Notice Of Rent Increase In Nigeria: Fill & Download for Free

I wonder if Naija’s case is even worth discussing anymore.Let me tell you a short but significant storyThe Minister of Power, Works and Housing, Babatunde Raji Fashola SAN, was in The UK about 2–3 years ago as keynote speaker at a seminar designed to encourage FDI and inward reinvestment by Diaspora Nigerians. During the interactive session, other Naija’s in the audience who had travelled from Nigeria to attend, accused Diaspora Naijas, of wanting soft landing at the expense of those living and investing in Naija.After much banter a Naija dude in the audience felt inspired to invest. Buuuuuttttt…… What is the smartest thing to do before starting a business in Nigeria? After investing, the Naira was suddenly devalued by 100% and Naira vs GBP fx rate fell sharply from circa N250 : GBP1 to circa N500 : GBP1. This wasn't good for business continuity. He thought of shutting down immediately but decided to try and wait it out as suggested by friends and associates. However, the pain got too much to bear. He decided to apply for FX from CBN. After much discussion with his bank and enquiry at CBN, it was agreed that the best route was CBN-FORM-Q. He sent in his application with supporting documents (Customs duty payment receipt, tax, form M, other clearing documents, etc) via the approved channel.8 months later the application was still pending with no reason whatsoever. The guy (a Fellow Chartered Accountant who had worked in Nigeria in Oil & Gas and Banking) decided to use his social networks to find out what’s happening. One of his sources was able to track down the application inside CBN’s TED (Trade and Exchange Department). Apparently the file was pulled out from a drawer (or some location like that) followed by a comment like….”oh! Mr XYZ, we are still waiting for him to come and see us. This is clear solicitation and inducement of bribery.Shocked by this the dude decided to escalate to Anti-corruption and Ethics Units also at CBN. Soon after frantic calls emanated from the TED about the application and in an attempt to cover their dirty back sides, they asked for more unnecessary and irrelevant documents. Nonetheless, the documents were quickly forwarded.They then issued a letter instructing a fresh application be submitted via a route the letter clearly stated that the deadline had lapsed. Shocked by the stupidity, the dude queried this, demanding to know why they wanted him to apply for something he evidently wasn’t entitled to nor qualified for. No further response was received from CBN.After waiting a further few months the dude escalated the matter to PEBEC allegeing incidence of bribery and corruption. In response to PEBEC’s enquiry, the TED denied the allegation and lied that the products for which FX was sought hadn’t been imported into Naija. The dude then responded with some questionsIf nothing was imported, what was the Form M for?What was the customs duty receipt for?What about the other clearing documents that were submitted?A basic check on the internet would have revealed that the goods were available on Jumia, Konga, OLX, Jiji and own online store as well as many other traditional stores. Was this basic check done?Why did it take 8 months to get a response and only after escalation to Anti Corruption Unit? And what was the “come and see us” comment all about if not to frustrate the guy into doling out some cash before you do your job otherwise forget it?What is the SLA and related CBN policy for such applications?No further response was received from either CBN or PEBEC.Meanwhile, in December the following year the dude decided to cut costs by closing his business centre to save on rent. He also let go of staff as he decided to withdraw from Naija - Just like Richard Branson did with his Virgin Atlantic.Hear him….>>>“We fought daily battle against government agents who wanted to daily make fortune from us, politicians who saw the government 49% as a meal to seek for all kinds of favour…watchdogs (regulatory body) that didn’t know what to do and persistently asking for bribes at any point…Nigeria people are generally nice but the politicians are very insane…that may be irony because the people make up the politicians…“But those politicians are selfish…we did make N3billion for the federal government of Nigeria during the joint venture…realising that the government didn’t bring nothing to the table/partnership except dubious debts by the previous carrier, Nigeria Airways…The joint venture should have been the biggest African carrier by now if the partnership was allowed to grow, but the politicians KILLED it…Nigeria is a country we SHALL NEVER consider to doing business again..”Today we have Nigeria Air. Similar to Nigeria Airways (which the cancer called corruption destroyed) I wonder what will befall it. Success doesn’t come by changing name o. You see, Virgin Nigeria Airways was renamed Air Nigeria and later changed to Nigerian Eagle Airlines. But where is it today? On 6 September 2012 Air Nigeria announced that it had made its staff redundant and ceased operations 4 days later.Chaiiiiii ….. Naijaaaaa! I weep for you!! Sunny Okosun of blessed memory asked the question - which way Nigeria? I just dey cry oooooo….. tears full my eyes!Lyrics for Which Way Nigeria by Sonny Okosun - Note …just an abridged version but you'll get the gist of it.“Which way nigeriawhich way to goi love my father lando yeahi want to knowyes i want to knowi love my fatherland…….