Annual Post-Tax Year Income Statement Of Qualified: Fill & Download for Free

Hahahaha.You’ve been fed a line of bullshit.First, there is no “inconvenience”. I can go to literally any clinic, doctor, or hospital in the country and all I need to do is to show them my health card:Second, about those taxes: healthcare expenditures are mostly covered by various forms of income taxes, which means that you pay based on what you earn. If you’re a struggling new grad, you pay very little. If you are a rich old fart, you pay more. In both cases, overwhelmingly, people think that it is “worth it”. (And by the way? Just as an aside? In Canada, our taxes are actually lower than your taxes + health insurance + copays.)Here’s a great short video (by an American doctor) which explains the Canadian healthcare system really well:This article is well worth reading: https://www.washingtonpost.com/outlook/2020/08/06/health-insurance-canada-lie/?arc404=trueHere’s the text:In my prior life as an insurance executive, it was my job to deceive Americans about their health care. I misled people to protect profits. In fact, one of my major objectives, as a corporate propagandist, was to do my part to “enhance shareholder value.” That work contributed directly to a climate in which fewer people are insured, which has shaped our nation’s struggle against the coronavirus, a condition that we can fight only if everyone is willing and able to get medical treatment. Had spokesmen like me not been paid to obscure important truths about the differences between the U.S. and Canadian health-care systems, tens of thousands of Americans who have died during the pandemic might still be alive.In 2007, I was working as vice president of corporate communications for Cigna. That summer, Michael Moore was preparing to release his latest documentary, “Sicko,” contrasting American health care with that in other rich countries. (Naturally, we looked terrible.) I spent months meeting secretly with my counterparts at other big insurers to plot our assault on the film, which contained many anecdotes about patients who had been denied coverage for important treatments. One example was 3-year-old Annette Noe. When her parents asked Cigna to pay for two cochlear implants that would allow her to hear, we agreed to cover only one.Clearly my colleagues and I would need a robust defense. On a task force for the industry’s biggest trade association, America’s Health Insurance Plans (AHIP), we talked about how we might make health-care systems in Canada, France, Britain and even Cuba look just as bad as ours. We enlisted APCO Worldwide, a giant PR firm. Agents there worked with AHIP to put together a binder of laminated talking points for company flacks like me to use in news releases and statements to reporters.Here’s an example from one AHIP brief in the binder: “A May 2004 poll found that 87% of Canada’s business leaders would support seeking health care outside the government system if they had a pressing medical concern.” The source was a 2004 book by Sally Pipes, president of the industry-supported Pacific Research Institute, titled “Miracle Cure: How to Solve America’s Health Care Crisis and Why Canada Isn’t the Answer.” Another bullet point, from the same book, quoted the CEO of the Canadian Association of Radiologists as saying that “the radiology equipment in Canada is so bad that ‘without immediate action radiologists will no longer be able to guarantee the reliability and quality of examinations.’ ”Much of this runs against the experience of many Americans, especially the millions who take advantage of low pharmaceutical prices in Canada to meet their prescription needs. But there were more specific reasons to be skeptical of those claims. We didn’t know, for example, who conducted that 2004 survey or anything about the sample size or methodology — or even what criteria were used to determine who qualified as a “business leader.” We didn’t know if the assertion about imaging equipment was based on reliable data or was an opinion. You could easily turn up comparable complaints about outdated equipment at U.S. hospitals.(Contacted by The Washington Post, an AHIP spokesman said this perspective was “from the pre-ACA past. We are future focused by building on what works and fixing what doesn’t.” He added that the organization “believes everyone deserves affordable, high-quality coverage and care — regardless of health status, income, or pre-existing conditions.” An APCO Worldwide spokesperson told The Post that the company “has been involved in supporting our clients with the evolution of the health care system. We are proud of our work.” Cigna did not respond to requests for comment.)Nevertheless, I spent much of that year as an industry spokesman, my last after 20 years in the business, spreading AHIP’s “information” to journalists and lawmakers to create the impression that our health-care system was far superior to Canada’s, which we wanted people to believe was on the verge of collapse. The campaign worked. Stories began to appear in the press that cast the Canadian system in a negative light. And when Democrats began writing what would become the Affordable Care Act in early 2009, they gave no serious consideration to a publicly financed system like Canada’s. We succeeded so wildly at defining that idea as radical that Sen. Max Baucus (D-Mont.), then chair of the Senate Finance Committee, had single-payer supporters ejected from a hearing.Today, the respective responses of Canada and the United States to the coronavirus pandemic prove just how false the ideas I helped spread were. There are more than three times as many coronavirus infections per capita in the United States, and the mortality rate is twice