Zions Online Bank Form: Fill & Download for Free

Yes, there are several. I’ve personally opened an account online with Bank of America. Here’s a list I compiled of all of the banks I could find that allow you to open bank accounts online: (in no particular order)Bank of America - Banking, Credit Cards, Mortgages and Auto LoansBanking, Mortgages & Global Markets :: EverBankHome - SmallBusinessBank.comChase Bank - Credit Card, Mortgage, Auto, Banking ServicesCarthage - Senatobia, MSFirst Midwest Bank | Consumer | Commercial | WealthBB&TBankFirst Financial ServicesBusiness Banking | Savings | Checking | Loans | Zions BankPersonal Banking, Online/Mobile Banking-Sandy Spring bankRepublic BankCentreSuite Commercial Card Managementhttps://www.1stconstitution.com/A Better Banking ExperienceBank anytime, anywhere with BMO Harris Bank | BankingEast West BankHome | ComericaPNC BankHomeBusiness Banking & Personal Financing from Vectra BankUnion Bank & Trusthttps://www.iberiabank.com/Bellco Credit Union | Banking for Everyone | Denver, COOnline Banking, Student Loans, & Home Equityhttps://www.sunnationalbank.com/Personal, Business and Institutional BankingOpen a Personal Bank Account at KeyBank | Personal Banking SolutionsWelcome to Merchants Bank of California, N.A.If you find that any of these do not allow you to open an account online, or if you know of others, just let me know and I’ll update my list.

The best online savings accounts have a combination of high interest rates and great customer service. Savings accounts, particularly high-yield savings accounts, are best for money you might need within a year — any amount that you don’t want to subject to the short-term risk and volatility in the stock market. Your emergency fund should primarily consist of money held in a high-yield savings account. “High-yield” is unfortunately a bit of a misnomer these days; a decade ago, interest rates were 4% and 5% among select savings accounts and money market accounts. Today, the best rates are all below 2%.Interest rates are important because money shouldn’t lose too much purchasing power. Interest rates should beat inflation while preserving the balance without risk. Many banks are not now offering a savings option with interest rates high enough to meaningfully beat inflation, so if your savings is at a brick and mortar bank earning below 0.5% APY, choose one of the better options below.There are two important factors of customer service. The best banks offer all account maintenance and transfers through a professional, reliable, and easy-to-navigate website. Secondly, live customer service representatives should be knowledgeable, helpful, and available, although customers should have to deal with a representative infrequently if at all.Based on my own experiences and reviews from other Consumerism Commentary readers, here are my favorite and most-recommended accounts for short-term savings. All of the listed interest rates are current as of July 2011, but they are subject to change by the banks. Although I have nine accounts listed below the table of rates, you don’t need to have accounts with that many different banks. Choose one that fits you the best.First, here is a list of the latest interest rates. Following this table, I offer a few of my own observations and opinions about savings accounts from nine popular online banks.Account TypeTermAmountSavings Account -$10,000 - $24,999Account TypeAmountCDMMASavings Account- Amount -< $10,000< $25,000< $50,000< $100,000 $100,000+InstitutionTypeRateAPYMin. toEarn APYAdvertiser CommentsSavings1.08%1.09%$0No minimum deposit to open.Member FDIC.Learn MoreUpdated 7/8/2011Call NowSavings1.00%1.00%$0Member FDIC. No minimums and no fees.Learn MoreUpdated 6/24/2011Call NowSavings0.85%0.85%$1Named Best Place to Park Your Emergency Cash by Money Magazine.Learn MoreUpdated 6/24/2011Call NowING DIRECTUpdated 6/24/2011Savings1.00%1.00%$0Save your money with ING DIRECT. High Interest. No Fees. No Minimums.Learn MoreMoney market rates and savings account rates provided by MoneyRates.com. Add Your Listing HereRates/APY terms above are current as of the date indicated. The quotes above are from banks and thrifts, all of which have paid for a link to their website. Bank and thrift deposits are insured by the FDIC. Rates are subject to change without notice and may not be the same at all branches.Discover Bank offers