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What is the stipend given to a PG student in an Indian Medical College?

PG STIPEND of ALL THE STATESFor 1st yr, 2nd yr, 3rd yr respectivelyDELHIVMMC-100K,103K,106k, (Highest in INDIA)MAMC-87K,89K,91KUCMS-78K,80K,82KValllabhai Patel-78K,62K,64KINMS-70K,72K,0Hindu Rao Hospital-68K,70K,0National Inst -69K,71K,73KLHMC-56K,57K,59KKasturba Hospital-74K,76K,78KPGIMER Dr. RML Hosp-91K,94K,105K Ins. Allied Sci.-78K,86K,94KESI PGIMER Delhi-85K,87K,99KUTTAR PRADESHDR. Ram Lohia,Lucknow-74k,76k,78kSanjay Gandhi,Lucknow-69k,71k,73k-highest in UP.BHU-55,56,58(K)AMU-85k for 1st yearGSVM-59,62,63(K)KGMU-96164,97599,100258MOTILAL NEHRU MC-62,64,66(K)UP Univ. of Medical Science-55,56,58(K)WEST BENGALMC,KOLKATA-For 1st year-38391,For 2nd year-41344,For 3rd year-44292ESIC Maniekale-70k,75k,70kESIC Joka-64k,64k,64kIPGME & R, Kolkata-31k,33k,36kI & Child Health-34k,36k,39kRG Kar MC-29k,32k,34kSchool of Triple-34k,36k,39kKARNATAKABMC and RI-40k,45k,50kESIC BANGLORE-1st year-64k,2nd year - 66k,3rd year-68kMAHARASHTRAGS Mumbai-52k,53k,53kPune BJ-53k,53k,54kIndira Gandhi Nagpur- 52k,53k,53kTNMC,Mumbai-52k,53k,53kAIPMR,Mumbai-78k,80k,89kESI PGIMER Mumbai-58k,58k,58kMGIMS,Wardha-51k,52k,52kRadiation MC Mumbai-48k,50k,52kHARYANAPt. BDS-64k,66k,68kBPS,SONIPAT-64k,66k,68kMEGHALAYANEIGRIHMS-60k,65k,75kUTTARAKHANDVCSGGIMSR GARHWAL- 59k,59k,59kGOAMedical College,-60k,60k,60kBIHARPMC-50k,55k,60kJHARKHANDRIMS-50k,57k,59kCHANDIGARHGMC & Hospital-50k,57k,59kRAJASTHANSNMC,JODHPUR-48k,51k,53kJLN,Ajmer-47k,50k,52kSPMC-49k,52k,54kGMC,Kota-47k,50k,52kJhalawar MC-47k,50k,52kGUJARATBJ Ahmedabad-MC, 60k,61k,62.5kMPGandhi,MC,Bhopal-55k 57.5k,60kCHATTISGARHPt. JNM Raipur-42k,45k,47kHIMACHAL PRADESHINDIRA GANDHI,SHIMLA-35k,40k,45kAP/TELANGANA44k,47k,49kTNSTANLAY MEDICAL COLLEGE-27k,28k,30kKERALAAround ₹40000.AIIMSAll Aiims comes under Central Quota so it is equal in all Aiims.Aiims Delhi and other Aiims (Like Aiims Jodhpur) provides same stipend in intern and PG,but the only difference is you face variety of clinical cases in AIIMS DELHI(Exposure to large no. of patient) as compared to Other AiimsSTIPEND DURING PG COURSEIn General its approxly90 k per monthYou must be shocked n, That’s why It is called AIIMS.-The Brand Tag ,dream of every aspirant.It is second highest pg stipend after VMMC.It is as per the new 7th CPC which includes Basic Pay,Grade Pay ,House allowances,and excludes Income tax amount that's why it is called Stipend not salary.NOTE: They have to pay tax, as per the existing tax laws,actually their tax is deducted at source (TDS) and then only their salary is credited to their account.They have to file an income tax return like any other individual.These is a separate AIIMS account section where u have to ask for form 16.NOTEStipend in Central government colleges is comparatively higher when compared to state government.They are almost payed equal scale of their grades in other departments,i.e. UCMS,LHMC,VMMC,RML, give higher stipend as compared to state college like MAMC,KGMU,SMS.Jipmer, PGI, AFMC, AMU are central autonomous institutions-Stipend same as central institutions.Pvt Medical Colleges generally provide less stipend.Above data may fluctuate,for details please visit official MCI websites for further clarification.SOURCE-MCI and respective institute official website.Hope It is helpful for youTHANKS for scrollingUpvote and follow for more such answers.Edits,Changes,Corrections if there are welcomed in comment section.

