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Whether you choose a formal child-care center, family day care, or in-home care, there are some basic things you should know and insist upon. To help you make this all-important decision, we've talked to mothers and other experts who have been in the child-care trenches. Here are eight ways to size up a child-care option:1. Look down. When you're visiting a potential site, pay attention to how the staff interacts with the children. Ideally, a caregiver should be on the floor playing with the kids or holding one on her lap. In their early years, babies need close, loving, interactive relationships with adults in order to thrive. That's why it's especially important that babies' first caregivers be warm and responsive, and that even in group care, infants and older babies get a healthy dose of one-on-one time. (Though individual states set their own staffing ratios for child-care facilities, the American Academy of Pediatrics specifically recommends a ratio of one adult for every three babies up to 24 months of age.)2. Ask for a commitment. Babies need consistent, predictable care. It helps them to form a secure attachment to their caregivers, according to Debra K. Shatoff, a family therapist in private practice in St. Louis. If you're looking at an in-home caregiver, request that the person you're considering make a one-year commitment to the job. If you're considering a center, find out how long the current caregivers have been working there and how much turnover the center usually experiences.3. Do a policy check. Find out whether you share parenting philosophies on topics such as discipline (Do the caregivers use time-outs, scoldings?); television (Is the TV on all day or used sparingly, if at all?); feeding (What snacks or drinks are provided for older babies?); sleeping (When are naps offered? How are fussy babies put to sleep?); and so forth. Inquire about the sick-child policy (What symptoms prevent a child from attending?). Also ask whether there's a backup plan should the family day-care provider or in-home caregiver get sick and be unable to work. The more questions you ask early on, the less likely you are to be unpleasantly surprised later.4. Drop by and spy. While word-of-mouth referrals from other parents or trusted resources are important, you need to look at a place for yourself to assess whether it meets your needs. Of course, any child-care environment should be kept clean, childproofed, and well stocked with sturdy books and toys that are age-appropriate. Other details to consider: When older children share the space, toys with small parts (choking hazards) should be kept away from younger babies. Ideally, infants and babies should have their own area where they won't get "loved" too much by older toddlers. A room or separate area dedicated solely to swings and bouncers may look appealing at first glance, but keep in mind that growing babies need plenty of floor time to develop and strengthen their muscles. If possible, try to visit the same centers at different times of the day to get a sense of how the staff interacts with the children and what the routine is. You may want to consider popping in unannounced a few times after you've enrolled your child, just to see how things are going. Sometimes your visits will confirm that the place is right for you, but sometimes they'll be a real eye-opener.5. Keep talking. Until your baby can talk, you will be relying on what the caregiver tells you about your child's day. Make sure you can communicate comfortably with each other. When you first hand off your child in the morning, you should tell the caregiver how your little one slept the night before, if he is teething, and whether he ate breakfast. At the end of the day you'll want to know similar information, such as the number of diapers he went through, when he napped, and if he seemed happy overall. It's always preferable to speak to the caregiver in person. If that's not possible, ask if there's a convenient time to phone, perhaps at nap time.6. Problem-solve pronto. It's inevitable that you'll experience conflicts with your caregiver, both large and small. Address problems right away rather than ignoring them until they grow out of proportion. Some issues can be resolved quickly; others may require more discussion. Whatever the conflict, treat the caregiver in a respectful manner, but don't be afraid to speak up, says Deborah Borchers, MD, a pediatrician in private practice in Cincinnati. When broaching a difficult subject, ask the caregiver's opinion, and hear her out. As the parent, you have the final word with an in-home caregiver, but you're more likely to elicit cooperation if the caregiver knows she has been heard. For example, instead of demanding an earlier nap time to make bedtime easier, ask the caregiver if she has ideas about how to adjust your baby's schedule so he won't grow so overtired in the evening.7. Trust your gut. Every parent knows when something doesn't feel quite right. You may be turned off by a center everyone in town raves about or clash with a highly recommended sitter. If that happens, keep searching. Babies deserve, and thrive under, good, nurturing care. If something just doesn't feel right about your situation, investigate other options.8. Be open to change. You're not married to a particular person or situation, and if things don't work out, you can always make a switch. Yes, you want consistency for your baby, but that doesn't mean you can't alter arrangements. Babies are resilient; as long as they're having a positive experience with their new caregiver, they'll be just fine, points out Dr. Shatoff.No matter what your work hours, you are still your child's essential caregiver -- the most consistent source of love and support in her life. Under your care and guidance, along with the help of your well-chosen caregivers, your baby will flourish and grow into a happy, healthy child.

