Direct Debit Faq'S: Fill & Download for Free

Stripe has a beta for SEPA support. You can see it on their German FAQ page: Stripe in der DACH-Region. If you contact them, they may be able to let you into the beta.

In recent years there have been many new remittance services that have become popular. I have been using a few of them and I feel it's just a click away.Here I am mentioning the pros and cons of the four most popular services.On a quick note, my personal favorite is TransferwiseCheck the current TransferWise's Offer here1. TransferWiseOverall provider rating: 4.5 / 5.0Best for: Cheap costs, great web experience.Coverage from the U.S.: Over 70 countries.Cost: One of the cheapest. TransferWise offers some of the best exchange rates you can find, and upfront fees tend to be lowest if you use a bank account, typically less than 1% of the transfer amount. For sending $10,000 or more, though, you might find OFX a better deal.Speed: Bank transfers tend to take days, but same-day delivery is possible. A transfer using a debit or credit card can arrive within minutes, while a transfer using a bank account can take, on average, about one to three business days, depending on the destination.Transfer limits and options: Sending limits go up to $1 million per transfer, if using a wire transfer to pay TransferWise. You can also pay with debit card, credit card, Apple Pay or a direct debit (or ACH transfer) from your bank account. Your recipient needs to have a bank account.Customer experience: Phone support is limited to weekdays, but TransferWise’s mobile app receives high user ratings and its website has easily discoverable FAQs.2. XoomOverall provider rating: 3.5 / 5.0Best for: Fast delivery, great web experience.Coverage from the U.S.: Over 120 countries.Cost: Pricey for an online provider. Xoom tends to have low upfront fees, such as under $5, when you use a bank account instead of debit or credit card, but exchange rate markups can be over 3%. Some providers mark up their rates by less than 1%. Xoom still tends to be cheaper than banks’ international wire transfers (see what banks charge).Speed: Many transfers can arrive within minutes, regardless of the payment method. But it could take up to a few days, depending on factors like banking hours or time zones.Transfer limits and options: Cash pickup at supermarkets or other locations is a delivery option in some countries. Sending limits vary, but individual transfers cap at $50,000. You can fund a transfer with a bank account, debit or credit card, or PayPal account since Xoom is owned by PayPal.Customer experience: Phone support is available 24/7 in English, Spanish and Filipino, and during certain hours in French, Italian, German and Arabic. The online platform provides clear cost calculators and FAQs, and mobile apps receive high ratings.3. MoneyGramOverall provider rating: 3.5 / 5.0Best for: Fast delivery, in-person transfers.Coverage from the U.S.: Over 200 countries with 350,000 locations.Cost: On the higher end. Upfront fees for transfers funded by bank account tend to be low, but fees for other payment methods as well as MoneyGram’s rate markups, which can go over 3%, tend to be high.Speed: Delivery can be within the same day, regardless of payment choice, but can be longer, depending on banking hours and other factors.Transfer limits and options: MoneyGram maxes out at $10,000 per online transfer and per month. It has the advantage of physical locations so people, especially those without bank accounts, can pay in cash and have recipients pick up funds. Its web platform lets you pay with bank accounts, and debit and credit cards.Customer experience: Support by email and live chat is available (and by phone for reporting fraud), and fees, rates and other information can be found online easily. Its mobile apps have solid ratings.4. Western UnionOverall provider rating: 3.5 / 5.0Best for: In-person transfers, destination countries not offered by other providers.Coverage from the U.S.: Over 200 countries with 550,000 locations.Cost: Varies. Fees for transfers up to $1,000 can be under $5, but Western Union’s rate markups range from less than 1% to over 6%, depending on the destination.Speed: Same-day delivery is possible when you have transfers sent to cash pickup locations and use a debit or credit card (or pay cash in person), though you pay more for the rush. The cheapest transfers require bank accounts for sending and receiving money and can take over a week for delivery.Transfer limits and options: Western Union’s website varies its transfer limits by country, such as $5,000 to Mexico and $50,000 to India. As the biggest transfer provider worldwide, Western Union’s main advantage is its network, especially for sending cash in person and providing cash-pickup delivery options.Customer experience: There’s phone support and live chat available every day, but the website doesn’t make it easy to compare exchange rates and FAQs aren’t easily discoverable or thorough.Overall, my personal favorite is Transferwise. And I something good to share with you all. You can get first transfer up to 200 Euro without any fees using the below linkCheersHope it helps

The stimulus was not put on a card that you already had. Those cards are not re-loaded. You will get a new card with the second stimulus loaded on it.From the IRS FAQ page:“EIP Cards are direct debit cards that were mailed to some taxpayers; the original debit cards will not be “reloaded.” New EIP Cards will be issued to some individuals chosen to receive their EIP 2 payment on an EIP Card. If you received an EIP Card for EIP 1, it does not mean you will receive an EIP Card for EIP 2. People not receiving a direct deposit should carefully watch their mail – either for a paper check or an EIP Card.”