What is the importance of studying the One Belt One Road strategy?

1 IntroductionThe size of the B&RI/OBOR Project is now very difficult to determine, because it is almost impossible to see where that project ends and where China’s other project - to provide investment capital to upgrade and increase world development - ends. Consider the following information:2 China’s B&RI/OBOR/World Development Project There are several useful maps which allegedly relate to all or most of the ongoing or finished Chinese-assisted projects throughout the world. I find it difficult to believe some of these assessments because so much is going on that these maps often do not list smaller projects, sometimes exclude finished projects and may or may not include project proposals agreed but not started or under consideration but not yet agreed. Also because of the high growth in Chinese-supported projects means that many such maps become quickly out of date. But the earnest attempt to list these projects give a partial snapshot or scale indications rather than a final list of this still-growing project.The two types of Chinese-supported projects are often not clearly identifiable as falling into either the B&RI or the world development categories. There are new roads systems in Africa which begin on the coast and end in the interior which have no formal sea connection to Asia although these obviously exist -are these part of B&RI/OBOR? or included the list of world development projects?Many Western journals are more critical than informative. The headline in these is usually “the story” and there is often little point in reading them. Look for example at the undiplomatic The Diplomat.2.1 Mapping China’a Global Development FootprintThere are at least hundreds of maps showing part of this footprint, and perhaps the three most relevant are illustrated or commented upon below.2.1.1 From the Arcgis website:This interesting map shows not only where Chinese projects re located but also the associated size of these projects.Source: See https://www.arcgis.com/apps/View/index.htmlappid=e9095f3f8cd3479a9f58bc87a4c695c7 for this map.This map demonstrates that Chinese-financed projects are progressing on a very large scale throughout Africa, where the only African country without a joint project financed by China is Swaziland, which maintains diplomatic links with Taiwan. The only dark areas without red development dots on the world map are Australia, Japan, the USA, and Western Europe where governments are ideologically opposed to Chinese investments and China itself, which is not included in this map.2.1.2 From the Merics “Mercator Institute for China Studies”websiteMerics has produced an interesting updated and interactive map of the B&RI/OBOR routes and other key ports and cities dated 07/06/2018. The website has copyrighted its output thoroughly so I regret I cannot copy its useful map here, nor can I quote their findings directly, but have to paraphrase their findings with the risk of my inaccurate rephrasing of what they have said.Their website (China creates a global infrastructure network) Report highlights three developments:First, that the B&RI projects are “here to stay.”Second, that the geographical scope of the BRI is constantly expanding, and for example “introduced a new Polar sea route to Europe”Third, the BR&I is not just about “economic goals” but has been expanded to include security concerns along the BRI routes, an anti-terrorism law, and the first overseas military base in Djibouti, a hub of the Maritime Silk Road.The Merics site is interesting but excludes the thousands of projects with a value under $2.5m. As the site says, the number of projects being tracked is more than 1,000, and “Only projects above a 2.5 million USD project value threshold are included.”2.1.3 The Quartz WebsiteThe Quartz site says at Your guide to OBOR, China's plan to build a new Silk Road indicates that“It’s all about building massive stuff, mostly around transport and energy: roads, bridges, gas pipelines, ports, railways, and power plants.Proposed by Xi in 2013, the program is an estimated $5 trillion (pdf) infrastructure spending spree that spans 60-plus countries across Asia, the Middle East, Europe, and Africa.”That total B&RI/OBOR investment is at that estimated total level after five years, so if we accept that starting period and the $5tr valuation, the average annual increase has been about an extra one trillion dollars a year. That would indicate a growth rate of about 20% a year. But the actual B&RI/OBOR growth rate is not a simple interest one - it’s complex and compound and I think it is probably would be higher if a slowdown had not been created during the last year. Furthermore, it seems likely that any projects list is about a year out of date. The pattern appears to be infrastructure projects first, power generation and telecoms and communications next and much else later. Some sites capture this, many don’t.2.1.4 The New York TimesThe best map I can find of all Chinese projects has been produced by the New York Times (see The World, Built by China) which shows (among much else) a map the 112 countries where