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Which is the best online Payroll system in India, preferably with their office in Ahmedabad?

ours is one of the best Payroll best online service provider in India having offices almost all important cities of India .Pl visit our web site www.sensysindia.com. for any query , please contact on whats app / viber —Nirmal K Biyani —919331000588EasyPAY.web - Web based Payroll Management SoftwareEasyPAY.web is very easy, flexible and user-friendly Web based Payroll Management software that takes care of all your requirements relating to accounting and management of employee’s Payroll. This versatile, user friendly, package, offers user defined Earning / Deduction / Loan Heads & Calculation Formulae / Tables. The package generates all the outputs & statutory reports required by a Payroll application.PresentationScreen ShotDownload DemoDownload BrochureDownload Sample ReportsBuy OnlineKey Feature Details:Flexible Structure building capability of Earnings & DeductionsFlexibility to add or modify any number of Salary Components - Earnings & DeductionsUser Defined Entry Field with unmatched flexibility for Formula, percentage or Customized CalculationTaxable & Non Taxable Earnings for Income Tax CalculationsPayslip / Non Payslip ComponentCalculation based on AttendanceMonthly or Yearly PaymentsFrequency of Salary HeadAlso compute various other components that do not appear in PayslipLeave & Attendance ManagementLeave Rules can be definedYearly Credit of Leave/ Pro rata basisMonthly Increment of Leave on Pro-rata basisCarry forward facility for balance leaveEncashment of Leave / Encashment In excess of LeaveLeave Utilizes & Balances can be checkedCL, PL, SL, Compensatory & Customizable LeavesAutomatic Leave payout on termination of Employees (in Full & Final Settlement)Swipe card / Attendance machine if any can be linked to our softwareAttendance ArrearsMonthly Attendance Register & Yearly Attendance SummaryAttendance / Leave LedgerSubmission of online Leave Application and supporting workflow.Loan & Advance ManagementUser Definable Loans/Advances (Multiple)Loan Disbursement option with EMI optionAutomatic recovery of EMI & stops automatically once the Loan amount is totally recoveredAuto calculation of Interest on Loans based on Flat Interest, Reducing BalanceLumsum recovery of LoanInterest free Loan Perquisites as per Income TaxLoan Recovered, Loan Balances & Loans History – Employee wiseLoan Ledger.Online submission of Loan Application and supporting workflow.Payroll ProcessingInput information for all newly joined employees and resign left employeesCreate a new payroll month & Process SalaryOver-ride facility for any Salary componentsSalary on Hold & Freezing of Salary in case of Termination of EmployeesProcess by Exception - you only need to enter Pay and/or deduction information when there are changesPro-rata calculations for employees based on AbsenteeismProcess & Print Payslips for groups or for selected employeesLock month facility to avoid changes in Processed DataSalary Reports (Payslip & Salary Sheet)Automatically calculates all the income, deductions & Company Contributions as per the requirementRegular Payslips (with Logo) can be viewed or EmailedReimbursement Payslips can be viewed or EmailedUser defined Salary Sheets can be viewedGenerates Cash / Cheque / Bank Transfer ListGenerate Bank Statement, Direct Electronic Bank transfer files & Covering Letter for BanksYTD salary Sheet & Summary of each employeeSeparate Payslips can be generated for Arrears, Medical, Reimbursement & LTBank TransferBank Transfer Statement facility available for all the banksSoft copy format also available in Excel or any format specified by different banksBank Transfer Statements can be generated for both Regular, Reimbursement Payments & Supplementary PaymentsCovering LettersCheque / Bank Transfer / Cash ListReimbursement ManagementMultiple Reimbursement Components like Medical , LTA & Customizable Reimbursement ComponentsUpper limits can be specified – Employee wise or Grade wiseAnnual Limits or Monthly AccrualsOpening Balance, Entitlement, Amount Reimbursed and Balance amount can be checkedReimbursement Payslips, Bank transfer statement for Reimbursement ComponentArrears CalculationArrears calculation for any previous period / Retrospective effectSeparate Payslips can be generated for the Arrears ComponentsBank transfer statement for Arrears ComponentOther PaymentsOvertime CalculationGratuity, Bonus & Exgratia CalculationReimbursement - Medical, LTA or any other user definable reimbursementSupplementary PaymentsMonthly Reconciliation - allow us to compare the changes in the pay components from last month to this month or for any number of monthsPF