a solid savings account with a fast opening process; my account was opened in 24 hours. The current interest rate for Discover Bank is 1.15% APY.Zions Bank offers CDs, IRA CDs, savings accounts, and checking accounts, all with great interest rates. Currently, an online savings account will earn customers a 1.01% APY. Zions Bank is publicly traded under the NASDAQ stock symbol ZION.Ally Bank was selected by Kiplinger Magazine as the best savings account for 2009. Currently, Ally Bank sports an interest rate of 1.09% APY as of July 9, 2011.EverBank has a variety of products including a high yield checking account, a money market account, and world currency CDs, all with top of the line interest rates. Currently, their money market account yields an interest rate of 1.01% APY and their high yield checking account has an interest rate of 1.01% APY.ING Direct offers no fees and no minimum balance requirement. ING Direct has a great website and I’ve never had any customer service problems. My favorite feature is the ability to split your account into several labeled sub-accounts. ING Direct holds a current interest rate of1.00% APY.New for June 2011: Capital One has purchased ING Direct.FNBO Direct offers no fees and no minimum balance requirement. Rated best online savings account for 2008 by Kiplinger Magazine, FNBO Direct is the online arm of First National Bank of Omaha. FNBO has an interest rate of 0.85% APY.American Express offers an online personal savings account from the company’s banking division that rivals the best banks. Today, the account offers an interest rate of 1.00% APY.SmartyPig currently sports one of the best interest rate you can find online at 1.10% APY. In addition to the high interest rate, you can also convert your savings goals into gift cards and earn an additional bonus for each gift card conversion.Sallie Mae is now offering a high-yield savings account boasting no fees and no minimum balance. The process to open a savings account takes less than ten minutes and the current interest rate is 1.10% APY.HSBC Advance offers no fees and no minimum balance requirement. HSBC Advance (formerly HSBC Direct) entered the race with one of the highest interest rates ever available at 6% APY. Since then, HSBC Advance has continued to be towards the top of any list of online bank accounts. HSBC Advance has an interest rate of 0.80% APY.

7 Best Banks and Credit Unions for Mobile BankingAMBER MURAKAMI-FESTERJan. 23, 2019Banking, Banks & Credit Unions[At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.Mobile banking can give you access to financial services anytime you want them. With banking apps — or a bank website — on your phone or tablet, you can complete many common tasks, including checking your account balance, finding nearby ATMs and depositing a check by snapping a photo.Here are banks and credit unions with the best mobile banking experiences. To compare a wider range of banks, see our roundup of best banks and credit unions.+ See a summary of our best banks and credit unions for mobile bankingSimpleBEST MOBILE-FOCUSED BANK (TIE)LEARN MOREat Simple,Deposits are FDIC InsuredSimple gets good user reviews for its Android and iOS apps, which let you track expenses and set money goals. Although it currently offers only a checking account, that account comes with perks, including ways to set up savings goals. And it’s fee-free. It also has a Safe-to-Spend feature that lets you know how much you have left after taking into account your goals, bill payments and scheduled future transactions. That’s a step up from the usual “available balance” provided by other bank apps.» Ready to make a change? Here’s how to switch banksChimeBEST MOBILE-FOCUSED BANK (TIE)LEARN MOREat Chime,Member, FDICChime is a mobile-only bank, so it makes sense that it would have good reviews for its iOS and Android apps. It keeps customers informed with balance updates and real-time spending alerts, and it rounds up each transaction and deposits the difference in your savings account. Your money won’t earn much interest there, but you won’t pay any fees with Chime, either. The bank doesn’t charge overdraft or monthly service fees, and nor are there foreign transaction fees.DiscoverBEST ONLINE BANK (TIE)LEARN MOREat Discover Bank,Member, FDICWith only one branch, Discover is primarily an online bank. It has an attractive reward checking account