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I work 40-50 hours per week in the United States. Is my employer (non-profit with over 200 employees) required to offer health insurance? If so, what can I do if they do not?

Here’s a pretty good summary — from a very specific (and applicable) source — the National Council of Nonprofits:There is NO requirement on employers to provide health insurance — but there is a penalty (that is only applicable to employers with 50 or more full-time employees) under the Act’s employer “shared responsibility” provisions that will be effective starting in 2015 if the employer does not provide a minimum level of insurance coverage to their full-time employees. (If your nonprofit has close to 50 full-time employees, make sure to learn more about how to determine if your nonprofit has 50 or more, “full-time” workers, as defined by the IRS.) The ACA does NOT require employers to provide health insurance to part-time workers. [1]Assuming the nonprofit has more than 50 full-time workers AND doesn’t provide insurance (electing to pay the penalty instead), the first recourse is to buy health insurance on the national Health Insurance Marketplace.That is, unless the state has elected to run their own Health Insurance Marketplace. Here’s that (hotlinked) list for those states:CaliforniaColoradoConnecticutDistrict of ColumbiaIdahoMarylandMassachusettsMinnesotaMississippiNew MexicoNew YorkRhode IslandUtahVermontWashington… and, depending on the individual income, some people will qualify for Medicaid coverage — so it’s best to check the applicable state for that requirement (and availability).The for-profit, nonprofit, or not-for-profit status has no special relevance under the Affordable Care Act (Obamacare). The real determinants are full or part-time status and number of employees for any business entity.[1] Frequently Asked Questions by Nonprofits About the Affordable Care Act — National Council of Nonprofits

What is the age limit for a liver transplant?

Q. What is the age limit for a liver transplant?A. The age limit is individualized as it varies with a patient's overall health condition. However, it is rare to offer liver transplant to someone greater than 70 years old.Liver Transplant Frequently Asked QuestionsTransplant HomeTypes of TransplantTransplant DoctorsClinics and Phone NumbersPatient StoriesQuality and OutcomesPatient ResourcesReferralsLiving DonationInterested in becoming a living donor?Make a GiftLiver Transplant Frequently Asked QuestionsWhy Choose UW Health for Liver TransplantLearn More About Liver TransplantLiver Transplant Patient EducationMeet Our Liver Transplant TeamLiver Transplant ReferralsLearn More About Living Liver DonationRequest Information About Becoming a Living Liver DonorLiver TransplantFacts About Liver TransplantationWhat are the UW Health success rates for liver transplant?Our highly experienced team has performed more than 2,300 liver transplants since the program began in 1984. This experience allows us to do more extended criteria transplants, and save more lives. In 2016, we performed 105 liver transplants, more than three times as many as other Wisconsin programs. Read about our survival rates.What are the wait times for liver transplant at UW Health?Our median time to transplant is 10.6 months, shorter than both the regional and national averages. Patients already on a wait list can double list with our center to greatly increase their chance of transplant. The severity of your disease will determine your average waiting time.Who is a candidate for liver transplantation?Individuals who suffer from end-stage liver disease from varying causes may be considered for liver transplantation. If it is decided that you need a liver transplant, your eligibility will be determined by your medical and social evaluation. Read more about the liver transplant process.Is there an age limit for liver transplantation?The age limit is individualized as it varies with a patient's overall health condition. However, it is rare to offer liver transplant to someone greater than 70 years old.When will I be listed for liver transplant, if it is decided that I would benefit from one?Listing for liver transplant will take place after thorough testing is done, results retrieved and evaluated, and it is determined that the benefits outweigh the risks. Your insurance company is then contacted for eligibility of payment. After this is secured, you will be listed.If I am interested in your program, what is my first step and what can I expect?Your local doctor can call our office at (608) 263-9531 to set up an appointment. The day of your appointment, you will meet with a liver transplant specialist, liver transplant surgeon, social worker, clinical and financial coordinators. The average evaluation takes five to six hours. When going through the transplant process, a Clinical Transplant Coordinator is assigned to you who will assist you throughout the entire process.Do you do living liver donor transplants?Yes. We are Wisconsin’s only center actively transplanting adult living liver patients. We’re a certified adult and pediatric living liver-donor center with three experienced living liver donation and transplant surgeons. Our one-year living liver patient survival is 100 percent. Read more about living donation here Living Liver Donor Transplant. Eligibility for this program will be discussed at the time of the recipient's evaluation.Do you have a pediatric liver transplant program?Yes. Children are transplanted at American Family Children’s Hospital in Madison, WI.Will my insurance cover the cost of my liver transplant? How much?UW Health is a Center of Excellence for most insurance networks and has contracts with many insurance providers, Medicare and Wisconsin Medicaid. You need to contact your insurance company to find out your coverage for the costs of your transplant surgery. After contacting your insurance company, if you still have questions, you may call (608) 263-1503 and ask for one of our transplant financial counselors who can assist you.View AllSocial View AllE-Newsletter Sign-Up View All

How do I find free drug treatment centers in California?

For individuals struggling with drug or alcohol addiction who have limited resources to pay for treatment is an option. State-funded programs may be an affordable option to get started on the road to recovery. The Directory of Single State Agencies for Substance Abuse Services provides contact information for each state’s governing substance abuse agency. The Substance Abuse and Mental Health Services Administration also provides a comprehensive listing of options available in each state.of the 21 million people aged 12 or older who needed substance use treatment, roughly 3.8 million sought and received treatment of any kind in the 12 months prior to surveying; only 2.2 million people accessed such treatment through a specialty facility (i.e., as an inpatient in a hospital, at a drug or alcohol rehabilitation facility, through the services of a mental health center). State-funded rehabs may be a good option for some of those who are left out of these figures.While some people may view some stigma attached to accessing public assistance resources such as these, for those who are ready to take control of their addictions, it is still possible to use these clinics and treatment centersIndividuals or their families and friends who want to seek out state-funded options may not know how to get started. With the right knowledge and resources, and a little preparation, the answers to the following frequently asked questions can open up the path to finding the right treatment center.What Are State-Funded Rehab Centers?Quite simply, state-funded rehab centers are organizations that use government money, distributed by the state, to support people in recovery from addiction to alcohol or drugs. For those without a lot of income or with inadequate or no insurance, these centers provide detox, treatment, and support services.Programs come in various forms, including inpatient, outpatient, and partial hospitalization,According to the Substance Abuse and Mental Health Services Administration Treatment centers in California Services, the money that states use to fund these centers comes from various sources. Some is provided through SAMHSA in the form of federal grants and from reimbursement through Medicaid, and some comes directly from the state budget. A challenge for those seeking treatment is that the amount and even the type of state support varies depending on the state – as do the requirements to qualify for this type of treatment – so it’s important for each person pursuing treatment to research and become aware of the offerings of their state.Often, these centers are included as part of other state services, such as child social services, criminal justice and prison provisions, and other areas of state government, meaning that funding is provided specifically through an individual’s connection with those programs. Still, there are options for people not involved in these programs, as long as they qualify for services.

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