anything? All of sudden, I started assuming that not only she but I was also infected.And, then I thought of people who have gone through this. Those people who are still fighting with it. They are fighting with the smile and not be like what I was then.But then I thought “I am not like them. I am so weak. I am actually.”For hours, my wife and I didn’t directly talk about this. We tried to calm each other. I am proud of her that she reacted so calmly to this situation.It was already 4 AM.I was feeling so much pressure on my heart. For the first time in my life, I wanted to share all the negative things which I was feeling. I opened up. We had this emotional conversation. I told I am afraid that it might have reached to you from me and I could be infected as well. I told her how afraid I was.I told her all those things which I always would sugar-coat. But this time, it was all different. My tone was different.We didn’t sleep the whole night.We reached the hospital before time. Because it was the first morning of demonetization, it was total chaos. People wanted to spend money on hospitals as there was a confusion that hospitals will accept old notes. There were big lines. People were shouting, arguing and everybody was after old notes.This is how we live! We are after those things which make no sense when the time comes. This is how I have lived!People were making jokes about the situation and I had to fake a smile. I was still restless. After a few long minutes, I was able to make the payments and get the receipt.I rushed to the doctor’s cabin. She wasn’t there. We sat on the chair and waited for her. I saw a known family and had to greet them, talk to them though I was in no mood for doing anything. There was another doctor, whom I knew, who passed in front of me but I tried to ignore him.And then the Doctor came.We went inside. And she said,“Are kya ho gaya beta. Aise kyon dull dull ho rakhe ho. Lao report dikhao” (What happened daughter? Why are you guys so dull. Show me reports. )She said, “How did you get this report?”I said, “We got these tests done at XYZ lab (one of the best in town) and they sent it via email last night.”She said, “What? You got this report via Email. The procedure says, if the person is HIV Positive, they have to re-run the test and they can’t hand this report to anyone, not even to the patient. They have to inform the doctor (her) and a counsellor who have the rights to share this news with Patient by meeting in-person and discuss various options. And they just Emailed you like this. How irresponsible. ”She continued, “I want to test it again. Please give your sample in this hospital.”I asked, “Will they give the report today itself as we are so stressed and we won’t be able to wait for 1 day.”She said, “Ok, I will see if that can be done now.” She instructed her assistant to do the needful.I asked, “But doctor, how is it possible? She has never donated any blood or there is no reason she should have this.”She said “This is not something which happened recently. Maybe during childhood, she got infected.”I too read somewhere that the symptoms start showing after 5–15 years. I asked her if I need to be tested too which she agreed and wrote about my tests in a prescription.We came out of her cabin.Her assistant gave me some forms (pink-coloured I think, I am a bit colour blind so can’t remember) and asked us to fill them. A lot of people were looking as I was filling the form for me and on wife’s behalf which says “HIV Test” in H1 heading.She asked to take these forms and deposit money for tests and come back with receipts.Again same line and this time everybody was trying to read why I am carrying this pink form. Few raised eyebrows. All of sudden I realized that if people are so reactive reading just form, how they would react to a real HIV patient.I folded it.My turn came and I gave folded forms of me and my wife to receptionist along with the prescription. She checked them, looked at me with a straight face and gave the receipt.We took the receipts and went to the assistant who asked us to wait to give our blood sample in some other lab. After a few minutes, we both had given our blood sample and we were told to wait for at least 3–4 hours.I was not in the mood to go anywhere, so we decided to wait there itself. Meanwhile, lots of queries came in our mind as we forgot to ask about the baby to the doctor so we visited her again. She said, “Let the report come first”We had another query but then she got busy. We were restless now. We waited for a few minutes inside the hospital, then outside. Again, inside the car. And, then again decided to go into the hospital. We saw the doctor leaving then. She said, “I am going home. Collect the reports and give me a call. And, don’t worry, be strong.”We decided to leave the hospital and just spend time together while driving as we used to do. For the next 2 hours, we just kept going here and there. I even joined a big line for fuel as people were getting their cars’ tank full due to demonetization where pumps were accepting old notes. Remember those big lines and pumps were having no fuel!Two hours passed, and I thought of dropping the idea of fuel and getting back to Hospital.We reached the hospital and inquired if they have our reports. They said that they don’t have it yet and it will take more time if the results are