Calculation & ReportsUser defined PF Rate of Deduction for Employer & EmployeeEmployee & Employer ContributionAutomatic Bifurcation of EPF & EPSPF applicability check at Employee LevelOptions to Limit Maximum Salary for PF DeductionForm 5, 10, 12A, 3A, 6A, Challan & Reconciliation StatementESIS Calculation & ReportsUser defined ESIC Rate of Deduction for Employer & EmployeeESIC applicability check at Employee LevelESIC Register, Form 5, 6 & ChallanProfessional TaxUser definable State wise SlabPT applicability check at Employee LevelForm III & ChallanIncome Tax ManagementAuto calculations of Exemptions & Deductions and compute income tax payable for the entire year & the tax to be paid this monthAuto calculation of TDS based on ProjectionsIncome Tax Projections with the options to deduct projected tds from Monthly SalaryPrints Form 16, 12BA & Online Challan 281Quarterly e-TDS Return as per the NSDL formatIncome Tax Projections can be emailed in PDF formatFull & Final SettlementEmployees Full & Final settlement can be prepared based on resignation of employees either in the current month or in the previous monthAutomatically calculates outstanding Loan balances, Notice pay and Leave Encashment , Gratuity and recovers all Loan balances and Income Tax.Generates Full & Final Settlement Calculation sheet for all the calculations doneUser Defined ReportsUser Defined Reports with the option to choose from the available field, user can define his own customized columnar reportsSorting, Grouping, Sub-total, Grand-total & Conditions can be definedReportingOutput reports to screen, printer, MS Word & ExcelOption to preview Payslips / Salary Sheets or any other reports on screen before final printingPrint Transaction & Master History for any periodGenerating report is made easy with an advanced filter function to select the relevant employees or groups for the reportPrints any of our report for the previous periods.Data Import (Masters, Salary & Leave Record)Employee & Payroll Data if available in Excel can Imported to our softwareHR FunctionsGeneral InformationPersonal InformationAddress/ Contact detailsEmployee QualificationFamily Members/ Emergency contacts/ PF Nominee/ LIC Nominee/ Gratuity NomineeWork ExperiencePassport/Visa detailsLIC detailsHobbiesAchievementsVehicle/ Driving Licence detailsEmployee TrainingsEmployee Appraisals/ Questions/ Question Groups/ Questionnaire DesignerEmployees Documents/ Photos / AttachmentsEmployee Targets/ CommitmentsEmployee SkillsComplete Tracking of Employee Movement between Branches Departments/ Grades/ DesignationsVarious ReminderReimbursement & Claim ManagementCreation of different reimbursement heads.Employee can submit Reimbursement claim online.Employee can attached soft copy of his reimbursement bills.Reimbursement balance, entitlement, Summary, LedgerApproval Workflow – Accepted & Rejected with auto mail IntimationOnline TDS Declaration ManagementEmployee can submit Income Tax Declaration OnlineEmployee can attached soft copy of his declaration proof.Income Tax projection report – Projected & Actual BasisApproval Workflow – Accepted & Rejected with auto email IntimationTax PlannerEnter the Investment details and get the instant projections for TDS.Tax planning can be done with this tool easily, by testing various combinations of testing and get the best combination.User RightsUsers can be createdUser Level Rights can be created and managedRole based Security Model/ Assign rights to Payroll Officers for Managing different groups of employeesSoftware ArchitectureCompletely Web based productDesigned using State of art technology. The Official Microsoft ASP.NET Site 3.5 + MS SQLSoftware installation on clients machines are not required.All authorized personnel can login to the system and do the required functionality as per their rightsAudit TrailsWorkflowNewsAnnouncementsCompany DocumentsFAQKioskPollsQuerySurveysLeave ApplicationReimbursement RequestTDS DeclarationEmployee Self Service ModuleEach employee is provided with an online accountEmployees can login and view theirPayslipsYearly Salary RegisterLoan / Advances Recovery/ BalanceReimbursement Payments / Balance / StatusIncome Tax ProjectionsSubmit their Income Tax DeclarationsSubmit Leave ApplicationSubmit Reimbursement Bills.ESS gives employees direct access to their month-end / year-end paperwork. They can download, print and save these documents themselvesDelivers significant cost & time savings for Payroll/HR department.Improves administrative responsiveness & efficiency.Enables greater employee satisfaction, fuels productivityOther Add on ModulesIntegration of Payroll Software with TallyCheque Printing Module

What are the best web-based payroll services for companies under 50 employees?

