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.What is the difference between SSD, SSI, and SSDI and applying for the programs?The process for SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) are simultaneous. You apply for SSD (Social Security Disability) and SSA determine s what (if) you qualify for.SOURCE: Difference Between Social Security Income (SSI) and Social Security Disability Insurance (SSDI) -The basic eligibility requirements are:total, permanent disability expected to last at least a year;functionally unable to perform substantial gainful employment (SGA) of $1,220 per month.If the applicant has paid minimum premiums (FICA) into the SSDI normally for 10 years or 40 nonconsective quarters, they are eligible for SSDI benefits based on your average average indexed monthly earnings (AIME). For 2019, average benefit is ~$1,200 to a ~ $2,800 maximum. After two years, SSDI beneficiaries qualify for MediCARE. SSDI Redeterminations are conducted periodically, every three to seven years depending on the likelihood of recovery.If the applicant did not pay sufficient premiums, is determined to be disabled, they are awarded SSI on a month to month basis assuming their assets are less than $2,000. SSI beneficiaries are usually eligible for MediCAID depending on the state. State Overviews | Medicaid.gov SSI federal benefit rate (FBR) is $771 per month for an individual plus state supplement between $0 - $400 monthly. SSI State Supplementary Payments & Optional State SupplementsBoth SSI and SSDI applicants may have to undergo further evaluation determining whether they are functionally impaired from other positions, What Role Does a Vocational Expert Play in My Disability Claim?Applying for SSD, Resources, & TipsRobin Hubbard's answer to How do I go on disability in the US?RelatedBenefits for People with DisabilitiesDisability Benefits | SSASocial Security - The Red Book - Our Disability ProgramsSOURCE: What Is The Difference Between SSD RSDI SSI ?

I had Physics, Chemistry, Maths, Economics and English in 12th.For subject basics and preparation:English - I scored a 98. It’s usually not that difficult to score well in English. You don’t need to have overly impressive language skills to get a 90+. However, this year, it seems many people have scored less than they expected to. Now this could be for many reasons (maybe the evaluation was done by an exceptionally strict teacher). But I get the feeling that CBSE has started taking English pretty seriously.My suggestion would be to try and give due time and importance to English. It’s not just about reading the textbooks, which can be completed in a single day. Literature accounts for only 40% of the paper. The rest is comprehension and writing based. Make sure your do some reading every day - novels, newspapers, journals, magazines. This helps your reading speed and your comprehension skills (which will serve you well for future entrance exams as well).To be honest, I am a strong believer in the power of reading. Until you get very busy with exams by the end of the year, try and read one good novel every month. It will not only significantly improve your vocabulary, but also familiarise you with expert writing styles and give you confidence to tackle the writing section.Economics - To tell you the truth, I wasn’t able to give as much time to Economics as I did to other subjects. My main three subjects themselves were very taxing. I got 14 days’ preparation gap for Eco, and this is the time in which I properly worked on the subject. I scored a 99.My school uses Saraswati Publications Introductory Micro and Macro, as it is useless to try and learn Economics from NCERT. Don’t even buy NCERT, seriously. Most of the stuff written in there is irrelevant at the 12th level. All of that is not even in syllabus. Instead, get your hands on the supplementary reading material issued by the Board in 2015, if I’m not wrong. It will tell you exactly what you need to know.Study Eco unit-wise, from any good reference. Do all the basics first. Make notes, if that helps you. Personally, I found it helpful to write down definitions, formulae and key points all in one place to go through at the last minute. It’s important to do higher order thinking questions, as they will test your actual knowledge. Sometimes, you tend to gloss over some concepts unwittingly while studying. I suggest keeping track of the topics you’ve finished, and cross-checking to make sure you haven’t left anything out.Maths - Join a good tuition at the beginning of the year. I say this because even if you are very good at Maths, it’s difficult to judge your progress unless you write tests and get your doubts cleared periodically. Most tuition centres set tests and correct your papers and arrange doubts sessions. This really helps. Also, I suggest a small-scale tuition centre rather than a fully commercial one, as they are much more dedicated to you.Besides, practice is paramount with Maths. Use good reference material (I used R.D Sharma). Try and solve many difficult problems from each topic, especially