1. Guarantee equality before the law and non-discrimination for all people in the exercise of their human rights and fundamental freedoms, across the range of social, cultural, economic, civil and political rights, including in accessing social benefits, health services, educational and employment opportunities, in forming a family, in fulfilling their right to self-expression, to seek and impart information, to freedom of organization and assembly, and to freedom from violence and harassment, regardless of sex, age, race, ethnicity, income, occupation, marital, HIV, disability or migrant status, sexual orientation and gender identity, or on any other grounds.2. In relation to a stand-alone goal on gender equality and the human rights and empowerment of women and girls, and mainstreaming gender across the new development framework:Enact and revise legislation and policies to protect the human rights of women and girls and revoke all discriminatory legislation to eliminate gender- and age-discriminatory provisions;Respect, protect and fulfill the sexual and reproductive health and rights of women and adolescent girls through legal, policy and regulatory provisions, including to prohibit violations of these rights, such as spousal and parental consent requirements; prohibitions on contraceptive methods; forced sterilization and forced abortion on any grounds, and mandatory testing for pregnancy or HIV;Enact and enforce legislation and adopt adequately-resourced national multi-sectoral plans of action and programmes to end gender-based violence, involving the police, housing, health, education, social service, labour and immigration sectors, including to address domestic and sexual violence, marital rape, trafficking, sexual harassment and traditional harmful practices; modify laws and practices that exonerate perpetrators from punishment (such as for marrying the victim); and eliminate sexual violence from amnesty provisions in post-conflict settings;Ensure universal access to critical services for all victims/survivors of gender-based violence, that are comprehensive, accessible and coordinated across sectors, and that include, at a minimum: 24-hour hotlines; psychosocial and mental health support and counselling; health services, including for treatment of injuries and sexual and reproductive health; post-rape care, including emergency contraception, post-exposure prophylaxis for HIV prevention and access to safe abortion services in all cases of violence, rape and incest; police protection, safe housing and shelter; documentation of cases, forensic services, legal aid and access to justice; and referrals and longer-term support for women and their children, including for housing, education, employment and income-earning opportunities;Strengthen legal measures and community mobilization to end child, early and forced marriage and female genital mutilation;Increase women’s leadership in decision-making, including through temporary special measures for political participation at local and national levels of government, in parliament, in multinationals, the private sector, the media, science, research and technology;Ensure the participation of women in conflict resolution, peace-building negotiations and post-conflict policy-making, and investments in gender equality and the integration of gender perspectives across national plans and programmes, including in humanitarian situations;Enact environmental and climate change policies that ensure women’s participation in decision-making, management and governance of natural resources, and ensure climate change prevention and adaptation policies consider the specific needs of women and girls;Enable the role of women’s human rights defenders and protect them from intimidation and violence.3. In the area of Health:Ensure women’s equitable access to quality, affordable health care throughout the life-cycle, including to address priority needs related to newborn and child health, sexual and reproductive health, non-communicable diseases including breast and cervical cancers, malaria, tuberculosis and HIV and AIDS-related prevention and services, mental health and depression treatment, and gender-based violence-related services and supports, including for post-rape care;Accelerate implementation of universal access to quality, integrated and affordable sexual and reproductive health information, education and services throughout the life-cycle, with emphasis on women and adolescent girls, as a priority of the health sector and in universal health coverage schemes.4. In the area of Education:Improve access to quality education, with particular attention to girls’ retention and completion rates at all levels of education, and the elimination of female illiteracy;Provide universal access to comprehensive sexuality education for all young people, both in and out of school, linked to youth-friendly sexual and reproductive health services, with particular attention to adolescent girls;Prohibit the expulsion of girls from school due to pregnancy, motherhood or marital status, and provide special supports for pregnant girls and young mothers to enable them to complete their education and balance education and family responsibilities;Eliminate gender stereotypes and biases in curricula and teaching practices, and in the transmission of occupational aspirations;Make schools safe spaces for girls, free of sexual harassment, sexual violence and bullying.5. In the area of Employment, Decent Work and Livelihoods:Protect human and labour rights and eliminate exploitation in all its forms, with particular attention to women, girls, low-income workers and migrants, including domestic workers;Secure women’s equal access to economic, employment and livelihood opportunities, including through legal and policy provisions, for decent work and equal pay with men; social protection, including for informal sector workers and with special attention to vulnerable groups, such as female-headed households, including girl-headed households; equal land, property and inheritance rights; access to farming supports, productive assets, banking and financial services, technologies and ICTs, and the ability to start and register a business; and creation of employment opportunities for older women, especially important in countries without strong social security systems;Ensure that policies for full, productive and decent employment and livelihood opportunities for youth have a special focus on young women’s equal opportunities;Prohibit employment discrimination against women based on pregnancy or motherhood;Redress the disproportionate burden of unpaid care work on women and girls and inefficient time-use related to their gender and reproductive roles, including through family-friendly policies for affordable child care, support for care of the elderly, ill and disabled, maternity and paternity leave employment policies, as well as access to time- and energy-saving technologies (e.g. for water, cooking fuel, electricity, etc.);Undertake public education on the importance of gender equality and shared rights and responsibilities with men and boys, including in household management, sexual and reproductive health and rights, and childrearing.

