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How do driver license points work in the United States?

A point is a system based on assessment of driving behavior with a likelihood of causing or resulting in a vehicle collision. In short, it assesses risk of a driver’s action(s) on the road affecting the safety of others. In California (as with almost all states), the state’s Department of Vehicles (DMV) determines the point system and keeps a tally of a driver’s violation points found here:Vehicle Code Violations used in Negligent Operator CountsThe goal is to identify and remove negligent operators. “The Negligent Operator Treatment System (NOTS) is based on negligent operator points and consists of a computer generated series of warning letters and progressive sanctions against the driving privilege” (Ca DMV).Driver Safety Information Guidelines and ActionsInsurance companies keep a close watch on the point system to determine if they should provide insurance service and at what rate to drivers. Obviously, the more points a driver has on his record, the more at risk the insurer would be and therefore the driver will be charged a higher insurance fee to operate a vehicle. If the insurer determines the risk is too high, the insurer could drop coverage for that driver. A driver could not legally drive in the U.S. without any car insurance coverage.Thus, it’s best and most economical to keep your points low in the U.S.

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