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Okay.. here i'm sharing my story..I still has those four hours of my journey before my eyes.I was traveling from Gorakhapur(home) to Agartala(college). My mother tried her well in cancelling my journey as she doesn't wanted me to leave on Saturday (She believes Saturday is not a good day for my family to start some work or to go other places due to some past happened incidents on this day)………. I don't believe such things so i started my journey in Amarnath express (my name too is amarnath).Sleeper ticket was not confirmed so i was compelled to go in general coach. You know it will take more than 26 hours to travel from Gorakhapur to Guwahati by train..somehow i was to manage everything…”Anand” my friend was also with me.Got seat to sit,i was relaxed and started to count hours and stations.Leaving Uttar Pradesh,travelling some parts of Bihar in 10 hours…it was 8 AM around ,someone just displaced my hand bag rudely to have some space.Now stop for sometime ..i wanna tell you what exactly was there in that bag.My whole life was there in form of documents.Yup , starting from Birth certificate and ending to btech admission letter……Highschool marksheet,Intermediate marksheet,other certificate of intermediate,ATM card,DD of fee submission,every id cards,some Education loan papers,income certificate,passbooks and much more thing i can't mention all…Whatever i has everything was inside that..Now come to journey again, when someone displaced my bag rudely i stopped him to do the same as actually there was my laptop also into that bag, So i said ..Go gently man….there is lappy inside it.You know,thieves have the best ear and eyes, and with such ear and eyes a person was there nearby my seat.Scroll Down..it's interesting story.Crowd starts to occupy space ,One Gentleman said me hey bro.. no need to be bother i have a shawl tied both sided there i will let you keep your bag there for safety of your lappy.I was happy to find that gentleman…Anand was silently watching everything and was thinking how to raise pointer in upcoming semester…Gentleman said to me ..i will get out of train next station muzaffarpur ,plz don't let anyone else sit here…i agreed.We arrived new station …although i was totally paying attention to my bag and gentlemen's seat but a 1 minute removal of my eye contact to bag..let someone exchanged my bag with his bag.I was still thinking that there's a bag that belongs to me..and exactly i was unable to know that i am seeing different bag.Train again starts and has speed..I was bother about why Gentleman didn't come yet.Immediately My mind said….fuck the gentleman .check your bag…ohh God Gentleman flew away with my bag….Although train was running but not left platform i jumped out of train.. Anand also stopped thinking about semester pointer.Now i was on platform..and my boot was on rail track.People outside and inside the train were staring at me.police scolded me but my eyes were searching for Gentleman (the thieve)..i roam here and there ..have my eyes every corner but i didn't find him..he vanished.So i ,alone on platform who couldn't move either of side.. started crying there in public. I decided to go home after 4 hours..took ticket and moved in train for home..Here the twist comes…My phone rang..one of my school friend did call me and asked..hey have u lost something bro?..i said.there is nothing which i didn't lost ..as i already told the incident to one of my friend i thought he spread the matter to others also..so i said him ..now i am coming to home.He said ..luggage mil gaya(luggage is found)..i was astonished how thieve can reach in up again covering 12 hours distance in just 4 hours.Ok …the matter happened like that..thieve after befooling me went directly to shop for selling it..when he was asked for document ..he didn't give anything the shopkeeper had doubt and snatched my document file..he understood the whole matter and threatened him to go away.He checks everything but didn't find any contacts of mine in my file…but luckily… my brother left his diary in my file mistakenly that was having one only one contact number(saikat bhaiya) (so he contacted that number..and told the whole matter..again saikat bhaiya contacted my one classmate who called me and gave shopkeeper contact number)I again jumped out from running train ,this time i was able to manage my boot and moved to shopkeeper's address .Didn't meet thieve but got everything..Thanks God….

It’s an answer that I think is very individualized, are you ok having a payment that may be a large amount of your take home income each month? Some people might say yes because the career is that rewarding to them.Maybe the way to look it is, do you need to take a student loan? Can you stretch out the degree process by going only part time and working so you pay as you go? Do you need a degree to start the career? If you work the job before getting the degree (and associated debt) even at a lower level to see if it is something that you really want to do for a career? Is there an employer that would pay for part of your schooling? If you were working and working towards he degree/certification?Launching directly into a program full time isn’t always the best way.