calculus as it has the maximum weightage. This year, the paper pattern was unusual and absurd. We all suffered because of it. I managed a 95. So don’t be overly confident with your preparation, because you can always get a question you have never seen before.For this, it is important to be crystal clear about the basics. Even the slightest doubt should be addressed. At the end of the year, you should be good at Mathematics as a whole and not just the syllabus you were prescribed for 12th. That should be the goal.Physics - I used S.L Arora as I was never quite the biggest fan of Physics. However, I had a very good teacher so most of my concepts were okay. Maintain a separate notebook for derivations and keep revising them. Practice numerical problems of higher difficulty levels, as CBSE is notorious for giving a good number of HOTS type questions in Physics sometimes. But if you’re not naturally good at the subject, it becomes difficult. Still, it is possible to score well with some hard work. I got a 95.Chemistry - NCERT is sufficient. You should have read the NCERT textbook at least thrice by the end of the year. I’m not kidding. A theoretical question can be framed from each and every sentence of the textbook. Inorganic may look like a horror, but not all the chemical equations given are important. Refer to question banks to get an idea of what to do and what to skip. Organic, you should know like the back of your hand. Physical is simple, just practice numerical problems and theoretical questions. Getting a question bank for Chemistry would be a good idea as questions tend to get repeated. In this, I got a 95.For test-oriented preparation:Make sure you write mock tests for every subject, most importantly for Maths. It is also important to do that for Economics, as I always had trouble finishing the paper in time. You can write one practice paper for English also, keeping the word-limit and time constraint in mind.Refer to toppers’ answer sheets. These are given in Question Banks and are easily available online. It will give you an idea on what the paper-checkers are looking for.Underline key words. Many times, the teacher correcting your paper will be looking for certain key points in your answers. Make sure they are visible.Don’t underestimate the importance of legible penmanship. Trust me, the examiner won’t try and read your answers twice.Time management. This comes with practice. As you write more and more mock tests, you will find it easier to complete your papers in time. While writing the test, be aware of how much time you have left and adjust your writing speed accordingly.Don’t freak out. If there are questions in the paper you don’t know at first glance, don’t lose composure. Do that question at the end. Get all the stuff you do know out of the way before you tackle it, as this will give you confidence.Lastly,Don’t go to write your Boards thinking you have to be a topper. Nobody who ever topped expected themselves to be a topper. Your goal shouldn’t be to beat others, but to do as well as you possibly can. Work hard towards this end, and you will get the results you deserve. Else, not.Hope you found this helpful.

I'll answer this with my example.I wasn't planning to pen this down on a social platform or anywhere, till I get into MD , but I do get a lot of inquisitive messages and this is to put an end to those, as well!I was my school topper. I've never come second.I was one of the toppers at Aakash, Kolkata as well.I had known only success.I love working. I am a die hard fan of success. I settle for only the best.Back in 2012, after my 12th, I cleared the AIPMT prelims with flying colours, but for the first time in my life, I tasted failure during my AIPMT mains.I was awfully nervous on that particular day - I WANTED TO GET INTO MAMC, DELHI, ONLY.That approach was a wrong one because I focussed more on the results than on my that day's performance.Nonetheless, I ended up making silly mistakes and I knew my performance was not adequate to get me into MAMC, Delhi which barely had 35–40 seats for all india, non - Delhi, general students like me.I was shattered. Losing MAMC created a hollowness that nothing could fill at that moment.This was on 13th May, 2012 ; a day after the VMMC entrance which went amazing (back then VMMC conducted a separate test!) .The JIPMER entrance was on 27 May, 2012.14 days after my disastrous AIPMT mains.In the next 2–3 days, I spent my time visualising the college in my mind. I searched for images on the internet. The gate. The campus. The hostels. Once I was done with visualising, I played the image in my mind day and night, focussing all my energy on that one entrance on 27 May, 2012.I did not appear for the CMC Vellore entrance which was a day or two prior to JIPMER entrance.My JIPMER result declaration day clashed with the day I had my AIIMS entrance - 1st June, 2012. I've mentioned this elsewhere,so I will not pen that down once again.That moment I first saw my JIPMER results, AIR 27, UR, it was a feeling that I cannot put down in words - it was like huge stone had