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What is a Virtual Mailbox?A virtual mailbox is a type of service that allows you to read your postal mail online via any device with an internet connection and from anywhere in the world.With a virtual mailbox, your physical mail is available to you in an online account, similar to email. In addition, a virtual mailbox offers a variety of other mail services including:Real-time mail notifications.Online viewing of mail.Mail opening and scanning.Mail forwarding.Package forwarding.Mail shredding, mail disposal, or mail recycling.Package storage and shipping.Check depositing.Some select services will offer registered agent services at limited locations. Psst...VPM offers FREE registered agent services at all our locations.How Does a Virtual Mailbox Work?First, take a look at all the types of mail services available, then choose the mail package that serves your business and personal needs the best. Continue with the following steps to get a virtual mailbox:Complete the USPS 1583 form - you will find detailed directions and resources to complete this form here.Change of Address With USPS - a change of address is a request to have USPS forward your mail to a new destination address. This can either be temporary or permanent, and it can be done online or in person. You can learn how to file a change of address with USPS here.Have your mail and packages sent to the new virtual mailbox address as soon as the mail arrives. It will be scanned and uploaded to your virtual mailbox account.Log in to your new virtual mailbox account and decide on options for mail scanning, mail forwarding, deleting, shredding, or storing.Who Uses a Virtual Mailbox and Why?Typically when you move to a new place you will need to fill out a mail forwarding form with the post office and they make sure your mail gets to your new permanent address.However, the challenge that full-time travelers, digital nomads, and anyone else embracing a location-independent lifestyle faces is that they don’t have an address because they typically don’t stay in one location for more than a month at a time. A virtual mailbox solves the “permanent address” issue.The reason a permanent address is still necessary even if you work and travel remotely is many institutions still require a physical address for communication purposes such as the Internal Revenue Service (IRS), the Department of Motor Vehicles (DMV), and voter registration. In the private sector, some law offices, some financial institutions and banks, and even employers providing end of year tax documents often use snail mail by default. You also need an address for things such as credit cards and packages.A virtual mailbox is also used for multiple purposes outside of a permanent address. We've listed the other reasons small businesses, digital nomads, travelers, and expats find a virtual mailbox is valuable.1. Automated Mail Solution for Startups and Small BusinessesA virtual mailbox provides a streamlined digital document solution and saves time so you can focus on billable activities and what really matters in your business.It is the smartest and easiest way for you to manage your mail and packages, and it comes with additional long-term advantages for your business. Startups and small businesses will enjoy the following benefits.A Permanent Address Linked to a Commercial OfficeLinking your business address to a commercial office will create and maintain a professional image and makes you look more trustworthy to customers. A permanent address also makes it easier for customers to find and contact your business on a local level.A virtual mailbox enables a company to have different location addresses across the country, thus spurring market presence and helping the company expand.Did you know that not all virtual mailboxes are the same?While it may seem that you have struck gold with a virtual mailbox service that offers locations in multiple locations, you will need to choose an address carefully.Many virtual mailbox services will use USPS and PO Boxes and forward the mail to their main sorting and scanning facility. This allows the virtual mailbox to offer more addresses even though they may not have a physical presence in that state. Here’s the 4 Reasons to Choose VPM for Your Virtual Mailbox (basically how we differ).Most importantly, imagine your customers or potential investors are searching online for your business and they see a PO Box. Yikes! That’s why it’s important to ask yourself these questions when selecting a location.What do you think their impressions would be?Do you think these locations look professional?Is this how I want my business to look when customers search on Google Maps?Read more about Why You Need a Virtual Mailbox with a Commercial Street Address.Privacy Protection with a Business AddressWhen you register an LLC or corporation the forms require a business address. This business address will be on public and state websites for the world to see. A virtual mailbox that is tied to a commercial office lets you use that as your business address instead of your home address. This will protect your privacy by not exposing your personal home address.Additionally, this will protect your personal information when you:Open documents with your suppliers and vendors.Receive statements, invoices, payments, and bills.File for legal contracts, licenses, and permits.Expose contact information on websites and marketing materials.Check out more reading material:Why You Need A Business AddressWhy You Need a Business Address for Your LLC or Corporation4 Benefits of a Virtual Business Address5 Ways to Get a Business Address for Your StartupImmediate Access to MailA virtual mailbox enables you to handle your mail from any device. You'll receive an instantaneous notification when mail is scanned and processed into your account. You then will need to log into your online account to open and view the mail scans and decide what to do from there.Document Management SolutionWith a virtual mailbox you will be able to store and archive all your important business documents. This gives you a paperless office solution that automates, eliminates junk mail, and lets you skip the hassle and wasted time of opening and sorting your mail manually.Digitizing all incoming business mail also means:Effortless record-keeping.Saving time by scanning documents.Fully OCR’ed PDF files for easy searching of important documents, and downloadable digital copies in PDF format.You can see the 7 Ways VirtualPostMail Can Help Your Remote Business.2. Global Mail Access for Digital NomadsDigital nomads live and work as they travel from different foreign countries making their offices coffee-shops, public libraries, and coworking spaces. They use telecommunications technologies to earn a living and are not tied to a location.A virtual mailbox is a perfect fit for this unpredictable lifestyle with the following benefits for the digital