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Really depends on the state that you are in.In every state you have the option of enrolling in one of the sharing ministry plans. I prefer and offer the Medi-Share plan. You must be Christian to enroll in the plan, it does has limitations on pre-existing conditions and it does not cover prescriptions administered outside of a hospital. The coverage is unlimited. Unlike every Obamacare plan it’s network is a PPO rather than an HMO meaning you can see any doctor or hospital and still be covered.TECHNICALLY, these sharing plans are NOT insurance. Even though Medi-Share (for example) has provided protection for it’s members for decades and paid billions in claims, it’s not regulated by state insurance departments. It is acceptable coverage under the ACA/Obamacare rules/law.Another alternative is Short Term Medical insurance. This is insurance that’s an alternative to Obamacare. It’s not “qualified” coverage. It won’t cover abortions or sex change operations and most plans won’t cover pre-existing conditions (some do).Biggest challenge is that if you live in a blue state (like New Mexico where I’m at) the Democrat controlled state governments have mostly banned these plans. However, if you live in TX, FL or most “red” states (Republican controlled) you can usually find a number of these plans available.If you are in reasonable health they are a superior value to the plans offered in the ACA BUT…You can’t get any welfare subsidy that you can in Obamacare.Talk to a professional agent that you know, like and trust. If you don’t have one, feel free to contact me and I’ll give you some direction depending on the state you live in.505–450–1574

yes and no. its main function of providing health care for all without presenting a care bill for is superb idea though sadly with increasing costs and demands on it’s services liable to be unsustainable long term. inefficient in many areas but providing massive benefits for society. needs a hard long look at and streamlining and reducing costs essential if it is stop survive. simply not viable to endlessly pour billions in each year. Many areas of NHS are kept afloat by employing cheap overseas service providers ,Labour .nurse.doctors etc ( not all cheap!) we need to train ,provide and retain top level nurses.doctors. consultants. at moment each costs taxpayers a mammoth sum each year. many simply get overworked , see better opportunities abroad etc and leave. thus diminishing NHS ability to function fully. ALL whom are trained by UK should be on a par with military forces. eg contract to serve so many years in return for salary commensurate with ability and level of training . if they want to leave before tenure is. completed? then pay back teaching costs scaled to level of years provided thus far. eg 15 year contract for a doctor . cost of training £250.000-£500.000. years served 5 ..so repay 10 years left outstanding ! ALL have to carry an NI number ..as form of ID so if hit by say a bus..hospital can immediately check your medical records for best provision treatment AND if you are UK citizen and have full entitlement to free (. well paid by others ) services and care. that ought to reduce tourism costs . eg flying into uK expecting to give birth ..costs then absorbed by us! ( still happens) or sneaking in illegally and claiming. have AIDS etc so cannot get treatment on own country and thus becomes a massive burden on us. this is morally wrong and a tax on all visitors needs tp be given to each country for outstanding ‘costs’ to us for providing health care to their citizens. ergo 10000 Somalians get treated. in UK say. 50% Are illegal .that costs for 505 to be spread across any coming form Somalia .so we get refunded by. tourist tax! if we only get 100 visiting that tax may be substantial we can set a limit ..but. any outstanding amount to be carrie dover each year on next visitors.

