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Does the coronavirus make the final case for Medicare for all in the US?
Hello!That’s a good question. The answer is that we have to abolish for-profit health insurance because if there’s one thing that the coronavirus will deliver besides potentially killing tens of thousands of people, it’s that our system now is simply unsustainable.A new analysis warning that U.S. health insurance companies could hike already exorbitant premiums by 40 percent or more next year amid the coronavirus pandemic was received by Medicare for All advocates as further confirmation that America’s healthcare system—driven first and foremost by the profit motive—is ill-equipped to provide necessary care for all, particularly in a time of nationwide crisis. Coronavirus May Add Billions to the Nation’s Health Care BillThe research conducted by Covered California, the state insurance marketplace created under the Affordable Care Act, found (pdf) that “if carriers must recoup 2020 costs, price for the same level of costs next year, and protect their solvency, 2021 premium increases to individuals and employers from COVID-19 alone could range from 4 percent to more than 40 percent.” https://hbex.coveredca.com/data-research/library/COVID-19-NationalCost-Impacts03-21-20.pdfMore than 80 million people in the U.S. are currently uninsured or underinsured, according to the Kaiser Family Foundation, and millions more are losing their employer-provided insurance as the jobless rate spikes due to the coronavirus crisis. Key Facts about the Uninsured Population“The impact of COVID-19 will be significant, and… absent federal action, consumers, employers, and our entire healthcare system may be facing unforeseen costs that could exceed $251 billion,” Peter V. Lee, executive director of Covered California said in a statement. “Consumers will feel these costs through higher out-of-pocket expenses and premiums, as well as the potential of employers dropping coverage or shifting more costs to employees.” Covered California Releases the First National Projection of the Coronavirus (COVID-19) Pandemic’s Cost to Millions of Americans With Employer or Individual Insurance Coverage“These increased costs could mean that many of the 170 million Americans in the commercial market may lose their coverage and go without needed care as we battle a global health crisis,” Lee added. “These are not ‘insurer’ costs—these are costs directly borne by individual Americans.”The new research comes as the coronavirus crisis continues to expose systemic flaws in America’s fragmented and dysfunctional healthcare system. The Guardian reported last Thursday that as the virus has spread rapidly across the U.S., “private health insurance companies have lagged behind: making incremental changes to plans even as health providers seek to change course.” US private health insurance companies clog system amid Covid-19 pandemic“They’re doing healthcare to make money, not to take care of people,” Dr. Judd Hollander, emergency medicine physician and associate dean at Thomas Jefferson University in Philadelphia, told The Guardian.Last week, a 17-year-old boy in Los Angeles County died from complications believed to have been caused by COVID-19 after he was denied treatment at an urgent care center. The reason: he was uninsured. Teen Who Died of Covid-19 Was Denied Treatment Because He Didn't Have Health Insurance“He didn’t have insurance, so they did not treat him,” said R. Rex Parris, the mayor of Lancaster, California.So the debate on health care reform will heat up and calls for universal health care coverage or a single-payer system will only grow louder, but they're not the same thing, despite the fact that people sometimes use them interchangeably.Here’s an interesting link that explains the two: Difference Between Universal Coverage and a Single-Payer System
How difficult are the bank PO interviews? What kind of questions are asked?
