Balance Sheet For A Co Operative: Fill & Download for Free

IBPS/SBI/RRB examinations– Banking and financial awarenessChecklist for study preparation01Indian financial system – Financial intermediaries; Money market; Capital market; Financial assets;02Reserve Bank of India – History, Role and functions of Reserve Bank of India; Traditional functions; Development functions; Regulatory functions;03Banking history – Origin of banks - Nationalised banks first stage; Nationalised banks second stage; Old private sector banks; New private sector banks; SBI group banks; Foreign banks; Bank headquarters; Regional Rural Banks;04Types of banks – Savings bank; Commercial bank; Industrial bank; Development bank; Land development bank; Central bank;05Functions of commercial banks – Primary functions; Secondary functions; Agency functions; General utility functions; Social development functions;06Bank – Functional hierarchy; Positional hierarchy; Universal bank; Narrow bank; Islamic bank; Small bank; Payment bank; Banks-taglines; Banks-ranking;07Cooperative banks – Categories;08Types of customers – Individuals; Joint accounts; Minors; Illiterate; Blind; Pardanashin women; Hindu Undivided family; Clubs; Trusts; Charitable Institutions; Associations; Proprietorship firm; Partnership firm; Private and Public Limited companies09Types of deposits – Demand deposits; Savings and Current; Term deposits; Fixed, Recurring and Reinvestment deposits;10Non resident Indians – Persons of Indian origin; Resident Indians; Non resident accounts; Non resident external; Non resident ordinary; FCNR and RFC accounts; EEFC account; Escrow account;11KYC guidelines- Foreign Inward remittances; KYC- Categories of customers; Low risk; Medium risk and High risk;12Negotiable Instruments act 1881 – Negotiable instruments; Non negotiable instruments; Semi negotiable instruments;13Cheques – Parties to a cheque; Types of cheques; Reasons for cheque return; Crossing of cheques; MICR code; IFSC code; Cheque truncation system; Clearing house; RTGS remittance; NEFT remittance14Demand draft – Parties to a demand draft; Issue of duplicate demand draft; Difference between cheque and draft;15Negotiable Instruments - Bill of exchange; Promissory Note; Hundies;16Banker-customer relationships – Mortgage; Hypothecation; Pledge; Assignment; Bailment; Agency;17Currency note issue – Management of currency; Notes in circulation; Coins in circulation;18Electronic banking- Services; Benefits; Types of automated teller machines; Debit card; Credit card; Smart card; Core banking solution; Cheque truncation system;19Rights of customers – Various rights; Risks faced by commercial banks;20Important terms – Cash reserve ratio; Statutory liquidity ratio; Bank rate; Base rate; Marginal standing facility; Repo rate; Reverse repo rate;21Non Banking Finance Companies – Categories;22Insurance – Types of insurance; Life insurance products; Specific principles of insurance; Mutual fund products;23Agriculture – Functions of NABARD; Direct agriculture; Indirect agriculture; Culture and revolution; Types of farmers; Agriculture labourers;2425Categories of loans – Types of securities; Priority sector advances; Weaker section advances; Non Performing assets; Consortium Lending; Syndication credit;26Types of various accounts – Nostro account; Vostro account; Loro account; Suspense account; Call deposit; Margin account; No frill accounts; Senior citizen deposit account; Checking account; Bank trust custodial account; Official settlement account;27Foreign exchange – FERA; FEMA; Authorised persons; Notional rates; Foreign exchange selling and buying rates;28Forex terms – Import and export code; DGFT; Packing credit; Opinion letter; Packing credit; Payment under reserve; Delinking;29Capital market – Primary market; Secondary market; Shares; Debentures; Demat account; Depository; Stock exchanges; IPO; ASBA account; Stock exchanges; SENSEX; NIFTY; Market capitalization; Book value; Above par; Below par; Green shoe option; Red herring prospectus; Float; Outstanding capital; Earnings per share30Financial statements – Balance sheet; Profit and loss account; Categories of capital; Categories of reserves; Gross block; Net block; Intangible assets; Non current assets; Current assets; Current liabilities; Sources and uses of funds; Ratios – Current ratio; Gross profit ratio; Quick ratio; Debt equity ratio; PBDIT; Net worth; Tangible net worth; Sundry debtors; Sundry creditors;31Retail banking- Retail deposits; Retail loans; Retail services;32Wholesale banking – Fund based services; Non fund based services; Value added services; Retail