ours is india based web based payroll service providing company .please visit our web site—— sensysindia.com. for detailed discussions, pl contact on whats app/ viber —Nirmal K Biyani —919331000588EasyPAY.web - Web based Payroll Management SoftwareEasyPAY.web is very easy, flexible and user-friendly Web based Payroll Management software that takes care of all your requirements relating to accounting and management of employee’s Payroll. This versatile, user friendly, package, offers user defined Earning / Deduction / Loan Heads & Calculation Formulae / Tables. The package generates all the outputs & statutory reports required by a Payroll application.PresentationScreen ShotDownload DemoDownload BrochureDownload Sample ReportsBuy OnlineKey Feature Details:Flexible Structure building capability of Earnings & DeductionsFlexibility to add or modify any number of Salary Components - Earnings & DeductionsUser Defined Entry Field with unmatched flexibility for Formula, percentage or Customized CalculationTaxable & Non Taxable Earnings for Income Tax CalculationsPayslip / Non Payslip ComponentCalculation based on AttendanceMonthly or Yearly PaymentsFrequency of Salary HeadAlso compute various other components that do not appear in PayslipLeave & Attendance ManagementLeave Rules can be definedYearly Credit of Leave/ Pro rata basisMonthly Increment of Leave on Pro-rata basisCarry forward facility for balance leaveEncashment of Leave / Encashment In excess of LeaveLeave Utilizes & Balances can be checkedCL, PL, SL, Compensatory & Customizable LeavesAutomatic Leave payout on termination of Employees (in Full & Final Settlement)Swipe card / Attendance machine if any can be linked to our softwareAttendance ArrearsMonthly Attendance Register & Yearly Attendance SummaryAttendance / Leave LedgerSubmission of online Leave Application and supporting workflow.Loan & Advance ManagementUser Definable Loans/Advances (Multiple)Loan Disbursement option with EMI optionAutomatic recovery of EMI & stops automatically once the Loan amount is totally recoveredAuto calculation of Interest on Loans based on Flat Interest, Reducing BalanceLumsum recovery of LoanInterest free Loan Perquisites as per Income TaxLoan Recovered, Loan Balances & Loans History – Employee wiseLoan Ledger.Online submission of Loan Application and supporting workflow.Payroll ProcessingInput information for all newly joined employees and resign left employeesCreate a new payroll month & Process SalaryOver-ride facility for any Salary componentsSalary on Hold & Freezing of Salary in case of Termination of EmployeesProcess by Exception - you only need to enter Pay and/or deduction information when there are changesPro-rata calculations for employees based on AbsenteeismProcess & Print Payslips for groups or for selected employeesLock month facility to avoid changes in Processed DataSalary Reports (Payslip & Salary Sheet)Automatically calculates all the income, deductions & Company Contributions as per the requirementRegular Payslips (with Logo) can be viewed or EmailedReimbursement Payslips can be viewed or EmailedUser defined Salary Sheets can be viewedGenerates Cash / Cheque / Bank Transfer ListGenerate Bank Statement, Direct Electronic Bank transfer files & Covering Letter for BanksYTD salary Sheet & Summary of each employeeSeparate Payslips can be generated for Arrears, Medical, Reimbursement & LTBank TransferBank Transfer Statement facility available for all the banksSoft copy format also available in Excel or any format specified by different banksBank Transfer Statements can be generated for both Regular, Reimbursement Payments & Supplementary PaymentsCovering LettersCheque / Bank Transfer / Cash ListReimbursement ManagementMultiple Reimbursement Components like Medical , LTA & Customizable Reimbursement ComponentsUpper limits can be specified – Employee wise or Grade wiseAnnual Limits or Monthly AccrualsOpening Balance, Entitlement, Amount Reimbursed and Balance amount can be checkedReimbursement Payslips, Bank transfer statement for Reimbursement ComponentArrears CalculationArrears calculation for any previous period / Retrospective effectSeparate Payslips can be generated for the Arrears ComponentsBank transfer statement for Arrears ComponentOther PaymentsOvertime CalculationGratuity, Bonus & Exgratia CalculationReimbursement - Medical, LTA or any other user definable reimbursementSupplementary PaymentsMonthly Reconciliation - allow us to compare the changes in the pay components from last month to this month or for any number of monthsPF Calculation & ReportsUser defined PF Rate of Deduction for Employer & EmployeeEmployee & Employer ContributionAutomatic Bifurcation of EPF & EPSPF applicability check at Employee LevelOptions to Limit Maximum Salary for PF DeductionForm 5, 10, 12A, 3A, 6A, Challan & Reconciliation StatementESIS Calculation & ReportsUser defined ESIC Rate of Deduction for Employer & EmployeeESIC applicability check at Employee LevelESIC Register, Form 5, 6 & ChallanProfessional TaxUser definable State wise SlabPT applicability check at Employee LevelForm III & ChallanIncome Tax ManagementAuto calculations of Exemptions & Deductions and compute income tax payable for the entire year & the tax to be paid this monthAuto calculation of TDS based on ProjectionsIncome Tax Projections with the options to deduct projected tds from Monthly SalaryPrints Form 16, 12BA & Online Challan 281Quarterly e-TDS Return as per the NSDL formatIncome Tax Projections can be emailed in PDF formatFull & Final SettlementEmployees Full & Final settlement can be prepared based on resignation of employees either in the current month or in the previous monthAutomatically calculates outstanding Loan balances, Notice pay and Leave Encashment , Gratuity and recovers all Loan balances and Income Tax.Generates Full & Final Settlement Calculation sheet for all the calculations doneUser Defined ReportsUser Defined Reports with the option to choose from the available field, user can define his own customized columnar reportsSorting, Grouping, Sub-total, Grand-total & Conditions can be definedReportingOutput reports to screen, printer, MS Word & ExcelOption to preview Payslips / Salary Sheets or any other reports on screen before final printingPrint Transaction & Master History for any periodGenerating report is made easy with an advanced filter function to select the relevant employees or groups for the reportPrints any of our report for the previous periods.Data Import (Masters, Salary & Leave Record)Employee & Payroll Data if available in Excel can Imported to our softwareHR FunctionsGeneral InformationPersonal InformationAddress/ Contact detailsEmployee QualificationFamily Members/ Emergency contacts/ PF Nominee/ LIC Nominee/ Gratuity NomineeWork ExperiencePassport/Visa detailsLIC detailsHobbiesAchievementsVehicle/ Driving Licence detailsEmployee TrainingsEmployee Appraisals/ Questions/ Question Groups/ Questionnaire DesignerEmployees Documents/ Photos / AttachmentsEmployee Targets/ CommitmentsEmployee SkillsComplete Tracking of Employee Movement between Branches Departments/ Grades/ DesignationsVarious ReminderReimbursement & Claim ManagementCreation of different reimbursement heads.Employee can submit Reimbursement claim online.Employee can attached soft copy of his reimbursement bills.Reimbursement balance, entitlement, Summary, LedgerApproval Workflow – Accepted & Rejected with auto mail IntimationOnline TDS Declaration ManagementEmployee can submit Income Tax Declaration OnlineEmployee can attached soft copy of his declaration proof.Income Tax projection report – Projected & Actual BasisApproval Workflow – Accepted & Rejected with auto email IntimationTax PlannerEnter the Investment details and get the instant projections for TDS.Tax planning can be done with this tool easily, by testing various combinations of testing and get the best combination.User RightsUsers can be createdUser Level Rights can be created and managedRole based Security Model/ Assign rights to Payroll Officers for Managing different groups of employeesSoftware ArchitectureCompletely Web based productDesigned using State of art technology. The Official Microsoft ASP.NET Site 3.5 + MS SQLSoftware installation on clients machines are not required.All authorized personnel can login to the system and do the required functionality as per their rightsAudit TrailsWorkflowNewsAnnouncementsCompany DocumentsFAQKioskPollsQuerySurveysLeave ApplicationReimbursement RequestTDS DeclarationEmployee Self Service ModuleEach employee is provided with an online accountEmployees can login and view theirPayslipsYearly Salary RegisterLoan / Advances Recovery/ BalanceReimbursement Payments / Balance / StatusIncome Tax ProjectionsSubmit their Income Tax DeclarationsSubmit Leave ApplicationSubmit Reimbursement Bills.ESS gives employees direct access to their month-end / year-end paperwork. They can download, print and save these documents themselvesDelivers significant cost & time savings for Payroll/HR department.Improves administrative responsiveness & efficiency.Enables greater employee satisfaction, fuels productivityOther Add on ModulesIntegration of Payroll Software with TallyCheque Printing Module

How does an online business loan market work in India?