nomad on the go.Easy Management of Mail and PackagesYou can view, read, store, or trash mail online, anytime and any location. Other benefits of a virtual mailbox service enables you to easily forward mail and forward packages to any address in the world.Permanent Street AddressNever having to change your permanent address again is one of the most important benefits a virtual mailbox offers the digital nomad. You can receive mail from all couriers, including FedEx and UPS, and even use that address for your driver’s licenses or credit cards.Ultimate Mail SecurityAll the mail and data handled by a virtual mailbox service are safely encrypted and are only accessible to the recipient. Packages are professionally handled and stored at mailing locations with the highest security standards.Because of the nature of working in public places, security is especially critical for digital nomads. It’s important to keep client and personal information secure as possible across any and all applications and tools as you work and travel.Check Deposit ServicesReceiving salaries and paychecks from different countries is no problem for digital nomads. You don’t need to go to the bank, as everything is managed by your virtual mailbox service. You can deposit checks to any US bank for faster payments. Get paid as you go.3. TravelersVirtual mailboxes enable frequent travelers to stay connected without having to worry about missing important documents or worry about mail piling up. As a traveler, you’ll enjoy the following benefits.Real-Time Mail AccessPeople who travel frequently often find themselves in a bind when they cannot access their mail promptly and may face large fines, missed payments, and late fees. Things that require immediate responses such as court orders, traffic tickets, bills, and other documents may appear in your mailbox when you are not available to address it until your travels are finished.With a virtual mailbox you will have immediate notifications so you can address your mail real-time and avoid serious problems. You’ll also be able to decide on what to do with your mail such as store, trash, or recycle it.ConvenienceTravelers can view and manage all of their mail online with any device from anywhere.Also, if you are on travel for a long period of time it’s not always simple or cost-effective to buy products online and have them shipped to your current location. As a traveler you may also be concerned about shipping prices if you are in need of an item.With a virtual mailbox the ability to forward mail and packages are easy for travelers. A virtual mailbox allows you to purchase from an online retailer and have the products shipped to a US address. The shipper will then consolidate the packages and ship them to you wherever you are for a more affordable and reasonable price.4. ExpatsWhile striving for success in their new location, expats must also manage affairs back home. Working abroad for months or years at a time with rare trips back to the US makes it difficult to check a physical mailbox.Expats still need a permanent address in the US to receive communication from their employers as well as shop and receive mail and packages without the high risk of mail loss in the international post.By using a virtual mailbox you can rest easy that all your packages, mail, and employer documents will go directly to you rather than through customs. Expats will find a virtual mailbox most advantageous in the following ways.Staying ConnectedUsing a virtual mailbox gives you a permanent address, which is accepted in more places than a PO Box. Easily forward your mail and forward your packages to your location using the permanent address. In addition, you can shop from US stores and receive your purchases from all couriers.Seamless ConvenienceA virtual mailbox will give expats a permanent address, check deposit services, and the ability to manage mail and packages under one platform.You can use your permanent address for your bank accounts, tax authorities, and more.Additionally, you will also have the ability to access check deposit services with your virtual mailbox. With check deposit services you will never have to physically go to a bank to deposit a check again. Your checks will be processed the same way your mail is with your virtual mailbox.Never miss important documents with your mail too. A virtual mailbox gives expats instant access to important documents and allows you to manage all communication immediately and effectively. You will get a instant notification when your mail is in your account and you can decide the action you want to take from there.PrivacyIf your employer doesn’t provide you with corporate mail services, you will have to rely on family or friends to retrieve, sort, and forward your mail and packages on your behalf. By depending on family and friends you will expose your personal information as well experience an increased delay of documents that are time sensitive.With a virtual mailbox your correspondence and package contents remain completely private. Mail goes directly to the address of your choice, keeping things between you and the sender only while reducing the risk of loss of mail and packages that may contain confidential information or important documentation.Pros of a Virtual MailboxSubscribing to a virtual mailbox service provides more than a mailing address. Read on to learn more about the advantages of a virtual mailbox.A Permanent Street AddressA virtual mailbox will give you a permanent street address, which is accepted in more places than a PO Box. When you have a permanent street address you will save time and can avoid the hassle of driving to a physical mailbox location to check it on daily or weekly basis. Additionally, a permanent address is accepted by all couriers such as USPS, FedEx, and UPS. The permanent address provided by your virtual mailbox service is also valid for credit cards, driver’s licenses, and taxes. Beneficially, you don’t have to change your address if you move.Incoming Checks Deposited Via Mail to Any US BankWhen your check lands in your virtual mailbox all you have to do is request to have it deposited into your bank account. Your request is then processed, and within one business day, your deposit is mailed out. Your bank processes the deposit and puts the money into your account, and the money is at your disposal.Store and Keep Records of Digital Mail DocumentsImportant personal, legal, and business documents such as taxes, bills, fees, and licenses are safely stored and archived for as long as you have a virtual mailbox. This is useful for tax and auditing purposes.Streamline and Automate Workflow and AdministrationYou can have your mail automatically opened and scanned and then decide whether to shred, hold, or ship the items to yourself. Additionally, OCR technology makes it possible to easily search through PDF scans of your mail. This saves you time and frees you up from manually managing and scanning