the rate in Canada. And although we now test more people per capita, our northern neighbor had much earlier successes with testing, which helped make a difference throughout the pandemic.The most effective myth we perpetuated — the industry trots it out whenever major reform is proposed — is that Canadians and people in other single-payer countries have to endure long waits for needed care. Just last year, in a statement submitted to a congressional committee for a hearing on the Medicare for All Act of 2019, AHIP maintained that “patients would pay more to wait longer for worse care” under a single-payer system.While it’s true that Canadians sometimes have to wait weeks or months for elective procedures (knee replacements are often cited), the truth is that they do not have to wait at all for the vast majority of medical services. And, contrary to another myth I used to peddle — that Canadian doctors are flocking to the United States — there are more doctors per 1,000 people in Canada than here. Canadians see their doctors an average of 6.8 times a year, compared with just four times a year in this country.Most important, no one in Canada is turned away from doctors because of a lack of funds, and Canadians can get tested and treated for the coronavirus without fear of receiving a budget-busting medical bill. That undoubtedly is one of the reasons Canada’s covid-19 death rate is so much lower than ours. In America, exorbitant bills are a defining feature of our health-care system. Despite the assurances from President Trump and members of Congress that covid-19 patients will not be charged for testing or treatment, they are on the hook for big bills, according to numerous reports.That is not the case in Canada, where there are no co-pays, deductibles or coinsurance for covered benefits. Care is free at the point of service. And those laid off in Canada don’t face the worry of losing their health insurance. In the United States, by contrast, more than 40 million have lost their jobs during this pandemic, and millions of them — along with their families — also lost their coverage.Then there’s quality of care. By numerous measures, it is better in Canada. Some examples: Canada has far lower rates than the United States of hospitalizations from preventable causes like diabetes (almost twice as common here) and hypertension (more than eight times as common). And even though Canada spends less than half what we do per capita on health care, life expectancy there is 82 years, compared with 78.6 years in the United States.When the pandemic reached North America, Canadian hospitals, which operate under annual global budgets — fixed payments typically allocated at the provincial and regional levels to cover operating expenses — were better prepared for the influx of patients than many U.S. hospitals. And Canada ramped up production of personal protective equipment much more quickly than we did.Of the many regrets I have about what I once did for a living, one of the biggest is slandering Canada’s health-care system. If the United States had undertaken a different kind of reform in 2009 (or anytime since), one that didn’t rely on private insurance companies that have every incentive to limit what they pay for, we’d be a healthier country today. Living without insurance dramatically increases your chances of dying unnecessarily. Over the past 13 years, tens of thousands of Americans have probably died prematurely because, unlike our neighbors to the north, they either had no coverage or were so inadequately insured that they couldn’t afford the care they needed. I live with that horror, and my role in it, every day.

AP BC Welfare Development has implemented AP NTR Videshi Vidyadharana scheme for Financial Assistance for BC students from the year 2016-17 and also in the same way for SC students, Ambedkar Overseas Vidya Nidhi Scholarship has implemented. Every year, AP NTR Videshi Vidyadharana scheme will be allotted to 1000 students of BC community and this scheme is available for all the eligible candidates.ELIGIBILITYi) Annual Income: AP BC students family income should be less than Rs.6.00 lakh per annum are eligible to fill AP BC student loan application form. The applicant or candidates parents/guardians annum income shall not exceed Rs.6.00 lakhs. Income certificate must be provided by the students. Candidate should also submit latest Tax Assessment copy. Employer salary slip should attach with application.ii) AgeLimit:The candidate’s age shouldn’t be exceeded more than 35 years as on 1st July of the year of notification.iii) Education Qualification:1)For PG Course in Abroad university: Degree in Engineering / Management / Pure Sciences /Agriculture Sciences / Medicine & Nursing /Social Sciences/Humanities.2) For PhD Course in Abroad university: Post Graduation course in Engineering / Management / Pure Sciences / Agriculture Sciences / Medicine / Social Sciences/ Humanities3) Post Graduation course includes 1 and 1 1/2 year of Post Graduation Diploma courses.4) This scheme also provided courses such as CPA (Certified Public Accountant) and CPM (Certified Portfolio Manager) which are equal to Chartered Accountancy (CA) / Cost Accounting (CA) courses in India.iv) The scheme is allotted for only one Child in a family and once in a lifetime award:Not available more than one child of the same parents/guardian’ss. The awardee cannot get a scholarship for the second or more times, because an individual can be awarded only once in his / her life time.v)Nationality:Applicant nationality should be an Indian.vi) Eligibility:Candidates will get admissions for the professional/technical courses in Abroad based on their performance in Entrance Test/Merit.Abroad countries which are