This Form Serves As Authorization To Charge The Credit: Fill & Download for Free

They’ll put the charge through.Last year, there were $341 billion worth of e-commerce transactions that were also processed without any signatures.Yes, you are correct. A signature serves as one type of “proof” that you authorized the transaction, in the event of a chargeback. Everything is processed electronically these days, so there is really no need for a signature on relatively small purchases. You could think of the signature as an insurance policy of sorts.

Till recently, security deposits served as a precaution for car rental companies against theft and damage. However, thanks to the development of effective car tracking systems, which depend on the Global Positioning System, security deposits are becoming increasingly redundant.For instance in the U.S. car rental companies prefer to block the security amount on the customer's debit or credit card prior to handing out the keys. While the amount stays in the customer's account, the rental company has the authority to deduct the amount in event of late return, damage or theft. Refer Budget's website for more information.In India, companies are unable to pre-block money on their customer's bank account as it is against the norms of Reserve Bank of India. Left without an option, most companies either ask their customers to pay the security deposit up front. But in the recent years, there has been a positive trend as companies have been slashing down their security deposit.Myles, the self-drive car rental platform by carzonrent which used to charge a deposit amount of Rs. 20,000 has slashed it to Rs. 10,000 last year.Companies like Zoom and Revv charge a deposit amount of Rs. 5,000 per car.However, recently JustRide, a Mumbai based car rental company announced a zero deposit plan as part of its loyalty program. JustRide had previously slashed its deposit amount to Rs. 999. Following the launch of the plan, customers who have completed a minimum of 3 bookings totalling up to a minimum of 72 rental hours and have no previous record of any accidents or mishap can hire cars without paying any security deposit.I presume there will be a day when customers can simply hire a car without having to pay any deposits whatsoever.

The spectacle that is Frank William Abagnale, Jr.Can't believe he is not mentioned here even once. Have a feeling you've heard the name somewhere?We'll get there...Synopsis:Frank Abagnale became notorious for impersonating a pilot, a doctor, and a lawyer while in his early 20's. He was arrested at 21 by the French police, and later hired by the FBI to teach them his fraudulent tricks. He started his own consulting agency, educating corporations, financial institutions and government agencies.Early Crimes:As a teenager, Frank Abagnale got caught up in petty crimes, including shoplifting. He soon grew tired of this practice, though, and decided to move into more sophisticated forms of burglary. Specifically, Abagnale began using his father's gas credit card to make a tidy profit. Frank Jr. then convinced gas station attendants to give him a portion of his sale back in cash, and allowed them to pocket a portion of the proceeds. The scam fell apart, though, when Frank's father got the credit card bill, which topped several thousand dollars.Abagnale, then left home with $200 in his bank account and no formal education. Frank altered his driver’s license to make himself 10 years older than he was, and exaggerated his education. This helped him get better-paying jobs, but he still barely made ends meet.Using his checkbook, Frank decided to quit his job and write bad checks to support himself. Before long, Abagnale had written hundreds of bad checks and had overdrawn his account by thousands of dollars. Knowing that he would eventually be caught, he decided it was time to go into hiding.Impersonations:Frank realized that he could cash more bad checks if he dazzled bank tellers with a new, more impressive personality. He decided pilots were highly respected professionals, so he schemed his way into getting a pilot's uniform. Abagnale called Pan American Airlines' headquarters and told them that he had lost his uniform while traveling. HQ told him where to go to pick up a new one, which he did—and charged it to the company using a fake employee ID.Abagnale then cleverly forged his own pilot's ID and FAA license, and then learned all he could about flying—once, by pretending he was a student doing a research paper on Pan Am, and later through stewardesses he dated while in uniform.Once Pan Am and police began catching on to Abagnale's lies, he decided to change identities again, this time becoming an out-of-town doctor taking a sabbatical in Atlanta, Georgia. When a local doctor came visiting, Abagnale thought his identity was blown—but instead he was invited to visit the local hospital, where he became a regular visitor. He used their medical library to bone up on his new role as a pediatrician, and his inquisitiveness and bedside manner landed him a temporary job supervising medical interns during the night shift. He was then promoted to resident supervisor, and given authorization to temporarily practice medicine in the state of Georgia. When his fraud nearly cost the life of a child, Frank gave up the gig and left town.Over the next two years, Abagnale bounced from job to job—passing the bar as a legal assistant in Louisiana; teaching sociology at Brigham Young; and pretending he was a film director. But eventually, Abagnale's past caught up with him when he settled down in Montpelier, France. He had just defrauded banks across the country for more than $300,000, and decided to live a straight life for awhile. When a former girlfriend recognized his face on a Wanted poster, she turned him in to authorities.Imprisonment and Later Life:Abagnale served time in France, Sweden and the United States for his crimes. Frank was eventually granted parole by the United States when he was 26. In exchange, the government told Abagnale that he had to educate them about his methods, in order to prevent others from defrauding the government. Frank worked for the FBI for more than 30 years as one of the world’s foremost authorities on document fraud, check swindling, forgery and embezzlement. He also started his own company, Abagnale & Associates, which educates others on how to avoid becoming fraud victims. Abagnale also wrote the books The Art of the Steal and Stealing Your Life, both about fraud prevention.In 2002, Steven Spielberg made a film about Abagnale's life, Catch Me If You Can, based on Abagnale's 1980 book by the same name. Leonardo DiCaprio starred as the famous impostor in the film!#1 Frank Abagnale#2 Abagnale & Associates#3 Page on biography.com