Banking services; Needs of exporters; Needs of importers; Remittance services;3334Reserve Bank of India – The past and present Governors;35Various committees36Money market instruments – Call money; Notice money; Term money; Held till maturity; Yield to maturity; Coupon rate; Treasury operations; Gilt edged securities; Types of treasury bills; Commercial paper; Certificate of deposit; Inter corporate deposits; Ready forward contracts;37Indian Economy – Developing economy; Gross national product; Net national product; National wealth; National income; Gross domestic product; Personal income; Personal disposable income; History of planning; Planning commission; Five year plans; National development council; Planning strategies; Rural poverty; Types of unemployment; Foreign direct investments;38Development programmes – Employment; Rural development; Women empowerment; Education oriented; Public distribution system; Maharatnas; Navaratnas; Types of large scale industries; Foreign direct investment;39Mutual funds: Income funds; Growth funds; Balanced funds; Diversified funds; Infrastructure funds; Index funds; Open ended fund; Closed ended fund; Fixed maturity fund40Tax- Direct tax; Indirect tax; Income tax; Service tax; Sales tax; Value added tax; Customs duty; Central excise duty;Important topics:Account payee crossing;Electronic clearing system;Death claims;Nomination;PIN Number;PAN Number;Natural guardian;Mother of deposits;EEFC account;DRA-Debt recovery agent;DMA – Direct marketing agent;DSA – Direct selling agent;CASA account;Deposit Insurance and Credit Guarantee Corporation;Export Credit Guarantee Corporation;Collateral security & prime security;Guarantee; Financial guarantee;Deferred payment guarantee;Performance guarantee;Bills for collection;Pay in slip; Withdrawal slip;Arbitration; Arbitrate; Arbitrator;Gold loans; Appraisal; Appraiser;Bouncing/Dishonour of the cheque;Book building;Kerb trading; Insider trading;Document of title to goods;Credit rating agencies; SWIFT;Merchant Banking;Mergers and acquisitions;Encryption and decryption;Plastic money; Venture capital;Micro credit;Factoring; Forfeiting; Lease finance;Asset Reconstruction Company;Asset Management Company;Hedging; Underwriting; Subcontracting;Enterprise risk management;Asset Liability management;Relationship management;Breakeven point;Principle of utmost good faith;Principle of indemnity;Principle of subrogation;Principle of insurable interest;Principle of mitigation of loss;Mergers and consolidations;Business correspondent;Money laundering;Garnishee order;Income tax attachment order;Debt recovery tribunal;Balance of trade; Balanced budget;Balance of payments;Inflation and deflation;Special drawing rightsGlobal depository receipts;Indian depository receipts;American depository receipts;External commercial borrowings;Fiscal cliff;On balance sheet items;Off balance sheet items;Basel committee on banking supervision;Basel I and Basel II accord;Tier I and Tier II capital;CAMELS;Sarfaesi act 2002Securitisation;Derivatives; Options; Futures;Special purpose vehicle;Value at risk;Business process outsourcing;Capital account convertibilityMinimum support price;Net asset value;Capital adequacy ratio;LIBOR and MIBOR;One time settlement;Wholesale price index;Consumer price index;Bank working and business hours;LPG and PURA strategies;International development association;Corporate social responsibility;Monopoly and oligopoly;Per capita income;Business facilitator;Corporate governance in banks;Sub prime lending;Financial inclusion;Ways and means advances;Liquidity adjustment policy; Forwards;Negotiated dealing system; Conversion; Material alteration;Liquidators; Receivers;Banking ombudsman scheme;Participatory notes;Book building;Willful defaulters;Lok adalats;Debt recovery tribunals;Rule in clayton’s case;Current account transactions;Capital account transactions;Convertibility;Capital account convertibility;Liberalised remittance scheme;Exchange rate system;Mirror account; Forward contracts;Swaps; Arbitrage;Duty draw back system;External commercial borrowing;Suppliers’ credit;Buyers’ credit;Break even point;Schemes:1-Pradhan mantri Jan Dhan Yojana (World’s largest Financial Inclusion programme)2-Pandit Deen Dayal Upadhyaya Shramev Jayate Karyakram3-Deen Dayal Upadhyaya Antyodaya Yojana4-Mission Housing for all5-Micro Units Development and Refinance Agency Bank (MUDRA Bank)1-My Gov Online Platform2-Digital India3-Make In India4-Deen Dayal Upadhyaya Grameen Kaushal Yojana5-National Policy for Skill Development and Entrepreneurship6-National Sports Talent Search Scheme7-Swachh Vidyalaya