positive. We were scared to death, again.Meanwhile, my parents kept calling for which I said that we are busy in the hospital and assured everything is fine. We didn’t tell this to anyone.We were hungry. I do not remember if we had dinner last night but I know we didn’t have anything since morning. My wife asked to have something at the hospital’s cafe. I agreed. We ordered something and sat on a table which was a bit isolated from the crowd.She said “If there is anything which should not have happened, then don’t worry. Just take it easy. And if there is any chance, let’s save baby first.”Now I was trying to hold myself since night but looking at her eyes while holding her hands, and when I listened to this, I broke down. I am an emotional guy and there was no way I could have controlled.I cried. We cried.Few minutes passed. It was some 3.15 PMI went again to check if the report had come even though I knew he had told me that I will receive a text first but I wasn’t able to stop myself.He checked and the reports were there. He asked for our IDs and asked us to sign a form which said: “If our reports are positive, we will go to a counsellor or something like that.” Honestly, I didn’t care to read that. He handed two different envelopes which had no names.Do you know what is nervousness?Checking your CAT Result? AIEEE Result? America Visa Status? Interview Result? Funding Email? No. What, then?It is while checking your 2nd HIV test where you were positive first time.I opened the first envelope. Without checking the name, I just tried to check Reactive or Non-Reactive.It was NON REACTIVE. I checked the name, it was mine.I immediately opened another report, which was of my wife now.And you know what? It was NON REACTIVE too.We hugged each other! I don’t remember if we laughed, cried or what. But, next moment, we were out of the hospital.Last 15 Hours were worst. I learnt a lot. My opinion about life changed. Everything is changed now. Maybe I am more sorted now.It seems like nothing happened, or I over-reacted to a situation which wasn’t there but trust me, this is what I went through.This was my worst experience.PS: Later we called the doctor from outside the hospital who was herself so relieved hearing that. Though she told how she consulted with other senior doctors and already inquired about the treatment, and what to do with the baby. She was a real friend and not less than God to us. Lots of respect for her.Doctor and we all were so angry at the MD who signed this report and didn’t even care to follow the procedure and re-test the same. She just signed it.I went to that lab and told the scenario. I said I should have abused you, thrown chairs, broken all the furniture on your face but I won’t. I needed an explanation.I was calm, then. Very calm.The branch-head assured me to check everything and asked me to sit and appreciate that I am not losing my calm on a situation where one should. He told me it never happened in his career of 16 years. They have many branches but he never heard of such a case.I left and after a few hours I got a call from this Doctor (MD) who signed this test. The lady called herself as the branch-head asked her to deal with me, directly. She said she was sorry a million times. She knew the blunder she had done. I told her the complete story and asked her what I should do now. She said, “Please let me know if anything I can do for you. It was a machine which gave wrong figures and without checking I signed it; It is totally my fault; etc”. Indirectly she offered me money and wanted to settle anyhow.I could have sued her, got her license cancelled or even asked for a few lakh Rupees for this mental harassment as there were other cases I read where a victim was paid heavily for giving wrong HIV report as damages.All I said “Learn from this and make sure because of your insincerity, no one else suffers like this ”After all, everybody deserves second chance! I got mine!PS 2: They re-tested the sample and sent the NON Reactive report again by Email. *Ufff*PS 3: Sorry for making it too long. Please ignore if there are any typos, spelling mistakes or grammar issues.PS 4: If you are moved by this answer and need to read something light, you can read this Ashish Biyani's answer to What made you happy today? :)Update 1 (27–08–2017, 3:45 AM)Thanks, friends for your love and blessings. I am really overwhelmed and can’t thank enough for the way you understood and felt our painful experience. Thanks a lot!I don’t know if this is usual but we all have a great connection with each other. I am amazed that the emotional values we have are exactly the same. I received over 300 comments, and I will try to reply to every single person. Your words mean a lot to me.Yes! We became parents of the cutest daughter on 24th June 2017 and named her Sinaya (Siya). We always wanted a girl and she is our prayers. She is healthy and I am fortunate that she looks like me, not so calm :) Though she shares common blood group with her mother :) Perfect mix :)RegardsAshishUpdate 2 (06–10–2019, 04.30 PM)Siya is already 2+ and a big-time chatterbox (Credit definitely goes to me). She has all the stories in the world which she can tell you. And yes, she throws everything. Everything means everything. :)Disclaimer: This answer can’t be used or reproduced without my permission. Message me for the same!

