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L’Oréal UV SenseL'Oreal's UV Sense is meant to be worn on the fingernail.L’Oréal’s UV Sense is a tiny sensor capable of detecting ultraviolet exposure that’s small enough to wear comfortably on your fingernail. The sensor itself is battery-free and includes an NFC antenna, a temperature sensor, and a UV sensor.That sensor, which can store up to three months worth of data, passes information to the accompanying app whenever the wearer holds the device close to his or her smartphone. The app keeps track of your exposure levels and can provide tips for managing sun intake.While the UV Sense is designed to be worn on your nail, L’Oréal will also be releasing accessories so that users can wear it in different ways, too. The beauty company worked with designer and entrepreneur Yves Béhar on the product, in part why it resembles nail art rather than a piece of wearable technology.Lenovo Smart DisplayThe Lenovo Smart Display includes support for the Google AssistantLenovo’s Google Assistant-powered Smart Display feels like a sleeker, more attractive Amazon Echo Show.Like Amazon’s touchscreen-enabled Echo, the Smart Display is a voice-activated computer with a screen for displaying supplementary information. When asking Google for restaurant recommendations, for example, the Smart Display will pull up information about nearby eateries.However, there are three key advantages Lenovo’s Smart Display has over the Echo Show: It can play YouTube videos (unlike Amazon’s device), it includes a larger screen, and it has a more polished design that more easily blends into the home.Honda 3E Robotics ConceptAt CES 2018, Honda will unveil its new 3E (Empower, Experience, Empathy) Robotics Concept, demonstrating Honda’s vision of a society where robotics and AI can assist people in a multitude of situations, from disaster recovery and recreation to learning from human interaction to become more helpful and empathetic.Honda’s new concept robots may be just as cute as they are useful. At CES, the company showcased its 3E Robotics concept, which includes several robot companions all designed to serve different functions.Robot 3E-A18 is Honda’s social empathy robot. The company says it’s meant to represent the idea that robots can support people by providing a sense of compassion and understanding. In a demo at CES, the roving robot’s glowing face frequently changed its expression as it greeted the crowd. Honda’s 3E-B18, comparatively, is a robotic chair concept, while 3E-C18 includes cargo space for transporting materials.Samsung’s “The Wall” TVSamsung's The Wall TV was unveiled at CES 2018According to Samsung, TVs shouldn’t have to be just one size. That’s the idea behind its new 146-inch TV called The Wall, which the company is positioning as the first “modular TV.”Samsung says users can alter the size and shape of The Wall so that it can function as a multipurpose display. In a demo on the showroom floor, the TV displayed what looked like a smaller TV in the center of the screen, while the surrounding area was set to blend in with the wall the TV was mounted on. And since the TV uses MicroLED technology, it should be able to produce even deeper black tones and potentially infinite contrast.My Special Aflack DuckSpecial Aflac DuckMany smart robotic toys are designed with education in mind. But My Special Aflac Duck has a very different but nonetheless important job: The interactive toy, developed by research and development workshop Sproutel, was created to provide comfort to children diagnosed with cancer.Children can mirror their care routines on the duck and can express their feelings through the toy by holding a circular token to its chest that prompts it to assume the corresponding emotion. Holding a token with a smiling happy face or a frowning angry face to the duck, for example, will enable it to react accordingly. This is meant to provide a sense of companionship to children as they undergo treatment and therapy. The duck is expected to be available for children diagnosed with cancer at no cost in late 2018 or early 2019. In early 2018, it will be shipping to children at the Aflac Cancer and Blood Disorders Center of Children’s Healthcare of Atlanta to undergo additional testing.Lenovo ThinkPad X1 Carbon and YogaLenovo's ThinkPad X1 Carbon has an HDR screenBoth new ThinkPad computers include a dazzling HDR display, a built-in physical webcam cover, and far-field microphones for speaking to Amazon’s Alexa and Microsoft’s Cortana. The two laptops also run on Intel’s newest eighth-generation processors.The most impressive feature by far is the laptops’ HDR support, which makes colors look bold and vivid, arguably adding much more noticeable improvements than 4K resolution.Vuzix Blade Augmented Reality GlassesThe Vuzix Blade smart glasses with Amazon AlexaConsidering Alexa has made its way into just about every Internet-connected product, it was only a matter of time before the digital butler arrived in smart glasses. This will support Alexa so that wearers can ask for things like the weather and directions. The Vuzix Blade’s display also sits more prominently in the wearer’s field of view than Google Glass and looks much more crisp and colorful. If developers create compelling apps that blend Alexa’s capabilities and augmented reality, the Blade AR glasses could have some promising potential.Byton Concept CarByton's concept car has a gigantic screen.Byton wants your car to feel more like your living room rather than a just a means of transportation. That’s the idea behind its car, which the company says will be launching in the U.S. in 2020.The concept vehicle’s most striking characteristic is its gigantic screen, which stretches across the entire dashboard. The car will also include facial recognition so that it can identify the driver and load his or her settings as he or she enters the vehicle.Movi PhoneThe Movi phone is an Android device with a built-in projectorAs smartphone screens have gotten larger, they’ve become our go-to entertainment devices. But there are still many times in which you may want to watch movies or TV shows on a much larger screen when a TV isn’t nearby. That’s where the Movi smartphone comes in: The $599 Android phone includes an integrated projector that can project 720p videos.Philips SmartSleepThe Philips SmartSleep headset emits tonal frequencies to help you get the most out of your sleep.Philips’ headband isn’t designed to help you get more sleep. Rather, it’s meant to help you get the most out of your sleep. The headband emits a tone that the company says improves slow wave sleep, the stage in the sleep cycle at which brain waves and breathing slow to their lowest levels.Citing studies, Philips says this type of sleep can help boost alertness and the ability to maintain focus. Two sensors on the headband detect when you fall asleep and can identify when you enter deep sleep. Then, an algorithm customizes the volume and level of the tone being emitted in a way that the company claims will boost slow wave activity in the brainSource : 10 of the Coolest Gadgets We Saw at CES 2018