America spends $3.7 trillions for healthcare which is outside the realm of sustainable. It is 41% of total payroll, 22% of total income, and over 18% of GDP. This is where your compensation increases come to die. By 2027, the CMS estimates National Healthcare costs will be $6 trillion and you better hope your income has increased 50% then.The Europeans spend comparatively 1/2 of what America spends for incomplete and in rural areas substandard care. $5,200 vs 10,220 (2017). How does France provide better healthcare for their citizens than America? No other nation will bankrupt a citizen because they got sick. None. What they have in common? Their governments unlike the USA negotiate and directly control what happens within their borders to protect the citizenry. The USA, which leaves pricing to market competition, has higher healthcare costs than other countries where governments directly or indirectly control costs.There are no tweaks to a corporate welfare system that have corrupted the US Congress and States that enables their outrageous price gouging.Political corruption and internecine differences are the principle road blocks to affordable healthcare. Americans are price gougedOne reason for high costs is administrative waste. Providers face a huge array of usage and billing requirements from multiple payers, which makes it necessary to hire costly administrative help for billing and reimbursements. There are over 7,200 Insurers and PBMs that cost money. According to a Harvard study Duke University Hospital had 700 professionals and 900 administrative personnel. An example, UnitedHealth Group's average Total Stockholders Equity over the quarter that ended in Sep. 2020 was USD64,428 Mil. annualized ROE % for the quarter that ended in Sep. 2020 was 19.69%. this is in the midst of a pandemic.Americans pay almost four times as much for pharmaceutical drugs as citizens of other developed countries. PhRMA generates 40% of their worldwide revenue from just <5% of the world’s population.PhRMA has become a criminal enterprise that price gouges Americans by 100's of billions per year. Remember PhRMA is a world wide conspiracy where America contributes over 40% of WW revenue ($1,200B) while only 5% ($480B) of the world population. PhRMA is enabled by a corrupt US Congress and WH. In 2019, PhRMA will have price gouged America out of $485B and they claim to have spent $80B in R & D. America is less than 5% of the world's population and yet account for 40% of the revenue.How is it they can sell Humira to the Swiss for $800 per monthly treatment and here it is $3,000?I just do not think that a cost of doing business as a requirement to sell it requires America to pay extortion rates for it forever. The rest of the world will not and they will re-formulate it before they pay beyond 20 years. In the egregious cases nation states will just reformulate it.How long should they have a patent? 10-20-30-+40-50-60-70-80-90 years? America has immortal patents and vested cheerleaders that trot out how much it cost to bring a drug to market?Show me the money it took to buy the patent and while you are at it show me how they stood on the shoulders of giants in science to get there. Which by the way the NIH subsidizes and gets squat for their trouble which also is subsidized by American taxpayers.PhRMA invested about $80B (17%) in R & D and reaped a 505% return on that investment. Most of the pure science R & D is funded by taxpayers through the NIH, etc. which we get short shrift from the research.Over 80% of all drugs in America are prescribed as generic and yet are only 29% of the revenue. Might be why over 20 manufacturers are indicted for price fixing.I can not wrap my head around a cost of doing business such as R & D as being paramount to the public interest and continuous price gouging.We are being price gouged and this pervades everything related to healthcare. It is enabled by a corrupt Congress and an egregiously corrupt corporate welfare system.Hospitals, doctors, and nurses all charge more in the U.S. than in other countries, with hospital costs increasing much faster than professional salaries. In other countries, prices for drugs and healthcare are at least partially controlled by the government. In the U.S. prices depend on market forces.When did a WWII era end run around wage and price controls turn into a corporate welfare program for the Healthcare Cartel and a egregiously corrupt US Congress? Enactment of Medicare/Medicaid? Nixon's giveaway to the Insurers creating HMO's? NIH and tax payer funded grants to universities that then spin into small biotech firms brought to you by Bayh-Dole and then followed up with Hatch-Waxman to monopolize them? Bush's signing off on unfunded MMA? Obama's transparent trade of healthcare for more poor with a windfall for private Insurers? Good intentions that Healthcare Cartel lobbyist's turn into corporate welfare programs for their masters. The latest offering of pork to their masters some in Congress want is the 50+ Medicare buy-in. This gives the Insurers the healthiest group while saddling the weakest group underwritten by taxpayers. Ever wonder why we are continuously bombarded with Medicare Advantage advertisements? The new cash cow for the private insurers with ROE’s of 20–25% that we as taxpayers subsidize.Healthcare dollars are being looted by Insurers, PBMs, PhRMA, Hospitals, and device manufacturers; and all of these entities are enabled by your corrupt Congressional Representatives. Clearly a 1/3rd of ALL Medical costs are being inflated by non-competes, rebates, kick backs and totally unnecessary admin fees created by a corrupt Congress and WH. According to Open Secrets there are more than 2,700 healthcare lobbyists working overtime to maintain the status quo. There are 535 voting members in Congress and very few have your back.Recently the Federal Reserve Chair has lamented to Congress that America spends 6-7% of GDP more for healthcare than other nations for ABSOLUTELY NOTHING. Healthcare costs are a train wreck on the economy that M4A can address in a meaningful way. That 6-7% is equal to $1.4T and represents about 1/3rd of healthcare costs nationally. 70 million Americans are scraping by to pay for healthcare and 30 million use the ER so that a couple million can receive payment for providing nothing. Are you not outraged? Whoops I forgot you are worried about socialized medicine which is a dog whistle for social welfare.We cannot afford not to provide MFA. Every stake holder in the health care cartel has a plan and a lobbyist except the American citizen.