your mail so you can focus on other aspects of your business.Simplify Mail ProcessingCentralizing all your mail in a single location means never having to deal with mail being sent to multiple offices, services, or people. You’ll manage all important personal and business related documents under one platform.Cons of a Virtual MailboxWhile having a virtual mailbox provides you with numerous benefits it also comes with certain drawbacks.Extra Shipping and Handling FeesIf you want to forward mail and packages to another address of your choice, you will need to pay additional shipping fees, which can vary depending on shipment urgency, package size, and fragility. This option is pricier when compared to just driving and picking up mail directly at a brick-and-mortar mailbox location. Also, some virtual mailbox services charge additional fees for specific addresses and extra fees may be charged for interior mail scans and letters.Daily Login ProcessYou may need to log into your virtual mailbox account every day to manage your mail, which will depend on the scans and how much mail you anticipate receiving.Virtual Mailbox ComparisonsVirtual mailbox services and packages may vary greatly from one provider to another. Here we’ve listed the most notable ones with their comparative differences.VirtualPostMailVirtualPostMail offers a fully managed mail service that includes:A real commercial business street addressFree registered agent servicesMail contents viewable online and downloadable as a PDF fileMail forwarding and package forwardingUnlimited cloud storageCheck depositing60 days free storage of physical items1 business day request processingEarth Class MailMail content available in PDF formatMail forwarding and package forwardingIntegrated with other services like QuickBooks, Xero, and Google DriveUnlimited cloud storageCheck depositing30 days free storage of physical itemsNew pricing plans for individuals (it used to have pricing geared toward enterprises). If you want a break down of the new pricing because it can be confusing you can read the Earth Class Mail pricing analysis.Traveling MailboxMail content available in PDF formatMail forwarding and package forwardingIntegrated with other services like Evernote and Intelligent Bill Payment Platform for BusinessesUnlimited cloud storageCheck depositingAnytime MailboxOpening and scanning of your mail contentsUnlimited cloud storageMail forwarding and package forwardingSoftware only, not an actual virtual mailboxPostScan MailMail opening and scanningMail forwarding and package forwarding30 days free storage of physical itemsOnline mail management filters for organizing your mail scansIPostal1A mobile app to check your mail, available for iPhone or AndroidScanned incoming envelopes and packages with 2 GB free cloud storagePhone or faxing availableCheck depositingClick here to view the pros and cons in a full virtual mailbox review.How Does A Virtual Mailbox Compare to Other Address Options?Are there other options to choose from? How does it compare to a virtual mailbox? How do I know what one is the best for me?As a startup you have to consider ALL your address options as you begin to pivot and grow your business. Here are the other address choices.Does Having Many Addresses Make The Virtual Mailbox Service Better?The more addresses often mean that they do not have real commercial business addresses and instead use PO Boxes, virtual offices, or other mailbox stores so you should do your research and be careful on selecting the provider and address.The address with the most disadvantages is with a PO Box:Many states require you to use a physical address to register your LLC or Corporation. PO boxes are not accepted.You cannot receive any mail or packages from third-party couriers like UPS, FedEx, DHL. You can only receive mail from the US Postal Service. This will severely limit the types of mail you can receive.Bank institutions will not accept a PO box as your principal business address. This means that you will not be able to use it to open a new bank account for your business or apply for merchant services to accept credit card payments.Certain government applications and forms will not allow PO boxes for your registered address.Many virtual mailbox providers will use PO Boxes, virtual offices, or mailbox stores and forward mail to their sorting and scanning facility. This allows the virtual mailbox provider to offer more addresses even though they may not have a physical presence in that state.By using third-parties your mail and packages will have to be forwarded to a central processing facility, which increases delays in mail reception.Although a virtual mailbox provider may have many locations, it adds an extra step that creates room for error, misplaced mail, and also delays how soon your mail is scanned into your mailbox since it must be forwarded to the virtual mailbox providers headquarters.Overall, the only address that matters is the one you want to get and the one that offers you specific benefits.No sales tax for purchasing.A location close to you for cheaper shipping.No state income tax pay less taxes if you happen to be able to take advantage of it.Specific locations you want to have presence in.But is providing that many addresses really better? Take a look:Do they own the locations? If not, they have no control how mail is being handled or if locations will close.Do they process mail at the address? If not, they will likely need to forward mail back to their central processing center, which will then delay receiving your mail by up to a 1-2 weeks or more.What if you receive packages? Are they going to forward it back to their central processing? Will you pay double? You may also incur extra costs because you’ll have packages forwarded from the address to the central processing center, and then forward packages from the center to yourself. Also, you may even end up paying more shipping costs because the processing center is farther from you.So really, what's most important is an address that fits your needs. Define your needs first and then find a virtual mailbox provider who can fulfill them. It won't matter if they have 10 or 100 addresses. What really matters is if that one address that will satisfy your needs.ConclusionA virtual mailbox service offers individuals the ability to work, travel, and manage their business remotely. It is a convenient online mailbox where you can access your physical mail from every corner of the world on any device.In addition to providing a permanent address to receive personal and business documents a virtual mailbox offers check depositing, mail forwarding, package forwarding and other services under one single platform.Overall, you will be able to manage your mail in real-time and automate tedious tasks that will save you time while staying connected.Ready for a Virtual Mailbox?Having VirtualPostMail can easily improve your life. It is the smartest and easiest way to manage your mail and packages as you work and travel remotely. Managing your postal mail online is so easy; you’ll never want to handle mail the traditional way again.

