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The place to go is the Registry of Deeds in wherever city or municipality the supposed land title was registered.There are around 165 Registries of Deeds nationwide. Under the Land Registration Authority, these registries “keep records of all instruments affecting registered and unregistered lands as well as chattel mortgages affecting movable properties.”Just make sure you have the details, like the number of Original Certificate Title or Transfer of Certificate Title.If you need to restore a lost land title, it can be done.The process is called Reconstitution of Titles, either administratively or judicially (the courts).Administrative reconstitution may only be availed in case of substantial loss or destruction of land titles, due to fire, flood or other force majeure where the number of certificates of title lost or damaged, is at least ten per cent (10%) of the total number of title in custody of the Registry of Deeds but in no case shall be the number of the lost titles be less than 500.Judicial reconstitution applies when individual file copies of the certificate of title are lost or destroyed in the Registry of Deeds.Source:http://www.ombudsman.gov.ph/docs/statistics/2007_lra_present.pdf

The first thing to do is change the locks. Off the top of my head I don’t know what the process is. My guess would be a proper notice of entry period under the terms of the lease (or state law if your lease is lacking that). When you go, have a copy of the lease and your deed (in case they call the cops) and bring a locksmith. You may want to also provide a letter from an attorney telling them that they can’t change the locks. [It may be worthwhile to let the local precinct- and the locksmith- know what is going on.]Regarding the missed rent- make sure you and your tenants are following the requirements under the Eviction Moratorium. It’s important to remind your tenant that the rent is still due. Unless they have provided the correct notice and documentation, you are allowed to charge late fees. You may also want to see if you or your tenant personally qualify for any assistance being provided by the state (or city)- see if you can’t get them to start paying again. Or if you can’t get your mortgage put into forbearance- you’ll still have interest and will have to make the payments eventually but for right now you’ll only have taxes and such for the property. And you have at least 2 more months before the moratorium is over.Massachusetts Eviction Moratorium: Full Explanation and FAQ - MassLandlords.net (This has decent explanation for landlords about what you can AND can’t do under the eviction moratorium.)NLIHC COVID-19 Rental Assistance Database (This document lists rental assistance available nationwide)But I’m going to end with what I think is the pretty obvious question- you can’t currently evict this tenants, they aren’t paying rent, why are you trying to show the apartment?

If your spouse cosigns on his friend's new house without telling you, are you also responsible for that mortgage even if you didn't sign?It seems to me that lenders pretty much follow the same rules nationwide. If a spouse cosigns a mortgage for a friend, this means he also had to complete a loan application. On each and every mortgage loan application (aka 1004), there is a box that must be checked as to whether or not a person is married. If the applying spouse checked ‘unmarried’ or ‘single,’ then I would assume you would not be responsible for the debt because you can prove the answer was a lie and the applying spouse was trying to do this behind his/her spouse’s back. If the spouse answered that he/she was married, then the lender (and the title insurer, too), would require that the non-borrowing spouse sign off on the deal with some documentation and a deed that assigns to the co-borrowing spouse their interest in the friend’s property as their ‘sole and separate property.’ The loan documentation (most particularly the Deed of Trust), should also name the co-borrower as a married person as their sole and separate property. It is this type of wording that protects a spouse from being financially responsible for everything their spouse chooses to do.I am not a lawyer so do not take anything I say as legal advice. It is practical advice based on my years as an escrow officer. If you need actual legal advice, do what people are supposed to do—seek out the advice of a lawyer. And one that specializes in real estate law.