Reseller Credit Application: Fill & Download for Free

Short answer, no.The best example of this is Paypal's standard offering, which doesn't require a credit application:https://merchant.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=merchant/wp_standardUnfortunately I don't believe there is an API to it, nor do I think it's included in their reseller program.Traditional processors require underwriting of the merchant account, which isn't in real time, even if they say it is.

I was a manager for Kay Jewelers for 10 years. At our annual manager's meeting one year (back in the eighties) the representatives from DeBeers diamond syndicate unveild the most financially successful advertising campaign in its history. We were crammed into a hotel ballroom when the lights were dimmed, and the projection screen started running a video. It was the famous “how much should I spend on my girlfriend's engagement ring?” The answer, it turns out, was “two months salary.” As the screen faded to black, there was the most thunderous applause I have EVER heard. Manager's actually got up on their chairs and started screaming and high-fiving each other as if cancer had been cured. That year, and for several thereafter, I made close to eighty grand (when that was huge money) thanks, in no small measure, to the extra leverage that a TOTAL BULLSHIT advertising campaign inserted, like new DNA, into popular culture. Best of all, this dovetailed perfectly with the expanded use of consumer credit. Lots of guys went into debt to buy a ring they hadn't saved two months salary for. As the person taking down the credit application info, I always knew what two months salary was for these guys. Adding insult to injury, lots of these guys got to make payments for MONTHS after their fiancee had called it quits on the relationship. Yes, back in the eighties, being the manager for Kay Jewelers was a VERY lucrative career, and DeBeers played a big role in that. It doesn't matter if buying a diamond IS a big rip-off. Your girlfriend expects it, so you've got to do it.

you technically are supposed to purchase directly from the manufacturer when buying out your lease.You contact GM or Ford or Toyota and they basically will do the credit application over the phone as many dealers do not want to sell you your own leased car back to you because there is no benefit to it.If a dealer does agree to middle man the process for you, they are within their rights to charge a fee for handling the deal… 500–1,000 dollars maybe.Otherwise they may suggest calling the manufacturer direct and doing it yourself… but to answer the question.. they are obligated to sell it at the residual.. providing the terms of the original agreement are met, as in exact mileage and condition of the car.If you elect not to purchase your lease at the end, the dealer has a chance to buy it if they deem it worth it/ beneficial to them with the amount wanted by the manufacturer ( because they still technically own it) and what the market value is after marking up the price.. often times it is not worth it for the dealer to buy a leased vehicle and resell it, which is why most dealers that sell “off lease” vehicles have actually purchased them at the auction and then reconditioned them for sale.