A business office maintains an employee file (folder), and then it also maintains information related to, usually, large quantities of employees’ pay. For instance, I doubt the janitor has his own payroll folder with only his information inside of it. That is probably very different for high-earners, like the President or CEO, especially if we’re talking about a publicly traded corporation.Payroll reports, which are used to make periodic payroll deposits to the IRS/Treasury, to determine the company’s obligations vis-a-vis federal and state unemployment, worker’s compensation premiums, general liability and commercial auto insurance premiums, and potentially other things (like W-2’s at the end of the year), are bulky. You may have employee- or manager-provided handwritten timesheets, which are them formalized in some bookkeeping program, like QuickBooks, into timesheets that are printed out so the employee can sign them, when they come to pick up their paychecks, and then you will have the actual reports you print out for use in, well, reporting these figures to other people.On the other hand, an individual employee’s folder may contain nothing more than an application for employment, a W-4, and I-9, periodic drug and alcohol test results, and periodic performance valuation reports, or simple notes about raises, bonuses, and payroll advances, and who authorized them. Of course, troublesome employees may have write-ups, or memoranda written up by their managers or executives of the company, for future use in unemployment benefits appeals, should those ever arise. — They will grow, because you really should have employees update their (IRS) Form W-4’s every year, but every company is different. — Should these “folders” exist as true, tangible manilla folders with copy paper inside, they won’t be very thick.They will be nothing in comparison to even a single pay period’s worth of total payroll reports.Because aggregate payroll information is reported on basic financial statements, and on (potentially various, but at least one) tax returns, each and every year, the utility of keeping these hardcopy payroll papers, in the USA, wanes after 7 years.In my opinion, this is not the same as with employee folders, and we are most likely talking, here, about ex-employee records. — Surely, a company that still employees a person is not going to throw away his or her employee records!I’ll give an example of why a company should not ever throw away employee records, even if they are no longer employed there; heck, not even if they are dead.One time, I worked for a company, and a year or two before I was hired, an employee of the corporation had an accident in a company vehicle (pickup truck) with another occupied vehicle; specifically, he ran into the back of another pickup truck that was stopped at a red light, with a work pickup truck, and the truck he ran into was occupied only by the driver.Sometime later, the man who had been tapped in the back at the red light retained a personal injury attorney, who then sued our commercial auto insurance company and our corporation itself for damages arising from the accident.By the time the lawsuit was in mediation, this employee no longer worked for us. His employee file (which happened to be an actual manilla folder with stuff in it) was subpoenaed by opposing counsel, and that subpoena meant to provide copies of it in its entirety. — Heck, I even copied the front of the folder and the back of it.Because whoever originally “kept up” employee files did not do a very good job of keeping up employee files, the contents of the folder were damning to our case. Either no copy of his driver’s license was on file, or the only copy we had was expired.At least 7 years after the accident occurred, with the employee who was at-fault now being an ex-employee, our insurance company settled with the plaintiff to the tune of $750,000.—Just imagine if it happened that this guy had worked for us 8 years ago, or 9 years ago, and we had some internal policy to destroy employee files after 7 years. How would that have looked?Were we following company policy, or were we destroying evidence? Or, as innocently could be, both.Employee information is not made redundant by other reports, returns, statements, analyses, etc. They uniquely exist in an employee file. This file is not very big.Whether you are searching for room on your hard drive, or you keep these paper files in a file cabinet, you are not taking up much room. — Even if you were, you should make the room available.Payroll reports? The information contained within them, to within some measure of precision, is memorialized (redundantly) in other reports and returns, etc. — Yes, they do show up in the aggregate, and you do lose weekly timesheet reporting. But, you’re 7 years out by then!Good lord, most people don’t keep their W-2’s for that long. Heck, some don’t even come to pick them up (because they have not updated their current addresses since their departure from the company).—One more thing. — Sometimes employees do not come to pick up their final paychecks. Companies generally have a duty to escheat these monies to the state after statutory periods of time as unclaimed property.I usually put unclaimed paychecks in the employee file. If you just go to shredding employee files after some arbitrary length of time, you may destroy the record that you owe somebody some money. If memory serves, 7 years sounds very similar to the time, at least here in Texas, USA, when unclaimed property must be escheated.So, when they get out of prison in 8 years, you won’t know anything, and they will be flat broke, having been sitting in a prison cell, dreaming about their old job and their unclaimed paycheck, and then you have a real problem. With a felon. Over money.It would be improper bookkeeping to delete a paycheck like this, but that doesn’t mean some bookkeeper wouldn’t do it. And, depending on what software you use (or used to use), and how big your files are, and when they get compressed, and all of that good stuff, it may be very difficult for the average joe to look back 7 or 8 years to determine if the corporation owes you (e.g.) $22.31.This easily could require quite a bit of research, with the person who has the proverbial keys to that old information being someone much higher up in the organization than the front-line bookkeeper.As in my position, as CFO, I would have access to almost any imaginable financial record, but I’m not the “at-your-service” customer service rep. I may have been when you last saw me, but the likelihood it is possible I can stop what I’m doing to figure out your issue because you are low on gas is low. Just assume it to be low. — No offense. You just need an appointment.Also, don’t expect the front-line receptionist, or bookkeeper, or payroll director, to be able to get a direct line to me. — Corporations install gatekeepers, be they executive assistants or receptionists, to put a block in between even people who work at the corporation and certain people, like your C-Suite execs and other officers.Now, I’ve just rambled on and on and on about this. — If you just keep an employee file you never throw away and do your bookkeeping right, none of this will be a problem for a front-line bookkeeper.