Chinese funding is actively creating new investments, even among the African, Australian, European, North American and South American where there are media and political non-believers in the B&RI project. That article should be read in full and is an interesting, positive and informative article about the B&RI and other Chinese co-funded development projects. The Western press has not usually produced such an objective or admiring article. The New York Times is the most important American newspaper to break ranks with the usual Western media attitude and the negative Western media attempts to describe the B&RI project as likely to fail, Chinese neocolonialism, or a debt burden to the nations involved. None of these previous Western Media negative claims is supported by the evidence and the publication by the New York Times of an objective and informative article is an important and highly significant development, which a few sources have noted.This map from that article seems inclusive and is highly informative: :Only China has the economic intelligence based upon no-cost Shimomuran investment credit creation economics to create the funds to accelerate the economic development of the world. The IMF certainly does not and was not adequately funded for that purpose so despite its Bretton Woods alleged objective to perform that service, it has failed to do so.Also see China’s One Belt One Road initiative: A view from the United States for another view.3 Comparison with IMF The total funds available to the IMF are much lower than the estimated costs of the B&RI/OBOR programme. See Reuters Q+A - How much money does the IMF have? where it says:“HOW MUCH CAN THE IMF ACCESS FROM ALL FUNDING SOURCES?The IMF’s resources are set to reach about $850 billion once countries have approved and paid in money committed since 2008, according to the IMF’s website. These include total resources after NAB has been expanded and a 2008 quota increase has been ratified.”The IMF is a cumbersome, slow-moving organisation which only has funds equivalent to about 17% of the $5tr cost of B&RI/OBOR. Five years after the start of that Chinese initiative, B&RI/OBOR is about 5.8 times larger than the funds available to the IMF. And the IMF funds prior to the recent Quota increases were previously much ($238bn) smaller. The total funds which should be available to the IMF in future are likely to become over $1tr. or about a fifth of the declared cost of B&RI/OBOR. And the B&RI/OBOR is only part of the picture.4 How Much Investment Capital Does The World Need?China at present has a $37tr. fixed capital investment within its borders and I estimate that the Chinese economy currently produces a 2018 $25tr. GDP at the PPP of $2017, so an annual 67% return on total investment. With 1.385bn people in China, the average investment per person is about $26,700 per person.By 2025 the Chinese fixed capital investment is likely to be $75tr. [It is growing at about 10% pa and doubling every seven years.] Chinese GDP by 2050 is expected to become about $200tr., roughly equal to the GDP of the rest of the world by that year.The current valuation of the Chinese development monies (=B&RI/OBOR and all others) is much larger than the B&RI projects and could be as much as $10tr.The need for investment capital outside China is likely to become about four times the 2025 Chinese level, or about $300tr. There is therefore an enormous scope for greater Chinese funding of world development.The (B&RI+other Chinese-funded projects) is in my view may be up to about twice the value of the “One Belt, One Road”[=B&RI] projects. There are 112 countries involved, not sixty, and the countries now involved may have over 90% of the GDP of the world.5 How Does B&RI Benefit China?China gains in five major ways:First, because China understands Shimomuran-Wernerian macroeconomics, the investment capital created by the People’s Bank of China is focused no-cost investment credit creation. No cost to the Chinese state except for the movement of some electrons in the PBoC and other Chinese Bank computers.Second, the clause in the B&RI contracts (and perhaps in other non-B&RI Chinese funded developments) requires that the contract awarders consider Chinese construction companies for the contract award. Since Chinese construction companies have such a large recent experience of building the roads, ports, airports and everything else in the B&RI and other Chinese development projects, these companies are likely to win 80% to 90% of the project awards. So these companies will have future external earnings of at least $4tr. and possibly up to $9tr.The Chinese economy is huge, the largest in the world at about $25tr. in 2018 but the sheer scale of the B&RI/OBOR project implemented by Chinese Companies during the next five years is equal to about between 16% to 35% of Chinese GDP. So Thirdly, these external earnings will add these amounts of maybe about 4% of GDP over four years or 7% of GDP over five years to the Chinese economy. So high foreign earnings. And these companies will be profitable, paying more in taxes to the Chinese authorities.The interest rates being paid on