The India Marketing Strategy Scholarship Programme: Fill & Download for Free

I was one - in 1984. IIT Madras. Mechanical Engineering.Spent most nights reading scifi, design, art, architecture till 3 am, cut classes, and enjoyed myself.Was the only six point someone in my batch to get a scholarship thanks to some kickass GRE and AGRE scores, and some long essays with explanations on why I rocked despite bad grades.Never felt I was a loser because of a low GPA, too many years kicking butt in school, and just getting into IIT made me feel that this, too, shall pass.The scholarship didn't matter anyway, the US Consulate refused me a student visa - "I don't think you will come back." - the lady said. She was right and wrong.Jumped on a plane to the US with Tata Burroughs as COBOL programmer and wrote manufacturing and distribution software for 4 years.Started working as a manufacturing specialist helping electronics manufacturers switch to Just In Time a la Toyota in the US, Scotland, and France.Went to B School, after nine years of work at U of M, Ann Arbor.Joined a management consulting firm as a strategy consultant to traipse around the world working on telecom problems in the US, Australia, Holland, South Africa, Taiwan, and Egypt.Spent another 15 years in telecoms as a strategist in Egypt, UK, and the UAE.Now back in India doing big data and digital.Still having a ball.Long story - future scope has nothing to do with GPA.Diversity of experience - functional and geographic, can dramatically enhance your value to the market and improve the quality of your journey.Do find ways to experiment and do it early while you are single and have the energy and the appetite for risk.On the other hand, single-minded ness in pursuing excellence at anything also pays off. That often takes the stamina of someone with a better GPA than yours.But hey, you could discover that all you want do in life is write better mobile games, or sell soap to the Chinese, or design a spaceship.You can pretty much do anything if you set your mind to it.Including getting a better GPA if you still have a few semesters left.Life barely begins at 22. You have at least four to five decades to make a difference.Stay curious.

The following article published in India Today gives us an insight of Dr. Raghuram Rajan's journey in becoming the Governor of RBI.As a young boy studying in Delhi's prestigious Delhi Public School, R.K. Puram, Raghuram Rajan, when asked what his ambition in life was, would say: "I want to be the Prime Minister of India". This when most kids of that generation would answer either doctor or engineer.A few decades later, there is very little Rajan has not achieved. Only 52, he is not only an Indian icon, but a global one. He is called a "Financial Prophet" and a "Rockstar" in the same breath. His fan following is across the globe, ranging from heads of states to young women who swoon at his very mention. What he says-or does not say-not only moves stock prices on Dalal Street but also on Wall Street. He even has a fan page on Facebook with close to a million "likes"."I don't quite recall my ambition of being PM, but I do know that today my ambitions are far more realistic," says Rajan, with a shy smile, in an inter-view to INDIA TODAY at the Reserve Bank of India headquarters in Mumbai.The RBI has seen many governors with both, the highest intellect and integrity, but none as popular-not just in India but globally. And perhaps none who speaks his mind with the courage of conviction and does so with an air of confidence that surpasses his territory. To show the government and the powers that be, the mirror.Be it questioning "Make in India" and instead suggesting "Make for India", or telling a room full of journalists the "RBI is not a cheerleader", Rajan calls a spade a spade. And has the confidence to handle the back-lash, knowing fully well there would be no dearth of organisations and institutions who would grab him the moment he were to raise his hand. His is a CV every young Indian dreams to have-a gold medalist at IIT-Delhi and IIM-Ahmedabad and a winner of countless awards. And yet, despite his stardom, he is a man rooted to the ground. He values his integrity to the point that he tells his college classmates that he won't be able to come over to their place if those invited include bankers. "The most amazing thing about him is his genuineness.He has gone places but even now you meet the same Raghu as he was back in college. Extremely warm," says the CEO of a leading company who was Rajan's classmate at IIM-Ahmedabad. Rajan spends a lot of time with his family when he can and is particularly close to his brother Mukund, who is the brand custodian and chief ethics officer of the Tata Group. Integrity obviously runs in the family. He is also seen at malls often, buying groceries over the weekend. He retains his email id from the Booth School of Business, University of Chicago, where he taught before he came back to India in 2012. He married his IIM classmate, Radhika Puri, who is now a Lecturer in Law at University of Chicago Law School.But few know Rajan's return to India was not an accident. It was not about power and holding a position of authority. He needs no official position to wield authority. Years ago he had decided not to opt for an American passport, because, as he told a friend: "One day I want to go back to India and contribute to public policy in my country. I must therefore