The following are considered to be reliable and best payment gateways for WooCommerce and WordPress projects.1. StripeStripe is one of the biggest payment gateways on the internet and a huge competitor of the renowned payment platform, PayPal.The competition Stripe gives the world’s most popular payment platform is perhaps no surprise since its mode of operation is basically identical to its much-revered rival. There are areas where Stripe brings something different to the table though, particularly when it comes to the execution of e-commerce transactions.For starters, Stripe offers much better support for subscriptions and metered billings. This is quite valuable when your store only sells digital products like e-books, videos, and mp3 etc.The payment tool also allows you to store pertinent customer information. This allows you to have access to very strategic data that can be used for your robust marketing strategy.Another area where Stripe’s performance outclasses that of PayPal is in customer support. One of the complaints PayPal frequently have is inefficiency in customer service delivery. This often leads to a lot of users whose complaints are unattended to.Despite its amazing potential, Stripe still has some flaws that hinder its performance a bit. This is perhaps where PayPal has an edge over the platform.Pros of StripeSupport for subscriptionsSupport for metered billingsAllows access to customer informationIt can be easily integrated with WooCommerceCons of StripeIt is only available in a limited number of countriesIt is still second to PayPal in terms of popularityAvailable RegionsStripe accepts payments from anywhere in the world. For businesses, though, it is only available in 26 countries, which are Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Luxembourg, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, United Kingdom, and United States. You can request an invite from Brazil, Mexico, and India.PriceStripe charges 2.9% commission on every transaction and an extra 1% if it involves international payments.2. SquareSquare is a payment gateway that offers an all-in-one service. It is one of the few payment gateways that process all the popular credit and debit cards. It perfectly integrates with the WooCommerce platform. It also comes with other useful tools like a suite for inventory, sales, and management. All these incredible tools can be installed for free.Aside from facilitating online payment for goods and services, the payment gateway also accepts credit and debit cards for payment transactions in physical stores as well as mobile devices and online invoicing.The integration of Square with WooCommerce allows you to combine all data across every sales channel like in-store, online, mobile as well as inventory into a massive system. If what you seek is the best in terms of omnichannel retailing then Square is probably the best solution for you.It offers low-cost and effective payment solutions for small businesses and start-ups that wish to optimize sales.The service rates for Square are among the most competitive you’ll find and they are often flat rates without extra account charges.Pros of SquareIt is the best payment solution for small businesses and start-upsIt can be installed for freeIt perfectly integrates with the WooCommerce platformIt allows you to combine all payment components of your online store in order to create one huge data centre.Cons of SquareAlthough Square does allow recurring payments as part of its invoice settings, it isn’t enabled to accept payments for subscription purposes. This may be an issue for websites that offer subscription-based services.Square is also unable to carry out currency conversions automatically, which can be a challenge for international transactions. It does, however, list prices in your local currency.Its biggest flaw, however, is its inability to carry out market pay-outs due to the absence of a marketplace payment tool. It is one drawback that makes it less viable for merchants in online marketplaces, unlike PayPal and Stripe.Available RegionsTechnically, Square is available to users located in all countries across the globe. Converting currencies for international transactions can, however, be a huge problem especially if none of the popular payment methods is being used.PricingYou won’t be paying any monthly fee as well as payment gateway fee if you use stripe. It does charge a commission of 2.9% for every transaction made.3. PayPal StandardThis has to be the default payment gateway for new online ventures and even freelance businesses. It is trustworthy and effective; hence, it guarantees the completion of every payment transaction. Its operation is also swift and it supports the transfer of funds from a buyer to a seller.If what you want is a quick payment solution that can be easily set up and is available worldwide, then there is really no other option apart from PayPal Standard.Apart from facilitating basic payments online, PayPal Standard also supports a variety of other services. Like Square, PayPal enables in-person payments as well as the use of a virtual terminal. To, however, be able to carry out these types of payment transactions, you must manually enable both services in your PayPal account. Virtual Terminal isn’t enabled in a Standard PayPal account.What can you do with PayPal Standard?With PayPal Standard, you can directly accept PayPal payments and receive paid funds instantly. It also allows you to receive payment via credit or debit cards with the aid of PayPal’s highly-secured checkout window.Setting up PayPal on the WooCommerce platform is probably the easiest thing you’ll ever do as the payment gateway is developed to perfectly integrate with the popular e-commerce platform.All you need to do after installation is to connect the gateway to your PayPal account during the setup process.PayPal also offers a bespoke credit system that allows users to make purchases for later payments. Sellers don’t have to worry about chasing any debt as they are paid immediately.It is just an incentive that can be used by sellers to boost sales and draw in more prospective buyers.PayPal is a universally accepted payment gateway, which is why it actively processes lots of international payment transactions without any hitch. It is also able to convert currencies with ease as the platform accepts 25 different currencies.Non-profit organizations prefer to make use of PayPal Standard as their payment gateways