Loan ApplyInstant Approval for Loan Salaried and Business LoanSalaried Required Salary More than 20kNo Physical Docs for ApplyJust Send Docs on Mail ir Whatsapp from Your Mobile Save your time and Money.We Do Loan Major Platfrom like #paysense #lendigkart #Moneyview #loantap #idfc and Much More....Instant loansGet instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreamsQuick Approvals & DisbursalsGet prompt loan approval and money in your accountEasy Collection of DocumentsDoorstep collection of documents; just sign & hand over the required documents to the courierAffordable EMI plansEasy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely paymentsOne-click subsequent loansNeed another loan from PaySense? With one-time documentation, it’s just a click away. No further checks requiredZero Credit HistoryNever taken a loan previously? It’s okay - we serve the users who are new to credit and lending system.Are you eligible for a personal loan?To be eligible to get a personal loan from PaySense, you should fulfil the following eligibility criteriaResident of IndiaAge: 21 years to 60 yearsEmployment Type: Salaried and Self-employedMinimum Monthly Income: ₹ 12,000 for salaried and ₹ 15,000 for self-employedLocation: We are active in 40+ cities. See AvailabilityWhat are the documents required?To get a personal loan instantly, you should keep some documents handy before you start applying.Proof of IdentityPAN Card or Aadhaar CardProof of AddressAadhaar card, Rental agreement, Utility or Postpaid billsProof of IncomeLast 3 months bank StatementsA SelfieIDFCInstant online approval. Apply online and get approved in 2 minutesLoan amount from Rs 1 Lakh – Rs 25 LakhsFlexible repayment tenures between 1 to 5 yearsDounment for Apply LoanDocuments Required for Personal LoanIDFC FIRST Bank provides Personal Loans for both self-employed and salaried individuals based on the assessment of following documents:Photo Identity Proof ( Self-attested copy of any one document* )Passport Pan Card Voter Identity Card Driving License Aadhaar CardAddress Proof ( Self-attested copy of any one document* )Ration Card Passport Bank Account Statement Aadhaar Card Driving License Electricity Bill Telephone Bill Sale Deed/Property purchase agreement (for owned properties)Income Proof ( Self-attested copy of relevant documents* )For Salaried Individuals: Last 3 months/6 months’ bank statement (dependent on scheme) showing salary credits, Latest Salary SlipFor Self-Employed Individuals: 2 years' ITR, P&L and Balance Sheet for the last 2 years, Last 6 Months' Bank StatementBusiness proof ( Self-attested copy of relevant documents* )For Self-Employed Individuals: Qualification Certificate/Certificate of Practice (COP), Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership DeedMoney View Loan AppGet Instant Loans of up to ₹5Lakhs From Anywhere In IndiaEntirely Paperless Application | Completely Safe & SecureApply InstantFlexible Repayment Terms up to 5 YearsLow Monthly Interest Rates Starting From 1.33%Quick Eligibility CheckLearn if you're eligible for an instant loan in 2 mins and get the money in 24 hrsEntirely PaperlessFrom documentation to verification, every step of your application is fully digitalOur Own Credit ModelLow credit score? No problem! With our alternate credit model, you can still get a loanAnywhere In IndiaNow, get an instant, paperless loan from the comfort of your home - anywhere in IndiaTransparent Eligibility CriteriaBe salaried or self-employedMonthly in-hand income of ₹13,500* or moreIncome should be received in a bankMin Cibil score of 650 or Experian score of 750Should be aged between 21 years and 57 yearsHassle-Free DocumentationIdentity proof (PAN or Aadhaar Card )Address proofBank statement in PDF formatHere are the top features and benefits of an Instant, Paperless loan from Money View:Check your eligibility for an instant loan in 2 minutesBorrow any amount starting from Rs. 10,000 and going up to Rs. 5,00,000Enjoy flexible repayment terms of up to 5 yearsLoan amount is disbursed to your account in just 24 HOURS of approvalBenefit from low interest rates starting from 1.33% per monthFrom documentation to repayment, the entire process is done digitally(CIBIL