been lifted off me. I was crying. My mother was crying!The same evening we went to Delhi for a much needed break.Fast forward to two months -*August, 2012*I was not happy in college. We had three subjects- Anatomy, Physiology and Biochemistry.The Anatomy lectures were a torture for me.The department had the 3 worst lady residents I've seen in my life, and with due respect, the most horrible HOD any department could possibly have.The three witches of Macbeth, as I referred to them as (the 3 lady residents) missed no chance to make life miserable for me.If someone has ever been professionally victimised, they would know what it is to be bullied for everything from dress to handwriting. It was my first and last time.Today, nobody would dare to cross their limit with me. Back then, I was a silent 18 year old.Looking back, I can say the primary reason for their mean behaviour would probably have been the fact that one insecure lady cannot tolerate another lady who seems happy in her life. This is a fact I learnt over the years.The then HOD of Anatomy made me miserable too, and it was a known fact all over the batch that I was one of his “targets” for that particular year.At that point, I paid no heed.Someone with A.I.R 27 in her first attempt has enough brains to clear first year.On the day of my Anatomy university practical,one of the 3 infamous lady residents was the resident in charge for Histology. Unfortunately.Despite pointing out repeatedly that my slides were not clear, she paid no heed.When I went for my final theory viva with the HOD, I quote the exact words - if you're not interested, you can skip this station. You look disinterested.What an assumption to make on the final university day!That moment I knew I had lost it.No matter what I said or what I did would not make any difference because he was the HOD, the absolute power !Blinking back my tears, I answered whatever I could and left the examination hall on the verge of tears.Post University, I was home, waiting for my results,with a trace of hope in my heart.Till then I believed, a senior - a teacher can never harm a student.I was proven wrong.The results were astonishing.I was two marks short in my Anatomy practical internal ( 13/30), out of which 25 marks were from the whole year practicals and 5 from my Gross anatomy and Histology record.While everyone had a 4.5 or 5 in record, I was the only one with 2.Interestingly, I was the only one who was short of marks in practical internal.Whoever did not clear university was short in the final university examination marks.The internals are awarded solely by the Department while we have externals (+internals) for university.That fact itself confirmed my suspicions and proved my worst fears true!I had cleared my university, with about 15 marks over the pass marks.But the department detained me on grounds of 2 marks being short in practical internals (despite clearing the final university practical) .The shortage of marks in practical internal was not informed beforehand (before university!).Devastated as I was, it was something I had expected.For the first time I realised that Professors can damage your life. They can be vindictive.There are Umbridges out there. Just like there are Lupins and Dumbledores.Following a series of events, my parents filed a case in Chennai High Court challenging the authenticity of the results published by the Anatomy department.I could have lost 6 months and continued as a part of Additional batch but I chose to fight against the gross injustice a Professor had committed.The court over-ruled the Anatomy department's judgement and permitted me to start my third semester classes.A defeat in the hands of a student possibly hurt the ego of the institute. I was asked to re-take my examination and let go of the issue, by withdrawing my case.They knew that they were wrong but it was a question of pride and ego.I completely understand their situation at that point.We refused to withdraw the case. Because we were right.*Fast forward one year*April, 2014My fourth semester had just got over, when the institute decided to take up the case again.The then Solicitor General of India, Mr Mohan Parasaran was called to fight on behalf of JIPMER.Their ground was that being an autonomous institute, they could do as they wished i.e their scheme of evaluation need not necessarily be the same as that followed by colleges directly under MCI.The Solicitor General is one of the highest law posts under Government of India and he was called to represent JIPMER.Following the court case -JIPMER agreed to introduce a system of supplementary examination within 3 months of the main university after first year so that the student does not lose 6 months.The concept of an additional batch was thereafter abolished after my court case.Further, everything was put online as well as on the notice boards - marks, attendance, etc before the university itself so that the student has a chance to point out mistakes.A senior professor was allotted as the mentor to every first year student henceforth so that he or she could