with no monthly fees and cashback on debit card purchases. It's Android and iOS banking apps are also strong. They offer standard mobile banking services, such as bill pay, money transfer, and mobile check deposit, and earn high ratings in app stores. The mobile banking apps also give Discover credit card customers the ability to freeze and unfreeze their accounts if their card is misplaced. As a customer, you can use the app to notify Discover when you travel to make sure there are no hiccups with card use.Charles SchwabBEST ONLINE BANK (TIE)READ REVIEWSchwab is primarily known as a brokerage, but it’s also a low-fee bank with perks for international travelers, including unlimited ATM reimbursements. Its highly-rated apps support mobile check deposit and bill pay. You can also use the app to open a new brokerage or bank account, and it can let you monitor all your accounts in one place.ChaseBEST BIG BANK (TIE)LEARN MOREat Chase,Member, FDICChase’s mobile app offers all the essentials: mobile check deposit, a branch and ATM locator and bill pay.Chase gets consistently high reviews on both iOS and Android platforms and has branch and ATM coverage in nearly 30 states and Washington, D.C.Capital OneBEST BIG BANK (TIE)READ REVIEWCapital One isn’t just home to highly rated checking and savings accounts that earn interest — it has a robust mobile banking platform, too. The app has all the standard functions of mobile banking, like mobile check deposit, bill pay and the ability to send money to other people in the U.S. It also adds a layer of security with Touch ID or SureSwipe, a custom pattern that you draw with your finger when signing in to the app. Both iOS and Android users give Capital One high star ratings.Alliant Credit UnionBEST CREDIT UNIONLEARN MOREat Alliant Credit Union,Federally insured by the NCUAAlliant’s app checks all the usual boxes: ATM locator, transaction history, bill payments and balances on demand. But its mobile deposit and money management tools are especially member-friendly. There’s an unusually high daily limit of $50,000 for depositing checks through the app. And the charts and graphs in the money management tool let users analyze their spending habits and keep tabs on budget categories.7 best banks and credit unions for mobile bankingBankNotable characteristicsLEARN MOREat Simple,Deposits are FDIC InsuredSavings and budgeting toolsLEARN MOREat Chime,Member, FDICAutomatic and roundup savings optionsLEARN MOREat Discover Bank,Member, FDICHigh ratings and rewards perksREAD REVIEWUnlimited ATM reimbursements worldwideLEARN MOREat Chase,Member, FDICWide branch accessREAD REVIEWHigh APYs and advanced mobile app securityLEARN MOREat Alliant Credit Union,Federally insured by the NCUAHigh APYs and the high daily limit for depositing checksMETHODOLOGYWe took a close look at over 70 financial institutions, including the largest U.S. banks based on assets, debit card volume, internet search traffic and other factors; the nation’s largest credit unions, based on deposits as well as broad-based membership requirements; and other notable and/or emerging players in the industry. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more.Financial institutions surveyed include Alaska USA Federal Credit Union, Alliant Credit Union, Ally Bank, America First Credit Union, American Express, Aspiration, Associated Bank, Axos Bank, Bank5 Connect, Bank7, Bank of America, Bank of the West, Barclays, BB&T, BBVA, Boeing Employees Credit Union, BMO Harris, Capital One 360, Charles Schwab Bank, Chase, Chime, CIT, Citibank, Citizens Access, Citizens Bank, Comerica Bank, Commerce Bank, Connexus Credit Union, Consumers Credit Union, Discover Bank, E-Trade, Fidelity, Fifth Third Bank, First National Bank, First Tech Federal Credit Union, GoBank, Golden 1 Credit Union, GS Bank, HSBC Bank USA, Huntington Bank, KeyBank, MetaBank, M&T Bank, Moven, Navy Federal Credit Union, Pentagon Federal Credit Union, PNC, Popular Direct, PurePoint Financial, Radius Bank, Redneck Bank, Regions Bank, Sallie Mae Bank, Santander Bank, SchoolsFirst Federal Credit Union, Security Service Federal Credit Union, Service Credit Union, Simple, State Employees’ Credit Union of North Carolina, State Farm Bank, Suncoast Credit Union, SunTrust Bank, Synchrony Bank, TCF Bank, TD Bank, TIAA Bank, Union Bank, UFB Direct, USAA, U.S. Bank, Varo, Wells Fargo, and Zions Bank.]