retain my Indian passport." Even as a young man while he was making waves with his lectures, predictions and economic theories, Rajan's heart was set on returning to his country someday. His wish was to come true.HOMEWARD BOUNDIn 2007, Prime Minister Manmohan Singh was chairing a meeting that included then Finance Minister P. Chidambaram, then Deputy Chairman of the Planning Commission Montek Singh Ahluwalia, the PM's Economic Advisory Council Chairman C. Rangarajan and bureaucrats from the finance ministry.Even as they got down to discussing financial sector reforms, one of those present remarked how once the economics stalwarts gathered around the table fade into the sunset, India would not have a strong economic mind in public policy. Unlike in the US, India had failed to bring bright academics into public policy and there would be a vacuum once the four wise men at the table had finished their innings, it was suggested.The suggestion resonated with Singh. He asked for Rajan to attend the next meeting. Once the meeting was over, an impressed Singh is learnt to have said: "We should bring him to India so he can begin to wet his feet in Indian waters." Rajan was asked to prepare what is now called the Rajan Committee report on financial sector reforms titled "100 small steps". "He worked very hard. He would finish his class in Chicago and take the flight out to India. He would head straight to meet-ings and once done head to the air-port and make it back in time for the Monday class," says a bureaucrat who worked closely with Rajan then. After a stint as an external advisor to the PM followed by a year-long innings as chief economic advisor, Rajan took charge as RBI governor in September 2013. His task was cut out. Inflation had spiraled out of con-trol and the rupee was near Rs 70 to the dollar. Then Finance Minister P. Chidambaram, who shared a very good equation with Rajan and treated him as "an equal", was simultaneously fighting the battle of bringing the economy back on its feet. The two together succeeded in taking several decisions that led to staving off the threat to the economy. No sooner did the Narendra Modi government come to power, rumours of Rajan, a UPA appointee, being shown the door grew louder every day. His decision to not cut interest rates as swiftly and sharply as the government would have liked him to, made him unpopular with the finance ministry. But then every RBI governor in recent memory has had an issue with the government, especially on the pace of interest rate cuts. His not being from the "tribe", has seen him battling the bureaucracy, with some wins and some terrible losses too. "He is not a part of the tribe. Unlike his predecessors who had either themselves cut their teeth in the civil services or had a deputy who had done so. He had the choice, but I think he prefers to not be part of the tribe," says a bureaucrat. Take for example the visit to the annual World Bank and International Monetary Fund (IMF) meetings as part of the Indian delegation. With Finance Minister Arun Jaitley indisposed, the natural choice to lead the delegation would have been the RBI governor, who enjoys a minister of state rank.But it was then Finance Secretary Arvind Mayaram who led the delegation. This reportedly prompted the RBI to even send a letter to the government seeking a cabinet minister rank for the governor. It has not been agreed to. Rajan is still governor but Maya-ram has since been moved out to a low-key ministry.IN STEP WITH MODIRajan also ended up picking issues with the government on the extent of dividend the RBI should pay it. Once again, the bureaucracy insisted it was for the government to decide the amount and not for RBI. Eventually, RBI did give what the government wanted. More recently, the government had to beat a hasty retreat on its proposals pertaining to the Public Debt Management Agency that sought to manage government debt in the form of government securities and bonds. This is handled by the RBI. The government also wanted to hand over the regulation of debt market to capital market regulator Securities and Exchange Board of India (SEBI). Rajan's concerns were not so much with the broader principle but with the eventual process that would be followed and the autonomy the RBI would enjoy.Like his predecessors, Rajan is fiercely protective about the autonomy of the RBI, one of the very few credible and respected institutions India has.A recent proposal by the RBI to appoint a chief operating officer of the rank of deputy governor too is awaiting government approval. Rajan's attempts to usher in dramatic change in the functioning and structure of RBI to bring it in sync with global best practices have been resisted so far. Even within RBI there is a certain sense of resistance to big bang reforms and change."The ghosts of the Harshad Mehta scam still resonate at RBI. The fear of being left to the wolves when the chips are down still makes the rank and file very cautious and hence while one has seen lots of incremental steps by a Rajan-led RBI, you have not yet seen the big bang reforms," says a government official. "Rajan is a practical man. He knows which battles to pick and when to back down."It is perhaps this quality that has resulted in him enjoying the support of Prime Minister Modi. Rajan is completely aligned to the vision of the strongest Indian PM in three decades. Modi believes in infrastructure explosion and so does