…. i want to knowwhich way nigeria is heading tomany years after independencewe still find it hard to starthow long shall we be patient till we reach the promised land, tell melets save Nigeriaso nigeria wont die……”LP cover:Listen to the song:Anyways, enough diversion. Back to the main story; as you can see, because some idiots at CBN wanted to be bribed before doing their jobs, landlords lost rental income and people lost their jobs. I can’t help but wonder how many others have suffered a similar fate. For those that paid the bribe and got their FX, how do they recover that cost if not by increasing the price of their goods and services? May be they even just packed up and left. Bribery/Corruption is like malignant cancer or other disease or virus that’s aggressively spreading and destroying Naija.The question is - How corrupt is Naija? But I ask, what's the impact of of corruption in Nigeria?Let me tell you another quick story.About 7 years ago, a friend packed up from the UK and when to invest in Naija. He set up a business centre and quickly employed some people including family members to run it. He imported heavy duty generators and printing equipment. Everything was running smoothly. However, he quickly notice that whenever he travelled out of the country, running costs quickly skyrocketed and everything normalised when he got back in town. This continued for a while and he decided to change tactics by tightening all the loopholes and potholes. Can you see what the image implies? Even potholes tell the story!The next thing that happened was that the heavy duty generators and other plant and machinery that were in perfecting working condition suddenly started breaking down. Things started disappearing and the business went downhill from there. After 2 years (about 5 years ago now) my friend ran back to the UK looking very emaciated. He said they wanted to kill him and he decided the people weren't worth helping. His summation was the people have a high tendency to cheat and steal. And some believe that they had certain rights they were denied hence felt justified to take what they could.The guy has since rebuilt his life in the UK and is doing well for himself. Funny thing is that the so called family and friends who stole from him and destroyed his business still call him to ask for assistance. Ha! Needless to say what the guy’s reaction is each time they call him.How corrupt is Naija? Hmmm… you tell me!Despite these two/three bad experiences amongst many others I feel sure, we have a lot of honest and hardworking people in Nigeria who just want a chance/creative environment to demonstrate the positive things they can do. Someone asked a question about how other Africans view Nigerians. Have a look at my answer and check out the comments too - Dave Ebi's answer to How do other African countries view Nigeria? You’ll see we have a lot to offer and many await our rising up. But sadly, we let ourselves down too quickly too often.The government and politicians have a major role to play in that department. Unfortunately, evidence suggests that there ain't much to hope for in that regard. With that in mind, Nigerians need to wake up and take responsibility. Perhaps start something new and chart a new course for themselves whilst standing up for their rights in a very intelligent and strategic manner rather than being way too myopic and permitting the status quo to persist. Take personal responsibility and stop saying “God will do it”. I get so angry when I hear statements like “Na God go save Naija”. Meanwhile, given the opportunity the various commentators will do a “sharp one on you”. Kaaaai!!!! Naija’s case is both cancer and scorpion’s venom mixed together.The government needs to stop wasting time and money chasing Foreign Direct Investment. They won’t “REALLY” come. If NaIja entrepreneurs who go back home to invest suffer so much at the hands of fellow Naija’s, why should foreigners “REALLY” come and invest? Look at a China today, for about 20 - 30 years they operated a model closed-economy. During that period they build themselves up and set up infrastructure and systems that would attract FDI’s. When they opened up their economy, the world was wowed and capital started flowing into China almost uncontrollably. Other examples include Singapore and Dubai (a desert country that has built an oasis in the desert). Today, China operates what I call a semi open economy - aggressively encouraging inward flow of key factors of modern production but strictly controlling what’s going out. Smart innit?I can’t really blame them for doing what they feel they need to do to ensure national dignity and self preservation. Yes, there’s the other side of their story but that’s outside the scope of this question. My main point from their experience is that there’s a good lesson for Naija to learn. Buuuutttt…… will the powers that be learn it? We NEED Inspired Leadership.I don tire buuuutttt…….. I too like Naija! Up NEPAaaaaaaa!! :) :) :)Abeg make una helep me buy my product o :) - Solar Power Bank: Buy Power Bank Phone Chargers | HetoGrow