eligible under this scheme:USA, UK, Australia, Canada, Singapore, Germany, New Zealand, Sweden, Netherlands, France, Denmark, Russia, Philippines, Kazakhstan and China (Philippines, Kazakhstan, and China only for medicine).Documents which are required for Study Abroad: School and Graduation mark sheet. Course admission proof. Course expenses schedule Passport Caste Certificate from Mee Seva. Income Certificate from Mee Seva. Date of Birth certificate. Aadhar card. E-pass ID Number. Residential/Nativity certificate. Mark sheet from SSC/Inter/Graduate/PG level. GRE /GMAT or equivalent qualifying exam/test scorecard. TOFEL / IELTS scorecard. Xerox of scholarship confirmation letter. Foreign Exchange permit xerox ( if available) Applicants two passport size photos Bank account borrowers last 6 months statements. Income Tax assessment order Borrowers statements of Assets and Liabilities. Residential address of the applicant.Selection Process:i)Academic notification is provided on university campuses and also available in e-PASS portal in August/September months.ii)All the interested students those who desire to study in overseas can apply from 1st August to 30th September.iii) 33% reservation is alotted for Women Candidates (if an adequate percentage of eligible women candidates are not available then Male candidates may be recruited under 33% ladies quota). 7: 10: 7 bifurcation ratio will be done between BC-A, B, D groups. The scholarship is available for 13 districts, officials will receive eligible applications from each district.iv) Online registration process is done under at http://www.epass.cgg.gov.in.

As I am both a lawyer (California State Bar #166048) and a CPA (Hawaii CPA 5825) and a tithe-paying member of The Church of Jesus Christ of Latter-day Saints who formerly served as a bishop with access to and discretionary authority to spend the funds of said Church, I’m going here to ask and answer the question posed by a former member and employee of the Church as described by the Washington Post on December 16, 2019.The Church has recently responded here—-> How the Church of Jesus Christ Uses Tithes and DonationsIs it inappropriate or illegal for the Church to maintain a corporation devoted to holding investments, which corporation does not regularly pay out its income?Absolutely not!In the United States of America, an organization with a charitable purpose can organize under Internal Revenue Code (“IRC”) 501(c)(3) and be exempt from Federal Income tax as well as receive donations that persons can deduct, according to various rules, from their personal taxes. There are two kinds of organizations that qualify for this kind of treatment under this law—private foundations and public charities—and one must review IRC 509(a)(1) in order to understand that so long as the organization has broad public support, it will not be considered a private foundation but a public charity.That it is supported by its sixteen million members well qualifies The Church of Jesus Christ of Latter-day Saints as a public charity and I’m quite sure the Internal Revenue Service will agree.The “whistleblower” invites the uninformed to join him in his misapplication of the Internal Revenue Code. He claims, without support, that this fund is subject to the rules of a private foundation while at the same time fully acknowledging that the fund is owned by and operated under authority of the Church.Because the Church is a public charity, anything—anything at all—owned and operated by The Church of Jesus Christ of Latter-day Saints is exempt from taxation so long as the funds are used to advance the charitable purposes of the organization. From IRC 503(c)(3):[exemption from taxation applies to] “Corporations organized for the exclusive purpose of holding title to property, collecting income therefrom, and turning over the entire amount thereof, less expenses, to an organization which itself is exempt under this section. Rules similar to the rules of subparagraph (G) of paragraph (25) shall apply for purposes of this paragraph.”Therefore, Ensign Peak Advisors, Inc., and any property it holds, manages or controls is fully tax-exempt under law. It is free to apply its property to any Church purpose, even the bailout of a problematic investment or the steady and purposeful accumulation of capital. The Church is managed by brilliant and dedicated men and women—but even they make mistakes on occasion. God is our parent and He is a perfect parent, which means He allows His children to make mistakes and learn from them to do better in the future. It would do us no good whatsoever to have a God who dictated every move, financially or otherwise.Our whistleblower is going to be frustrated if he thinks there is any merit to his tax arguments as there is not.Any reasonably well-informed member of The Church of Jesus Christ of Latter-day Saints knows exactly how their tithing is being used.We pay tithing because we believe that 10% of our money doesn’t belong to us, it belongs to God. By voluntarily recognizing that fact, we give God the ability to bless us—an ability God acknowledges He cannot exercise without our first being obedient to the command. This isn’t some idiosyncratic doctrine that Broadway can mock—it’s good old-fashioned Old Testament, King James Version:8 ¶ Will a man rob God? Yet ye have robbed me. But ye say, Wherein have we robbed thee? In tithes and offerings.9 Ye are cursed with a curse: for ye have robbed me, even this whole nation.10 Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it. Malachi 3I wrote a lengthy answer to a similar question regarding Church finances over two years ago—here it is: J. Brian Watkins's answer to How much money does the Church of Jesus Christ of Latter-day