Nothing is difficult if we are well prepared. Interview is an “Art of Convincing” or art of selling yourself. If you know what they want, if you have done good home work, you will be very confident and can impress interviewer with your communication skills. SoPrepare general Interview questions.Prepare Job specific questionsPrepare General Awareness QuestionsPrepare Q for General Intelligence, Common Sense, Presence of Mind, Emotional Intelligence and other questions to check your skills to work in pressure and your decision making.Prepare Questions which improve your skills and commitment towards workWork on your presentation in interview- dressing sense and other etiquettesAnd the most important thing learn the skills of interview, some general rules that play very important role and can affect your selection even though you perform well in all other areas. You should know very well What to do and Don’t Do; what to share and what to not share.Giving unnecessary information to interviewer can create confusion or doubt about you. So you must be very careful.If you have some doubts then discuss with experts or very experienced persons otherwise it can cost you your job.You should learn to make a balance among honesty, smartness, maturity, common sense and logical thinking.Take an example:You may have some problems in past relating to your health or family. But know everything is fine. And your past is not going to affect your future work in any manner. So there is no need to initiate to disclose such things in your interview.Keep in mind- With your Smartness, Positivity, Sharpness, Presence of Mind, Logical Thinking, Decision Making Power you can turn any of your weaknesses into your strength and your USP. If you have interest you, can closely observe such incidents in various magazines and Internet when interviewer selected a candidate on the basis of his/her very Smart Reply.All these Skills can be learned. You can learn and improve anything . But only thing is you need to knowHow?How to start?From where to start?So accept this thing. Have confidence. Once learn this thing - Art of Convincing.It is going to help you everywhere, whole life[ In job you have to deal with your customers, your seniors, your colleague, and have to make balance with all of your sweet family members. So interview is not last step. It is first Step]. It can make your life easy. And you can achieve success in your professional and personal life. You can better enjoy your work and family.Search on Google- bank po interview questionsYou can find a lot useful material. There are so many links given. Take your time, and go through these links.Ultimate SBI and IBPS PO Interview Questions and Answers pdf » Bankers AmbitionIBPS Interview: Banking, Economy, Current related QuestionsTips & Questions Answers for All ExamsRegularly Asked IBPS Bank PO Interview Questions with Answers | Know How to Crack ItYou can go through various pdfs and books on interview like The Art of Interview Skills by Fiona SetchTo improve interview skills, some more points given here-Learn various Intelligent Interview Skills. Using this you can change the direction of interview / questions towards the area of your strengths where you can give answers with full confidence.Read educational magazines like Chronicle, Pratiyogita kiran, Pratiyogita Darpan etc.Read about interview Questions asked in Bank PO, IAS and other exams. And closely observe their intelligent answers.Go through various material for Interview skills available online or offline.You can join any class for this purpose.Take help of your friends, parents, elders, teachers, coaching and give Many mock interviews in the almost same pressure and formal environment.Want to know even more and in detail, how to start, how to implement, how to improve- [your Personal Career Assistant]If you have any story of success, story of Zero to Genius, please do share with us and help to Motivate other people also.
Is it safe to be around someone who has had MRSA?
Well, this isn’t such an easy answer. It really depends on several factors. The first thing you should always keep in mind is that once someone has MRSA in their system, it could always be always there.There is an excellent PDF titled “Living With MRSA” than can be found here.http://dhhs.ne.gov/publichealth/HAI/Public%20Education/Living%20with%20MRSA.pdfThe following information is directly from this publication and will provide insight as to who would be dangerous to be around IF they aren’t taking these precautions & they are a carrier of MRSA, I’ll then follow with some thoughts of my own.“Many people who have active infections are treated and no longer have MRSA. However, sometimes MRSA goes away after treatment and comes back several times. If MRSA infections keep coming back again and again, your health care provider can help you sort out the reasons you keep getting them. Even if active infections go away, you can still have MRSA bacteria on your skin and in your nose. This means you are now a carrier of MRSA. You may not get sick or have any more skin infections, but you can spread MRSA to others. It is not fully understood why some people are carriers of MRSA, yet don’t get infections.If you have an active MRSA infection on your skin, it is contagious. If someone touches your infections, or touches something that came in contact with your infections (like a towel), that person could get MRSA. If you are a MRSA carrier, you still have the bacteria on your skin and in your nose. If you don’t wash your hands properly, things that you use or touch with your hands can give the bacteria to other people. MRSA can also be found in the liquid that comes out of your nose or mouth when you cough or sneeze. Remember, if you have MRSA it is possible to spread it to family, friends, other people close to you, and even to pets. Washing your hands and preventing others from coming in contact with your infections are the best ways to avoid spreading MRSA. “So, as you can see, if they have become a carrier of MRSA, they could pass it on if the right precautions aren’t taken. Knowing if they are a carrier would be the tricky part so the safest thing to do would just take the utmost care as outline in the above document.What the publication doesn’t really address is being on the other side of the equation, such as in your question. I advise that if you know someone has had MRSA repeatedly, just assume they are a carrier and take the precautions yourself if you don’t believe they are being careful enough. And if you are already in a compromised physical state, just don’t risk it!As for my personal experience, once it became obvious that I’m a carrier, I began following the procedures as if I were a surgeon about to perform on a patient. I would do whatever is in my power to keep them safe. I wash my hands and carry sanitizing gel. I don’t handle our food without gloves, etc. I take those precautions and no one has ever had MRSA other than me.Finally, just keep in mind that it’s as easy to give or get MRSA as the common cold but that it’s also as easy to kill! And please don’t treat a MRSA patient like a leper…that is horribly painful and more traumatic than any of the physical manifestations!
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