share his or her concerns with them - something I did not have the opportunity to do when I was troubled by the Anatomy department all year around.I had to retake my Anatomy examination in Aug, 2014. The Anatomy HOD was made to behave cordially with me,which under the pressure,he did.Since I was not going to attend my second year classes from April - August, 2014 ( I had to prepare for Anatomy all over again), I was asked to re-start second year from September, 2014 again but with my immediate junior batch who had just started with second year (3rd semester), since my own batch was scheduled to appear for second year finals in December,2014.This might seem confusing for a non Medico. In MBBS, second year is one and half years long, comprising of 3–4–5 th semesters.The end result - I repeated the whole third and fourth semester…the same classes, the same topics and I was asked to step down to a junior batch.I felt lost! Hopeless!I contemplated on leaving the profession but my love was too strong.I love being a doctor!I had to swallow my pride and blink back every tear that clouded my vision.I'm glad I held on.Instead of graduating with batch of 2012 , I graduated with batch of 2013!My Professors knew about the whole thing and a majority of them stood by me like pillars of strength, throughout the course.In the history of MBBS, I'm perhaps the first person to have repeated two entire semesters and re-taken the Anatomy examination after one whole year, after completing two semesters of second year.My parents stood by me every second to wipe away every tear I shed.Someone I'm very close to, who's done his UG from MAMC Delhi and who was my batchmate from Aakash, Kolkata took me to visit MAMC during those days, just before my Anatomy re-test.That was the first time I saw MAMC, in person. It was like visiting a lost-love!Even though I did not make it to MAMC, which was my first love, I have never missed out on MAMC because he was in MAMC, 2012 batch and kept me updated about the day to day activities at MAMC.JIPMER was my second love and over the years I fell in love with my college, more and more.I believe, I made him fall in love too with JIPMER and with Pondicherry.(Touchwood ^_^)Pic : Le Pondy, Pondicherry.How did I deal with depression ?I stopped pretending to be anyone else apart from who I was at that point of time - someone who had faced humiliation to the greatest possible extent. Someone who never knew what failure is was drowning in a sea of failure.Did I contemplate on giving up ?Yes, I did.One of my Professors in Medicine took the trouble of explaining me how strong a doctor needs to be. He said I was a fighter.Do I hate JIPMER?No, I do not. I do not judge my college based on the actions of one HOD and three frustrated Residents from a non-clinical department.I've met some of the most amazing professors and residents during my MBBS and they have made me who I am today.JIPMER has made me a stronger, bolder and more capable individual!Has anyone ever misbehaved with me during the course , following the court case ?A majority of Professors have stood by me and have made me feel loved and cared for. Those who have not - it has not made any difference to me.When I went for my Pediatrics final university, the current HOD who was the Dean back then in 2013 when it all happened, praised my clinical skills!He stressed on the fact that I've fought my way through the years, without giving up or adopting any wrong measures.I could have started taking drugs. Or killed myself.I chose not to.Someone who's used to being at the top cannot be pulled down by a single episode!Have I met the now ex-Anatomy HOD after the incident ?I have met him on very few occasions following that episode and we've had no formal interactions. I excel in the art of ignoring his presence on any occasion. Once I get into post graduation, I plan to send him a letter thanking him for putting me through the worst times that made me who I am today!Failure is a part of life. You need to face failure at some point.If you've not faced failure, it implies you're going the wrong way.A taste of failure is essential to make you stronger.I hope this answer clarifies the endless questions some people throw at me via message.I would have ideally written about this once I got into PG, because then I would have been a financially independent person, proud of her achievements.Nonetheless, the fact that I sailed through all my MBBS years including the final year University, without any issues and I am still in one piece , a happy go-lucky-girl can be taken as a small achievement, for now till I get into PG!That one episode made me a more confident, ever smiling girl!I hope this helps out every individual who's faced failure at some part in their life, while trying for medical or while pursuing medical ! :)PS - no more messages on this issue asking how/what/why/etc.I shall not give further information - because, anyways I have prematurely written about this without getting into PG, since I get a lot of inquisitive messages. :)- Dr. Aheli BalMBBS (JIPMER, Puducherry)