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No, never. About 10 years ago, I worked with a guy who had previously been given early retirement at Hewlett Packard. He had made it pretty high up before the company decided to downsize, and gave him a retirement package.After retiring from HP, he was bored, so he took some graduate level college classes and then started being an adjunct. From then, he was asked to go on full time at one of those giant for-profit universities you’ve seen advertise… He did that, and then taught online for them as well. All the while, he would take a graduate class here and a class there, mostly for free because he worked at the university.Fast forward - he worked as the Chair of one of the degree programs for this giant university for 10+ years - building up a second retirement plan.He reached the age of 62. In the state where he lived, anyone that age can go to any state university for free, for any degree. So, he ended up going back to school and getting a doctorate - all while teaching online and being a chair for this college program.When he was 65, he ended up graduating from the doctorate program. In all, the program only cost him the application fee because the program was free.Meanwhile, this giant for-profit university where he worked started downsizing and closing campuses. He lost his chair job in the process. So, he sent his resume around and picked up a salaried lecturer job at this quaint, picturesque public university in the mountains. He shows up to work in khakis, has a beard, long hair and goes to work every day teaching his favorite subject to college kids. He is the quintessential college professor who escaped a cubicle in corporate America. I think he’s in his 70’s now…. and he also teaches online.So…. no. It’s not too late. It’s only too late when you are in the ground.

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