Problem/ EMI Bouche Not Contact or Apply) (Only Regular Cases)Business LoanFeatures of Lendingkart Business LoanLendingkart offers customized business loans for small and medium businesses in India. Our loans are free from the bureaucratic red tape that often accompanies bank loans and have a very straightforward application, approval and disbursal process. We have designed a fast and efficient digital interface that minimizes human interaction and thus helps in speeding up the whole ‘taking a business loan’ process.B:LGet Business Loans up to ₹ 2 CroreWe offer business loans of ₹ 50,000 up to ₹ 2 Crore to eligible SMEs. Our wider loan window increases the chances of business loan approval and provides you the funds needed for growth and expansion of your venture.Superfast Business Loan ProcessingWe have taken loan processing times to the next level through our Online Only loan application process. It allows us to by-pass a lot of manual work and provide same-day loan approvals.Fast Turnaround Time and DisbursalsLendingkart’s offers business loans faster than the 59 Minute Business Loan scheme. With our online business loan processing, you can get a business loan within 3 days as opposed to 8-10 days taken by banks.No collateral requiredA business loan from Lendingkart does not put your valuable assets on risk. We offer unsecured business loans that do not require any collateral or security. So, you don’t have to worry about developing your capital assets anymore.Fair interest ratesLendingkart uses proprietary big data and machine learning tools to determine the lowest interest rates on business loans, on a case to case basis. This means, the interest rates you get from Lendingkart are the best ones available for your business.Extended Loan TenureOur loan tenure of minimum 1 month and maximum 36 months, vastly extends the credit relief for your business. If you are facing temporary Business problems, a business loan tenure of 6 months or more can give you the necessary buffer for resolving operational issues.No Hidden CostsLendingkart business loans promise zero hidden costs and charges. We only levy a one-time processing fee of 1-2% based on your loan ask and that’s all. This allows you to retain more of the principal amount for business growth.Flexible RepaymentsLast but not the least, Lendingkart business loans can be repaid in monthly or bi-weekly EMIs. Our EMI options allow you to pace your repayments as per your invoicing and sales cycle, for example, if your sales are going great, you can repay your business loan two times faster with the bi-weekly EMI option.Business Loan Docunment :Bank statement (12 months) PDF File Downloded from Net BankingBusiness registration proofProprietor(s) PAN Card CopyProprietor(s) Aadhar Card CopyPartnership Deed Copy and Company PAN Card Copy [For Compnany Only]in all Cases required Email id and Contact Nomber for Application apply .2 Reference Name and Contact Nomber RequiredApply#moneyview-Partner #Lendigkart-Partner #IDFC #DSA #dealofloan #instantloan #fastapproval #PaysensePartner #Loaningujarat#loan #insurance #pancard #loaninsurat #personalloan #busiloan #businessloan #himeloan #hl #lap #bl #pl #insurance #housingloan #medicalim #kamrej #sbi #hdfc #axis #kotak #indiabulls #religare #sbilife #sbiinsurenace #varachha #kadodara #federal #idfc #capitalfirst #tata #lic #icici #bajaj #loaninkamrej #bestsolutiin Todays #mdexim #eathfarexim #royalswag #mdsurat #loansurat #ayurvedic #exportimportgujarat #loan #trend #financeSurat #nbfcsurat #instantlaon #loanagent #suratloan #loanadvisor #insuranceadvisor #rto #tax #ca #gstpeloan #loaningst #loanonbanking #rented loan #kisst #himecredit #pipodara #kim loan services #moneyview #kissht #instantntlonSend whatsapp for check eligibility then I call back if Possible loan.(Case to case different and Company ,policy,profile wise charges (Non Refundable))CIBIL Problem ke EMI Bounce hoy to karavu Nahi.Share in Group and Infrom to Money ....Send Whatsapp on http://Mo.No.+91 738 352 6761 or e-mail ; [email protected] | Personal Loan IndiaMD Financial ServicesJalaram Financial ServiceShare on WhatsAppBusiness | Personal Loan India

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