Abhiyan8-Padhe Bharat Badhe Bharat9-Pandit Madan Mohan Malviya National Mission on Teachers and Teacher Training10-Rashtriya Avishkar Abhiyan1-Pradhan Mantri Suraksha Bima Yojana2-Pradhan Mantri Jeevan Jyoti Bima Yojana3-Atal Pension YojanaRBI and RBI Related Important Topics for IBPS Po / clerkBanking and Important topics from Banking1Origin of RBI. Who is the current governor. How many members are there in RBI BoardWhat is bank? What are its functions? how is it different from an NBFC/NBFC-factor, Post-office savings, Chit Fund, Nidhi etc?2RBI comparison with SEBI, IRDA : Name of their main bosses, Who controls what? NBFCs, MFI, Gold Loans, ULIP, Mutual funds etc.Types of banks: commercial banks, regional rural banks, cooperative banks, investment banks, development banks etc.3Powers and functions of RBIWhat is a Scheduled commercial bank?4How does RBI control the money supply?IDBI, ICICI, IFCI, SIDBI, EXIM, NHB etc.5Open market operations, MSF, liquidity adjustment facilityBank nationalization, mergers and consolidations.6SLR, CRR, Repo, Reverse repo, bank rateNames of chairman/CMD of big banks.7Priority sector lending: and its subsectors. How do they apply to Domestic bank vs foreign bank?Basic GK related to banks: first commercial bank in India, first bank setup by Indians, origin of SBI/ICICI, subsidiaries of SBI, etc.8Banking regulation act and its recent amendmentImportant Mobile APPS Launched By Various banks9Banking reform, Banking License, Narshiman, BASEL.Types of Bank customers and provisions related to them:Minor-Guardian, partnership firmsHUF and kartaNRI, PIOjoint account holdersMarried Womenpartnership firm accountspublic/private companiestrusts and cooperatives10Nachiket Mor CommitteeTypes of bank accounts and their features:1-current account, savings account2-term deposit account, fixed deposit,3-PPF, senior citizen’s account4-NRE-rupee account, FCNR account, RFC, EEFC, escrow account5-Allied topic: post office savings account and National savings certificate11Foreign exchange management, components of forex reserves, approx. forex under RBI. Powers under FERA/FEMA, Tarapore Committee on capital account convertibilityCheque:1-order/bearer/travel/bankers cheque2-endorsement, cheque-crossing,3-post-dated cheque, what if cheque-date is invalid4-when Bank should not pay, cheque-dishonor (cheque-bouncing)5-MICR, Cheque truncation6- new CTS-system7-Note refund rule, clan note-policy12Measures of money supplyOnline banking:1-NEFT, RGTS, EFTS, Bankwire, E-commerce2-networking among banks: INDONET, BankNET, RBINET, SWIFT, Point of Sale (POS) terminal3-core-banking solutions4-Electronic signature and Information Technology Act13Currency chest, Mint and press. Who signs coins and currency?Loans1-different type of loan products,2-Subprime lending3-mortgage, reverse mortgage, collaterals, stamp duty on loan documentslien, set-off4-Priority sector lending: and its sub sectors. How do they apply to Domestic bank vs Foreign bank?SLR, CRR, Repo, Reverse repo, bank rateBanking Ombudsman: powers functions, appeal structure and Consumer courtsWho appoint RBI Governor And tenure of RBI governor.Bancassurance, cross-selling, universal / narrow / retail bankingMobile Banking, personal banking, tele-banking, corporate bankingATM: PIN, HWAK, White Label ATM, third party ATMRural Banking And important Topics related to Rural Banking For IBPS PORural Banking And Important Topics for IBPS POWhat is Role Of RBI and NABARD in Rural BankingRural infrastructure development fund (RIDF) And Budget 2015 Fund allocationFinancial Inclusion And Schemes launched for financial inclusionregional rural banks, their amalgamationcooperative banks And Functions Of Co operative Banksmicro-finance institutions (MFI)primary agricultural credit SocietyBanking correspondent agentsKisan credit card, interest subvention on crop-loanslead bank scheme, local area banks, service area approachNon Performing Assets , Bad Loans and Other Important Topics for IBPS Preparation.NPA and Bad Loans = Problem for BanksInternational BankingWhat is NPA?Bretton WoodsGross NPA versus net NPAWorld BankAsset classification under NPA (substandard/doubtful/loss)ADR, GDR, IDRCurrent figure of NPA? Which bank has highest NPA?Islamic BankingCapital adequacy norms, hypothecationAsian clearing unionCIBIL and credit ratingbank for International settlementSARFAESI Act and its recent amendmentBASELasset reconstruction companiesWho are the Main boss of IMF, World Bank, ADB?Debt recovery tribunals.IMF: SDR, voting rightsLok Adalats , functions of Lok AdalatsBRICS Bank and Its Member Countries , HQ, President