Saints have?There is no “secrecy” about Church finances. Polite and well-mannered individuals understand that persons are entitled to privacy in their personal financial affairs. The finances of the Church are private and I’m comfortable that the finances of the Church are in good hands.Ironically, those who complain are those who refuse to donate. Why should they have a voice in Church affairs? Churches do a world of good and if you don’t like their tax-free status, go complain to your representatives in Congress, don’t write hateful diatribes against people whose beliefs differ from yours. Just do your own thing and be happy.Church President Gordon B. Hinckley explained to the assembled membership, which meets together twice-yearly in a General Conference via internet, video, satellite and other links, that the Church made a decision years ago to invest a portion of every year’s donations and business income. He further explained why the Church was going to develop property in downtown Salt Lake City into a shopping mall. This was done completely in the open and explained to the entire assembled membership.The Condition of the ChurchSaid President Hinckley in April 2003 (see above link)Faith in the payment of tithes and offerings increases despite the straitened economic circumstances in which we find ourselves. We are able to go forward with the building of meetinghouses and temples, with our vast education program, with the very many activities which are conditioned upon the tithing income of the Church. I promise you that we will not put the Church in debt.President Hinckley and his associates came of age during the Great Depression. It left an indelible mark upon them—the leaders of The Church of Jesus Christ of Latter-day Saints abhor debt, they will not incur it save in the most extreme need.Accordingly, since about 1981—to the best of my knowledge—the Church has invested a portion of its annual tithing and business income. Recent revelations indicate that this strategy has not only been successful, it has been incredibly successful.Bear in mind that we believe that Jesus Christ directs this Church—accordingly, our leaders do not make changes lightly or without years of thoughtful consideration.It does not surprise me that our investments have now risen to levels that capture public attention—it should not surprise any member of the Church.The Church of Jesus Christ of Latter-day Saints does pay taxes. Lots of taxes.The exemption afforded by United States Federal Income Tax laws does not apply to everything the Church does. Indeed, the Church’s own statement makes clear that the Church pays taxes on all kinds of things. For example, if we are running a shopping mall as an investment, the rent we receive is fully taxable.Worldwide, the Church and its affiliated entities pay applicable taxes and other governmental levies. In the United States, where churches and other nonprofit organizations are generally exempt from federal and state income tax, the Church pays taxes on any income it derives from revenue-producing activities that are regularly carried on and are not substantially related to its tax-exempt purposes. Church-affiliated entities that are organized as for-profit corporations pay regular federal and state corporate income taxes on their net income. The Church and its affiliated entities also pay property taxes on property that is not used for religious, educational or charitable purposes, including taxes on undeveloped land and properties held for investment or commercial purposes. Government fees, levies and assessments are paid in connection with the development of Church property. The Church also pays federal and state employer taxes and withholds and remits employee payroll taxes. Where applicable, the Church and its affiliated entities pay state and local sales and use taxes. Church Finances and a Growing Global FaithThe Polynesian Cultural Center, owned by the Church of Jesus Christ, pays taxes to Hawaii despite the fact that it exists solely to help employ the students of Brigham Young University Hawaii, where I work. It is the number one cash attraction in the entire State of Hawaii. See, e.g. J. Brian Watkins's answer to Why is the Polynesian Cultural Center on Oahu operated by the Church of Jesus Christ of Latter-day Saints?Where the Church operates businesses, such as its City Creek Mall, it pays regular taxes on the income it generates—just like every other business. The reason we operate those businesses is because when you have billions of dollars you don’t simply keep them under the mattress—you put them to work. The IRS is well aware of the Church’s obedience to tax law and that will be yet another reason why Ensign Peak Advisors, Inc. will not bother them. When you obey law for years, if a question arises about your conduct, the assumption will be in your favor. Have people already forgotten that East Germany allowed our members to exit that walled-off country to attend the temple and serve missions precisely because these members came back voluntarily?We choose as a Church to conduct our operations within the ability of the interest on our principal to cover costs. This insures that our operations will never lack funding, even if the cash donations of members were unavailable. Indeed, the Church could feed every one of its members if need be—and it feeds many non-members as well. Bear in mind that the Ensign Peak Advisors, Inc. fund primarily holds cash and marketable securities. A well-balanced portfolio contains much more than that.And, again, there are no secrets here. President Hinckley said about Church investments,"We have felt that good farms, over a long period, represent a safe investment, where the assets of the church