The Social Security Administration required me to change my name in order to receive my retirement benefit.That’s strange enough, but here is something even more peculiar:They required me to change my new name to the same as my existing name.Oh yeah, I know: you are wondering how that could even be possible to change your name without actually changing it. A HUGE WTF.I was wondering the same as I stood, drop-jawed, in front of the SSA office manager who said I needed to get a court order officially changing my name to the same name. “But it’s the same name!” I protested. “Sorry,” he replied. It is the only way we can conform our records.”I was beYOND indignation and outrage. I was overcome by morbid curiosity as to how this would all actually work out.NOW, you, dear reader, are probably thinking I am making this all up. But I am not. This story is true.So, I drove across town to the court house and appeared before the clerk of the court, to whom I reported, with great embarrassment, my stupid request to change my name from my name to the same name.“Oh,” the clerk said. “You’ve been to Social Security, haven’t you?”“What?” I gagged, “This happens often?”“All the time,” she said.So she gave me the forms, and a blank page she tore from a legal pad, on which I was to write WHY I needed to make the change.I did all that, and handed her the forms. That’s when I learned it would cost $50 in court fees. I didn’t have $50 with me, so I walked over to a nearby branch of my bank to withdraw that sum in cash. I mumbled something about needing it for a stupid change of name. And the teller winked at me and said, “Social Security, right?”Holy Cow! This was an actual thing!Back in the clerk’s office, I handed over my fifty big ones, and was told it would probably be about two weeks before the court order would be mailed to me. The judge was very busy.So, I took my leave, and on the 12-mile drive back home, I gradually became more and more angry about this state of affairs, and upon arriving home, promptly started typing a bitter letter to the acting Director of Social Security.And that’s when the phone rang. The caller was a staffer at the local SSA office who said they had found a new regulation which enable Social Security to change my name without a court order. I agreed to be there first thing, next morning.Which I was.There, the jolly manager had forms to complete, as I sat in the stiff chair by his desk.“OK,” he said, “What is your current name?” I told him.“And what is the name we need to change it to?” he queried. I told him.“But that’s the same name!” he said, casting a glance my way which indicated his assessment of me as the village idiot.“No shit!” I exploded. “If the new name is the same as the old one, why do we need to do this, at all?”“To keep our records up to date,” he replied, now glowing red with embarrassment.“And another thing,” I hissed through clenched jaws, “I had to pay the goddamned court $50 yesterday for a name change, at your insistence!”“OK, OK,” he went on. “Let me see your social security card.”“I can’t give you that, because your clerk took it from me yesterday and wouldn’t give it back because it had to be destroyed - remember!?”At which point, said clerk slimed her way around the corner, the card betwixt her extended thumb and index finger. Bitch.The manager compared the name on the card with the one on my birth certificate, which I had carried in the previous day to verify my identity, “just in case.”“Where did you get this card?” the manager asked.“From YOU GUYS, when I was about 13 years old!” I answered, testily. “Actually, my father brought it home to me. I needed a social number for my first job.”“But this has the same name as your birth certificate,” the poor man whispered. “But it is not the name we have in our system, for you.”At this point, the blood vessels in my throat were throbbing, my complexion had become a bright crimson, and the perspiration was pouring from my brow. I could hardly contain myself, and was deterred from throwing furniture only by the malevolent stare of a husky, armed security guard whose attention was now focused on my gathering eruption.“Look, let me work this out for you. YOUR people issued the goddamned card, 52 years ago. If your internal records don’t match the name on the card, which is obviously my correct name, then that’s your screw-up, not mine. So change your internal records, OK?And another thing. You might want to think about the evident dozens or maybe hundreds of people you have sent downtown for a name change owing to the same kind of mistakes you have made. The people in the clerk’s office and even the goddamned bank all realize how perfectly ridiculous this is, and how seemingly impossible it is to change.”A period of silence followed, as the manager, whose shirt was now slimy and darkened by his own perspiration, considered this debacle.Finally, he said quietly. “OK, you’re right. It is totally our fault. We’ll change the records, and set up your benefits. I’m giving you a NEW card, too, which will indicate your actual name based on the corrected records. And I’m giving you a check, right now, for $50, to reimburse you for the court fees.And thus, the matter was concluded, on his apology and a handshake. I took my leave, drove back to the court clerk’s office, and canceled the name change.“Glad you got it worked out, sir,” the clerk chirped. “But I’m sorry, we can’t refund the fee.”“No problem,” I replied, and held out my reimbursement check for her to see.End of story. All of it true. Every word of it.[Edit] Additional details and to answer some of the questions in the comments:Lead-up: Something else that made this situation unusual and remarkable was the fact that I had, just the day before, “signed up” for Medicare on-line with no problems whatsoever; it took just a few minutes and went smoothly. Thus I immediately attempted to sign up for Social Security in the same way.If I recall correctly, the screen of questions to properly identify me was the same - “Perfect,” I thought. But then, the “problem” message appeared and I was given an 800 number to call. The woman who answered was prompt, very courteous, helpful and efficient. She instructed me to take my birth certificate to the local SSA office to establish my identity and that the matter would be quickly resolved. Of course, as you now know from reading the above, it didn’t work out, that way. In fact, when I reported her instruction to the local staff, they all nodded “knowingly,” and said the people who handle phone calls just don’t know what they are talking about.Did someone steal my SS number? Evidently, not, inasmuch as there was no record of any other attempts to file under my number.Why didn’t I file a report with someone? In fact, I did complete the letter I had started, and was able to report the matter as resolved in my case, but warned that my case may simply be one example. I did receive a reply from the office of the director, who indicated the matter was being referred for investigation. But I heard nothing more.How did this happen? No way to know, for sure, although Social Security blames a change in computer systems, for it. But here’s what I think: My card was issued before the system records were totally automated. Thus the card I was given was manually typed at the local office, and an entry on some computer source document was made separately. The error in my name either occurred on that document, or when a key punch operator entered it into the master file later. I don’t even know what, exactly, the error actually was.Why didn’t I notice the error long before I filed for benefits? For the simple reason that MY only record was the card itself, which was correct. I had no way to see, and no reason to see, their office records. In addition, there was never a problem matching the number to my name on such forms as income tax returns or health and medical records. Finally, the annual advice from Social Security of my benefits (received long before my eligible age) always showed my correct name and number.DID SOCIAL SECURITY REALLY REIMBURSE ME FOR MY COURT FEES? Yes, they did. And it was voluntary on their part. I never suggested it.WHAT’S THE TAKE AWAY? HOW CAN YOU AVOID A SIMILAR CATASTROPHE? My opinion is that any holder of a social security card should verify name and number with the SSA before eligibility for benefits.Hope any of that helps.