because it slashes its processing fees for organizations and companies that are non-profit.Pros of PayPal StandardEasy to install and set upIt is globally accessible and accepts all international payments\The processing fee for non-profit organizations is well-reducedPayments are instantly depositedIt is well-secured to protect both buyers and sellers from fraudulent activities.Cons of PayPal StandardPayPal Standard doesn’t support the use of a virtual terminalIt also doesn’t support recurring paymentsThough PayPal offers a multi-vendor marketplace feature for WooCommerce, it doesn’t support it without approval for integration.Available RegionsIt is accessible in all countries across the globe; though, the degree of accessibility varies from country to country.PricingSetting up a standard PayPal account is free. There is a transaction charge that varies between 2.7%-2.9% though. For international transactions, the service charge per transaction is 4.4%.4. PayPal ProPayPal Pro is a premium version of the PayPal platform that offers even more incredible features than the standard version. While it does help to execute basic online payment transactions like the payment of items and services, it also has lots of different tools that are absent from the Standard PayPal account.As its name suggests, you will have to pay a subscription fee to have access to a PayPal Pro account and the subscription payment is often done monthly.Pros of PayPal ProIt is also globally accessible and allows you to receive payments from buyers internationallyPayments carried out through the PayPal Pro platform are instantly deposited.The platform is well-secured and this ensures that fraudulent activities are prevented.The processing fee for non-profit organizations is well-reducedIt supports the use of a virtual terminalIt supports recurring paymentsCons of PayPal ProIt requires a monthly subscription fee of $35You will also have to pay an extra $10 if you want recurring payments to be enabled.Available RegionsIt is accessible in all countries across the globe; though, the degree of accessibility varies from country to country.PricingSubscription costs $35 monthly; though, transaction charges are identical to that of PayPal Standard.5. BraintreeIf you don’t just want to accept PayPal payments alone but also want to directly accept debit and credit card payments as well as other payment methods like eWallets, Venmo, ACH etc., then this payment gateway is definitely the best option for you.Braintree is a payment service that provides you with an awesome payment gateway, which fully integrates with your e-commerce website. It differs from conventional PayPal gateways in the sense that it perfectly merges with your site’s pages. PayPal Standard payment gateway isn’t integrated in this manner; instead, it appears as a popup button when a buyer clicks the checkout button.PayPal by Braintree is also an all-in-one payment solution. It does offer some of the best prices you will come across and also has some remarkable features.If you want to be safe in the knowledge that your WooCommerce site will accept any payment method used by buyers then this is the best option for you. You are not just able to accept conventional credit and debit cards, you can also receive payment via various eWallets used by reputable tech companies e.g. Google, Amazon etc.All these payment methods are incorporated in the Braintree checkout page, which is seamlessly integrated with your WooCommerce site.In terms of international sales, PayPal by Braintree expands on the capability of both PayPal Standard and PayPal Pro. While those platforms can process transactions in up to 25 currencies, Braintree takes it up a notch by offering payment capabilities in over 130 currencies.It is even possible to display the local currencies of your international customers when they visit your site. This can be done with the aid of a plugin called Aelia Currency Switcher. This is a feature that can’t be seen on any other payment gateway.Like PayPal Standard and PayPal Pro, your customers can make purchases using PayPal credits. This option is also integrated with the checkout page for easy access.Pros of PayPal with BraintreeIt accepts payments from multiple payment methodsIt can process payment transaction in over 130 different currenciesIt allows the display of local currenciesCons of PayPal with BraintreeNo virtual terminalIt doesn’t support offline payment via POS machines and card readersAvailable RegionsIt is accessible in all countries across the globe; though, the degree of accessibility varies from country to country.PricingSame rates as PayPal Standard (transaction charge 2.7%-2.9%, international transactions charge 4.4%. )6. Authorize,NetAuthorize,Net offers a degree of flexibility you can never get from any other payment gateway. If you wish to integrate your merchant account on an online marketplace with a unique payment gateway, then Authorize,Net lets you do that easily.Linking your merchant account directly to a payment gateway lets you have direct control over the rates you will be charged. This ensures that you only get the best rates for the payment gateway service being rendered to your business.Authorize,Net is also the ideal solution for online sellers who consistently process payments in excess of $25,000 monthly. It helps such sellers to save money that would have been otherwise wasted on payment of processing fees.This impressive payment gateway perfectly works in cohesion with your WooCommerce platform to optimize the payment process and of course, boost sales.Authorize,Net also accepts a wide range of payment methods including conventional cards and other online payment mediums. This wide range of payment options also makes it an ideal payment solution for international transactions.If you make use of retail store but wish to expand to an online store, Authorize,Net allows you to make use of your original store account for your online business. This ensures that both your offline and online store are in sync with each other, and processing payments through either medium goes through effortlessly.If you also make use of the right POS solution, you will be able to collate your entire store’s data and store them for future purpose. This can be done with the aid of the prominent bookkeeping tool, Quickbooks.Pros of Authorize,NetIt is more flexible than most alternative payment gatewaysIt accepts almost all notable payment methods including credit and debit cards, ACH, eWallet, and even PayPal.It is an ideal payment gateway for thriving stores that are growing fasterIt seamlessly blends your in-store operations with your online platform, ensuring that purchases made on either platform go smoothly.It enables the sale of items and products to international buyers.Processing fee can be significantly lowerCons of Authorize,NetOne major challenge facing this payment gateway solution is its ease of use. Despite having an interface that