foreign loans is only about 2.6% in the few cases we can see these rates, and only applies to about half of the project values. Still, 2.6% on 2 trillion dollars is is $52 billion a year and 2.6% on five trillion is $130 billion a year. So fourth, high foreign interest payments to China.And in the fifth instance if these repayments are not paid, then by negotiation the operation of the asset may become Chinese. You can see from The World, Built by China the only case where this has happened, in Sri Lanka - that site reports“Sri Lanka borrowed more than $1 billion from China for this strategic deepwater port, but couldn’t repay the money. The port is now controlled by China, which is leasing it for the next 99 years.”So in summary:The B&RI/OBOR/Other Chinese funded developments cost China nothing because the Chinese understand Shimomuran-Wernerian investment credit creation economicsB&RI/OBOR/Other Chinese funded developments are largely a make-work scheme for the massive employment of Chinese contractorsThese contractors are winning the lion’s share of contracts because of their recent relevant experience and their low-cost proven competence to deliver these kind of projects quickly, cheaply and effectivelyB&RI/OBOR/Other Chinese funded developments add significantly to China’s future GDP, its export earnings and interest payments from abroadIf other countries do not repay amounts owed, the asset may become a Chinese-leased asset for 99 years.6 Conclusion All in all, the B&RI/Chinese investment project development programme is the largest and most significant world system of improving economic growth ever implemented, and is worthy of detailed study as “the best way rapidly to increase economic development”. The B&RI/Chinese world development programme clearly illustrates the way that Shimomuran-Wernerian macroeconomics enables a focused scale of economic development that was previously impossible.

What's it like to be a poor Swiss citizen, living in Switzerland?

I can answer that. I was poor, in Switzerland, for a few years. I’m still poor, but not as poor.The answer is quite long and pretty detailed, as I list the things you're entitled to when you're poor in Switzerland. If you just want the general feeling, you can skip to the three stars in the end ^^I was in a very special situation, waiting for disability allowance (AI), and my sickness insurance was ending (loss of income indeminisation, that’s called). As I was sick, I wasn’t allowed to file for unemployment. So I was given something to live on “in the meantime”. The meantime lasted for two years. The exact amount depends on what canton you live in. I lived in Canton Vaud, in one of the most expensive places there was, near Geneva. I received a monthly allowance of 1100 Swiss francs. On top of that, they took care of my rent (at least what they considered was necessary. I had a garage, which was included in the rent and that I couldn't get rid of. They refused to pay for that. Also, electricity, phone bill and stuff like that I had to pay for because obviously you can live without them). They don’t flat out pay for your rent, it’s limited to a regulated amount. I was extremely lucky that I was living in a flat that had a controlled rent and my rent was only 1000 Swiss francs per month, where the same flats around would go for 2000. They would never had paid for 2000, so I would have had to move. I would never have found anything else being on welfare, so I would have been homeless. If you're homeless, you don’t get welfare. That’s how it goes.Then, you have the health insurance. It was a few years ago, so it was only 385 fr per month, with a franchise of 300 fr per year that I had to pay on my own + 10% of every treatment or medication that I had to pay myself until all the 10% made 700, then I didn't have to pay for anything anymore (obviously, being sick, I used up all that, so I paid 1000 Swiss francs each year, on top of the 385 x 12). They took care of all that, so I didn't have to pay anything. That was a huge relief. They only pay for the basic insurance (when you're unemployed, like I was, you also have to pay for an insurance in case of accidents. That’s not expensive at all, I included that in the 385. They also covered that). They would cover only a certain amount so you'd have to change your insurance to go for the cheapest you could find, and if you had a secondary insurance for special treatments, like dentistry and such, you'd have to either find a way to pay for it, either cancel it. Mind you, after you're a certain age, like 35 or 40, they never take you back or with huge fees.Also, there was something for the retirement, that is automatically deduced from your salary when you work. When you don’t work, you have to go and apply for it so you can keep paying it. If you don't keep paying it, when you retire, you basically have nothing. They never tell you this. You have to know this on your own. I knew this because my mom works as an independent and has to pay for that by herself, so I had to apply for it. I mistakenly paid by myself the first time, and then, it was paid by welfare. Of course, they never reimbursed