Rajan. Modi believes in big bang banking sector reforms, so does Rajan. Modi believes in a stable rupee, so does Rajan. Modi believes in a major thrust on manufacturing, so does Rajan. Modi wants inflation to be reined in, so does Rajan, who has picked slaying the inflation demon as his big agenda. Modi wants financial inclusion, so does Rajan. Modi wants to encourage entrepreneurship, so does Rajan.Within this broader alignment of vision, Rajan does from time to time show the mirror to some initiatives of the government. For example, he questioned the "Make in India" slogan and suggested "Make for India" not because he is opposed to manufacturing growth in India. He was only cautioning not to follow a totally export-led strategy that had caused extreme economic pain to many countries in the past, and instead look at India as a big consumption economy. In the same breath, he has also acknowledged the good work done so far by the government and has highlighted the fact that expecting dramatic change is being unrealistic. Being critical is fraught with risk, as this government is more sensitive to criticism. But if he has been critical, he has balanced it with being equally stoic in his strong defence of the government too.And therefore to assume he is not in sync with the government and is on a constant warpath with it is a completely wrong reading. It is instead merely his way of saying there is a better way of achieving the same goal. And which may well be why Modi has backed Rajan to the hilt. At the 80th anniversary celebration of the RBI, Rajan chose to address the audience in Hindi in the presence of Modi. Modi on his part gave a big pat on the back to Rajan, saying he is a great teacher and he enjoys his crisp presentations. Modi perhaps knows Rajan's value and as long as it is in line with his own vision, he would back him.MAN FOR ALL SEASONSRajan has his fair share of critics too. "While Rajan has scored a big win by signing the Monetary Policy Framework Agreement, that establishes for the first time in RBI's history, a specific inflation target, his stand on PDMA (Public Debt Management Agency), or on Uber's cashless innovation or on him opposing voting in a Monetary Policy Committee which would improve decisions, is something one did not expect from someone who had been brought in to change this very mindset of RBI," says Ajay Shah, an economist and professor at the National Institute of Public Finance and Policy (NIPFP).Rajan is a communicator par excellence and is clear in his mind that RBI needs to not just make great policy but also articulate it. To that extent he has taken the role of the RBI to a completely different level and that has made him a popular governor. And perhaps even more unpopular with the bureaucracy.As he enters his third and perhaps final year as governor-unless he gets a second term-Rajan has many challenges ahead. For one, the likelihood of a failed monsoon and an increase in inflation would severely cramp his attempts to boost growth by further cutting rates. Moreover, any spike in oil prices that Rajan says "worries" him, could negate all the economic benefits India has reaped following a more than 50 per cent crash in global oil prices. He has to continue to give a big push to cleaning up rising NPAs (non-performing assets) in the banking sector and work closely with the government to bring a robust bankruptcy legislation and tackle the impaired balance sheets of PSU banks by recapitalising them. To that extent, forging a close working relationship with the mandarins in North Block will be a necessity and challenge for Rajan. He also has to push through reforms in facilitating payment banks and throwing open doors to more banks, including foreign ones, to make the banking sector more competitive and widespread."Not only is he someone who knows his subject, he is also someone who is constantly learning and is a very balanced person," says Ashima Goyal, an economist and professor at Indira Gandhi Institute for Development Research (IGIDR) and a member of RBI's Technical Advisory Committee. "Let us not forget how fragile our currency was when he took charge and what he did to bring stability to it. He knows what he has to do going ahead." Rajan has been trying to bring change to the RBI too. Being someone who endears himself to people across ranks helps. "Sir comes to office every day by 8.45 am after his gym and run," says the lift attendant at RBI headquarters. "It is not just me but the entire RBI staff that will ensure no harm comes to our governor," says a security officer on the recent threat to Rajan's life. "He just walks into our room sometimes and chats on any issue. We have never known such a friendly and candid governor," says an executive director and an old RBI hand.AN ALL-ROUNDERHe works hard. And works fast. Within days of taking over, Rajan picked his IIM classmate and banker Nachiket Mor, now a member of the RBI's central board, to come up with ways to cover small businesses and low-income households. The Mor committee came up with the concept of "payment banks" with an initial capital of Rs 50 crore, one-tenth of what a full-service bank requires, that would only accept deposits and not do any lending.On his very first day in office, Rajan had talked about a new approach to formulating monetary policy. The same month he picked Deputy Governor Urjit Patel to examine monetary policy framework.Rajan's two biggest successes