Being employed an IN poverty means you make less that the poverty level.Poverty level by number in family (2016)1 $11,7702 $15,9303 $20,0904 $24,2505 $28,4106 $32,5707 $36,7308 $40,890So, by making less than the poverty level… you are afforded…Numerous state and federal government organizations, charities, and other companies offer a wide variety of low income assistance programs. You can find programs that can help with paying your rent, utility bills, mortgage, or provide foreclosure assistance. Other services can help with medical bills or related expenses, and much more. In addition, there are charity organizations that provide assistance to low income families.So when you INCREASE your income above the level of ‘poverty’ you lose these benefits described. That leaves a wide gap between government assistance and the means to take care of yourself and family. You can literally make more money and be worse off than you did before you got a job.Here is what you would lose, or gain, depending on your income level…State low income assistance programsAll state governments offer assistance in some form or fashion to residents that may be struggling. State governments offer such low income programs as LIHEAP energy bill assistance, many states will provide help with paying rent and security deposits, they may offer free health care, and more. Find a list of states and the low income assistance programs they offer.Community Action Agency:There are over 1,100 community action agencies located across the country that provide low and moderate income families with various services. The programs and resources that are administered can provide people with short term assistance with paying their bills. These agencies will also be able to coordinate long term support so people can get back on their feet. Find a listing of community action agencies.Federal government low income programsLow income housing assistance:The Housing and Urban Development (HUD) organization helps almost 1.5 million families annually with paying their rent and security deposits. The federal government funded organization also helps prevent evictions and provides resources to stop homelessness. They offer rental vouchers to those low income families who are struggling with their housing expenses. More.Job training:If your job was eliminated due to your position being shipped overseas or for any other reason, you can be eligible for the Trade Adjustment Assistance Program. This is a service which provides training to people that are impacted as well as additional unemployment compensation. Continue.Education assistance:There are numerous low income assistance programs to help people pay college loans and other school expenses. The goal is to ensure that everyone has the skills they need to keep up with the ever changing job market. You can defer loans, consolidate them into low interest loans, and more. Find ways to get help with student loans.Rent help for low income rural families:The US Department of Agriculture gives rent help to low income rural families. This will be a subsidy, and the assistance is available from the Rural Development program. They also provide the disabled, elderly, and others with housing assistance. Find how to get rent help from the USDA.Energy bill assistance:There are at least two federal programs that can help low income families pay their heating or cooling costs, save money on their utility bills and also conserve energy. LIHEAP and Weatherization assistance help millions of people every year with their home energy expenses. More.Low income housing assistance for military personnel and veterans:Mortgage assistance is offered to active duty military personnel, and the Veterans Affairs Supportive Housing Program provides rental vouchers to low income veterans. Find more.Free low income health care programs:The federal governments Health Resources and Services Administration provides free health care to low income people throughout all 50 states. Low income families and individuals can stop by these clinics to get their medical needs addressed. More info.Free or low cost health care from clinics:It is estimated that almost 20% of Americans lack proper health insurance, even after the Affordable Health Care Act (ACA) has gone into place. Millions of others do not have enough money to pay for their medical and hospital bills, even though they have some form of insurance. Every state has community clinics and health care centers that provide free or low cost medical care to its residents. More on free clinics.Dental care offered by government supported dental clinicsHundreds of government and private funded dental centers can offer a number of free services, including check ups, cleanings, consultations, and referrals. Patients can get their needs met, or low income families can learn about other dental programs for their needs. Both professional and volunteers dentists contribute their time to the free dental clinics.Assistance programs for tenants and homeowners:The are government supported and charity programs that focus on addressing housing needs of low income families or those in poverty. They operate in local communities and provide support to those who need it to deal with today’s challenging economy. Both renters and homeowners can apply for housing assistance.Low income legal advice:The federal government provides grants and funding to hundreds of law offices across the country. The attorneys at these locations offer low income families a variety of free legal services. Learn more.Section 8 Housing:This rent and housing assistance program was created by the U.S. Department of Housing and Urban Development (HUD) to help low income renters with housing expenses. Learn more on Section 8.Free or low cost food:The low income and other needy individuals have resources available to them that can provide them with free or low cost food as well as groceries. They include government funded food assistance programs and there are also non-profits and charities that offer people of all income levels access to low cost groceries.Child care subsidies and voucher:Grants are provided to states and local communities in an effort to provide affordable day care to qualified