of Brics BankIndustrial sicknessAIIB Bank, HQ , President, Founding Members, IMF and AIIB ComparisionBoard for industrial and financial ReconstructionEuropean Banking AuthorityDisinvestmentTopics to Prepare for IBPS From current Affairs mainly Banking Related.Banking Awareness (Current Affairs)RBI’s monetary policy and key ratesAny committee made by RBI/government for Banking sector. Who is its chairman and what is the purpose?Any new directives to banks by RBI/Finance MinistryPerson in News: Any new appointments in RBI/Big Banks, Any Indian being appointed in foreign banksBanking license, entry of foreign banks.New Product and Mobile apps Launched by various BanksGovernment schemes associated with financial inclusion/pension/insurance: swabhiman, swavalamban etc.AwardsEconomy Theory , Financial Market, Budget And Other important topics from Traditional Syllabus. These topics are important for IBPS PO Exam.Economy Theory -Important topics to PrepareFinance1-Money market vs capital market: functions, who supervises them?2-Commercial bills, Treasury bills, certificate of deposit, commercial paper3-Derivatives, options-futures, currency swaps,4-underwriting, factoring5-debt vs equity: IPO-shares, stocks, debentures, bonds, mutual funds, G-sec6- venture capital, angel investor7- SEBI: functions, who is their main boss?8- Stock Exchange: BSE, NSE, SENSEX, Dollex etc. , Functions, Chairman and Power9- Credit rating: CRISIL, Moody, S&P etc., Different Types of Ratings10- participatory notes , Cheques, Promissory Notes, Negotiable Instruments, Bill of Exchange11 - QFI, FII12 - FDI and its limits in various sectors, FIPB13 - PAN card and DEMAT account14 -External commercial borrowing (ECB), ADR, GDR, IDR15 - RBI Act, Companies Act,Insurance1-Types of insurance2-Nationalization, LIC, GIC etc.3-IRDA: chairman, power-functions4-NPS, EPFO, ESIC, social security5-pension-insurance reforms, FDI6-Bancassurance7- Atal pension yojanaIndian Economy1-NITI AAYog2- five-year plans, main targets of 12 five-year plan.3-14th Finance commission and who is its chairman?4- Inflation: types, impact, various terms associated with inflation WPI, CPI, their new series, who calculates what?5- IIP, industrial licensing, definition of MSME6- Indian Economy growth Forecast , Forex Reserve And Balance of trade7- Economy Survey 2014-15 Highlights8- Industrial PolicyBudget1-Taxation:2- direct vs indirect. taxation powers of union and state3- tax deduction at source4 - tax slabs according to Budget 20155- negative list in service tax6 - PAN Card, E-filling of tax returns7- Types of budgets: surplus, deficit, balanced9- votable vs non-votable items10 -Finance Bill and appropriation Bill11 -cut motions: policy cut, economy cut, token cut12- general budget versus railway budget13- revenue versus capital expenditure14- standing committees of Parliament15- types of deficits, FRBM targets16- fiscal deficit and its impact on economy17- Consolidated fund, contingency fund, public account18 - Budget 2015 and Allocation of Funds for various Schemes and departmentsList of Important schemes And Programmes Launched PM Modi In Last One YearCategory of schemeScheme NamePro Poor1-Pradhan mantri Jan Dhan Yojana (World’s largest Financial Inclusion programme)2-Pandit Deen Dayal Upadhyaya Shramev Jayate Karyakram3-Deen Dayal Upadhyaya Antyodaya Yojana4-Mission Housing for all5-Micro Units Development and Refinance Agency Bank (MUDRA Bank)Pro Youth1-My Gov Online Platform2-Digital India3-Make In India4-Deen Dayal Upadhyaya Grameen Kaushal Yojana5-National Policy for Skill Development and Entrepreneurship6-National Sports Talent Search Scheme7-Swachh Vidyalaya Abhiyan8-Padhe Bharat Badhe Bharat9-Pandit Madan Mohan Malviya National Mission on Teachers and Teacher Training10-Rashtriya Avishkar AbhiyanPro Farmer1-Enhanced Compensation for distressed Farmers due to crop damage2-Deen Dayal Upadhyaya Gram Jyoti Yojana3-Soil Health Card Scheme4-Pradhan Mantri Krishi Sinchai Yojana5-Jan Suraksha Schemes (PMJJBY, PMBSY, APY)6-Rashtriya Gokul MissionPro Women1-Beti Bachao, Beti Padhao Abhiyaan2-Sukanya Samriddhi Account3-Himmat App4-PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme5-Swachh Bharat Mission6-Gold Monetisation Scheme7-Pro Senior Citizen1-Pradhan Mantri Suraksha Bima Yojana2-Pradhan Mantri Jeevan Jyoti Bima Yojana3-Atal Pension Yojana4-Pro Development1-The National Institution for Transforming India (NITI AAYOG)2-Make In India3-Digital India4-Smart City Programme5-The National Urban Development Mission6-Deen Dayal Upadhyaya Gram Jyoti Yojana7-Pragati Platform8-Mission Housing for all