have been his persistent attack on inflation and stabilising the rupee that had spiraled out of control at the time he took charge. But bringing in greater competition among banks by throwing open the field, or ushering in big bang mobile payment reforms, or cleaning up the banking system of its ballooning non-performing assets by reigning in big defaulters, are still works in progress.Shortly before Rajan graduated from IIM-Ahmedabad, one of his batchmates wrote that he would earn a slot in the Guinness Book of World Records for the world's thinnest book: 'Games I haven't played'. His father R. Govindrajan, a former RAW officer now settled in Chennai, laughs as he recalls this tribute to his son's all-round versatility. "He was willing to try out everything that intrigued him," he says. "Raghu was not just a bright student but an all-rounder, from quiz contests and debates to sports."Such talent is always rare to find. Manmohan Singh may well have brought him back to India but Narendra Modi may do well to nurture him and preserve his talent. For India.EDIT 1 : "I want to highlight the role of serendipity - in terms of three incidents. I was asked at Ahmedabad, if you think about a career choice, what will you become? `I have a confession to make here. I said I want to be the Governor of RBI'," Rajan said during an event organised by IIM-Ahmedabad (Mumbai chapter) in Mumbai to felicitate distinguished alumni of the top business school.Amidst thunderous applause, the 51-year-old ex-IMF chief economist, who studied at IIM-Ahmedabad in late 1980s, also enumerated some other events that have shaped his immensely successful life. One of them was joining a PhD programme at the prestigious MIT in US."The first act of serendipity was when I applied to MIT," he said, adding when the top notch research university refused to accept him into PhD programme, he wrote back saying, "I am a poor Indian citizen...there is no way I can pay for the PhD. I would like to come but..."To his pleasant surprise, Rajan received a letter from MIT a few weeks later, saying there is a scholarship programme and the institute would like to consider him.Source:RBI Governor Raghuram Rajan not only keeps his job under the new regime but commands respect with his firm line on monetary policyWhen Raghuram Rajan dreamed of heading RBI at IIM-A

For the benefit of job aspirants, I will answer in a very transparent way about Bank of Baroda’a Manipal University program.The only benefit you get by joining this program is that you get brushed up a bit for JAIIB examinations, but trust me, to be frank even candidates who join banks via IBPS exam too pass JAIIB in their first attempt or max to max by their 2nd attempt.Now some people say that if you want something good, then you have to taste the bad, but the taste that you get here is completely irrelevant to your job profile. So let me clear the myths about this programme.Myth: The senior passouts will say that the 9 months will be a honeymoon period for you. There will be stories around that no one in the history of this programme has failed ever in any subject.Fact: Its nothing but just a strategy. Management students might get this what I am trying to convey. What they have said is truth. As per Bank’s policy if you fail in any subject, you have to pass all the subjects within 12 months time starting from your course commencement, which was 15 months for your seniors. When a business is started, you have to pass all students, else a negative feedback about this programme would spread like a fire. So they generally passed all students.But now that the business proved to be a lucrative one for them (they taken 4 lakhs from each student and total strength has been 1200 for pst 3 years, so they earn approx 48 crores or say 40 crores by this programme). And what you get in return?The same which a normal IBPS candidate gets, but at a huge cost(not the money, but many other things). Again, for the first time, the passing percentage has been increased from 50% to 60%, whereas in all other reputed institutions(no matter whether it be masters engineering related or Commerce, the passing percentage stays at 40.Now if you fail in any exam, in the next term you have to appear for two exams in a single day. A total of 2 such chances are given. If you fail in their last term, you may have to pay extra 1.32 lakhs. If you fail in both or in last term you not only lose your job, but also lose 5.5 lakhs(taking interest into account if you finance via their loan facility, or 7.2 lakhs if you failed in their last term). If the business is successful, they can now start failing students.Now why a few banks are using this Manipal University way to recruit job aspirants? Are they really getting quality candidates? If yes, then why did they increased the passing criteria from 50% to 60%?The answer is simple. These banks just want to meet their NPA targets(reduce their NPA) and loan account targets. Other premium organizations like RBI, SIDBI, NABARD, SBI don’t use this formula whereas this Manipal programme has been functional since 2011. So do you mean to say that employees in these organizations are not efficient in their work. One gets efficient by experience and not just by a continuous 9 hour 9 month class without any experience. If I am wrong then come here and figure out, you will find just Engineering graduates in banking sector and the reason is obvious. If they dont find anything