Ecs Mandate: Fill & Download for Free

To repay your SBI educational loan from HDFC bank Salary SB account, you have to remit the money from HDFC to SBI SB account either through NEFT or IMPS(if amount is higher than 2 lakhs you can choose RTGS for immediate credit to SBI), you can't credit a loan account through the above mode of remittance so only you have to remit it to SB account then from that account you can execute the loan repayment through online/mobile/walk-in banking mode. You can also set standing instruction to execute monthly from your SBI SB account to SBI Loan.I recommend you to opt for ECS(Electronic clearing services), please contact your SBI branch ask for ECS mandate for repaying loan from your HDFC account, they ask you to sign an mandate and will send it to your bank for verification and if everything is fine your ECS will be registered and you will get a intimation and next month onwards on specified date as per ECS mandate amount from HDFC bank account will be credited to your SBI loan account. In the ECS mandate you can choose variable options as fixed EMI amount or varied amount etc.If my answer helped you to clarify your doubts, please Upvote it, it will motivate me to contribute more to Quora. Thank you.

Let me tell you about their EMI Card.Total scammers. I bought a LED TV price= 23,500.1) I made Advance Payment: 6,112(EMI Card=412+EMI Processing=1,000 + Advance Payment=4,700)Scam 1: You will never receive a physical card, you just get a card number. And that too will be blocked for no reason. Trust me, people are paying 1,412rs for Imaginary Card.2) Installment Amount= 18,800I paid 8 EMI’s, 2,350 EachScam 2: They will fail your ECS mandate purposely, for sign mismatch or any reason so your EMI will bounce and they will charge 450rs Bounce charges. This goes usually for first 3 EMI’s.I paid 1,800 rs bounce charges.Even if you want to pay your EMI online via their website, the option will appear only after your EMI is bounced. That’s, That’s just………..never mind.3) After paying 8 Full EMI’s for 18,800 rs.They deducted 590+590+590+590 freaking same amount, freaking same day some Dirdb charges, god knows what that is.Scam 3: 2,360 rs unknown charges, this can be anything for you. Let it be a surprise.I thought i bought LED TV for 23,500.Ended up paying 27,660 for same TV. That’s 4,160 rupees extra.This is equal to paying 17.7% interest.This was good experience.

There are two ways you can unblock your Bajaj digital EMI card:Automatic: Your digital EMI card would take around three months to unblock automatically after you clear all your dues.Manual: You can send an email to the Bajaj Finserv at their customer support email ID, asking them to unblock your EMI Network card[1]. You can send an ‘unblock my EMI card’ request to [email protected], assuming no one would like to wait for three months to get their card unblocked, there are a few things you must do before shooting an email on the given email address. The first one out of them is to find out the possible cause of the problem - card blocking.Generally, there are three conditions in which your EMI card will be blocked.Condition 1: EMI bounce due to insufficient funds.In case of insufficient funds, your card will be unblocked within 70 days from the payments received.Condition 2: ECS mandate not received/ incomplete or mis-matching ECS details.Submit the New ECS mandate at your nearest branch or you can pay the Advance EMI before 22nd of every month and your card will be unblocked in next 45 days.Condition 3: CIBIL score below 750If your card was blocked due to low CIBIL score, clear all your dues first and then check your score. Download your latest CIBIL report from CIBIL.Com and send Bajaj Finserv an email at [email protected] for further processing. Do that only if your CIBIL score is above 750 again.Footnotes[1] Bajaj Finserv EMI Card