Lets talk about IITs for a while. Here is an excerpt from the Kakodkar Committee Report from May 2011, the committee formed to look into ways to improve IITs (including how to make it financially autonomous)Funding for an IIT comes from the following sources:Plan grants from the Government: The Plan grant or Capital Grant covers the cost of buildings, laboratories, libraries and other infrastructure. These funds are used for non-recurring or capital expenditure. These are not accounted for in the operating revenues but are separately accounted.Non-Plan grants from the Government: The Non-Plan grant or Operations Grant covers operational expenses such as salaries, retirement benefits, estate maintenance, etc. Operational grants make up for about 82% of operating revenues for the IITs. These are disclosed as government receipts.Tuition fee: Tuition fee is earnings from the Undergraduate, Masters and PhD programmes. Tuition fee contributes, on an average, about 7% of the operating revenues for established IITs.Investments and endowment income: The return on endowments and investments, and donations from alumni is about 3% of the operating revenues for established IITs as against 10–40% for top US universities.Others/revenue from auxiliary enterprises and sales/services of educational activities: This source of revenue includes income from royalty, publications, seminars, workshops, sponsorships, examination fees, consultancy, and so onNow lets talk about BITS (now remember this is for all three campuses) The sources are (Page on Bits-pilani for 2009-10 and Page on Bits-pilani for 2008-09)In 2008-09, excess of expenditure over income (loss) was 1.28 L and in 2009-10 it was 2.04 Cr.Plan Grants are given by the Birlas not from a tax-payer's money. Infact the Birlas are investing about 1000 Cr. in BITS (this includes the 400 Cr. Parivartan) Source: BITS Pilani has big plans, with large batch sizesBITS gets some development grants from UGC as well. In 2009-09 it got 1.35 Cr. for Books, Journals and Equipment; 41 L for general development and 29 L for construction of a women's hostel. Thats about 2.04 Cr.I couldn't sum up all the research grants but that is a huge chunk of money I'm not sure where Profs are putting to use.IITs were charging about 45k p.a as tuition fee in 2008-09, now it is about 90k while the Kakodkar Commitee had suggested around 2-2.5 L p.a !!BITSians were coughing up 70k in 2008-09, 80k in 2009-10 and now 1.7 L. So while the fee at IIT became 2x in 4 years, it became 2.4x in BITS. Not that much right?Now, I know paying 1L per semester is too much, I guess even my parents/me can't afford it like so many others who won't be able to go join BITS because of the fee. But I think we as BITSians are smart enough to think rationally and understand why the fee is being hiked. (I'll be happy to take questions/criticism in the comments section)Here's what I think we should do.Not go out in the streets to protest without having a civil discussion with the adminTry to look at it from BITS' perspective as well, they can't possibly run the best private University in huge losses (especially at a time when they are already pumping in hundreds of crores)Ideate among ourselves, with alumni and with the admin to make our system leaner, more efficient and less costly.Again, I'd like to hear your opinion (just don't ask why we have to pay for PS 1 & 2, its already there on Quora). And I'm comparing BITS only to IITs because I don't think other private institutes run on a no profit no loss margin like BITS.UPDATE: I just got to know that the 400 Cr. might be passed down to students. Not sure about it though (till I see it on paper)