Inertia is the limiting factor, not size. We are headed down a path that is and has as been for decades an open market, augmented by at least 35 different typologies of third-party payer systems.For those who believe that Medicare is our “single payer system” model, I beg to differ. I view this as 23 (listed below) distinctly different systems of probably 35 that all have a framework, an underwriting profile, an actuarial profile, and a persona that buys from the source either by choice or by regulation or entitlement.These include, but are not limited to to following:MedicareMedicare AdvantageState by State MedicaidState by State Managed MedicaidVA VISNVA TriCareRailroad MedicareState by state workers compensation programsFEHBPPrison health programsCommunity based mental health programs funded through grants and donationsERISA Self funded health benefit plans for about 21,000 employers using PPOs and TPAs to administer claims and from which to lease organized provider networks that offer discountsUnion Health and Welfare PlansAbout 500 insurers that are NCQA -accredited as health plansMotor vehicle accident reparations insuranceTravel assistance and accidental / illness policiesConcierge medicine and direct pay practice modelsShared risk IPAs, PHOs, ACOs, MSOs and Co-Op plansLocal marketplace exchange programsSpecial policies for cancer, dental, and long term care, etc.Voluntary insurance plans (AFLAC, etc.)Vision benefit health plansPrescription drug benefit plansTo convert all these and more to a single payer system one would first need to decide which one survives and what to do with all the displaced assets, shareholders, reserve accounts, and employees who would no longer have jobs and require retraining just to function in another setting in another plan with different rules. The framework regulation for a single payer system and its operations would not look anything like the ACA does at the present.

What is the role of private healthcare insurance industry in Medicare?To understand it’s role, you have to understand what Medicare is not doingThe big ones most people do not knowMedicare outsources claims processing - it does not process all of it’s own insurance claims- it hires companies to process those claims. Private Insurance Companies who know how to process them.Medicare underpays Doctors - google Doc fix legislation and see how many times Congress had to step in and adjust the pay for the doctors. Private Insurance makes up the shortage.Medicare does not verify every claim - that leaves Medicare open to be defrauded. Private Insurance verifies claims before it pays them.Medicare denies claims - google the term “Medicare denies more claims”. Private Insurance will advocate on the clients behalf to correct the denial.Medicare makes mistakes - this was a new one for me in 15 years - Medicare assigned the coverage of an insured to a plan with a deductible, but the plan the person had had no deductible, as well as listing the person’s coverage as terminated. Private Insurance was the advocate on the clients behalf to correct the denial and the coverage. Try doing that direct with Medicare.Now let’s complete the rest of the picture of Original MedicareTODAY - Medicare takes $ 15,000 per person per year fromthe trust fund for Part Athe general fund for Part BIt also takes at least 135.50 per person for the rest of Part BSo that is $ 16,500 per person that is spent on Medicare to cover the following:on Original Medicare they getPart B - a purchased benefit - after payment of $ 185.50 + monthly premium.AFTER 185 annual deductible80% of APPROVED medical bills coveredPart A - an earned benefit after working and paying in at least 40 quartersthey get 60 APPROVED hospital days covered AFTER $ 1364 per stay deductibleAfter that, your out-of-pocket costs for each APPROVED benefit period are $341 per day for days 61 through 90, and$682 per day for APPROVED days 91 and beyond for each “lifetime reserve day” after day 90.You get up to 60 days of APPROVED inpatient hospital coverage “lifetime reserve days”that can be used over your lifetime.There is no coverage under Part A after you’ve used up your lifetime reserve days, and you’ll be responsible for all costs.There is no dental, vision, hearing coverage, except if a medical issue under Original medicarethere is no outpatient drug coverage under Original medicarePrivate Insurance covers the gaps in Original MedicareHere is how:many offer Medicare Advantage, Part C with low or zero premium, and wrap around Medicare, covering most of the out of pocket, and have lower copaysmost add dental, vision, hearing, transportation, meals, extended in home care, Rx coverageall cap the yearly out of pocket, cap the unlimited copay, and eliminate the limit on hospital daysmany offer Medicare Gap Coveragemost gap plans cover the unlimited 20% copay, either in full, or most of it, depending on the plan selectedcover the lifetime reserve daysmany offer OUTPATIENT Drug Coverage - Part Dthis is the massive gap in Medicare - and the reason why Medicare has no leverage to negotiate drug prices - and why private insurance for all 270 million insured has the outpatient drug coverage purchasing leveragemany offer add on coverage, missing from Original Medicare, such asdentalvisionhearingnursing home coveragehospital indemnity - think AFLAC for those on Medicare - giving you disposable income for the non-medical costs of being sickage in place home health coverage