me. It was not a small amount, several hundred francs. But anyway, when you’re on welfare, they pay for that too, but you still have to apply for it.They do pay for dentistry, that’s something quite weird, because that’s not even covered by the basic insurance. Also, I managed to get them to pay for a new pair of glasses way above the price they would normally go for because my counsellor was so dumb (and also because, honestly, my glasses cost an arm and a leg and I could never afford them on my own anyway).I guess I covered anything that’s paid for. You don’t get special prices for transports, you don’t get access to courses or lessons or anything (I asked, they basically told me to go screw myself), they also in so many words told me that if they caught me doing some charity work they would cut my allowance because if I could give my time for charity I could very well find a job and stop taking their money (nice. I just wanted to be helpful and not stay at home all the time, and actually I could work a little).Oh, and of course, you don’t pay taxes. The first year, as I was wondering about that and calling the taxes office, the guy was laughing and telling me I could input zeros in all the boxes because “the goal is to reach zero in the end. What would be the point in making you pay taxes when we’re the ones giving you money to live. That would be like us giving you money to pay taxes. Like, we would be paying taxes.”Here, I talked about the EXTREME situation. Where they pay for everything. Of course, you have different degrees of poverty. Sometimes, they just help by paying for the health insurance. Sometimes, you don’t have to pay taxes because your income is so low that once you deduce everything, you’re under the required amount. But the extreme situation, that I called being on welfare for simplicity, is called in canton Vaud “RI” (insertion income), and has other names in other cantons. But basically, it's welfare.You don’t need to pay it back except for one canton (maybe it's not the only one but that's the one that I know of), which is canton Freiburg.Edit : something I forgot to say about welfare. They help you only if you have nothing. You need to have less than 4500 francs in your bank account. If you have a car, you need to sell it (and obviously live off the money for like two months or something). If you had a retirement plan or something, you have to take the money and live off it until there’s nothing else. If you live in a shitty flat that belongs to you for whatever reason (family inheritance) and that’s so crappy that you can’t even sell it because nobody wants to buy it and you’re not allowed to sell under market price, they won’t help you because you theoretically are sitting on a pile of money (I’m talking specifics here, it happened to a friend of a good friend of mine). So if you’re poor because you’ve been buying huge flat screens tvs and going to holidays all the time, and living way above your means, they help you. If you lose your job but you had saved some money for later, they first take all your money. Because obviously that’s a very fair way to treat people and to reward them for planning ahead. End of edit.You also get different helps with different situations. Once I got my disability income, and I was waiting to get the secondary insurance (2e pilier) that I was supposed to have but they wouldn’t give me because they were trying to screw me (private insurance. We went to trial. Six years. I won. Long story, maybe for another time), I had another kind of help, which was called “complementary income” (prestations complémentaires, for the Swiss people coming around here). That’s also a kind of help that retired people can get. I won't go into details because it's very complicated and my answer is long enough.***Being poor in Switzerland is surely better than being poor in other countries. But it still sucks. What “saved” me is I have exceptional saving skills, I lived on the border of France so I did all my grocery shopping in France, I never even once bought anything new (except food, and even then I went for the really, really cheap stuff). Of course, never once did I go on holiday, to the restaurant, to the movies, or anything like that. I didn't own a car.That’s my experience, though. And it was canton Vaud. Canton Geneva would have been a totally different experience. I was going mad thinking if I’d been living four kilometers closer to Geneva, I would have had a lot more money, and probably access to courses, and stuff like that. Apparently, there’s also something in Geneva where you can shop for groceries for really cheap when you're on welfare, and also, for 5 francs, you can buy all the clothes you need for a whole family. So it all depends on where you live.Anyway, I got the disability income now, they reimbursed welfare completely for all these years and it's a bit more than what I used to have (not the disability income per say, but I had a secondary insurance, which is a whole other story. Still poor, though, but living just above the limit to be able to pay a tiny amount of taxes now ^^).

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