interesting in 4 years of classsroom study, what will you get in 9 months on classroom study.But to be frank, the course can be actually completed within just 4 months by just self-study, but its a strategy to extend this into 9 months and earn income for the same. The course is actually easy, but management will make this easy course difficult to pass if they want.You very well know how top Software companies sack employees just like that, was it the same during their evolution?Had they done like that no one would have joined those companies, but now that they have earned quite a reputation in the corporate sector, they sack people just like that. Same is the case with this intitute(Manipal Academy of Global Education abbreviated as MaGE). Now that they are running good, they have started failing people to earn extra incomeDon’t be under the impression that Bank of Baroda is next to SBI. If you go to PnB and ICICI Bank(including pvt and public sector baks) too, they too claim that they are next to SBI. BoB operates well in only 3 states i.e. Maharashtra, Gujurat and Rajasthan, where the last two are business areas. Go to South India and you will find people think of it as a private bank, go to eastern India, where you will find people closing their BoB accounts due to slow service. Here for the institute students of Baroda Manipal, they took 3 months to open just a zero balance Savings account. They have a story behind why it took 3 months time, but you can’t expect a customer to wait for 3 months if you narrate the same to them.Now lets talk real. i.e. what are you going to do in Baroda Manipal.You won’t get your DA cut if you take a leave or remain absent for 1 or 2 days(classes). But you ll get it cut, if you are absent for just a 15–20 minutes of PT at 6 AM every alternate day.Yes, ICICI, Axis, HDFC, Bank of Maharashtra too recruit candidates through this programme, but its is only BoB for whom PT is more compulsory than classes. For Syndicate, its just partly i.e. if they stay at Bengaluru campus with BoB students then only they have to do compulsoty PT, if they stay at Noida or Mangalore campus, then no PT). But BoB has just one campus and that is in Bengaluru.You won’t get your DA cut for missing 1 or 2 classes, or even if you are found using mobile in classes, but you will get it cut if you are found in your friend’s room after 10:30 PM, or if you are found unshaven(for boys).Old answers claiming that you can do anything after class hours(9 AM to 6 PM) are plain false. Girls have to return to campus before 7:30 PM. They can’t have proper dinner if they wish to dine outside for a day. Sunday is the only day where they can roam outside, but still they can never have a good dinner, unless they take a leave, as food quality is the worst in the campus except for the curd they provide everyday.You are allowed to sleep outside the hostel for just once a month. Leaves are allowed only during occasions where you have a Friday or a Monday off or else only during emergency cases like death of a family member or medical emergency(if its you only and not any family member).This year a student was not given leave for more than 3 days, and case was his father expired. This institute gives no respect for your family, and when the boy protested about this in social media, he was given a warning that he may be forced to quit the course and hence lose his job in disciplinary grounds. The institute would just give a mail to the bank that a student is tarnishing the image of both the institute and the bank and then everything would be on the institute’s discretion. Out of fear of losing his job, the poor student was forced to delete his old post and post an apology both in social media and in writing to the institute(which of course was a forced apology which he didn't want to, but now you can’t even approach any court as you made an apology in writing too)If you are sick for a day, then you can’t stay in your hostel room. Either you have to forcefully attend the classes or you have to go the college and stay ina room which thy call as sick room, but by wearing the uniform and not by your comfort and also without your bedsheet which you might use to cover yourself at night. For girls, even if you have periods, you are not allowed to stay in hostel rooms, you still have to go to that uncomfortable sick room. Now you showcase an emergency case, they will send you to a hospital, but they will not allow you to stay in your hostel room at any cost.If you don’t like the mess food, then these 9 months will be a tough time for you as you are not allowed to order food from outside. If found, they will simply throw it away. These people don’t know how to respect food but will blame on students that they waste food by providing the worst quality of food, so worst that you will prefer to eat that food raw rather than eating in their mess. You pay 4 lakhs for 9 months, but het nothing to eat. You get just 3 pieces of bones(chicken) when they make chicken. Is it the same in companies for employees, in case they make chicken in their office canteen? Are you so poor that 48 crores for 9 months is not sufficient for you?Water provided to all the students are just recycled filtered water without any proper water treatment. A lot of people are getting chronic diseases and for a while even drinking water was contaminated that many students got typhoid, but drinking water was brought under control, However