is quite relatable, navigating your way through transactions can indeed be a burden.Setting up an account is also a pain in the neck. It requires that you set up accounts in both Authorize,Net and a merchant service provider, connecting the former to your WooCommerce account.Unlike most all-in-one payment gateway solutions that work in perfect cohesion, Authorize,Net still suffers from a bit of inefficiency. It, however, makes up for this flaw with low processing fees.Available RegionsIt is accessible in all countries across the globe.PricingIt costs $79 per to subscribe to this tool and $25 per month for the payment gateway.7. Amazon PayThis is the default payment gateway of the biggest e-commerce website on the internet. It helps to fast-track the payment process in Amazon’s marketplace, ensuring sellers are rightly paid for purchased products.With the company now a global e-commerce brand, its payment gateway has transcended from just a native payment solution to a multi-platform payment solution that can be incorporated into any e-commerce website.It has also become quite popular because the millions of Amazon users prefer to make use of its payment gateway even when buying items on another e-commerce website.When you integrate Amazon Pay with your site’s checkout page, buyers only have to enter their Amazon login details to transfer funds from their Amazon accounts to you. It is a simple method that helps to expedite the checkout process, which will be a lot more complex if a buyer has to enter credit card details and personal information during checkout.Amazon Pay is a free tool that perfectly integrates with WooCommerce and also links your visitors’ Amazon data with their respective orders.Amazon Pay also avoids a lot of payment bottlenecks that often accompany many of these payment gateways. It doesn’t matter what kind of payment method your visitors use during e-commerce transactions; as long as it is a payment method that is used in Amazon, the transaction will go through and you will receive your funds directly from Amazon.Apart from the sales of physical items, Amazon Pay also provides support for subscription-based businesses. You, however, need to acquire the WooCommerce subscription plugin for a fee of just $199.Like PayPal, Amazon Pay gives concessions to non-profit organizations by slashing the processing fee for the individual transaction. The payment channel also has several mechanisms in place to help prevent fraudulent activities and protect both the buyer and the seller.Pros of Amazon PayIt can be used to process payment with a variety of payment methodsIt expedites the payment process and ensures every transaction is carried out swiftlySince many e-commerce patronizers have Amazon accounts, processing payments with Amazon Pay is a lot easierAmazon Pay perfectly integrates with your WooCommerce store so you do not have to worry about compatibility issuesNon-profit organizations are given percentage discounts.Cons of Amazon PayIt is mandatory for your users to have Amazon accounts before it can be usefulAmazon Pay can’t be used as your only payment option because many web users don’t have Amazon accounts and many others prefer using PayPalAvailable RegionsIt is accessible in all countries across the globe.PricingThe payment account and the payment gateway are completely free. You do have to pay a 2.9% commission on each local transaction while international orders charge a commission of 3.9%.8. AlipayThis is a mobile payment solution that is renowned in China and its environs. It helps in facilitating the instant payment of goods and services with just the aid of a mobile device.Services like Alipay are quite common in China due to the sheer volume of e-commerce transactions that are carried out on a daily basis.Though its central market remains in China, Alipay has begun branching out to more western markets in a bid to increase its market share. It, however, has a lot of ground to cover if it is to compete with the likes of PayPal.If you, however, want your e-commerce business to have access to the lucrative Chinese market, then integrating Alipay is certainly a must otherwise, you will struggle to capture buyers located in that region.Its features are pretty much identical to most those of payment gateways; though, it can only be integrated into the WooCommerce platform with the aid of the plugin, Alipay Cross-Border Payment Gateway.Pros of AliPayIt offers a reliable payment gateway for buyers based in China and parts of East AsiaIt can be perfectly integrated with WooCommerce with the aid of a plugin or extension known as Alipay Cross Border Payment GatewayIt can be accessed for free though there are certain features that can be unlocked with a premium account.Cons of AlipayIt is yet to gain a sizable market share in the west. It isn’t really the best option for you if a majority of your customers come from western countries.There are quite a few flaws in its performance that limits its capacity to aptly execute payment transactions.Available RegionsThis payment gateway mostly caters to people in China. It does offer its service to international customers, though, the efficiency of its performance can’t be guaranteed.PricingFree9. 2CheckoutThis platform is quite similar to the popular payment channel, PayPal. It also has a lot of things in common with one of the thriving alternative gateways, Stripe.Like the more illustrious payment gateways, 2Checkout can be installed and setup for free, and there is no need for a premium version as all the vital features can be accessed in the free version.What makes 2Checkout stand out from the rest of its competition, though, is its capability to process the sale of digital products as well as recurring website subscriptions. This is one feature most of the popular payment gateways lack or only offer premium users.This alone puts 2Checkout at the top of the payment gateway list for subscription websites. It should also be at the top of your list if you’re looking to sell digital products like e-books and mp3s.2Checkout caters to international buyers just like most of it competition, though, it does charge an extra fee for transactions carried out by such buyers.Another feature of 2Checkout that is quite impressive is the capability of the payment gateway to process various payment methods including credit and debit cards as well as a variety of eWallet options.2Checkout can be easily integrated with your WooCommerce store to create an efficient checkout page that aptly converts your web visitors into satisfied buyers.Pros of 2CheckoutAll its features can be accessed for free and you do not need to buy a premium pluginIt accepts payment from both local and international buyersIt accepts payment for both physical items and digital productsIt can be used by websites that offer recurring subscription servicesIt can process multiple payment methodsCons of 2CheckoutIt has an extra charge of 1% for international