These Are The Top 10 Businesses That Produce The Most Millionaires in a Space of Roughly 5 years TimeTechnology,Energy,Consumer Retail,Hospitality,Real Estate,Health,Media,Construction,Finance,Transportation.Have you just noticed something now?—These Businesses can indeed give you the unlimited flow of cash(in millions) you want, but they seem quite capital intensive right?Get Now for 100% FREE: My #1 favourite most powerful sales tactic—How to Make Your Customers Pay You 15× The Value of Your Products and Services at a Spot Without Making Any Sales Calls And Without Hiring Any Salespeople!Warning: This is not for everyone!I have reserved this vital information for only an exclusive few. And I will be taking it down in exactly 24 hours!If you didn't grab your 100% FREE opportunity immediately, then let's continue…10 Lucrative Small Business Ideas That Makes The Most Millionaires in 2020Here Are 10 profitable small business ideas that will make you the next millionaire.1). EducationThe education sector runs in an endless cycle leaves a revenue channel permanently open. When kids are born, they’re first put into daycare, then nursery school, primary school, secondary school, the university, and other institutions if they choose to advance their knowledge. The wide spectrum of the education sector only shows premium potential for every investor that takes a dive in the right direction.While not every investor in the education sector focuses on the common educational institutions, some others invest in special education, adult education, educational websites, educational technology, and even educational resources.With a very wide scope to cover in this industry; whether it’s simply school education, higher education, or the unconventional education sectors, picking the right niche to focus on from a small scale will eventually make you a millionaire.Small business ideas like the education sector can never be overlooked.2). Agri-businessThe agri-business sector is one of the largest industries in Africa, India, and the world at large. Since everyone must feed everyday of their lives, the sector would never run short of demand. An increasing world population even makes agriculture a lot more lucrative. Nigeria for instance has a population of over 170 million people, and is expected to exceed that of the United States by the year 2050. This population explosion only makes the agribusiness industry more profitable for new and existing players.Already, many sub-sectors of the agribusiness are already churning in millions for successful farmers in their fields. Great examples are poultry farming (chickens, turkeys, eggs, etc grown for sale), fish farming (a sub sector of aquaculture with the fastest selling breeds such as catfish and Tilapia fish), cassava farming, palm oil farming, and several others.With thousands of small business ideas in agriculture to venture into, any new entrepreneur can easily do a robust market research and pick a high yield in the agribusiness sector to focus on.3). Retail StoresWhen an average individual thinks of purchasing clothing, groceries, medication, and a lot more, their initial inclination is to get up, dress up, and head out to a trusted store in their neighbourhood to purchase these items.The retail store industry in Nigeria and many other places in the world is only getting larger. Every year, thousands of stores start up to cater to the needs of their local community. While some are larger than the others, every retail store entrepreneur still generates varying revenues.As a new entrepreneur, you could choose to setup a brick and mortar store that focuses on selling groceries, fashion items, or one of the other diverse categories. Starting a grocery store, fashion boutique, or supermarket carries it’s own cost implications. But it’s important to start small, so you can understand the market, know what sells better, and how to reposition yourself to claim a bulk of the customers.With retail store success stories in Nigeria like PEP, Shoprite, SPAR, or Health Plus, you can be darn sure you’re headed for success.4). Web Design Agencies:Every small business needs a website. The problem with African businesses is that millions of them are yet to jump on the online scene to reach more potential customers. This gap in the web design space poses an opportunity for several web design agencies or aspiring entrepreneurs looking to go into web development.As a web designer, you can promote your web design company through SME events, blogging, social networks like LinkedIn, and several other channels. Taking advantage of the millions of small businesses yet to come online by offering them a great website design for their businesses makes this one of the most lucrative small business ideas new tech-oriented entrepreneurs can start up.You can also help new businesses and individuals that want to make money from blogging set up a blog on WordPress or Blogger. Starting for as low as only $3.95 per month, anyone can follow this link to create a WordPress blog in minutes for a really cheap rate (this low price is only through my link). In addition to the low pricing, you will receive a free website domain (a $15 value), a free site builder, and a 30-days money-back guarantee through my Bluehost link if you purchase, at least, 12 months of blog hosting.With a computer, good web design skills, a portfolio, and various channels to reach potential clients, you can start earning an average of $500 to $10,000 for every project built.5). Mobile App Development AgenciesMany organisations use custom-built mobile applications to engage with their customers. From restaurants to media companies, mobile applications are built to cater for different needs.While not just organisations use mobile apps, thousands of individuals are constantly looking for skilled mobile app developers to bring their ideas to life. This need has slowly made mobile application development in Nigeria get more and more lucrative. In countries like the United States, the demand for mobile applications have more than skyrocketed, and the revenue from each built mobile app is extremely high, depending on the