Bill Of Sale For A Business: Fill & Download for Free

When I announced my engagement and showed off my ring at a business networking event I had been attending for years, the local State Farm agent said, “Congratulations! (pause pause) I have to ask—it’s my job—is it insured?” My ring is not irreplaceably expensive, but it did cost more than a couple of mortgage payments and I would want to replace it if it were lost or stolen.I said, “Yes.” I had already uploaded the bill of sale, as well as semi-decent pictures of the ring (top, side, profile, with a ruler) to my insurance company’s website. They adjusted the coverage on that policy within the day.You and your fiance are going to spend the rest of your lives together, possibly, and will entangle your finances in ways you cannot yet imagine.You and he need to discuss who will have the ring insured. He has a bill of sale for the ring; you simply need to get a copy of that bill of sale and send it to your insurance company when you have the ring added to your Personal Articles Floater policy, which (in my case), is attached to my homeowner’s policy. It might be possible for him to have the ring insured on his policy, but that policy may not cover a ring in your possession until after you are married.If you cannot have this conversation with your fiance, you have an entirely different set of problems.

I have worked in the accounting office of a car dealership for 6 1/2 years, and where I work I am personally responsible for trade-in payoffs. Here’s my two cents:First, I do understand why you see it as odd that the vehicle is already marked as For Sale. Since the vehicle hasn’t been paid off yet, they do not have the title yet, but unfortunately the sales department’s idea of turnaround time is different than the business office because they are looking for the next sale as quick as possible. I run into this a lot; deals or auction bill of sales that I am waiting on titles for; however, this doesn’t necessarily mean there’s a scam.In regards to paying off the vehicle, there are quite a few factors. One being that your new deal has to be funded and the funding lien holder must have deposited the funds into the dealership’s account in order for the deal to be considered 100% legitimate and approved. There are many delays to this due to customer interviews, employment verification, social security number verification, residential verification, contracts needing adjusting from finance, typos needing to be corrected, different banks have different response and follow-through time frames, and COVID has increased the wait time for banks to fund deals. The dealer is responsible for any late fees that accrue as a result of payoff delays, or if you make a payment, either the dealer or the lien holder is supposed to refund you back. Technically, if your current vehicle purchase isn’t funded and approved by the new lien holder, then the dealership cannot legally pay off the trade. Because if your deal falls through and “dies”, then you will have to return the car and take back the traded in vehicle, in which case the dealership would refund you any down money, the contract will become null and void, and you would still be liable for the car payments of the trade. Your payoff amount is bundled into the cost of the new vehicle unless you own the car outright, in which case the total value of the car is deducted from your new vehicle’s cost. I should also note that once you trade the car in, the car is still technically owned by you until the dealer transfers ownership, and that cannot be done without the title. This is coming from me working for a reputable company. I cannot speak on behalf of any low brow or shady dealers, but what I have mentioned is how it is supposed to happen.You have the right to ask about the payoff and you have a right to know the status of your current deal.I will also say, based on my experience, that no one should EVER SIGN ANYTHING without reading it. And ALWAYS check the spelling of your name and address. ALWAYS demand, as the consumer, that you are provided with a bill of sale. I see careless mistakes and angry customers as a result of this much more than I should. Hope this helps.

If your state permits private transfers of the firearms in question without additional restrictions and you aren’t doing it for business purposes, yes, you can sell them at a yard sale. Flea markets often have guns for sale and those are basically organized yard sales.I would recommend ensuring you are selling to residents of your state, checking ID and drawing up a bill of sale for your own protection. If your BS alarm is going off or something about the person doesn’t feel right, don’t sell.