may be preserved and enhanced," Hinckley said, "while at the same time they are available as an agricultural resource to feed people, should there come a time of need." LDS CHURCH REAL-ESTATE HOLDINGS INCLUDE FARMS, RANCHES, BUILDINGSNobody need fear reprisals by the IRS—nothing about the transactions detailed in the wryly named “Letter to an IRS Director” is improper in any way. Save the fact that the gentleman who made these disclosures cynically used whistleblower statutes to evade the non-disclosure agreement he most certainly signed as a condition of working with Church funds. Who would hire this man to manage their funds now? Attorneys know that the importance of keeping the confidences of their client far exceed any personal considerations—can a person charged with assisting in the stewardship of billions of dollars of donated funds be trusted after shenanigans like this report?In fact, I suspect that this “whistleblower” knows full well that the Church is within the scope of the tax laws—the snide and mocking tone of the report speaks for itself. This whole charade is simply a chance to get some media attention for a critic of The Church of Jesus Christ who wishes only to oppose and hinder the Church. Nothing about his bitter screed indicates anything improper or inappropriate about the usage of the funds at issue. There are, indeed, certain facts regarding improper usage of funds donated to a charity that would gain the prompt attention of authorities, but none of them are at issue in this case.The Church of Jesus Christ of Latter-day Saints is organized as a corporation sole. This intriguing type of corporate entity has its roots in England; for example, the Archbishop of Canterbury is a corporation sole who holds title to the properties of the Church of England. Literally every penny of The Church of Jesus Christ of Latter-day Saints, every building, every square foot of land, every cow on every ranch, is owned by the corporation sole and directed by authority of the President of the Church of Jesus Christ of Latter-day Saints, a man who cannot call himself to that position. Corporation sole - Wikipedia That the entire Church is under the control of its current President—now Russell M. Nelson—is not grounds for defeating the definition of a public charity.Supposing the Church of Jesus Christ is sitting on $100 billion—and I suspect that number is woefully understated—then who better to be in control of it than a former surgeon trained to make precise and life-or-death decisions under extreme time pressures, a man who admirably balanced a scientific, medical, Church and family career. President Nelson, the father of ten, is flanked in his responsibilities by a former Law School Dean, University President and Utah Supreme Court Justice, Dallin H. Oaks, and a former University President and tenured professor of business from Stanford University, Henry B. Eyring. I trust them with God’s money—they will be told what to do when the need arises, until then, they will save it up and invest it wisely.Let’s emphasize this: Nobody can put themselves into a position of responsibility in the Church of Jesus Christ. All of its leaders were selected by others.Any argument that Church leaders are acting for their own personal gain fails to acknowledge that these leaders were required to give up their often extremely lucrative professions and careers to become subordinates devoted to carrying out the directives of the President of the Church. President Nelson was an equal vote in a council of Twelve Apostles for over 30 years before he ascended to the Presidency by simply surviving the next senior Apostle, who happened to be three years younger. Members of the Church know who has power over life and death and God chooses the man that will control the billions of dollars now at issue.These men virtually live on airplanes and get only a few weeks of break every year to spend with families. President Nelson's global ministry to continue in southeast Asia All are required to live in Salt Lake City despite the fact that their families may reside in Germany, Brazil or elsewhere. The most senior of them do not ever retire—they serve until death. Hardly a position that would entice a person bent on living large with the donations of others. They do not act selfishly—in fact, President Nelson is as busy training and teaching his future successors as he is visiting members of the Church all over the world.So if someone brings up the Church and points to recent media reports, please spread the word that the members of the Church know full well where their tithing is going and they approve. If they don’t, then they don’t pay tithing. Tithing is a voluntary act—there is no coercion. There is no violation of tax law or any law inherent in the Church’s investment strategies and actions.Do you wish to benefit from The Church of Jesus Christ of Latter-day Saints?If so, stop some of our missionaries. Ask them to teach you. If you already hold strong religious views, then ask them to help you with some onerous project you have been putting off. You’ll find we can muster thousands of people when need arises, you need only ask for help and it will be given. WWJD? Mormon Helping Hands spread out through Big Bend to aid Hurricane Michael recoveryOr, if your organization needs help, go here. We have a website designed to facilitate assistance to good causes. JustServeJust come to Church and see what we are about. Wear Sunday Best—white shirt and tie for a man, dress for a woman—and come and sit there. You won’t be asked to donate anything, you won’t be asked to do anything, we get lots of visitors—they are always welcome. You can find your congregation here: Meetinghouse Locator | LDS Maps