salesAvailable Regions2Checkout has a global reach, providing payment gateway solutions to over 200 countries.PricingIt is free to install this tool. Like PayPal it charges 2.9% + $0.30 for each payment.10 . SofortAll the payment gateway solutions that have been discussed so far handle the transfer of funds via credit or debit cards and other forms of online transfer. There are not many online solutions for those who want to transfer funds directly from a bank account to another through a process known as wire transfer.Sofort Uberweisung is one of the few reliable payment options that allow the transfer of funds via wire transfer.It is commonly used in Europe where this form of payment is widely accepted due to a well-streamlined banking setup across the continent.Sofort banking helps you to receive payments for purchased items via wire transfer. Buyers can simply log in to the platform, input necessary bank details and proceed to carry out the transaction.It is both straightforward and transparent, ensuring that no fraudulent activities occur during payment.It is also easy to incorporate this payment channel into your checkout page. All you have to do is install the Sofort Payment Gateway and you should be good to go.Pros of Sofort UberweisungIt promotes transparency in paymentIt can be easily incorporated into your checkout pageCons of Sofort UberweisungIt is only an ideal option if you’re solely targeting the European marketIt isn’t a viable payment option for a serious e-commerce platformAvailable RegionsOnly available in countries within EuropePricingCost of each transaction is determined by the paying bank.11. PayfastThis is basically South Africa’s answer to the online payment giant, PayPal. It provides a safe and secure channel through e-commerce transactions can be carried out with no hitch. This payment gateway service, which was founded in 2008, is basically the default payment channel for most South African online merchants.It allows buyers to make payment for various goods and services through various payment methods including credit and debit cards. It also offers a special EFT solution that guarantees the transfer of funds from a buyer to a seller without a card.Pros of PayFastIt is a decent alternative to PayPalIt can be perfectly incorporated into WooCommerceIt allows payment even without the use of a credit card or debit cardCons of PayFastIt is only available to users who are located in South AfricaIt doesn’t process international paymentsAvailable RegionsOnly available in South AfricaPricingFree to install and a percentage commission on each transaction like PayPal12. WorldPayLike the name suggests this is a global payment gateway that processes numerous financial transactions across the world. Previously known as Streamline, the renowned payment processor serves hundreds of thousands of businesses in just the US. It also has numerous partners scattered across the globe.WorldPay processes billions of transactions on a yearly basis and is also able to execute payments in 126 different currencies.Despite the huge volume of transactions it processes, this payment processor barely commits any error or suffers any technical issue. It is definitely one of the most reliable options out there for merchants who want a payment system.The platform can also be easily integrated with the WooCommerce shop, ensuring that your checkout page is highly optimized to convert prospective buyers.Another benefit of using WorldPay as your payment solution is the virtual terminal it gives you so that you can transform your computer into a debit card or credit card terminal.Pros of WorldPayIt serves online merchants scattered across the worldIt is able to execute payment transactions in 126 different currenciesIt can be easily integrated with the e-commerce tool, WooCommerceIt can also be integrated with the data processing tool, QuickBooksAlong with its online payment solutions, WorldPay also provides in-store payment solutions like POS payments.Cons of WorldPayEarly termination of contract terms will lead to a financial penaltyAvailable RegionsWorldPay operates globallyPricingPrices range from 0.99% to 2.60% depending on the transaction being carried out.13. Sage PaySage Pay is another renowned payment gateway that helps online merchants to receive payments for sold items. The platform specifically targets medium-sized businesses as well as small ventures. It provides a convenient payment process that helps to boost the customer-merchant relationship.One feature that makes this payment gateway unique is its emphasis on security. With many small businesses regularly suffering from hacks that target their payment systems, having a trustworthy payment channel is indeed a breath of fresh air.Sage Pay gives you peace of mind as it guarantees the security of your customer’s private information.Pros of Sage PayIt can be perfectly integrated with WooCommerceIt allows payment through virtual terminalsIt enables the use of in-store payment methods like POSCons of Sage PayIt isn’t globally known so it may be difficult convincing your visitors to use itAvailable RegionsIt functions globallyPricingPrice ranges from 20 pounds a month to 45 pounds14. eWayThis platform was developed by a company based in Australia. It basically links a merchant’s website with his or her bank. It accepts a variety of payment mediums including credit and debit cards. It is able to transfer such payments straight into the bank account of the merchant.Setting up the platform is relatively easy and you can start receiving payments 6 days after your account has been set up.Pros of eWayIt is easy to set upIt integrates perfectly with WooCommerceCons of eWayIt is not globally accessibleAvailable RegionsIt only serves a few countries including Australia and New ZealandPricingeWay charges a commission of 1.6% per transaction15. ElavonThis is a credit card processor that services numerous merchants across 30 countries. Most of its users are, however, based in the USA.What makes Elavon a unique payment gateway is its capability to process payment transactions without the use of a third-party channel.Its platform can be easily incorporated into your site’s checkout page and is also able to process various credit card brands.Pros of ElavonYou are not charged any fee for early termination of the contractThere is a full range of services offered by the platformInstallation is freeCons of ElavonIts terminal leases are expensiveThere are hidden account fees that you aren’t made aware ofAvailable RegionsThough it globally accessible, most merchants are based in North AmericaPricing2.65% plus $0.19 commission on every transactionThe right gateway for your business depends pretty much on how your business operates. Some gateways support multichannel access while others have a global reach. Depending on the versatility needed, you can select any of these gateways.Source: 15 Best 2019 WooCommerce Payment Gateways (Free and Paid)