bathroom water is still contaminated.Regarding classes, you have just 4 main subjects throughout their course i.e. Accounts, Basics of Banking, Basics of Lending and Retail Banking. The others are just a waste of time as per the modules they have organised for the students. The classes are made just for sleeping. Except for 3–4 students per class, most students are either busy chatting with their boyfriends/girlfriends over whatsapp, or some just watch a TV series on their laptops while others keep on sleeping.At times you will be unexpectedly called on Saturdays(off day usually) to attend a boring lecture of NO SUBJECT. There will be just some stupid talk for 9 hours or you will be forced to go out to take a survey, which all students manipulate themselves of course if you force them to do when they are not in a mood to do. All they claim is that, they want students to have more experience, but all they claim that they don’t know is that this is demotivating candidates, when you spoil their weekends.As far as cultural events are concerned, there is a hell and heaven difference which you had in your college and which you will get to see here. The one which you had in your college, you were a visitor of those events at your own interest, while those organised here are just by a forceful way. The events are held just after your classes(mostly at 6 PM), and after your classes, you won’t be allowed to go to your hostel rooms even to freshen yourself. This makes you feel that you are just being forced to be a spectator and you eventually lose interest in being a spectator. All you do is just keep cursing the management.A boy and a girl alone are not allowed to sit just those two in front of any hostel in the campus. You will be given morally policed. But still there are many places just two can have good time within the campus.You enter into a bond of 7 years actually. If you still say that its just 3 years, then definitely BoB is not a good place for you to join as you are easily fooled by marketing strategies whereas in BoB you have to indulge yourself in sales too, though not as hard in private sector banks like ICICI .If you quit within 3 years from appointment, then you pay 1 lakh extra while you still continue to repay the loan with penal interest. If you quit within 5–7 years, then you just get your loan amount back but without interest, while if you stay for more than 7 years, you may get the interest amount back upto a maximum of 1 lakh rupees, may be because as of now, no one has completed their 7 years tenure via this Manipal programme.Don’t be under any previous passouts’ claims. Just follow your instinct. Recruiting candidates via Manipal instead of just by entance exams and interviews is just a business strategy, after all BoB is too a part of a corporate world and corporate world is a very bad place for you my dear friend. People enter into the corporate world just to feed their families, otherwise you could become a good entrepreneur. Dont forget that banks too run a business. Though public sector banks seldom fire people but you are still not an employee till 12 months from commencement of the course. So don’t just go on spreading your ego that you have become an officer. Sometimes things can take a drastic ugly turn.Muslim students are not allowed to go to Mosque(a very nearby one) even during lunch time, even on just fridays. However to stay safe, they allow it only during the holy month of Ramzaan, not otherwiseMy advice:If you are below 25 years of age, then I will recommend never to join any Bank via Manipal programme. If you cracked BoB exam this year, then you will definitely crack IBPS or SBI next year with a bit more extra dedication. Join only if you feel that you cracked this exam by-chance and you cant crack IBPS in future, or join this if you approaching near 27–28 and you still don’t have a job. For those already under burden where all your family members are dependent on you, if you were not a good student at your college(no matter how meritious you are in entrance exams or other scholarship exams or even if you have written international papers), refrain from joining here.For that reason, this year even if some cadidate got sleceted in IDBI bank which is a loss making bak, those candidates still left BoB for IDBI, only because its via Manipal programme. If you think my claims are hoax, then do come and join and have a taste of Baroda Manipal. All the ostentatious people will be showing off 56 inch chest that they are Barodians, but when you talk them face to face, not a single student praises Baroda Manipal. If you are in dilemma, have a visit to the campus and have face to face communication with those giving tall claims about this programme and life at this campus and take reviews from others as well. Some people are even thinking of suing this institute, buts just because they have paid 4 lakhs to get a job, they are just either mute spectators or just puppets. Give these students 4 lakhs from your pocket, and they will reveal much more about the tortures that you can never imagine. However there is no idea who formulated these weird rules, BoB or the institute!!!Note: An employee never speaks bad about the company no matter how bad the company treats him and thats the rule of the corporate world to survive in the corporate world. Hence you will never get a negative answer here or in any other forum, if he/she is currently studying here.