low income families. The parent will need to be working, going to school, or in some form of approved job training program. Government funding will only pay a portion of your overall child care costs and the family will still need to make various co-payments to the provider. Click government child care programs.Financial aid for the disabled:Households that have a member with a disability and that meet income guidelines can apply for help from several non-profits as well as government programs. Most of the assistance available is to help the family meet basic needs of housing, food, shelter, and medical care. However longer term support may be provided too, such as information on how the disabled person can rejoin the workforce. More on financial assistance for the disabled.Low income assistance from charities and private companiesCharity organizations:Charities and other nonprofit as well as financial aid organizations offer a tremendous amount of help for low income families. You can find credit counseling, information on applying to free and discounted health care, short term rent assistance, and much more. Find low income assistance programs offered by numerous charities.Clothes, household goods and basic needs:Families can turn to centers such as free clothing closets, thrift stores, churches, non-profit organizations or other charities. Thousands of sites across the nation collect gently used goods, including furniture, work uniforms, toys for children, interview and school clothes and more. They then provide the items, often for free, to those who need help. Read more.Sources of free items:Low income families that are in an emergency, or those that are facing an exceptional hardship, can be given free stuff for their household. There may be a combination of vouchers to pay bills or assistance in the form of basic needs. This form of support is often hard to get, but programs can assist. Read more free items.Help with medical expenses, debts, prescription drugs, and health care:Health care related concerns may be the most commonly requested low income assistance program. For example, you can get free prescription drugs from pharmaceutical companies, free health care from retail clinics, hospital aid, help with medical bills and debt, and a wide variety of other medical needs met. Find the top health care assistance programs for low to moderate income individuals and families.Home Repairs:Both grants and low interest loans exist for paying for home repairs and improvements. State and federal funds typically are available, but your local community action agency is usually the place to apply to for help. Or they can redirect you to other organizations for information on how to apply for a home repair program.Free debt and credit counseling:Numerous national and local non-profit credit counseling agencies exist for low income individuals. They can provide free foreclosure advice, enrollment into debt management plans, and help people file for bankruptcy. Counselors will provide free assistance to help with dealing with credit card debts and free medical debt assistance. Learn more on the credit counseling agencies.Foreclosure and housing counseling:Millions of homeowners are struggling to pay their monthly mortgage or they may be close to or facing a foreclosure. Hundreds of non-profit organizations across the country are certified by the federal government Housing and Urban Development agency (HUD) to provide free or low cost advice to anyone that owns their home. Counselors will help people stop a foreclosure or get back on track with paying their mortgage. Many of the foreclosure prevention services are free to low income clients. More on free foreclosure help.Food pantries provide reduced priced or free food:Get information on places to turn to for food, groceries, perishable items, holiday meals, and other forms of hunger prevention programs. Every state and county is served by one or more food banks. Click here.Financial assistance for heating, cooling, and energy bills:Most utility companies, which are privately owned, run numerous assistance programs for qualified customers that are living in poverty or have a low income. Some services and resources they provide themselves, and others are administered in partnership with local non-profit and charity organizations. Read more on energy bill grants and other forms of financial assistance programs.Internet:Households with children that meet low income guidelines can receive low cost access to the Internet for school or work usage. Programs are offered by both phone and cable companies. They will provide set up of the system, training on how to use it, and some companies will even offer a new computer to qualified low income families. More information.Programs for low income single mothers:For households that live on one income and have children, there are charities as well as government agencies that can be turned to for financial help. They may offer the parent food or applications to emergency financial assistance, housing, or child care. Other resources may also be provided, and find help for single moms.Rent assistance and housing:Thousands of non-profits, government housing agencies, churches, and charities across the nation will often have funds to contribute towards paying someone’s rent or housing expenses. Most of the assistance provided is offered on a limited basis, is provided for a very short period of time, and the money is intended to stop an eviction. Many of the programs also have waiting lists in place, and with the high demand for rental help, funds are limited. Find locations that offer emergency rent help.Rental deposits:While not as common and widely available as rent help, several churches, agencies, and non-profits do focus on providing financial help and grants for paying security deposits. Some resources focus on the homeless, and others may help people pay a deposit provided they are moving into a more affordable apartment or housing unit.Not a very good incentive to graduate high school or get a job… and we wonder why there are ghettos….. and people climbing fences to get in here (but we are broke and in debt 20 TRILLION $$$) so the party won’t last too much longer…