project.An average mobile app in America could cost anywhere from $10,000 to $200,000. In Nigeria for instance, it could cost between $1000 to $10,000. While the cost of building mobile apps in the two countries may differ, handling multiple projects at the same time is the ultimate key to success in the field.As one of the most lucrative small business ideas to venture into in the tech industry, mobile application development is a skill many new tech savvy entrepreneurs must acquire.6). Mobile PhonesRetail stores selling mobile phones online or offline have over time proven the extreme viability and profitability of the sector. In Nigeria for instance, many entrepreneurs have made millions from just selling mobile phones to the ever growing market.A great mobile phone retailer with a remarkable success story is SLOT. The mobile retailer has over the years grown to be the largest player in the Nigerian market. They’ve not just built an unshakeable reputation, but have the largest customer base of mobile phone buyers.One way to get into the mobile phone market is to start by selling cheap mobile phones. Majority of the population prefer low budget phones. While many other people prefer to buy only the latest mobile phones, it’s important you try various marketing strategies like offering mobile phone deals to entice many more individuals to patronise your smart phone business.Mobile phone sales is one of the most popular and lucrative small business ideas not just in Nigeria, but in Africa as a whole.7). Digital Advertising AgenciesWith hundreds of competing businesses cropping up in every sector, staying afloat as number one or in the top league can be a huge task. This is where advertising agencies come in.Advertising agencies practically help businesses grow by creating compelling campaigns, whether online or offline to not just increase the business’s customer base, but to make their brand name have a meaning to millions of people.Companies search for the most creative digital agency they can find, and when they do, they pay them a lot of money so they can help their brands grow right, and faster.If you’re an experienced copywriter, partnering with a few other copywriters and a really good artist could get your creative agency running in a short time. What determines how you acquire clients and at what speed, are the quality and success of the campaigns you execute.If you can build a little app, game, or any creative campaign that goes viral, your client base would rise faster than you expect. An example of such companies that have successfully done this in Nigeria are Wild Fusion, and Anakle. Today, they’re growing faster than many expected they would.8). Real EstateThe real estate industry is currently one of the largest world wide. With several real estate companies focusing on either residential real estate or commercial real estate, the wide span opportunities the industry poses only simply grows.While many real estate companies focus more on the offline sales channels, there are several others focusing on the online channels by setting up real estate websites offering thousands of properties for sale. The property search on these websites are in thousands, and the comfort they give a prospective customer buying a house makes it a lot easier. Examples of some successful online real estate companies in Nigeria are Private Property, ToLet, and Lamudi.No matter the channel real estate companies offer houses for sale or rent through, there’s always a buyer lurking around to buy at a good price.As an individual, you could act as a real estate agent and collect a commission on every sale you bring to the real estate company. Successfully acquiring a lot of customers to purchase properties through you would make you gain some considerable income. It’s important you stay up to date with daily real estate news, so you would always be aware of any policy changes or market vices attempting to shift the market.9). Small Business LoansIf you have a little extra cash to spare, you could start up a small business that focuses on just providing loan services to other small businesses that need them.Many small business owners hit gridlocks while trying to secure loans from banks and other financial institutions. These institutions set heavy loan requirements which are mostly difficult for small business owners to meet. As a professional money lender, you could provide short term loans with far lesser restrictions to multiple small businesses.Money lending is usually overlooked by many mostly because of the risk of a non-repayment, but is still one of the few modest small business ideas to venture into.10). The Stock MarketThe stock market has both created and destroyed the fortunes of millions of people. But irrespective of the inherent risk, a well seasoned stock trader mostly makes good bets, and also knows the stock market is one of the most profitable small business ideas to venture into.Trading stocks can result in heavy losses for your investments if you don’t have a clue of what’s going on. Before you decide on what stocks to buy, it’s important you study the company’s short and long term progression, talk to your stockbroker, a financial expert, or even a friend that’s been trading successfully in the stock market for a long time.Investing in stocks doesn’t just make you a millionaire overnight. The equity market is not that nice. But stock trading pays experienced entrepreneurs that understand the market trends, and know how to accurately (or almost accurately) predict how a certain stock’s price direction may go.

