American Express Centurion Card Application: Fill & Download for Free

Seems like currently you have to be invited to join. It was open for applications for a while and returns sometimes (Basic requirements are you have to be an existing card member for at least the past 12 months and to have spent $250,000 USD during that time. Usually Amex will look at your spending history with them and other credit report factors.On a side note, the benefits of the black card are really not that great anymore (no more first class upgrades, exclusive deals etc) and the annual fee is much higher than their Platinum card which has many of the same benefits.

Just Like the Rest of Us,Millionaires Want Perks.We millionaires want only the best of the best things. We focus on quality over quantity. We also don’t mind paying up for service because we appreciate the best experiences life has to offer.Of course not all millionaires possess these ultra-exclusive credit card. For example ; Warren Buffet. Remember when he opened his wallet to reveal $400 in cash and an American Express charge card? He’s worth $89 billion and could own at least an Amex Black Card. Instead, he carried a classic green Amex charge card. Wow!Heading the list of credit cards possessed by millionaires is the The American Express Centurion Card a.k.a the Amex Black Card which is an invitation only card.To be invited, you reportedly must have spent and paid off at least $250,000 across your Amex accounts in a single year.To join this exclusive club of Centurion cardmembers, you need to pay a $7,500 initiation fee. And the card itself comes with a $2,500 annual fee.The card has no preset spending limit and gives you access to a personal concierge who can fulfill any request you can dream of. It also offers luxury perks that Amex takes great pains not to advertise: Exclusive treatment at best-in-class Centurion airport lounges, world-class surprise gifts, reservations at 1,000 of the world’s best restaurants and a suite of luxury travel benefits.Next on the list is the J.P MORGAN CARDThe J.P. Morgan Reserve Card, also or formerly known as the Palladium (a silvery white chemical element that — valued at $1,295 an ounce — rivals gold in cost) card, is an invitation-only Visa credit card issued by JPMorgan Chase. It was known as the J.P. Morgan Palladium Card until it was formally re-branded to its current name. The laser engraved card is minted out of brass and plated with palladium.It’s offered by invitation only to J.P. Morgan’s top clients, who must have at least $10 million in assets under management by J.P. Morgan Private Bank.For a $595 annual fee, this card offers unlimited access to select airport lounges, a credit for your Global Entry or TSA PreCheck application, 3x points on travel and dining, a $300 annual travel credit, and a suite of premium travel protections.You’ll get 24/7 direct access to a dedicated customer service specialist. And you can breathe softly when making extravagant purchases, as they’re covered for 120 days against theft or damage for up to $10,000 per claim.Dubai First Royale Mastercard is the third on this listThe Dubai First Royale MasterCard is probably the most exclusive credit card in the world. As you would expect, it is an invitation-only credit card with no pre-set spending limit and the craziest part is you may be ineligible even if you are ultrawealthy.Embedded with a 0.235-carat diamond at its center and trimmed with gold, this elaborate card is Dubai First’s exclusive offering toUAE royalty and the region’s high net worth individuals.As far as benefits go, there’s really no published list. That would mean that there’s limitations. The card gets you a relationship manager that provides “royal lifestyle management”. Cardholders could demand anything, and their personal manager will try to get it for them, 24 hours a day. The Royale MasterCard is rumored to have no credit limit and zero restrictions. You can literally swipe it to buy anything. The transaction is expected to go through. Yacht, mansion, you name it.The fouth goes to Sberbank Visa Infinite Gold CardAs if pure gold isn’t enough Sberbank-Kazakhstan, a Kazakhstani bank offers a bank card made of pure gold obviously,26 diamonds and the mother of pearls.Issued to only 100 of its top clients initially, this Visa Infinite card costs a neat $100,000 up front. Of this money, an unheard-of $65,000 goes to minting the card. The other $35,000 is directed to your account. The card also has a $2,000 annual fee.If you get the card, you’ll have the pleasure of owning a solid-gold status symbol. Enjoy $250,000 of life and health insurance, 24/7 concierge service and a personal manager at Sberbank. Get VIP access to luxury vacations and the world’s finest golf courses. And if you forget to pay your card bill while jetting around the world, rest easy knowing the card has no late fees.The 5th and last on this list is the Merrill Lynch Octave Black Cardwhich is made of black metal and sporting an American Express logo, the Merrill Lynch Octave Black Card is an invitation-only card that caters to the American bank’s highest net worth clients. To qualify, you must have at least $10 million in a Merrill Lynch account.Cardholders pay $950 in annual fees and reportedly enjoy such perks as no preset credit limit, 2.5x points on all eligible purchases, an annual $350 travel credit or Delta SkyClub Executive Membership, private jet savings and access to airport concierges.Like i said not all millionaires possess these ultra-exclusive credit card.For more articles,visit my page!

In general black cards do refer to the top-end (or) top-varient (or) Super premium credit cards that are being offered by various bank/credit card issuers. They are not easy to obtain those cards and they are by invite only. Banks/credit card issuers check for your net-worth and your transactions with existing cards before sending invite for black card.In case of American Express, American Express Centurion card is known as American Express Black card/Amex Black card. It is a charge card and doesn't have any upper spending limit. Comes with an annual fees of INR1,50,000 (approx) and one time joining fees of INR2,50,000 (approx). To become eligible for this card one has to have an American Express Platinum card with good usage. Obtaining/Getting a Platinum card is also not easy. Black card is usually made up of a costly metal.P.S: Details that I provided about Amex Black card are taken from sources available on internet. To get correct details, one may contact Amex India helpline.Other black card available in India is HDFC Diners Club Black card which is a high-end credit card being issued by HDFC for its HNW (High New Worth) customers on application.