Unfortunately I don't have a picture anymore but I can tell what I experienced and what I've seen.My youngest son is half Nigerian half Dutch (his father is Nigerian). All the family of his father lives in Nigeria so they only had seen pictures of my son. He was the first grandchild of the mother of his father and she had told my (ex)husband many times that she wished she could see him and hold him.When my son was about 10 months old his Nigerian grandmother passed away. Her wish had never come true. About 2-3 weeks after she passed my son started to wake up in the middle of the night, stand up in his cot, jump up and down, laugh out loud and reach out with his arms to something (or someone) I couldn't see. Then after about half an hour he would lie down again and fall asleep.A few days after he started doing that I walked into the kitchen and saw that all cabinet doors and drawers were open. My two other sons were 16 and 12 and I asked them if they had been looking for something. They denied. I closed all the cabinets and drawers only to see them open again a few hours later. This went on for several days.It was starting to get really creepy when one day at night I could hear someone breath heavily. I lived alone with my children and they were all asleep and didn't make a sound. Besides that, it sounded as if someone was standing right next to me! It really freaked me out!About a week later a friend of mine was visiting me with her daughter. They were about the same age. They were playing together on the floor and I took a picture. This was in 2003 so the camera I used was an analog camera so I had to get the film developed to see the result. When I picked up the pictures I noticed a shadow right beside my son on that one picture. It was looking like someone was bending over to him. None of the other pictures had anything weird or unexplainable in them.I took the picture to a photographer but he couldn't explain it. I then took the picture to someone who was involved in paranormal activities like seances and such. She got very excited when she saw the picture and she told me I had managed to capture a spirit guide. She didn't know me or anyone in my family but she told me that the spirit of a close family member was visiting my son. She asked if I had noticed any strange things in or around my house so I told her about how my son would wake up in the middle of the night and about the kitchen cabinets. She said that the spirit guide was opening the cabinet doors that to let me know she was there to visit her grandson and if I wanted her to stop opening those doors all I had to do was acknowledge out loud that I knew she was there and that I was ok with her visiting my son but if she could maybe visit him in the day time and leave the cabinet doors shut.I felt kinda silly doing that but I thought it was worth a try. And sure enough, since I acknowledged her presence my son didn't wake up anymore at night and the kitchen cabinets stayed shut. I would still see my son look very intently at something I couldn't see and laugh at it but it was now in day time. My cats would often stare at something I couldn't see too.Honestly, I'm not making this up! This really happened! The visits of my son's grandmother stopped when he was about 6 years old. Or at least, he didn't show any signs that he could see her so maybe she was still visiting him.Another encounter I had was about 11 years ago, here in London. I was renting a room in the flat of an elderly man. I never felt really comfortable there and always had the feeling someone was watching me. I didn't sleep very well either and when I did sleep I often had strange dreams. The only times I didn't feel being watched was when a close friend of mine was visiting. I lived there for about 3 months when I decided to move. The feeling of being watched had increased and the dreams were becoming violent. I didn't know what is was but I knew it was something in the flat that was causing it. I had never told my friend about it but when I told him I was going to move he told me he was really glad. He then told me that every time he came to visit me there was a young man standing in my room and he was looking very angry. He hadn't told me before because he didn't want to scare me. After doing some research we found out that the son of my landlord had died at home when he was 21 years old. It must have been his room I was renting and he was not happy about it. I found another place to live and from the first night in my new flat I slept without having any weird or violent dreams.I'm not someone who gets scared easily but the dreams I had in that flat were really scary! Since what happened with my son I believed in ghosts/spirits but I never knew they can influence your dreams!!